Phoenix Insurance Brokers Pty Ltd

Due to some access issues with the existing page, we have created a new page and decided is a great opportunity to bring on the professionals. We have partnered with to bring you the best quality content as well as some of the fun side of Phoenix Insurance Brokers.
We understand Insurance can be boring, we promise we want to change that stigma!
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At Phoenix we enjoy being active in the community & we are proud to support a number of local sporting clubs across WA. ⛹🏻‍♂️

One of those clubs is Rockingham Flames Basketball Club, who we a pumped to be sponsors of their ☄️SHOOT FOR 30K ☄️ competition!

Rocko Flames fans will have the opportunity to win 30k ❤️‍🔥🔥🏀 just for coming to cheer on their team at the 2022 home games.

Their first home game is THIS SATURDAY, which means your first chance to be in the draw to win $30K is just days away! 💰⛹🏼‍♀️

Head to the Rockingham Flames website for full T&C’s. ✅

Vale Paul Martin 🕊

It is a very sad time for Phoenix Insurance Brokers having to share that we lost one of our senior brokers, part owner and much loved colleague, Paul Martin, to a motor vehicle accident in Kununurra late last week.

Paul was only 38 years old, but most would appreciate that he had squeezed many more years of life into the time he was with us. Paul was always looking for new frontiers, new people to meet, new clients to help and new problems to solve.

Paul had an energy that was engaging and people were naturally drawn to him, he was comfortable in all environments and was as much at ease in the remote outback as he was in a boardroom.

All Paul needed was a cause, an Insurer not doing the right thing or a client with a troublesome claim. Helping people gave Paul the greatest satisfaction and he hated being told no…..he took it as a personal challenge.

Paul was a larger than life character with an enviable thirst for life. The crew at Phoenix are devastated by this untimely loss and our hearts go out to his family and friends. 🙏🏽💙

Happy St Patrick's Day to our clients & friends throughout WA ☘️🍻

May you all be blessed with the luck of the Irish! ✨🍀

Let's have a chat about PERSONAL INSURANCE 🤓

Personal insurance is the name given to a group of policies that cover the personal items you own, like your car, home, boat or insurance for situations like traveling. ✅

Personal Insurance is all about protecting & safeguarding your family, your possessions & yourself against the unexpected.... which unfortunately can happen 🥺

At Phoenix Insurance we specialise in the following personal insurance products:
🏡 Home & Contents Insurance
🚘 Car Insurance
🛥 Boat Insurance
🚜Farm Insurance
✈️Travel Insurance

Our team will clearly explain what is and isn’t covered under different insurance policies & help you select the right ones for you & your family. 👨‍👩‍👧‍👦

We promise to take the pain out of personal insurance & make it hassle-free. 🤝

In today's modern landscape ALL businesses, big or small, are under threat of a potential cyber security breach. 💻💥

With the increase in ransomware, businesses need to ensure they are protected against potential attacks that could ultimately cost them dearly. 🥺💸

If you want to safeguard you & your business from such an attack, you want to create a cyber security business plan. 🤓

Not sure what a good cyber security business plan looks like? Here's our expert tips👇🏽

✅ Ensure ALL information & important files are backed up, regularly!

✅ Utilise the latest security technology

✅ Have internal procedures & online protocol in place

✅ Include cyber security in your business plan

✅ Consider taking out Cyber Insurance

Do you have a cyber security business plan in place for your business??

More awesome client feedback! 🤩

If you're looking for an expert team who can take all the stress out of the insurance profile for you, our team is the team for you! 👨🏻‍💻

We are based all over WA, meaning we've got experience working with businesses & residents all over this great state of ours. 🙌🏽

Head to the link below to fill out our quick contact form & lets get the conversation started 🗣

𝐂𝐥𝐢𝐞𝐧𝐭 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭...⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
🍻NORTHBRIDGE BREWING COMPANY🍻
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Located in the heart of Perth’s cultural & entertainment hub, Northbridge Brewing Company by Beerland boasts three-levels of “Perth”, incorporating materials salvaged from the old Perry Lakes Stadium & historical Art Deco Ford Factory in North Fremantle.

