The Penner Mortgage Team

Buying Beats Renting in 22 Major U.S. Cities

That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments.

No Caption ReceivedAs mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up, it’s getting less expensive to buy a home than to rent one in many parts of the country.

This is a big deal if you’ve been renting for a while now. But if you don’t see your city on this list, don’t sweat it. Things are moving fast, and your area might be joining these top metros soon.

To know more and to read more: Click link 👇🏻👇🏻👇🏻
https://americasmortgagesolutions.com/buying-beats-renting-in-22-major-u-s-cities/

We Specialize in All Types of Mortgage Loans and Real Estate Deals: https://AMS.Money/LoanProducts
If you have any questions or if you are buying or selling a home & need some expert mortgage advice or want to chat about your unique scenario, just contact me right away. https://AMS.Money/CPLinkTree
Save these links for a list of our Products, Programs, Social Media, Resource Links, Websites & Keeping Current Matters:
https://AMS.Money/Resources&Websites | https://AMS.Money/KCMVideoBlog | https://AMS.Money/KCMBlog
1) Call me directly ☎️561-316-7544
2)To schedule a time to talk with me just click here: 🗓 https://AMS.Money/Calendar
3) Apply for a mortgage now at 🌐 www.ChristianPennersLoanApp.com If you apply, please text me your full name and email address 📱561-373-0987
We're excited to have an exceptional Mortgage Team of Professionals who share our vision. ✨ Our focus is on making your mortgage a key part of your overall financial planning strategy. 🏠💼
Our mission is to tailor a financing package that aligns with your long-term and short-term financial and investment goals, as well as your payment and equity objectives. 📈💰 By doing so, we aim to minimize your tax liability and maximize your cash flow. 💸 In today's market, a mortgage loan is more than ever a crucial financial instrument that should be part of your personal financial plan. 📊
This strategy allows us to create a debt management plan that helps build long-term wealth for you and your family. 👨‍👩‍👧‍👦💵 Let's work together to secure your financial future! 🚀
If you are looking to buy a new home check out our HomeBot Platform: https://AMS.Money/SearchHomesOnHomeBot |

Search Real Estate Properties: https://iRealEstateSearch.com/Homes | https://iRealEstateSearch.com/OffMarket | https://iRealEstateSearch.com/BuySellGetValue
If you are a homeowner, then check out HomeBot to Build more wealth with your home: https://AMS.Money/CheckYourHomeValue
You can keep this link to follow the interest rate trends: https://AMS.Money/RateRanges
Keep in mind our rates are better than this average by about .25% because we shop more than 250 residential and over 10K Commercial banks, lenders & mortgage companies to give you amazingly low rates and the largest product line in the country!
🔍 Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹 or BUILD YOUR DREAM HOME 🏗️ or OFFICE 🏢 on Residential Properties 🏘️, Commercial Real Estate 🏬, or Development Commercial Real Estate 🏗️, Yachts 🛥️, Aircrafts ✈️, RVs 🚐, or Exotic Cars 🚗 – call us TODAY 📞. No matter the NEED 🎯 or GOAL 🏆 – let’s make CONFIDENT decisions together 👥💼.
Check out our SLA: https://AMS.Money/SLA
Helping You Achieve the American Dream of Home Ownership.
Our Team will stay in touch with you throughout the process—before, during, and after your closing. 📞🔑 As your Personal Loan Consultant, I will oversee every stage of the process. It's our goal to make the mortgage loan process the best part of your home-buying experience! 🏡✨
We strive to do more than just earn your business; we want you to become part of our family. 🤝 With our "Client for Life" commitment, you will always be our top priority. 🌟 Rest assured, you’ll receive unparalleled service every step of the way.
We truly hope you'll refer us to your friends, family, and colleagues! 👨‍👩‍👧‍👦👫💼

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What To Know About Closing Costs

Now that you’ve decided to buy a home and are ready to make it happen, it’s a good idea to plan ahead for the costs that are a typical part of the homebuying process. And while your down payment is probably the number one expense on your mind, don’t forget about closing costs. Here’s what you need to know.

