John W Farina, Financial Advisor at Morgan Stanley

Did you know many long-term care costs are not covered by Medicare? Learn what options you have to help control your financial exposure to uncovered care costs.

Planning to Fund Long-Term Care Expenses | Morgan Stanley Health care costs are rising—especially for retirees, and some may need long-term care. Learn the steps you can take to help prepare yourself.

When you have multiple financial goals, how do you prioritize? Here’s how to strike a balance between saving for retirement and your children’s education.

How I Balance Retirement Savings with My Kids’ Education | Morgan Stanley When you have multiple financial goals, how do you prioritize? Here’s how Senior Investment Strategist strikes a balance between retirement and his kids’ education.

Keeping excess cash out of the market may be the safest option in a tough economic climate, but there could be a big opportunity cost. Let’s discuss what you can do to help keep your money growing.

How to Invest Cash as It Loses Value to Inflation | Morgan Stanley Cash may be safe, but it’s losing value to inflation. How can you invest it while seeking some defensive qualities for your portfolio?

What financial goals do you want to achieve before year-end? Let’s talk about moves you can make this fall to help set yourself up for success.

Fall Planning for Your Finances | Morgan Stanley Know the moves to make before year-end to start 2023 on the right track.

Investing can be complicated. Your Financial Advisor relationship shouldn’t be. At Morgan Stanley, we’ll see you, hear you, and answer your questions without jargon. Set up time with me today.

Why Choose a Morgan Stanley Financial Advisor | Morgan Stanley Investing can be complicated. Choosing a Financial Advisor shouldn’t be.

Whether you’re a parent or grandparent, here are some ideas to teach kids about giving back when going back to school: https://mgstn.ly/3QSmJvH

As your children grow into young adults, you can help them learn how to manage their own financial matters. Here’s how to go about it.

From Clueless to Clued In: Teaching Teens About Money | Morgan Stanley As your children grow into young adults, you can help them learn how to manage their own finances.

Preparing your portfolio for a rainy day is critical to meeting your financial goals. Let’s talk about how I can help. https://mgstn.ly/3O1ZgXp

When market volatility picks up, having a long-term horizon is an investor’s best strategy. Check out my website: https://advisor.morganstanley.com/john.farina

How to Handle Volatility | Morgan Stanley Market volatility can increase or decrease depending on where we are in the business cycle. Here’s why this shouldn’t worry long-term investors.

Morgan Stanley Reserved Living & Giving has a new look and feel! New features will help you save even more time and money. My Reserved clients love to book their summer travel through here: https://mgstn.ly/3Il9DUP. Check out my website: https://advisor.morganstanley.com/john.farina

Recent market volatility has made it important to check the status of your retirement plan. Are you still on track toward meeting your investment goals? Let’s discuss how I can help.

A Six-Step Retirement Checkup | Morgan Stanley Given recent market volatility, checking in on your retirement plan may make a lot of sense.

Millions of people moved across state lines last year. If you’re one of them, you may want to make some changes to your portfolio. Here’s how I can help.

Moving? Time to Update Your Portfolio | Morgan Stanley Moving can mean exciting changes in your life, but it may also have tax consequences for your portfolio. Three key considerations.

The professionals selected as Morgan Stanley MAKERS are recognized for extraordinary leadership. Here are the books that keep them inspired: https://mgstn.ly/3bxjtqn

Hope you have a wonderful Fourth of July full of fun and fireworks!

Your income is one of your most valuable assets. Let’s make sure you’re taking steps to help protect it.

Protecting Your Income from the Unexpected | Morgan Stanley Your ability to earn an income may be one of your most valuable assets, but an accident or unforeseen illness can put that asset at risk. Here’s how to help protect it.

Happy Father’s Day to all the incredible fathers and father figures out there!

Happy Birthday to myself turning 59 on the 15th. The Big 59; we all know that that means…
close to no more ten percent penalty on distributions from my IRAs and 401K!

At a time when past-cycle playbooks may not work, how can investors seek to better manage risk and look for higher returns? Let's discuss how certain alternative investment strategies may be useful.

Five Ways to Discover Opportunities in Alternative Strategies | Morgan Stanley In an environment where past-cycle playbooks may no longer work, alternative investments can serve a valuable role in your portfolio. Here are five themes to consider.

Morgan Stanley Reserved Living & Giving has your trip-planning covered with these top 10 U.S. getaways for your next family vacation: https://mgstn.ly/3tFLuBy. Visit my website to schedule a meeting. https://hearsay.social/3syH3sr

Losses are painful, but investors who can stay focused on their goals, rather than obsessing over monthly returns, will likely be better off in the long run. See why. Visit my website to schedule a meeting. https://hearsay.social/3L7XVg2

Top 5 Mistakes Investors Make in a Market Downturn | Morgan Stanley Whether it is panic selling, hiding out in cash, or trading frantically, investors tend to make several mistakes that can hurt them in volatile markets. Here’s how to avoid the most common bad behaviors.

Where are you in your retirement journey? The path to your ideal retirement may have some twists and turns, but smart planning can help you reach your destination.

Develop Your Retirement Roadmap | Morgan Stanley The path to your ideal retirement may have some twists and turns, but smart planning can help you reach your destination. Where are you in your retirement journey?

Is “retirement account sprawl” ruining your ability to see a true picture of your investment performance? Let's talk about what you can do to take back control.

Do You Know Where Your Retirement Savings Are | Morgan Stanley Maintaining multiple retirement accounts may incur avoidable fees and make it difficult to track performance. Consolidating your accounts may be the answer.

Though having a budget may seem simple, sticking to one can be challenging. Let’s talk about steps to help you create a budget you can stick to.
Visit my website for more information: https://hearsay.social/3Kw1LPD

How to Create a Budget | Morgan Stanley Discover steps to building a budget, including understanding your expenses, to assess where to save more or cut spending to help meet your financial goals.

Knowledge is your first line of defense. Having a basic understanding of cyber terminology and jargon—and staying up to date about new schemes—can go a long way towards keeping your money, identity and family safe.

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The Top Cybersecurity Terms You Need to Know | Morgan Stanley Knowledge is your first line of defense.

Picture your retirement. Are you traveling? Making home improvements? Whatever you want to do, you’ll need a plan. Let’s talk about ways I can help you achieve the retirement you envision.

What Kind of Retiree Do You Want to Be? | Morgan Stanley Everyone has a different idea of their dream retirement. Whatever you envision, it’s essential to plan ahead so that your nest egg will last.

Retirement should be more than just golf and card games. check out these fresh ideas to live out your iconic golden years: https://mgstn.ly/35zYSyO

What financial goals call for saving rather than investing? Let’s talk about key differences between these financial strategies and how each may fit into your financial plan. Check out this article and DM me for more information!

What’s the Difference Between Saving and Investing? | Morgan Stanley Many people use the terms “saving” and “investing” interchangeably. While these two concepts are related, they aren’t exactly equal.

Do you hate not being able to remember all your usernames and passwords to just see your account balance? Your accounts may be too spread out. Let’s discuss simplifying your life by consolidating your accounts.

Help Simplify Your Financial Life through Consolidation | Morgan Stanley Financial accounts spread across multiple institutions? Not sure where your assets are? It may be more of a problem than you realize.