Eric Cotter at Waterstone Mortgage NMLS #781324
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Eric Cotter is a Senior Mortgage Advisor at Waterstone Mortgage in Winter Park, Florida. He has more than 10 years of experience in the mortgage industry.
Eric Cotter was born and raised in Buffalo, New York, however, for the last 20 years has considered Central Florida his home. He is a former collegiate swimmer and graduate of Florida State University where he earned a Bachelor of Science in Business / Risk Management and Insurance. Prior to coming on board as a Senior Mortgage Advisor at Waterstone Mortgage Corporation, Eric held positions at Ban
If you’re a first-time homebuyer, you probably have lots of questions about the mortgage process. That’s why it’s so important to work with a trusted mortgage lender. Here are some examples of the types of questions to ask.
Send a message to chat about your situation, go over these questions, or get started on your journey to homeownership today.
Mortgage rates are trending down and that’s great news for your bottom line.
This just in! 📣 Waterstone Mortgage has increased its single-unit conventional loan limit to $795,000 (up from $766,550) for new locks beginning September 20, 2024!
A higher loan limit means MORE options for MORE homebuyers! If you’ve been thinking about buying a house, this is your sign to take the leap.
Send a message to learn more or get started with a pre-approval!
As the market shifts and rates decline, now might be the perfect time to refinance your mortgage loan. ➡️ 💰
With a refinance, you could lower your interest rate, eliminate mortgage insurance, or even take cash out of your home’s equity to pay down other debts or use for other expenses.
Interested in learning more about your refinance options? Click here: https://bit.ly/4dbE1Po
If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent.
Even though affordability is improving, buying a home can still feel tough right now.
Guess the mortgage term! Hint: This is one of the biggest reasons to buy a house. It’s what many people refer to homeownership as.
Think you’ve got it figured out? Drop your guess in the comments.
Mortgage rates have hit their lowest point in over a year and a half.
Mortgage Rates Drop to Lowest Level in over a Year and a Half
A shift is underway in the housing market this season.
Getting your house ready to sell? Here are a few tips on what you may want to do to prepare.
Now that you’ve decided to buy a home and are ready to make it happen, it’s a good idea to plan ahead for the costs that are a typical part of the homebuying process.
Today and always, we will never forget. 🇺🇸
If you’re wondering what’s going on with home prices lately, you’re definitely not the only one.
Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market.
Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List
Here at Waterstone Mortgage we pride ourselves on swift closings!
Message me today for more information on how you can be a homeowner or refinance an existing mortgage in the blink of an eye!
Have you been thinking about becoming a homeowner? In an unpredictable housing market, the best time to act is NOW.
Send a message to get started your journey to homeownership today!
There are a number of reasons you may be thinking about selling your house.
The Surprising Amount of Home Equity You’ve Gained over the Years
Thinking about making a move in 2025 and wondering what you can expect? Here’s what expert forecasts say lies ahead.
Luxury living is about more than just stunning views and cutting-edge smart home technology—it's about elevating your lifestyle.
Did you know you could access your home’s equity NOW, without waiting until you sell?
This is your "Homeownership Advantage" — a unique playbook of ways to leverage your home equity for your current needs or goals.
Don't sit on the sidelines! View the top strategies for tapping into your equity today: https://bit.ly/3MtmSFE
Now that it’s September, all eyes are on the Federal Reserve (the Fed).
How the Federal Reserve’s Next Move Could Impact the Housing Market
If you’re a first-time homebuyer, there are few things you can do to prepare, like:
✅ Monitor your credit score
✅ Get pre-approved
✅ Save for a down payment
✅ Explore loan types
Learn more ➡️ https://bit.ly/3z1nYFK
Are you on the fence about whether to sell your house now or hold off?
Should You Sell Now? The Lifestyle Factors That Could Tip the Scale
Happy Labor Day! This is your sign to take some time to unwind and relax.
If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you.
A home is one of the biggest investments you’ll make in your lifetime, but that doesn’t mean it can’t be affordable!
There are many things you can do to save on costs — both upfront and with your mortgage loan. Learn more ➡️ https://bit.ly/3ACzBDu
Want to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too?
If you’re a first-time homebuyer (or in some instances, a repeat homebuyer) looking for ways to make buying a house more affordable, you may qualify for down payment assistance!
Learn more ➡️ https://bit.ly/46WhwMN
If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand.
In an unpredictable, changing interest rate environment, enjoy a lower rate and some peace of mind with the Waterstone Mortgage Rate Defense. 🛡️ 💰
With this financing option, you can receive a lender-paid 1-year interest rate buydown, helping you secure significant rate savings.
No need to watch rates like a hawk or worry about a slight drop after you’ve locked in — you’ll be set with your lower rate for one year. 💸 Then, we can discuss your refinance options after the first year.
Send a message to learn more and take advantage of these savings TODAY!
Click here to claim your Sponsored Listing.
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Address
2699 Lee Road, Suite 600
Winter Park, FL
32789
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Monday | 9am - 6pm |
Tuesday | 9am - 6pm |
Wednesday | 9am - 6pm |
Thursday | 9am - 6pm |
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