Giunta Insurance LLC

As our nation pauses to celebrate July 4, we are sending each of you our warmest wishes for a memorable holiday.

Whether you are planning to enjoy a barbecue, marvel at the fireworks, or spend quality time with loved ones, we hope your day is full of fun, rest, and reflection.

Please note that our office will be closed in observance of Independence Day. We will be back on July 8th and will respond to any communications received over the holiday as soon as possible!

Enjoy the holiday, and stay safe

Navigating Medicare with employer coverage can be tricky. The key? Communication and research. Before you celebrate your 65th, chat with your employer about how Medicare could complement your existing plan. Remember, every situation is unique!

📞 Questions about coverage? Let's chat! That’s what our team is here for.

🇺🇸 In honor of Memorial Day, our office will be closed. We will be back to our regular hours starting Tuesday, May 28.

We invite you to join us in remembering that Memorial Day is more than just a long weekend. It's a time for us to come together and honor those who have made the ultimate sacrifice for our freedoms.

Wishing everyone a safe and meaningful Memorial Day weekend.

Did you know less than half of millennials have life insurance? Many avoid it due to misconceptions about high costs and a complicated process. Let's clear the air:

📉 Lower Costs Now: The earlier you get life insurance, the lower the premiums. You're currently at the youngest you'll ever be, making it the best time for affordable rates.

💰 Financial Security: Without life insurance, your loved ones could face significant financial burdens, including median funeral expenses of $7,000-$8,000, and ongoing financial needs.

Life insurance is a smart move for long-term planning and provides peace of mind. Think it's time to explore your options? Let's chat! The process is simpler than you think.

On behalf of our entire team, we want to wish all mother figures out there a very Happy Mother's Day!

No matter how you celebrate, we hope you have a relaxing and meaningful day surrounded by loved ones.

Remember, if you have any questions or need assistance, don't hesitate to DM us or give our office a call. We're here to help!

This May, let's shine a light on Mental Health Awareness Month! It's our chance to discuss the narrative around mental health, understand how to better support our friends, coworkers, and loved ones, and break the stigma. With one in five Americans dealing with mental health issues, it's likely someone close to us could use an extra dose of kindness. 💕

Take care of YOU and remember, we’re here if you need support. Let's make mental health a priority together and comment 💚 below!

Happy Earth Day! 🌱 Remember, every small action counts, whether it's recycling more or adopting eco-friendly habits at home or work.

Got any tips on how to make a difference? Share them in the comments, and let's make every day a green day! 🌍

Spring is here! 🌞 We're buzzing with excitement for the warmer weather, longer days, and the opportunity to continue serving our amazing clients!

If you need anything this season, don't hesitate to reach out. We are always here to provide the best insurance services possible.

What’s your favorite part of this season? Let us know in the comments 🌷

Happy Easter, everyone! Wishing each of you a fantastic celebration with your loved ones, full of egg-citement, chocolate bunnies, and maybe a Peep or two 🥚🍫

On the note of celebrations, are you doing anything special for the holiday? Let us know in the comments — we’re all “ears!”

Wishing you and your loved ones a day filled with good luck and good cheer 🍀💚

Stay safe, celebrate responsibly, and make some unforgettable memories this St. Paddy's Day! 🎉

Long-term care is vitally important for seniors to age comfortably, but costs are on the rise ↗️

That’s why we put together some timely information to provide all of you with an update on the long-term care landscape and ways to prepare for these costs. (Remember, Medicare does not cover long-term care!)

Swipe through for an overview of your options ↩️ As always, we are here to help you make a plan that fits your needs and circumstances. Give our office a call anytime!

Just a quick reminder that Daylight Saving Time is almost here! ⏰ Don't forget to set your non-digital clocks forward by an hour and maybe grab a quick nap on Sunday if you can! 😴

While we'll lose an hour of sleep, we'll also be gaining an extra hour of sun in the evenings! Should you want to make use of that extra hour of daylight, remember that our team is here to help you tackle any to-do items within our wheelhouse. Reach out anytime to get the ball rolling 🤝

Did you know that an estimated 25.4 million people in the U.S. above the age of 12 are affected by mild hearing loss?

That’s why, for Hearing Awareness Week, we’re sharing some ways to detect hearing loss early on 👉

When in doubt, it never hurts to schedule a hearing assessment 👂 Share this post to help others recognize the signs and take action!

For Employee Appreciation Day, we wanted to take a moment to shine a spotlight on the incredible individuals who make up our team 🙌

To our amazing teammates: Your hard work doesn't go unnoticed, and your contributions are the backbone of our success. We are so grateful for the care you show to our clients and to each other.

Do you have an amazing team? Let's fill the comments with some love and appreciation — shout out what you love about your team 👇

Happy Leap Day! 🎉 What do you plan on doing with this bonus day? We'd love to hear — let us know in the comments!

If you need an idea, we think it’s the perfect time to get ahead on your insurance to-dos for this year. Send us an email or give the office a call to get the ball rolling.

As we all know, February is the month of love. And fittingly, it’s also Insure Your Love month, an annual campaign that starts the conversation about protecting our loved ones through life insurance 💌

With over 101 million Americans lacking sufficient life insurance coverage, it’s our mission this month, and every month, to make sure that you and your loved ones are fully protected and have peace of mind.

