Jessica Romanyszyn at Waterstone Mortgage NMLS #2421613

Every seller wants to get their house sold quickly, for as much money as they can, with as few headaches as possible.

Is Your House Priced Too High?

Wondering what all goes into qualifying for a home loan? Just remember the 5 Cs!

✅ Cash — Your down payment
✅ Credit — Your credit score
✅ Collateral — The type of real estate you’re purchasing
✅ Capacity to Pay — Your income and debts
✅ Change of Payment — What your new mortgage payment would look like

Learn more about what it takes to qualify for a mortgage: https://bit.ly/4dT7Ll5

If you’re a first-time homebuyer, you probably have lots of questions about the mortgage process. That’s why it’s so important to work with a trusted mortgage lender. Here are some examples of the types of questions to ask.

Send a message to chat about your situation, go over these questions, or get started on your journey to homeownership today.

Mortgage rates are trending down and that’s great news for your bottom line.

Lower Mortgage Rates Boost Your Buying Power Infographic

This just in! 📣 Waterstone Mortgage has increased its single-unit conventional loan limit to $795,000 (up from $766,550) for new locks beginning September 20, 2024!

A higher loan limit means MORE options for MORE homebuyers! If you’ve been thinking about buying a house, this is your sign to take the leap.

Send a message to learn more or get started with a pre-approval!

As the market shifts and rates decline, now might be the perfect time to refinance your mortgage loan. ➡️ 💰

With a refinance, you could lower your interest rate, eliminate mortgage insurance, or even take cash out of your home’s equity to pay down other debts or use for other expenses.

Interested in learning more about your refinance options? Click here: https://bit.ly/4dbE1Po

If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent.

Falling Mortgage Rates Are Bringing Buyers Back

Even though affordability is improving, buying a home can still feel tough right now.

The Latest Builder Trend: Smaller, Less Expensive Homes

Guess the mortgage term! Hint: This is one of the biggest reasons to buy a house. It’s what many people refer to homeownership as.

Think you’ve got it figured out? Drop your guess in the comments.

Mortgage rates have hit their lowest point in over a year and a half.

Mortgage Rates Drop to Lowest Level in over a Year and a Half

"Working with Jessica Romanyszyn and her team was an absolute pleasure from the very beginning! She was very personable and informative. Her professionalism and attention to the details and being very clear explaining what I needed to do so she could process and complete a strong mortgage..

Her Loan decision tool helped educate me in how loans are done now and the steps of the First time home buyer process.

They helped.." says Connie

Jessica Romanyszyn at Waterstone Mortgage NMLS #2421613 | Winter Park, FL ★★★★★ Working with Jessica Romanyszyn and her team was an absolute pleasure from the very beginning! She was very personable and informative. Her professionalism and attention to the details and being very clear explaining what I needed to do so she could process and complete a strong mort...

A shift is underway in the housing market this season.

The Best Time To Buy a Home This Year

Getting your house ready to sell? Here are a few tips on what you may want to do to prepare.

Checklist for Getting Your House Ready To Sell

Now that you’ve decided to buy a home and are ready to make it happen, it’s a good idea to plan ahead for the costs that are a typical part of the homebuying process.

What To Know About Closing Costs

Today and always, we will never forget. 🇺🇸

If you’re wondering what’s going on with home prices lately, you’re definitely not the only one.

The Real Story Behind What’s Happening with Home Prices

Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market.

Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List

Have you been thinking about becoming a homeowner? In an unpredictable housing market, the best time to act is NOW.

Send a message to get started your journey to homeownership today!

There are a number of reasons you may be thinking about selling your house.

The Surprising Amount of Home Equity You’ve Gained over the Years

Thinking about making a move in 2025 and wondering what you can expect? Here’s what expert forecasts say lies ahead.

Early Forecasts for the 2025 Housing Market Infographic

Luxury living is about more than just stunning views and cutting-edge smart home technology—it's about elevating your lifestyle.

The Latest on the Luxury Home Market

Did you know you could access your home’s equity NOW, without waiting until you sell?

This is your "Homeownership Advantage" — a unique playbook of ways to leverage your home equity for your current needs or goals.

Don't sit on the sidelines! View the top strategies for tapping into your equity today: https://bit.ly/3MtmSFE

Now that it’s September, all eyes are on the Federal Reserve (the Fed).

How the Federal Reserve’s Next Move Could Impact the Housing Market

If you’re a first-time homebuyer, there are few things you can do to prepare, like:

✅ Monitor your credit score
✅ Get pre-approved
✅ Save for a down payment
✅ Explore loan types

Learn more ➡️ https://bit.ly/3z1nYFK

Are you on the fence about whether to sell your house now or hold off?

Should You Sell Now? The Lifestyle Factors That Could Tip the Scale

Happy Labor Day! This is your sign to take some time to unwind and relax.

If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you.

Could a 55+ Community Be Right for You?

A home is one of the biggest investments you’ll make in your lifetime, but that doesn’t mean it can’t be affordable!

There are many things you can do to save on costs — both upfront and with your mortgage loan. Learn more ➡️ https://bit.ly/3ACzBDu

"It's was a pleasure working with Jessica. Her dedication and professionalism exceeded my expectations. She really went the extra mile and made the whole process feel like a breeze." says Jess on Google

Jessica Romanyszyn at Waterstone Mortgage NMLS #2421613 | Winter Park, FL ★★★★★ It's was a pleasure working with Jessica. Her dedication and professionalism exceeded my expectations. She really went the extra mile and made the whole process feel like a breeze.

Want to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too?

How To Avoid Today's Top Seller Mistakes