What Are Closing Costs?
Simply put, your closing costs are the additional fees and payments you have to make at closing. And while they’ll vary based on the price of the home and how it’s being financed, every buyer has these, so they shouldn’t be a surprise. It’s just that some people forget to budget for them. According to Freddie Mac, this part of the homebuying process typically includes:

To know more and to read more: Click link 👇🏻👇🏻👇🏻
https://americasmortgagesolutions.com/what-to-know-about-closing-costs/

We Specialize in All Types of Mortgage Loans and Real Estate Deals: https://AMS.Money/LoanProducts
If you have any questions or if you are buying or selling a home & need some expert mortgage advice or want to chat about your unique scenario, just contact me right away. https://AMS.Money/CPLinkTree
Save these links for a list of our Products, Programs, Social Media, Resource Links, Websites & Keeping Current Matters:
https://AMS.Money/Resources&Websites | https://AMS.Money/KCMVideoBlog | https://AMS.Money/KCMBlog
1) Call me directly ☎️561-316-7544
2)To schedule a time to talk with me just click here: 🗓 https://AMS.Money/Calendar
3) Apply for a mortgage now at 🌐 www.ChristianPennersLoanApp.com If you apply, please text me your full name and email address 📱561-373-0987
We're excited to have an exceptional Mortgage Team of Professionals who share our vision. ✨ Our focus is on making your mortgage a key part of your overall financial planning strategy. 🏠💼
Our mission is to tailor a financing package that aligns with your long-term and short-term financial and investment goals, as well as your payment and equity objectives. 📈💰 By doing so, we aim to minimize your tax liability and maximize your cash flow. 💸 In today's market, a mortgage loan is more than ever a crucial financial instrument that should be part of your personal financial plan. 📊
This strategy allows us to create a debt management plan that helps build long-term wealth for you and your family. 👨‍👩‍👧‍👦💵 Let's work together to secure your financial future! 🚀
If you are looking to buy a new home check out our HomeBot Platform: https://AMS.Money/SearchHomesOnHomeBot |

Search Real Estate Properties: https://iRealEstateSearch.com/Homes | https://iRealEstateSearch.com/OffMarket | https://iRealEstateSearch.com/BuySellGetValue
If you are a homeowner, then check out HomeBot to Build more wealth with your home: https://AMS.Money/CheckYourHomeValue
You can keep this link to follow the interest rate trends: https://AMS.Money/RateRanges
Keep in mind our rates are better than this average by about .25% because we shop more than 250 residential and over 10K Commercial banks, lenders & mortgage companies to give you amazingly low rates and the largest product line in the country!
🔍 Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹 or BUILD YOUR DREAM HOME 🏗️ or OFFICE 🏢 on Residential Properties 🏘️, Commercial Real Estate 🏬, or Development Commercial Real Estate 🏗️, Yachts 🛥️, Aircrafts ✈️, RVs 🚐, or Exotic Cars 🚗 – call us TODAY 📞. No matter the NEED 🎯 or GOAL 🏆 – let’s make CONFIDENT decisions together 👥💼.
Check out our SLA: https://AMS.Money/SLA
Helping You Achieve the American Dream of Home Ownership.
Our Team will stay in touch with you throughout the process—before, during, and after your closing. 📞🔑 As your Personal Loan Consultant, I will oversee every stage of the process. It's our goal to make the mortgage loan process the best part of your home-buying experience! 🏡✨
We strive to do more than just earn your business; we want you to become part of our family. 🤝 With our "Client for Life" commitment, you will always be our top priority. 🌟 Rest assured, you’ll receive unparalleled service every step of the way.
We truly hope you'll refer us to your friends, family, and colleagues! 👨‍👩‍👧‍👦👫💼

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Why Buying Now May Be Worth It in the Long Run

Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for you is going to depend on a lot of different factors, here’s something you’ll want to consider as you make your decision.

As soon as you buy, you’ll start gaining equity. And you’d be surprised how quickly that can add up – even with more moderate home price appreciation.