It's really is the ultimate room with a brew 😍🍺

As well as their famous Beerland range of brews on tap, they also stock a range of local & international beers, ciders, wines & spirits, the perfect accompaniments to their mouth-watering menu... we highly recommend the steak! 😋🥩

Our friends in hospitality need our support right now, so why not make a commitment to support a Perth venue this weekend? Cheers! ☺️🥂

As our friends & customers in the North West brace themselves for potential cyclonic weather caused by TC Anika 🌪💦, we want to remind you how to prepare your home & business for situations of extreme weather. ⛈

BEFORE A CYCLONE ⬇️

✅ Review your cyclone plan & check your household knows what to do.

✅ Ensure your emergency kit is complete by adding all additional items.

✅ Prepare your home inside & out - including securing cyclone shutters & making sure all pets are inside.

✅ Before closing your business, make sure all windows & doors are secure, use sandbags to prevent any water from entering your premises.

✅ Secure trailers, garden sheds, outdoor furniture, trampolines, rainwater tanks, LPG bottles, loose material, rubbish, boats & caravans.

✅ Check in with family, friends and neighbours to make sure they’re preparing too.

DURING A CYCLONE ⬇️

🌀If sheltering at home, fill sinks, buckets, containers & bath with clean water in case mains water supply is affected.

🌀If RED ALERT has been issued, you must stay inside. It is extremely dangerous to go outside during the cyclone as flying debris can cause injury.

If you are sheltering at home, look for ways to keep yourself and your family safe. For example, moving to a room without windows, using mattresses & cushions for protection.

**Information & advice sourced from dfes.wa.gov.au**

Are you a self employed tradie who's struggled with a situation where you weren't paid for your work? 🤦🏻‍♂️

Many tradespeople like the flexibility of being self-employed, but there are trade-offs. Some of the biggest risks of self-employment are not having enough work OR, worse, not being paid for your work. 💸😣

So how can you protect yourself? 🤔

With the rise of sub-contractors not being paid, the popularity of credit insurance for tradespeople has grown. This insurance allows them to take out a policy for a one-off project or coverage for the year. 🗓

Contractors who feel they are at risk of completing the work only to find their debtor is insolvent or declares bankruptcy, are covering themselves by having this insurance in place. 💯

Our team has been specialising in insurance for tradespeople for many years. We know when there is a need for a new trades insurance policy before other insurance companies because we are talking to tradespeople every day. 👷🏼‍♂️🙋🏻‍♂️

To find our more about how to protect yourself from not being paid for your work as a self-employed tradie, reach out to our team today. ☎️

A quick message from Phoenix Insurance Brokers 💬

In line with WA Government regulations brought in on Monday 21st February, all visitors & our staff will be required to wear a mask inside all of our Phoenix offices.

We thank you in advance for your understand, & know that your health & safety are the absolute priority to us.

𝘊𝘖𝘔𝘔𝘖𝘕 𝘍𝘈𝘘: If run my business from home, do I need an Insurance Broker? 🧐

With all the home based business & working from home action we have see over the last few years, we get this question so often these days! 🧑🏼‍💻

Truth is, you don’t 𝘯𝘦𝘦𝘥 a small business insurance broker, but you’ll find outsourcing specialist activities to an expert saves you time, stress & money in the long run. 💯

Engaging a specialist business insurance broker can let you get on with doing what you do best, run your awesome business! While we do what we do best - make the insurance process easier for you. ✌🏽🤓

Our team has been working with businesses of all types, including home based businesses, for more than 30 years, give us a call, we're always here to help! 📲

OUR LOCATIONS 🔍

If you're wondering where your local Phoenix Insurance office is located 🗺, the good news is we have offices all over this great state of ours! ✌🏽

📍PERTH - Our head office is located on Preston St in Como just minutes from the Perth CBD.

📍BROOME - Representing North West businesses on Dampier Tce in the heart of Broome’s Chinatown.

📍ROCKINGHAM - Servicing Rockingham & Peel Region businesses for over 10 years, Robinson Pl Rockingham.

