Miami Home Loan 4 U
I take great care to cultivate a culture that is filled with happiness and teamwork. My blog is at The reviews are in the lower left of the left side bar.
Element Funding, is one of the premier Miami home loan lenders in the mortgage industry. Our goal is to provide borrowers with the best possible financing options available in today’s mortgage lending environment. We offer excellent personalized service to make your home buying experience pleansent and productive. We offer strength, trust, and integrity you can rely on when making your home loan
Having trouble buying a house? Hee is one couples answer:
https://www.realtor.com/advice/buy/cutthroat-homebuying-tactics-that-worked/?identityID=621ce90b3bcb0801605da179&MID=2022_0520_Weekly_NL&RID=25466468862&cid=eml_promo_Marketing_NonPRSL_WeeklyNL_cons.14726082_2022_0520_Weekly_NL-blog1housebuyingtactics-blogs_buy
5 Cutthroat Tactics I Devised Out of Sheer Desperation To Buy a House—That Worked The housing market is extremely competitive today, so my family and I had to take some huge risks when deciding to buy our new home.
Home availability is getting better, but, the interesting rates are plan to increase in the next months.
https://www.cnbc.com/2022/05/25/fed-minutes-may-2022.html?__source=androidappshare
Fed minutes point to more rate hikes that go further than the market anticipates The rate-setting Federal Open Market Committee on Wednesday released the minutes from its May 3-4 meeting.
It took a few weeks, but, I did complete the courses in Coursera! Interesting and challenging!
Completion Certificate for Advertising with Meta This certificate verifies my successful completion of Meta's "Advertising with Meta" on Coursera
Jobless claims decreased.
Jobless Claims Initial Jobless Claims, which measures individuals filing for unemployment benefits for the first time, decreased 2,000 to 184,000. Continuing claims, which are those that continue to receive benefits after their initial claim, decreased 58,000 to 1.417M. This is the lowest number of continuing clai...
Now is a good time to buy before rents increase again!
MORTAGE RATES REMAIN VERY VOLATILE - Call 305-525-6742 to discuss your situation for a purchare or a refinance.
Staggeringly Big Rate Swings as Markets Remain Focused on Ukraine Financial markets were already dealing with rapidly evolving Fed policy shifts, a big jump in rates, and a big drop in stocks. But after Russia invaded Ukraine, volatility has been on another level . As far as the mortgage market is concerned, the average 30yr fixed rate experienced some of its bigg...
5.0 star review received on Experience.com for James Carter by Cesar Rodolfo Z. - Jim was an amazing help. Clear and precise and doing all he can to make sure we secured our future home! Thank you!
New ★★★★★ 5 Star Experience.com Review by Cesar Rodolfo Z
Click to see all 25 reviews of James Carter,
Loan Officer |NMLS # 331902
Call us for Presidential Treatment of your home financing needs! 305-525-6742.
"We’re grateful to those who serve our country and wish you a happy Presidents’ Day! ".
PRESIDENTS DAY - Markets are closed today!
Inflation is affecting all the things you buy for you home!
https://www.cnbc.com/2022/02/10/inflation-increases-prices-of-home-furniture-and-remodeling.html
Here's how inflation is hitting everything you buy for your home Inflation is causing sharp increases in prices for home remodeling goods.
Inflation Continues to Increase our basic prices for goods!
https://www.cnbc.com/2022/02/10/january-2022-cpi-inflation-rises-7point5percent-over-the-past-year-even-more-than-expected.html
Inflation surges 7.5% on an annual basis, even more than expected and highest since 1982 The consumer price index was expected to increase 7.2% from a year ago, according to a Dow Jones economist survey.
Cash buyers? We still can do very good financing, call me at 305-525-6742 to discuss how.
Big Jump in Home Seller Profits ATTOM’s 2021 year-end report on the housing market found it was far from a typical year. The company noted a number of recent or all-time highs and lows were set, including homeowner tenure, institutional investment, and home sellers’ return on investment (ROI). Homeowners who sold their houses ...
Home markets continue to increase. Call me to get pre-qualified at 305-525-6742.