Each quarter, Fannie Mae releases the Home Price Expectations Survey. It asks over one hundred economists, real estate experts, and investment and market strategists what they forecast for home prices over the next five years. In the latest release, experts project prices will continue to rise nationally through at least 2028

To know more and to read more: Click link 👇🏻👇🏻👇🏻
https://americasmortgagesolutions.com/why-buying-now-may-be-worth-it-in-the-long-run/

We Specialize in All Types of Mortgage Loans and Real Estate Deals: https://AMS.Money/LoanProducts
If you have any questions or if you are buying or selling a home & need some expert mortgage advice or want to chat about your unique scenario, just contact me right away. https://AMS.Money/CPLinkTree
Save these links for a list of our Products, Programs, Social Media, Resource Links, Websites & Keeping Current Matters:
https://AMS.Money/Resources&Websites | https://AMS.Money/KCMVideoBlog | https://AMS.Money/KCMBlog
1) Call me directly ☎️561-316-7544
2)To schedule a time to talk with me just click here: 🗓 https://AMS.Money/Calendar
3) Apply for a mortgage now at 🌐 www.ChristianPennersLoanApp.com If you apply, please text me your full name and email address 📱561-373-0987
We're excited to have an exceptional Mortgage Team of Professionals who share our vision. ✨ Our focus is on making your mortgage a key part of your overall financial planning strategy. 🏠💼
Our mission is to tailor a financing package that aligns with your long-term and short-term financial and investment goals, as well as your payment and equity objectives. 📈💰 By doing so, we aim to minimize your tax liability and maximize your cash flow. 💸 In today's market, a mortgage loan is more than ever a crucial financial instrument that should be part of your personal financial plan. 📊
This strategy allows us to create a debt management plan that helps build long-term wealth for you and your family. 👨‍👩‍👧‍👦💵 Let's work together to secure your financial future! 🚀
If you are looking to buy a new home check out our HomeBot Platform: https://AMS.Money/SearchHomesOnHomeBot |

Search Real Estate Properties: https://iRealEstateSearch.com/Homes | https://iRealEstateSearch.com/OffMarket | https://iRealEstateSearch.com/BuySellGetValue
If you are a homeowner, then check out HomeBot to Build more wealth with your home: https://AMS.Money/CheckYourHomeValue
You can keep this link to follow the interest rate trends: https://AMS.Money/RateRanges
Keep in mind our rates are better than this average by about .25% because we shop more than 250 residential and over 10K Commercial banks, lenders & mortgage companies to give you amazingly low rates and the largest product line in the country!
🔍 Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹 or BUILD YOUR DREAM HOME 🏗️ or OFFICE 🏢 on Residential Properties 🏘️, Commercial Real Estate 🏬, or Development Commercial Real Estate 🏗️, Yachts 🛥️, Aircrafts ✈️, RVs 🚐, or Exotic Cars 🚗 – call us TODAY 📞. No matter the NEED 🎯 or GOAL 🏆 – let’s make CONFIDENT decisions together 👥💼.
Check out our SLA: https://AMS.Money/SLA
Helping You Achieve the American Dream of Home Ownership.
Our Team will stay in touch with you throughout the process—before, during, and after your closing. 📞🔑 As your Personal Loan Consultant, I will oversee every stage of the process. It's our goal to make the mortgage loan process the best part of your home-buying experience! 🏡✨
We strive to do more than just earn your business; we want you to become part of our family. 🤝 With our "Client for Life" commitment, you will always be our top priority. 🌟 Rest assured, you’ll receive unparalleled service every step of the way.
We truly hope you'll refer us to your friends, family, and colleagues! 👨‍👩‍👧‍👦👫💼

, , , , -WiseOnceYouBuy, , , , , , , , , , ,

Is Your House Priced Too High?

Every seller wants to get their house soldquickly, for as much money as they can, with as few headaches as possible. And chances are, you’re no different.