📍BUSSELTON - We have been working in WA's South West for almost 20 years. Our SW based team are located on Fairbairn Rd Busselton.

Head to our website for contact details & more information on our team ☎️📧

When was the last time you checked your contents were correctly valued? If it's been a while, you might be under-insured... 😣

Often we don't realise the true value of your contents until you need to replace them & then it’s too late. 🥺

If you're the victim of a theft or fire, or your contents are damaged or lost you may find yourself in financial hardship replacing everything. 💲

So here's some tips from us to make sure you have adequate Contents Cover:

👉🏽 Walk from room to room making an inventory list of the items contained in each & the value of replacing each item. Remember to include the floor coverings & window treatments!

👉🏽 Go outside & do the same for the contents of your patio, garden shed, workshop or storeroom.

👉🏽 Total up each area of the home then check your existing policy to see if they match.

👉🏽 Keep a copy of your receipts for expensive items as proof of ownership.

We can answer any questions about contents insurance so if you aren’t sure about what is considered as contents or what is classified as a specified item reach out to us to speak to one of our experienced brokers. ☎️

5️⃣ Steps to follow after a Car Accident
💥🚙😣

Hopefully it wont happen to you, but if you find yourself in the unfortunate situation of being involved in a car accident, the following steps can help you know what to do after a crash:

1️⃣ First, and most importantly, do a health check & get to safety

2️⃣ Document the accident 📝

3️⃣ If a third party is involved, exchange information. Get their name, phone number & car registration details. 🚗

4️⃣ Regardless of whether you think the accident’s your fault, don’t say this to the other drivers or the police. Your insurance company is there to determine fault on your behalf.

5️⃣ Contact your broker who’ll assist in lodging your claim 🧑🏼‍💻

As a general rule, ALWAYS know what you’re covered for. 💯

Don’t wait until after an accident to find out your policy doesn’t automatically cover costs for a replacement car, for example. 🤦🏻‍♂️

For more information or to discuss your policy, call your local Phoenix Insurance office today. You'll be very glad you did! 🙋🏻‍♂️

🤩GREAT CLIENT FEEDBACK🤩

It's one of the many reasons we love what we do here at Phoenix Insurance Brokers. ✌🏽🤓

Murray Johnson is one of our superstar team members based in our Busselton office & he has a stellar track record with making the insurance process easy for his clients. 🤝

If your business is in need of an insurance expert to simplify the process & advise you on the very best cover for your business, reach out to us today to connect with one of our team. 🙋🏼‍♀️🙋🏻‍♂️🙋🏽

The weather front currently hitting our state's North West is a timely reminder about the importance of property & content insurance, be it residential or commercial. 🏠⛈🏪

Property insurance typically covers:
📌Damage to the structure of your property caused by flood, fire, explosion, earthquake, tsunami, lightning, storm, rainwater, hail, & wind 🌪🌩🔥

📌Water damage from certain leaks 💦

📌Damage caused by falling trees during a storm or the impact of a car 🏚

Contents insurance typically includes cover for loss or damage caused by fire, flood, theft & motor burnout, burglary or theft.

Contents policies can also cover alternative accommodation costs, should repairs in your home cause you to have to move out temporarily, as well as domestic pet cover, emergency work & temporary repairs. 💲🛠

Our team can assist you with finding an insurance policy that’s right for you & help you estimate the true value of your possessions, giving you peace of mind that everything you’ve worked hard for in your home or business, is protected & secure. 🙌🏽

📸 via ABC Kimberley

𝐂𝐥𝐢𝐞𝐧𝐭 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭...⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
🧳𝘉𝘐𝘓𝘓𝘈𝘉𝘖𝘕𝘎 𝘉𝘈𝘊𝘒𝘗𝘈𝘊𝘒𝘌𝘙𝘚 𝘙𝘌𝘚𝘖𝘙𝘛🧳⁣
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Got a holiday or weekend in the city coming up & looking for affordable accommodation, in a central location? You want to take a look at our client!⁣ 👀
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Voted WA's BEST Backpackers, Billabong is located on Beaufort St, on the Mount Lawley cafe strip, just a short walk away from the nightlife in Northbridge & the city centre.⁣ 🌃
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It has all the facilities you need, friendly service & a great atmosphere. With free breakfast ☕️, free WiFi 📶, off street parking 🚙, 𝘗𝘓𝘜𝘚 all rooms have an en-suite, & heating for the cooler months.

