Cecilia Vidales

Happy bday to my dear compadre
Armandina C. Lepe

Felicidades a mi querida amiga en su cumpleaños
Te amo Gilda Pena

Happy bday to the best brother (don't tell the others)
Marco Villa
Love you to the moon and back

HAPPY BDAY CONCUNADITA LOVE YOU TO THE MOON AND BACK
Carol Vidales

Vegas weekend with my BFS
Awesome weekend
At the lazy river MGM

Loyal boy! We will see again❤️
Photo credit: unknown

UNFORTUNATLY IM HACKED
PLEASE IGNORE ALL REQUEST FROM ME

Keanu Reeves is a true dog lover 🥰🥰
Get yours tees here: https://www.nativeculturestore.com/dogtee41
This is Matrix movie star Keanu Reeves. He was abandoned by his father at 3 years old and grew up with 3 different stepfathers. He is dyslexic. His dream of becoming a hockey player was shattered by a serious accident. His daughter died at birth. His wife died in a car accident. His best friend, River Phoenix, died of an overdose. His sister battled leukemia.
No bodyguards, no luxury houses. Keanu lives in an ordinary apartment and likes wandering around town and often seen riding a subway in NYC.
When he was filming the movie "The Lake House," he overheard the conversation of two costume assistants, one crying as he would lose his house if he did not pay $20,000 - On the same day, Keanu deposited the necessary amount in his bank account. In his career, he has donated large sums to hospitals including $75 million of his earnings from “The Matrix” to charities.
In 2010, on his birthday, Keanu walked into a bakery & bought a brioche with a single candle, ate it in front of the bakery, and offered coffee to people who stopped to talk to him.
In 1997 some paparazzi found him walking one morning in the company of a homeless man in Los Angeles, listening to him and sharing his life for a few hours.
In life, sometimes the ones most broken from inside are the ones most willing to help others.
This man could buy everything, and instead every day he gets up and chooses one thing that cannot be bought

Happy bday Buffy Colon
Remembering you always

Feliz cumpleaños a Paulina Gutierrez-Villa

Angelica and my grand son Ethan Mccurley

Mortgage Ran

Good Morning!

Here are a few quick thoughts to help you this week.

When is the best time to buy?

Potential homebuyers are getting bombarded with media messages like "The Math for Buying a Home No Longer Works." That's why it's so important to have a conversation with every buyer that starts with the question: "Do you think home prices will go up or down over the next few years?" And then educate them!

Since mortgage rates have risen so fast over the last couple years, it's tempting to wait for them to come back down before trying to buy a house.

Below is a chart showing the Appreciation Rate and Interest Rate side-by-side back to 1942.

So let's say it's 1976. Mortgage rates are 9% and you decide to wait for lower rates before you buy a house. Well, that's not going to happen until 1992, and look at all those years of appreciation gain you lost out on!

Better than interest rates, appreciation is the number to think about when trying to time your home purchase.

So what's most likely to impact home prices over the next few years? Supply and Demand. Homes have not been being built at a fast enough pace to keep up with household growth for the last 7 or 8 years.

There are lots of reasons for this, but the result is a shortage of homes available, which is not going to be fixed any time soon. That means home prices are most likely to keep going up in most areas.

Interest rates are another story. Right now mortgage rates are artificially high, and they are going to come down along with the inflation rates. Nobody knows exactly when, but when it happens, today's homebuyers will benefit from refinancing to a lower rate.

That's why it's important to work with a lender who monitors rates for you even after closing, and will refinance you without any money out of pocket, and without adding to your loan term. (Jackson Team Rate Redo Program)

Avoid These 7 Critical Real Estate Mistakes!

The best way to learn is from the mistakes of others, and 2023 was a year of making critical mistakes for many. Here is how we can avoid sabotaging our business, and instead, prepare for a 2024 rebound.

Real estate feels risky, but...
How much income do you need to afford a $1M home?
​How to prepare to become a Homeowner if you're a renter
Have a great week! Reach out if I can help you with anything.

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P.S.

My goal with this email is to give you something you can use, so please feel free to forward, share, copy, reuse, remix or create content with any of this information.

Happy bday Alan Townsend
The best is yet to come

Yea I’m the sky is the limit

You are going to make it... 💛

He’s in
So proud of Nico Vidales

Tere y Elizabeth

Hard work and love in it!!!

Install stairs instead of using a ladder for bunk beds to make them safer!

What do you think about this idea?

This beautiful kitchen is like a getaway to the Spanish countryside!

What does this rustic kitchen remind you of?

The stone accent wall creates a strong focal point in this living room space! Whether you're using stone, tile or wood, a feature like this is a great addition.

Would you like this restored Victorian era kitchen in your home?

YESSSSS!!!!

The brick in this home owner's kitchen adds warmth and texture to the room.

What do you think of this space?

Lets call Ceci for the right house with awesome back yard
928-446-7867

15 Ideas to Maximize Your Small Patio Space These small patio ideas will transform any size space into a cozy oasis.

This awesome outdoor patio space has everything you need for a great party! The built-in mini-fridges, kegerator, and large sink make the perfect outdoor bar.

What's your opinion of this open living room?

Lets get a house with this paradise in your back yard
Listos para comprar esto es un paraizo. llámenme🏡👌 ahora

Wouldn't it be nice to have a pool like this in your backyard?

happy easter