But did you know one of the biggest things that could jeopardize your success is the asking price for your home? Pricing your house correctly is one of the most crucial steps in the selling process.

So, how do you know if you’re missing the mark? Here are four signs your high asking price might be turning potential buyers away—and why leaning on your real estate agent is the best way to course correct.

To know more and to read more: Click link 👇🏻👇🏻👇🏻
https://americasmortgagesolutions.com/is-your-house-priced-too-high/

We Specialize in All Types of Mortgage Loans and Real Estate Deals: https://AMS.Money/LoanProducts
If you have any questions or if you are buying or selling a home & need some expert mortgage advice or want to chat about your unique scenario, just contact me right away. https://AMS.Money/CPLinkTree
Save these links for a list of our Products, Programs, Social Media, Resource Links, Websites & Keeping Current Matters:
https://AMS.Money/Resources&Websites | https://AMS.Money/KCMVideoBlog | https://AMS.Money/KCMBlog
1) Call me directly ☎️561-316-7544
2)To schedule a time to talk with me just click here: 🗓 https://AMS.Money/Calendar
3) Apply for a mortgage now at 🌐 www.ChristianPennersLoanApp.com If you apply, please text me your full name and email address 📱561-373-0987
We're excited to have an exceptional Mortgage Team of Professionals who share our vision. ✨ Our focus is on making your mortgage a key part of your overall financial planning strategy. 🏠💼
Our mission is to tailor a financing package that aligns with your long-term and short-term financial and investment goals, as well as your payment and equity objectives. 📈💰 By doing so, we aim to minimize your tax liability and maximize your cash flow. 💸 In today's market, a mortgage loan is more than ever a crucial financial instrument that should be part of your personal financial plan. 📊
This strategy allows us to create a debt management plan that helps build long-term wealth for you and your family. 👨‍👩‍👧‍👦💵 Let's work together to secure your financial future! 🚀
If you are looking to buy a new home check out our HomeBot Platform: https://AMS.Money/SearchHomesOnHomeBot |

Search Real Estate Properties: https://iRealEstateSearch.com/Homes | https://iRealEstateSearch.com/OffMarket | https://iRealEstateSearch.com/BuySell...
If you are a homeowner, then check out HomeBot to Build more wealth with your home: https://AMS.Money/CheckYourHomeValue
You can keep this link to follow the interest rate trends: https://AMS.Money/RateRanges
Keep in mind our rates are better than this average by about .25% because we shop more than 250 residential and over 10K Commercial banks, lenders & mortgage companies to give you amazingly low rates and the largest product line in the country!
🔍 Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹 or BUILD YOUR DREAM HOME 🏗️ or OFFICE 🏢 on Residential Properties 🏘️, Commercial Real Estate 🏬, or Development Commercial Real Estate 🏗️, Yachts 🛥️, Aircrafts ✈️, RVs 🚐, or Exotic Cars 🚗 – call us TODAY 📞. No matter the NEED 🎯 or GOAL 🏆 – let’s make CONFIDENT decisions together 👥💼.
Check out our SLA: https://AMS.Money/SLA
Helping You Achieve the American Dream of Home Ownership.
Our Team will stay in touch with you throughout the process—before, during, and after your closing. 📞🔑 As your Personal Loan Consultant, I will oversee every stage of the process. It's our goal to make the mortgage loan process the best part of your home-buying experience! 🏡✨
We strive to do more than just earn your business; we want you to become part of our family. 🤝 With our "Client for Life" commitment, you will always be our top priority. 🌟 Rest assured, you’ll receive unparalleled service every step of the way.
We truly hope you'll refer us to your friends, family, and colleagues! 👨‍👩‍👧‍👦👫💼

, , , , , , , , , , , , , , , , , ,

Should You Sell Now? The Lifestyle Factors That Could Tip the Scale

Are you on the fence about whether to sell your house now or hold off? It’s a common dilemma, but here’s a key point to consider: your lifestyle might be the biggest factor in your decision. While financial aspects are important, sometimes the personal motivations for moving are reason enough to make the leap sooner rather than later.