Home Price Appreciation Update Including 2022 Forecast Home prices averaged year-over-year gains of 15 percent over the 12 months of 2021 compared to an average gain of 6.0 percent in 2020. CoreLogic’s Home Price Index (HPI) ended the year up 18.5 percent compared to the prior December. Despite indications earlier in the year that price gains were beg...
Give me a call at -if you are considering a refinance at 305-525-6742. Still there could be time and a good rate for a refinance for your property!!
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Rising Rates Propel Surge in Refinancing Mortgage volume during the week ended January 28 recovered from a 7 percent decline the previous week to post the largest non-holiday related gain since the last week of March 2020. The Mortgage Bankers Association (MBA)) said its Market Composite Index, a measure of mortgage loan application volume...
Fed Rate increases are planned this year. Rates increased today and several are planned for the year according to the Federal Reserve minutes.
Get ready for the climb. Here's what history says about stock-market returns during Fed rate-hike cycles. As it turns out, during so-called Federal Reserve interest rate-hike cycles, which we seem set to enter as early as March, the U.S. stock market tends to...
Dr. Martin L. King - he gave us the model.
Dr. M. L. King - a man for today! Do What is Right!
Martin L King - a man to remember:.
Rates are moving up today as we mentioned yesterday. Below is a chart of the 30 YR Fixed 2.5% Mortgage Backed Security. . As the prices of the bonds move down the corresponding yield (rates) move up.
Have a great year in 2022!
Have a great day!!
Have a great 2022!
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Our Story
Element Funding, a division of Primary Residential Mortgage, Inc. is one of the premier Miami home loan lenders in the mortgage industry. Our goal is to provide borrowers with the best possible financing options available in today’s mortgage lending environment. We offer excellent personalized service to make your home buying experience pleansent and productive.
We offer strength, trust, and integrity you can rely on when making your home loan decision. I have over 7 years personal experience in home loan financing, and, my underwriters have over 25 years each as FNMA approved underwriters to underwrite your file. Over the years I’ve help hundreds of people obtain financing for their new homes. If you have some credit issues to resolve, I’ve got experience working through those issues as well.
Personalized service when selecting your home loan lender is critical in this highly volitable market. I make every effort to provide you with the best personal service to provide you a excellent experience in your home loan process.
Here are some comments from a few past buyers we have closed https://goo.gl/maps/akLwvGK9qto. The reviews are in the lower left of the left side bar. Just click on the title “11 reviews” in that sidebar, and it will take you to them.
Call me, Jim Carter at 305-525-6742, or email me at jcarter@elementfunding,com for a prompt personalized home loan consultation.
NMLS#331902
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701 Northpoint PkwySuite 405
West Palm Beach, FL
33407
Opening Hours
Monday | 10am - 4pm |
5589 Okeechobee Boulevard Suite 101
West Palm Beach, 33417
We take pride in helping our community reach its home-buying goals! Lic2471779 | Equal Housing Lender
West Palm Beach, 33411
Providing residential mortgages since 1998.
324 DATURA Street, SUITE 210
West Palm Beach, 33401
"Mortgage rates in the U.S. tumbled to historic lows in the week ended July 16. The rate on a 30-yea
West Palm Beach, 33411
Mortgage Made Simple | Residential Mortgage Home Loan Specialists
2537 Forest Hill Boulevard
West Palm Beach, 33406
Senior Mortgage Broker NMLS 347288
777 S Flagler Drive
West Palm Beach, 33401
Providing Mortgage and Real Estate Services.
120 South Olive Avenue
West Palm Beach, 33401
The Above & Beyond Mortgage Team did $150M last year by helping 376 families buy homes!! We look to do $250M this next year by helping at least 500 families! Text, DM, or call now!...
4525 Gun Club Road
West Palm Beach, 33415
Lack of financing shouldn’t be a problem if you want to own your home. We manage the loan process
2005 Vista Parkway, Ste 100
West Palm Beach, 33411
The mortgage process can be confusing. Our team helps make the process easy to understand!
2240 Palm Beach Lakes Boulevard, Ste 400H
West Palm Beach, 33409
27 years experience in residential home lending for real estate purchases and refinances