We believe life insurance isn't just a policy; it's your ultimate expression of unselfish love to your family.

If you would like to begin the process of crafting a life insurance policy, or just have general questions, please reach out this month. Our team would love nothing more than to help 💖

Did you know that heart disease is still the leading cause of death in the United States? 🫀

February is American Heart Month, and our goal is to raise awareness about heart health and preventing heart disease. In support of this important month, we’re sharing today the warning signs of a heart attack – information that can make a significant difference in saving lives 🚑

Take note of these symptoms, and feel free to share this with your network to spread awareness 📩

Happy National Senior Independence Month! Now is the perfect time to celebrate the vibrant, active lives seniors can enjoy — and the moves that can help ensure long-term independence ⛅

Whether it's engaging in physical activities, having regular health check-ups, or staying socially connected, each step (quite literally!) contributes to prolonged independence.

Swipe through for five ways seniors can stay healthy and independent for longer ↩️

Have any more to add to the list? Let us know in the comments!

Sending warm wishes your way as Thanksgiving approaches! Whether you're surrounded by a crowd or just a cozy few, we hope your holiday is full of joy and good health 🦃

Please remember our office will be closed on Nov 23-24. We'll be back in action on Nov 27. Enjoy a fantastic Thanksgiving! 🍁

Medicare premiums can add up, but we’re here to help you find the best options – and share cost-saving tips of the trade 💰 Take a look at a few of them below!

🩺 Enroll on time: Some parts of Medicare have late enrollment penalties. You may have to pay extra for your monthly premium if you don’t enroll when you’re first eligible.

🩺 Find out if you’re eligible for (and taking advantage of) premium-free Part A: Most people don’t pay a monthly Part A premium because they’ve paid Medicare taxes for 10+ years while working.

🩺 Report when your income goes down: Some parts of Medicare come with an income-related monthly adjustment amount (IRMAA). If your income goes down, so may your IRMAA.

🩺 Consider Medicare Advantage: Medicare Advantage can have little to no premium fees and can offer additional coverage for parts A and B.

🩺 Apply for a Medicare savings program: Savings programs can help pay for the cost of Medicare. If you’re interested, reach out to us to see if you qualify.

Ever wonder if you can fill the gaps in your Medicare coverage? You can with Medigap! 🛡️ Also known as Medicare Supplement Insurance, Medigap helps with those remaining costs after your Medicare coverage steps in.

Here's what Medigap can assist with:

🔹 Copays
🔹 Deductibles
🔹 Coinsurance costs
🔹 Services not covered by original Medicare

To qualify for Medigap, you need to meet specific criteria:

✅ Enrolled in Medicare Part A and B
❌ Not enrolled in a Medicare Advantage Plan
✅ Keep paying your premium to maintain your Medigap policy

⚠️ Keep in mind, Medigap doesn't cover long-term care, hearing aids, vision care, dental, or prescription drugs ⚠️

Timing is key with Medigap! You usually have six months to purchase it after enrolling in Medicare Part B, without a medical exam. However, this may vary by state.

If you have any questions, we’re here to assist. Remember, different insurers add extra benefits to their policies, so comparing your options is essential 🤝

In the spirit of Halloween, we’re wishing you a 👻 spooktacular 👻 day of treats and fun.

We hope your Halloween is filled with laughter, joy, and maybe even some delightful scares!

And on the subject of Halloween spookiness, we’d love to hear: what’s your favorite part of Halloween?

📣 Hey everyone! Retirement planning can be overwhelming, but did you know that Medicare Advantage plans can play a crucial role in ensuring a smooth transition into your golden years? 🌟✨

🏖️ Medicare Advantage plans can provide you with the peace of mind you deserve during retirement, knowing that your health needs are taken care of. 💪💊

📚 With a wide range of plans available, you can choose the one that best fits your unique needs and budget.

📅 It's never too early to start planning for retirement, so why not explore your Medicare Advantage options today? Reach out to John or visit our website to learn more about how these plans can help you make the most of your retirement. 🌅💼

👉 Don't let retirement catch you off guard – take control of your healthcare and enjoy the benefits of Medicare Advantage plans! 🎉🌈

📢 Hey everyone! 📢 The Medicare Annual Enrollment Period is in full swing, and guess what? John is here to help you out with all your questions! 🤩 Whether you're confused about coverage options or need assistance with enrollment, John has got your back. 💪 Drop your questions in the comments below or send him a DM, and he'll make sure you're on the right track to getting the best Medicare plan for you!

Do you have a Medicare Advantage plan and/or prescription drug coverage through Medicare? 🏥 If so, this reminder is for you!

🚨 Starting on October 15th, Medicare's annual enrollment period kicks off, running all the way through December 7th. 🚨

During this time, you can review and make changes to your Medicare Advantage health plan and/or prescription drug coverage for 2024.

Insurance can feel a bit spooky sometimes 👻 If you or anyone in your network is in need of guidance, we’re happy to help. At our agency, we 🍬TREAT🍬 clients like family!

Tag someone in the comments who you think might be interested in our insurance services, and reach out to us directly with any questions or needs this October 🎃