Ivan Rosa, NPC Financial

4 in 5 business owners do some sort of financial planning, according to the 2021 Guardian Confidence Study. And business owners can also take steps to help improve their employee’s financial wellness.

Pay it forward: Financial wellness for employees - Living Confidently When employees are stressed about money, they are distracted and less productive. Business owners can help solve this issue with a financial wellness program.

77% of business owners report having trusted people to guide them on financial topics, according to the 2021 Guardian Confidence Study. If you’ve got a goal of owning a company, these financial tips can help:

What does it take to run a company? - Living Confidently Are you an aspiring entrepreneur wondering “What does it take to run a company?” This article lays out a helpful path for getting your small business off the ground.

Investing your money can lead to greater long-term financial security, but you’ll want to know these four fundamentals about investing first. And I'm here when you're ready for number 4.

4 strategies for long-term investment success - Living Confidently The first step in successful investing is to learn these 4 strategies. Learn the fundamental principles of long-term investing.

Wanting to feel more financially protected and confident is an admirable goal. And learning how to attack your credit card debt can help you get there. https://bit.ly/3iUCC9z

On your path to financial wellness this year, don’t skip the important emergency fund step! Read this for how to help start your emergency fund today, where to put it, and how to use it. https://bit.ly/3XhDfsO

Looking to achieve financial wellness in this new year? The first step is to make a budget you’ll stick to. Check out these tips to help you create a simple budget you can follow.

How to make a budget you'll follow - Living Confidently Why can’t I stick to a budget? Sound familiar? Here’s how to make a budget that is simple to keep yet flexible enough to adapt to your lifestyle.

Whether your financial goals are big or small, short-term or long-term, there are easy things you can start doing now to help improve your financial wellness. Check out the list here:

7 easy ways to improve your finances this week - Living Confidently Improving your financial life doesn’t have to be tedious and time-consuming. These easy actions can lead to improvements in a matter of minutes.

HIV now is viewed similarly to most other chronic diseases by life insurance companies. Life insurance, whether term or whole life, helps protect the people who depend on you for financial support after you pass away.

Attention Business Owners! How you spend your time impacts your business, so use it wisely! Take this quiz to learn more and find resources to help you achieve your most pressing priority.

Time for What Matters - Living Confidently Having clearly defined financial objectives for your business and a plan for reaching them can give you the time and confidence to focus on your passion. In just a few steps, you'll have a customized action plan for your most pressing priority and suggestions for the methods to make it a reality, pl...

Retirement looks different for everyone. But, guaranteed income is a common element to a confident retirement. Find out more.

My Retirement Reality - Living Confidently We get it. Retirement means something different to everyone and requires more planning than it did for our parents. Let’s figure out what you’ll be doing in your second-half and find a way to make it a reality.

The #1 priority for working Americans is guaranteed income in retirement. About 1 in 3 workers lack confidence they’ll be ready when they stop earning a paycheck. Let’s connect to discuss your financial confidence Source: The Guardian Confidence Study 2021

Financial & Emotional Confidence Quiz - Living Confidently Take this quiz to find out how you compare with the most financially and emotionally confident Americans and to learn what you can start doing differently now.

Worried about outliving your money? If so, you’re not alone. An annuity can provide you with guaranteed income in retirement. Here’s what you need to know about the different kinds. Contact me and let’s discuss if an annuity is a good fit for you.

How to choose an annuity | Living Confidently Some economists say annuities are “the most efficient way to create income in retirement,” but what is an annuity? Learn about the various types of annuities.

Knowing financial wellness milestones at every decade can help you retire with confidence.

Financial Goals at Every Decade | Living Confidently Nobody lives a perfect financial life every day. But knowing the financial wellness milestones at every decade can help you retire with confidence.

If you had guaranteed income, how would you spend your days? An annuity may offer the opportunity to find out. Read this article then contact me to discuss the tools to secure future income that can support your retirement goals.

Creative Ideas for Spending Time in Retirement If you had guaranteed income, how would you spend your days? An annuity offers the opportunity to find out, and it is a flexible tool to secure future income.

How much do you need to retire comfortably? This question can be overwhelming but thinking about what you’ll need in terms of monthly income can help. Will your current retirement income strategy be enough? I can help you evaluate.

How Much Monthly Income Do You Need to Retire? Can your current retirement plan balances give you enough income to meet your monthly expenses in retirement? A financial pro can help evaluate your situation.

