Armstrong Fleming & Moore, Inc.

We were named one of the nation's top RIA firms in 2024 by Worth! A leading financial planning platform and publication, Worth included AFM in its annual list of 300 "Leading Advisors" across the country: https://worth.com/leading-advisors/top-registered-investment-advisor-firms/




𝗪𝗼𝗿𝘁𝗵’𝘀 𝗧𝗼𝗽 𝗥𝗜𝗔 𝗙𝗶𝗿𝗺𝘀, 𝗰𝗿𝗲𝗮𝘁𝗲𝗱 𝗯𝘆 𝗪𝗼𝗿𝘁𝗵 𝗠𝗮𝗴𝗮𝘇𝗶𝗻𝗲. Presented 05/11/24, based on data gathered 2019 – 2024. 41,000 RIAs were considered, 300 were awarded. Not indicative of future performance. Your experience with this Advisor may vary. For more award information, visit this page:
https://worth.com/leading-advisors/top-registered-investment-advisor-firms/

Last week, we gathered for two important celebrations for John Wittelsberger.

First, we marked his 10-year work anniversary at AFM with a wonderful lunch at Morton's. Then, we were joined by his wife, April for a baby shower for his first child, baby girl Reese!

Join us in sending our heartfelt congratulations to John!

Last week, Carl Holubowich, John Wittelsberger, and Mitchell Strobel participated in the 30th Annual Financial Planning Association (FPA) NCA Charity Golf Classic!

The event benefited the Foundation for Financial Planning, which works to advance pro bono financial services for at-risk populations. Our firm was proud to sponsor the beverage cart for the second consecutive year to support this fantastic cause.

Last month, Mitchell Strobel and Elizabeth Schleifer, CFP® spent time teaching DC Metropolitan Police Department Cadets some basics in personal finance!

We're proud to support DC's next wave of first responders and the Washington DC Police Foundation.

Last month, Nicolette Davicino, CFP®, EA ran in the Credit Union Cherry Blossom 10 Mile!

Each year, this race benefits the Children's Miracle Network Hospitals. Since 2002, the race has generated nearly $9 million in donations. You inspire us, Nicolette!

Last month, we celebrated Sumedha Malhotra, CFP®, CRPC®, CPWA®'s 5-year anniversary at AFM!

Our team gathered for an unforgettable lunch at Bindaas to mark the occasion. Congratulations on this milestone, Sumedha!

Inflation's impact on your finances may leave you discouraged, but there are some ways to reduce this burden. Emilia White has some wise advice to better "inflation-proof" your finances with diversification and planning in her latest blog.

Read how these strategies can help you take the fight back to inflation: https://afmfa.com/how-diversification-and-smart-planning-can-better-inflation-proof-your-finances/

Congratulations to Chris Rivers, CFP®, CRPC®, who was named one of Forbes' Best-In-State Wealth Advisors in DC for the second consecutive year!

Chris was recognized alongside 91 of DC's top financial planners. You can check out the full list here: https://www.forbes.com/lists/best-in-state-wealth-advisors/



2024 FORBES BEST IN STATE WEALTH ADVISORS. Created by SHOOK Research. Presented in April 2024 based on data gathered from June 2022 to June 2023. 23,876 were considered, 8,507 advisors were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary.

Earlier this month, Sumedha Malhotra, CFP®, CRPC®, CPWA® participated in the annual Credit Union Cherry Blossom 5k!

This fantastic event benefits Children's Miracle Network Hospitals, and raised $550,000 as part of this year's effort! Way to go, Sumedha!

In the latest installment of Numbers & Nuances: Making the Tax Code Simpler, Nicolette Davicino, CFP®, EA and Josh Kaplan, CFP®, EA break down everything you need to know about The Tax Cuts & Jobs Act.

The TCJA is a major legislative overhaul from 2017 that aimed to lower tax rates to boost investment in the U.S. With many provisions set to expire by end of 2025, it's crucial for individuals and businesses to strategize now to maximize benefits.

Check out the full blog to learn why it's smart to put this on your radar ahead of next year's tax season: https://afmfa.com/how-the-expiring-tcja-provisions-may-affect-you/

Medicare is a retirement mainstay, with most Americans qualifying for free coverage once they reach 65.

Searching for a guide to breakdown the basics of Medicare? Look no further than the latest BetterInvesting article from Alexandra Armstrong and Chris Rivers. In the first of a two-part series, this installment dives into parts A and B of Medicare.
https://afmfa.com/wp-content/uploads/2024/02/March-2024.pdf

Introducing Numbers & Nuances: Making the Tax Code Simpler, our latest blog series from Nicolette Davicino, CFP®, EA and Josh Kaplan, CFP®, EA!

Installments will aim to broaden your understanding of a wide range of tax issues. Learn more about the blog, and its authors, in this introduction:

Insights from Nicolette & Josh, CFPs® and Enrolled Agents - Armstrong Fleming & Moore, Inc. Welcome to Numbers and Nuances: Making the Tax Code Simpler, your go-to source for insightful articles and short-form content updates on tax strategies and financial planning. We are Nicolette Davicino and Josh Kaplan, CERTIFIED FINANCIAL PLANNERS™ (CFP® professionals) and Enrolled Agents (EAs) b...

