Stu Magid

Here’s how some of the most common mortgage loan options handle gift limits:

- FHA loans: No limit
- VA loans: No limit
- Freddie Mac-backed loans: No limit
- Fannie Mae-backed loans: Buyer provides 3% down payment

Have more questions? We can help! http://ow.ly/bZvs50Hu91I

When do you need a letter?
It never hurts to have verifiable proof of income from your bank. You never know when a seller may want it.

Situations include:
- Purchasing in competitive market
- Buying a short sale
- Multiple closings on a property
- Buying an investment property
- Paying in cash

And it's easy to get. Give us a call if you need help - http://ow.ly/ORnP50Hu8N3

If you didn't take advantage of the low low rates last year, that's okay. We still might be able to get you a lower rate than you are currently paying on your mortgage.
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You can't go wrong with reduced monthly payments and huge cash savings over time - http://ow.ly/uYJ850HoVY3
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Your First Time Process Starts Here
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We will provide you the info you need in an easily digestible way and help you make important decisions throughout our streamlined process - http://ow.ly/oi0a50HoVnq

As 2021 draws to a close, I wanted to wish you and your family health and prosperity in 2022!

Thank you so much for trusting me and for your support.

Please, let me know if there's anything I can do for you in . That's why I am here.

A few mortgage programs we broker:
✅ Convention Fixed Rate Mortgages (30, 20, 15 & 10 Year Fixed)
✅ Conventional Adjustable Rate Mortgages (5, 7 & 10 Year ARMS)
✅ Jumbo Fixed and ARM Mortgages
✅ First Time Home Buyer Reduced Down Payment Mortgages
✅ FHA
✅ VA
Learn more about us - http://ow.ly/Q9E850Hl7Fk

Happy Holidays from Me (Stu Magid) and American Fidelity Mortgage Services

Transparent Mortgage And Refinancing in Wheaton, IL, WI, & FL

Choosing the right for purchasing a new home or refinancing your current home is a big decision and you need the most current and reliable information to make an informed decision.

We have the tools and mortgage programs available to meet the needs of almost every client. Each client is an individual and I will make sure you have the detailed information to help you make a decision that works best for you.

View our mortgage programs - http://ow.ly/ruyG50Hixnb

Why Stu Magid and American Fidelity Mortgage Services is the go-to for , , and in Illinois, Florida, and Wisconsin:

Over the last 40 years, we have built a strong reputation as an outstanding mortgage lender.

We are a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction.

As a veteran, we proudly help other veterans with VA mortgages.

We have access to a full range of mortgage resources and all of our lending specialists are dedicated to finding the right loan with the best rates, terms, and costs to meet your unique needs.

Throughout the process, we provide regular updates and progress reports so you always know the status of your loan.

Learn More: http://ow.ly/w8Js50He95O

A Little About Stu Magid

After completing military service Stu Magid earned a finance degree from Loyola University in Chicago, IL and began his mortgage career in 1995.

A professional with over 25 years of experience helping clients purchase and refinance their homes, Stu’s business philosophy is simple; the client comes first!

Putting the needs of his means not only providing the best rates and available but also offering alternatives, being available to answer questions, and above all being transparent and upfront in every aspect of their transactions.

Learn More About Stu - http://ow.ly/uwqJ50He8ES

It’s as simple as a click. Apply for a now in Illinois, Wisconsin, & Florida.

APPLY - http://ow.ly/SRq750H1f3R

Paying off your home faster, reducing your monthly payment, receiving cash for home improvement, debt consolidation or a child’s education are some of the more common reasons for refinancing but there are others - http://ow.ly/hYn350H1eWC

Your Process Starts Here - http://ow.ly/Vn4050H1eQ8

Most sellers won’t even consider your offer without a Pre-Approval Letter.

We don’t need a credit check to discuss your options and there is never any obligation.

Here are a few of the mortgage programs we broker:

✅ Convention (30, 20, 15 & 10 Year Fixed)
✅ Conventional Adjustable Rate Mortgages (5, 7 & 10 Year )
✅ Jumbo Fixed and ARM Mortgages
✅ Reduced Down Payment Mortgages
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✅

We can help: http://ow.ly/6Sse50H1eIP

Why Stu Magid Is The Best For You:

After completing military service, Stu earned a from , Chicago, and began his mortgage career in 1995.

Throughout his decades of service and thousands of successfully closed transactions, Stu’s principles of transparency and always acting in his client’s best interests have never wavered.

Stu Magid is the best mortgage broker for you because of the time, care, and effort provided for every client - http://ow.ly/aFbn50GULbP

Our Fast, Easy, & Transparent Process: http://ow.ly/Tjej50GUKXx

1. It starts with a personal consultation to determine what you want to accomplish.
2. You will be presented with the best options and rates available to reach your goals.
3. The next step is to gather basic information and documentation.
4. Once completed, your file is sent to underwriting for initial review. They will issue a pre-approval or may request additional documentation.
5. We will then gather what is required and submit it back to underwriting for final approval/clear-to-close.
6. The last step is to schedule your closing!

Benefits of Working With Stu Magid & American Fidelity Mortgage Services, Inc.

The interest rate you qualify for is important and we're able to provide the lowest rates available, often below market rates. As a wholesale lender, we offer all of the , , , and .

While rates are important there are other factors that should be considered when choosing a mortgage lender. Competence, transparency, longevity, and efficient processes should also be weighed.

has been in business for over 40 years and I have been serving my clients for over 25 years. My personal business philosophy, and that of AFMSI, is to be upfront and transparent in every aspect of your transaction.

Additionally, all of our underwriters, processors, and closers are employees of AFMSI. We do not outsource or subcontract to other entities. Your file will be handled by in-house professionals throughout.

Let's Work Together - http://ow.ly/AK9v50GLLMn

There are many reasons a refinance may be beneficial for you. Reducing your interest and payment are the most obvious but there are others.

Accessing the equity in your property to consolidate high-interest debt, increase monthly cash flow, provide cash for home improvement or even finance a child’s education are just a few.

Call or email me to discuss your specifics and I will prepare a detailed proposal to meet your requirements - http://ow.ly/XTws50GLLFK

While your may be your second or third property, a vacation home, or even an investment property, it’s probably not something you do week in and week out as I do.

There are constant changes to existing programs, regulations, and documentation requirements. It is my job to be on top of these and to provide you with a stress-free and seamless transaction.

Let's Chat - http://ow.ly/keXI50GLLxT

Buying your can be a confusing and anxious process but it doesn’t have to be!

I have over 25 years of experience helping first-time home buyers successfully navigate the process and buy their first home.

From the initial consultation, pre-approval, explaining the process and paperwork through closing and beyond I am there for and with you each step of the way - http://ow.ly/lBxi50GLLuE

There are many benefits of that far outweigh renting. Here are a few:

Building Equity
Building Wealth
Stability
Tax Benefits
Customization

Learn about each benefit here - http://ow.ly/Esi550GLLne

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Whether you’re purchasing your first home or refinancing your current home your mortgage pre-approval starts here! You’re not “just another file” at American Fidelity Mortgage. You’re an individual with unique goals and requirements. We understand this and will ensure your mortgage experience is as unique as you are.

Great rates? Of course! But we also want you to be informed. Attention to detail, options, and transparency are not buzz words at American Fidelity. Call, email, or begin online today for a no-obligation review. No credit check for an initial consultation is required.

Visit My New Website - http://ow.ly/yuVB50GLLf3

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Stu Magid updated their business hours.

Stu Magid updated their website address.