A higher income isn't the only path to financial and emotional confidence. Use this infographic to learn how to improve your money habits to boost your confidence.

How to Become More Financially Confident If all it took to be more financially confident were to earn more, then people with the highest incomes would always be the most confident. But that's not the case.

As your retirement years grow nearer, you may be wondering what you need to do to prepare. Use this checklist to ensure you're prepared for retirement.

Priorities for Your Personal Retirement Plan Wondering what you need to do to be well prepared for retirement? Review this checklist of five things to prioritize in your personal retirement strategy.

Women can build a retirement strategy by putting the myths aside and considering financial and emotional realities. Here are three myths women face, and the retirement strategy realities.

Retirement Myths for Women | My Retirement Walk Women can build a strategic retirement plan by putting the myths aside and planning for financial and emotional realities.

Discover five main sources of guaranteed income in retirement:

The Importance of Guaranteed Retirement Income A retirement strategy that provides a reliable stream of guaranteed retirement income can help you enjoy your non-working years with greater confidence.

Creating a strategy for retirement means something different for each of us. To help you bring your vision to life, answer these 6 discovery questions. Then, let's connect to create your strategy. https://bit.ly/3B1lZy5

Whole life insurance can be another means to supplement your retirement income. Protecting you while building cash value. View this infographic and let us discuss how this strategy can work for you.

Infographic: Your Retirement Strategy and Whole Life - Living Confidently You buy whole life insurance as protection for your loved ones and your legacy. But it can be so much more.

Funding for women-owned businesses is expanding with record-breaking numbers. It is important to know your funding options, so you are set up for success. Review these curated funding options and connect with me to learn more.

How to Fund Women-Owned Businesses | Living Confidently In the first six months of 2021, female founders raised over $25 billion for their companies. Here's how women entrepreneurs can fund their business.

A well-balanced portfolio is no longer just a mix of stocks and bonds. Many long-standing financial tools are often overlooked. Learn how whole life insurance can help diversify your portfolio and reduce overall risk.

Overlooked Ways to Build Financial Confidence | Living Confidently Investment strategies continually evolve. New technology, plus lesser-known financial tools, can help you reach your long-term financial goals.

Check out this infographic that debunks some of the common myths around life insurance so you can make better decisions to protect your loved ones.

Financial Myths and Facts | Living Confidently Do you believe any of these financial myths? Learn the truth about these common misconceptions can get in the way of your financial goals.

Did you know that you may be able to convert your term life into whole life insurance later? It is an important consideration when choosing your life insurance strategy. Connect with me to learn more.

Tips to Convert Term Life Insurance to Whole Life Insurance Does a term life insurance policy that can be converted to permanent life insurance as your protection needs change make sense for you and your loved ones?

While Life insurance is meant to protect you and your family, it can also benefit charities and causes you care about. Connect with me to learn how term life can protect you and meet your giving goals.

Charitable Giving in Retirement Research shows giving to others boosts personal happiness and may even improve our health. Use these strategies to give to charity in retirement and beyond.

Term life insurance protects you for a fixed amount of time, such as 10, 20, or 30 years. You are free to choose the term and the amount of your coverage. Connect with me to see if term life is right for you

How Much Does Term Life Cost? Adulting isn't easy, but getting term life insurance can provide a financial safety net for your loved ones. And it costs less than most people realize.

Small business owners with whole life coverage can make withdrawals in the event of an emergency or unforeseen expenses, allowing them confidence to dream and grow. Connect with me to learn more.

Whole Life Insurance: Another tool in your business strategy | Living Confidently Did you know that whole life insurance can be a pivotal part of that strategy? Beyond its core value of death benefit protection, whole life insurance may be able to solve some other challenges that business owners face.

College costs can be a big expense. While there are ways to save, did you know that you can leverage whole life to help fund college while protecting you and your family? Connect with me to find out how.

It Costs How Much? Saving for Your Child’s Education - Living Confidently College costs are skyrocketing. A smart approach to build cash values, using tools like life insurance and 529 plans, can help reduce financial stress.

Did you know that whole life insurance offers benefits while you are still living? Take the mystery out of whole life. Check out this interactive tool and connect with me to learn more.

Whole*istic Thinking - Living Confidently Many working Americans identify their top life priorities as protecting their family, having enough money in retirement, and educating their children.