An annual report from the National Association of Realtors (NAR) offers insight into why homeowners like you chose to sell. All of the top reasons are related to life changes. As the graph below highlights:

To read more: Click >>> https://americasmortgagesolutions.com/should-you-sell-now-the-lifestyle-factors-that-could-tip-the-scale/
To read more: Click the Photo!

We Specialize in All Types of Mortgage Loans and Real Estate Deals: https://AMS.Money/LoanProducts
If you have any questions or if you are buying or selling a home & need some expert mortgage advice or want to chat about your unique scenario, just contact me right away. https://AMS.Money/CPLinkTree
Save these links for a list of our Products, Programs, Social Media, Resource Links, Websites & Keeping Current Matters:
https://AMS.Money/Resources&Websites | https://AMS.Money/KCMVideoBlog | https://AMS.Money/KCMBlog
1) Call me directly ☎️561-316-7544
2)To schedule a time to talk with me just click here: 🗓 https://AMS.Money/Calendar
3) Apply for a mortgage now at 🌐 www.ChristianPennersLoanApp.com If you apply, please text me your full name and email address 📱561-373-0987
We're excited to have an exceptional Mortgage Team of Professionals who share our vision. ✨ Our focus is on making your mortgage a key part of your overall financial planning strategy. 🏠💼
Our mission is to tailor a financing package that aligns with your long-term and short-term financial and investment goals, as well as your payment and equity objectives. 📈💰 By doing so, we aim to minimize your tax liability and maximize your cash flow. 💸 In today's market, a mortgage loan is more than ever a crucial financial instrument that should be part of your personal financial plan. 📊
This strategy allows us to create a debt management plan that helps build long-term wealth for you and your family. 👨‍👩‍👧‍👦💵 Let's work together to secure your financial future! 🚀
If you are looking to buy a new home check out our HomeBot Platform: https://AMS.Money/SearchHomesOnHomeBot |

Search Real Estate Properties: https://iRealEstateSearch.com/Homes | https://iRealEstateSearch.com/OffMarket | https://iRealEstateSearch.com/BuySellGetValue
If you are a homeowner, then check out HomeBot to Build more wealth with your home: https://AMS.Money/CheckYourHomeValue
You can keep this link to follow the interest rate trends: https://AMS.Money/RateRanges
Keep in mind our rates are better than this average by about .25% because we shop more than 250 residential and over 10K Commercial banks, lenders & mortgage companies to give you amazingly low rates and the largest product line in the country!
🔍 Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹 or BUILD YOUR DREAM HOME 🏗️ or OFFICE 🏢 on Residential Properties 🏘️, Commercial Real Estate 🏬, or Development Commercial Real Estate 🏗️, Yachts 🛥️, Aircrafts ✈️, RVs 🚐, or Exotic Cars 🚗 – call us TODAY 📞. No matter the NEED 🎯 or GOAL 🏆 – let’s make CONFIDENT decisions together 👥💼.
Check out our SLA: https://AMS.Money/SLA
Helping You Achieve the American Dream of Home Ownership.
Our Team will stay in touch with you throughout the process—before, during, and after your closing. 📞🔑 As your Personal Loan Consultant, I will oversee every stage of the process. It's our goal to make the mortgage loan process the best part of your home-buying experience! 🏡✨
We strive to do more than just earn your business; we want you to become part of our family. 🤝 With our "Client for Life" commitment, you will always be our top priority. 🌟 Rest assured, you’ll receive unparalleled service every step of the way.
We truly hope you'll refer us to your friends, family, and colleagues! 👨‍👩‍👧‍👦👫💼

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#5613166800 #5613730987 &EpicLoanOptions

Should You Sell Now? The Lifestyle Factors That Could Tip the Scale | America's Mortgage Solutions Should You Sell Now? The Lifestyle Factors That Could Tip the Scale Are you on the fence about whether to sell your house now or hold off? It’s a common dilemma, but here’s a key point to consider: your lifestyle might be the biggest factor in your decision. While financial…