We were named one of the Best Places to Work for Financial Advisors in 2024 by InvestmentNews!

AFM was celebrated alongside 30 other firms from across the country of similar size, and we’re proud to be the only D.C.-based financial planner to be named!

We feel so lucky to be able to share each workday with our dynamic team! Check out the full list here: https://www.investmentnews.com/best-in-wealth/the-best-places-to-work-for-financial-advisors-in-the-usa



2024 InvestmentNews Best Places to Work for Financial Advisers, created by InvestmentNews. This award is based on company leadership, corporate communications, training, and development, pay and benefits, and overall employee engagement. This award does not imply an endorsement, recommendation, or reflect the performance of the advisor. See here for more information: https://www.investmentnews.com/best-in-wealth/the-best-places-to-work-for-financial-advisors-in-the-usa

Best Places to Work for Financial Advisors in the USA - InvestmentNews From career development incentives to reward programs, this year’s winners are keeping employees satisfied.

We're thrilled to welcome Torie Pittari to the AFM team as our newest Client Service Associate!

Torie hails from Louisiana and is our latest team member with a passion for Premier League soccer as a diehard Liverpool supporter. Welcome aboard, Torie!

New rules for inherited IRA accounts are poised to launch in 2024 following years of delays caused by the pandemic.

Learn what's new with required minimum distributions (RMDs), beneficiary groups, and the fate of the "stretch IRA" in this month's BetterInvesting article from Alexandra Armstrong, CFP®, CRPC®and Chris Rivers, CFP®, CRPC®.
https://afmfa.com/wp-content/uploads/2024/01/January-February-2023.pdf

As we continue to ring in the new year, now can be a great time to implement some savvy tax strategies.

Alexandra Armstrong and Chris Rivers, CFP®, CRPC® provide some helpful tax tips in their latest BetterInvesting article, covering a wide range of topics from capital gains taxes to charitable contributions.
https://afmfa.com/wp-content/uploads/2024/01/December-2023.pdf

With 2023 now in the rear-view mirror, now can be a great time to check in with your estate plan. Jack Russell's latest blog has you covered with some key items to keep track of in the new year: https://afmfa.com/year-end-estate-planning-checklist/

Congratulations to our own Lucas Campbell, who won first place at his USA Powerlifting meet earlier this month!

Lucas claimed gold in the Men's Raw Junior 75kg Division, and qualified for Raw Nationals next year, a competition reserved for the top powerlifters in the country! We're all so proud of your hard work, Lucas, and can't wait to root you on at Nationals!

While the holiday season is now upon us, so too is another important period as part of year-end: giving season.

Looking to improve or expand your giving strategy as 2023 winds down? Mitchell Strobel has laid out all you need to know in his latest blog, including information on donor-advised funds, tax implications, and employer programs: https://afmfa.com/whats-new-in-charitable-giving/

As we wind down 2023, now can be great time to check-in on your tax strategy. Thankfully, Nicolette Davicino, CFP®, EA has you covered on all things taxes with her latest blog.

Read up on some important considerations related to deductions, retirement accounts, charitable giving, and more!

https://afmfa.com/year-end-tax-review-your-comprehensive-guide/

Earlier this month, our Founder and Chairman Emeritus, Alexandra Armstrong, attended InvestmentNews' annual Women to Watch Summit in New York City!

Alexandra presented the Alexandra Armstrong Award for Lifetime Achievement in the Financial Services Industry to Rita Robbins, President, Affiliated Advisors.

We offer our warmest congratulations to all the trailblazing women in finance that were honored that night!

We were named one of America's Top RIA Firms in 2023 by Forbes!

Conducted by SHOOK Research, this list captures leading RIA firms that offer steadfast guidance to clients and safeguard their wealth for the long haul. AFM is the top D.C. firm named in the ranking.

Check out the full list here: https://www.forbes.com/lists/top-ria-firms/?sh=3a46c6073cd5



2023 FORBES TOP RIA FIRMS, created by Shook Research. PRESENTED IN OCTOBER 2023. Advisors do not pay a fee to be considered or to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. Click here for more award information: https://www.forbes.com/sites/rjshook/2023/10/10/methodology-americas-top-ria-firms-2023/?sh=569616bbe26d

www.forbes.com

Cyrptocurrency continues to evolve in 2023, writes Elizabeth Schleifer, CFP® in the latest installment of Crypto Compass.

Educate yourself on all the happenings in the crypto world, including PayPal's big move into the space: https://afmfa.com/state-of-crypto-2023/

Last month, Mitch Strobel participated in a 5k with his daughter for Commonwealth Cares!

Founded by the Commonwealth Financial Network, this organization connects members of the financial planning world to worthy causes across the country.

The 5k race was held in support of Homeboy Industries, which seeks to support those impacted by gang violence. Amazing work, Mitch!