Yvonne Spruel-Key Realty

✨ Successful Steps To Becoming A Homeowner 🏡‼️

Step 1: Check Your Credit Score (Experian is one of the better ways). Some lenders can go as low as A 580 Mortgage Credit Score to start for FHA, A 620-640 Mortgage Credit Score and above for VA, USDA Rural development and Conventional‼️
Step 2: Make sure you have enough down payment and closing cost saved IN THE BANK (Tax Refunds Can go towards these things)‼️
Step 3: Find A Real Estate Agent (I have that covered)
Step 4: Choose A Lender And Get Preapproved For A Mortgage. You need (2 year job history, W-2’s, Tax Returns, Check Stubs & Bank Statements) Celeste Davis
Step 5: Start The Home Search Process
Step 6: Make An Offer
Step 7: Get A Home Inspection And Home Appraisal
Step 8: Purchase Homeowners Insurance
Step 9: Do A Final Walkthrough
Step 10: Close On Your New Home

If you feel like you have the first 2 steps down, schedule a consultation with me NOW and let’s finish your process strong 💪🏽 Tell a friend to tell a friend 😌
www.yvonnespruelrealestate.com.

Thanks for the reminder Henny Lo

Yvonne Spruel with Key Realty Yvonne Spruel, [email protected]

For those of you who have been waiting for the rates to go down before buying a home, here you go. Rates just went down.
Reach out to me to get the keys 😍🥰

www.yvonnespruelrealestate.com

30YR Fixed Rate
6.34% -0.06%


15YR Fixed Rate
5.88% -0.01%

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Today's Mortgage Rates
The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn About Our Rate Survey
30 Yr. Fixed
6.34%
-0.06
6.34%
8.03%
$1,554 / mo
15 Yr. Fixed
5.88%
-0.01
5.88%
7.35%
$2,093 / mo
30 Yr. Jumbo
6.61%
-0.07
6.61%
8.09%
$1,598 / mo
7/6 SOFR ARM
5.95%
-0.30
5.95%
7.55%
$1,491 / mo
30 Yr. FHA
5.75%
-0.35
5.75%
7.44%
$1,459 / mo
30 Yr. VA
5.79%
-0.33
5.79%
7.46%
$1,465 / mo
Estimated Principal & Interest Loan Amount:
250,000

Mortgage Calculators
30 and 15 Year Fixed Rates
More Charts: 30YR | 15YR | 30YR Jumbo | 30YR FHA | 5/1 ARM
Monday'S RATE TREND
POSITIVEMINIMALNEGATIVE
MBS prices have moved down slightly today. This will likely result in minimal impact on mortgage rates today.

Yvonne Spruel with Key Realty Yvonne Spruel, [email protected]

www.yvonnespruelrealestate.com

Mic drop🎤...

Let's get you positioned to buy a 🏡 home.
www.yvonnespruelrealestate.com

I've got the 🔑 keys.
Reach out to me today, to get YOUR 🔑 keys.
Need down payment assistance?
Reach out to me today..
I'm your local Columbus Realtor.
Yvonne Spruel-Realtor
Key Realty
513-295-3297

Let's go 🗳

For all the non-voters, any non-vote, could be a default vote for someone that could change the trajectory of your lives.
Vote this election...and take 5 people with you 🗳

Happy Saturday😘

You can have all that God says you can have. We're in the 3rd Quarter of the year.
If you want a house, let's get you into a house🛖🛖. I got the 🔑 keys. And you can have them too .
Reach out to be for down payment assistance programs..
www.yvonnespruelrealestate.com
Yvonne Spruel -Realtor
Key Realty
513-295-3297
I am your local columbus realtor.

Tired of paying that high rent?
I got the 🔑 keys...
And a plan..
Reach out to me today..
www.yvonnespruelrealestate.com