Billabong Backpackers Resort

Have you heard about Doctor's Choice? 👨🏻‍⚕️👩🏼‍⚕️✅

Phoenix Insurance have partnered with Doctors’ Choice, a specialist Medical Indemnity Advisor.

Sandy & Robyn have a deep understanding of Medical Indemnity Insurance & the Insurers licensed to provide cover for doctors & medical practices Australia-wide. 🇦🇺🩺

Doctors’ Choice provide obligation-free, tailored advice on Medical Indemnity Insurance &, just like us, are a client advocate. 🤝

If you have Medical Indemnity cover & want alternative terms, or just have an enquiry about your existing cover, click on the link below to check out their website. ⬇️

https://www.drschoice.com.au/home

👨🏻‍🍳HOSPITALITY INSURANCE🍸

Aside from all important public liability insurance, there is a wide range of types of cover for hospitality businesses to consider. 🧐

These will vary depending on the type of business you have, but could include:

👉🏽 Theft
👉🏽 Product Liability
👉🏽 Workers Compensation
👉🏽 Property Contents
👉🏽 Equipment Breakdown
👉🏽 Deterioration of Stock
👉🏽 Business Interuption
👉🏽 Liquor Liability
👉🏽 Goods in Transit Cover
👉🏽 Glass Breakage

There is a lot to consider & sometimes finding the best policy for your business can be time-consuming 😣 that’s where our team can help!

We have been assisting WA businesses like yours for more than 30 years & we understand the risks faced by the hospitality industry. 💯

Not only will we help you decide which policies are right for you, but to assist your cash flow, we can also package multiple policies together, meaning you only pay one premium that you can spread out over the year. 💲

Are you fully prepared for EXTREME WEATHER or NATURAL DISASTER? 🌪🔥

No matter where you live in our great state, summer can bring extreme conditions, sometimes causing some extreme events that can cause damage to your property in possessions. 🏚

If you're based around Perth or WA’s south you’re well aware of the bushfire risk, while for those of you in the northwest, you’re keeping an eye on any cyclones heading your way. 🚨

Wherever you are, now’s the time to ensure you’re properly protected. 💯

Our team will make sure you’re adequately covered for all potential losses from home & contents, including vehicles, caravans, boats & other valuable items should disaster strike. 🥺

Our offices are located in all corners of the state & we understand your area’s particular risk. Reach out to us today to make sure your most important assets are covered this season. 🙋🏼‍♀️🙋🏻‍♂️

Phoenix Insurance Brokers Pty Ltd has been providing insurance broking services to Western Australian businesses since 1989. 🤝

Over time, our personalised service has made us one of the state’s largest & most trusted local brokers.

Our expert team are here to help make the insurance process easier, while being there to answer any questions you may have a long the way. Basically, they take the stress out of insurance. 🤗

To learn more about our expert team, head to our website to check out our staff profiles! 💁🏻‍♂️💁🏼‍♀️

𝐂𝐥𝐢𝐞𝐧𝐭 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭...⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
🏝𝘉𝘌𝘈𝘊𝘏𝘌𝘚 𝘖𝘍 𝘉𝘙𝘖𝘖𝘔𝘌🏝⁣
⁣⁣
Heading to Broome this year? Check out our client!⁣
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Located just 250m from the famous Cable Beach 😎 experience the ultimate in luxury backpackers resort accommodation in modern & well appointed rooms, take a swim in the sparkling pool or stroll to the beach to watch the magic of a Kimberley sunset.⁣ 🌅🐪
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Whether you need a tranquil & relaxing getaway, want to explore the natural wonders of the region or make the most of the facilities on offer, Beaches of Broome will not disappoint. 👌🏽

Beaches of Broome

With BACK TO SCHOOL just around the corner... sorry kids!... now is a great time to talk about School Free Protect Insurance. 👩🏼‍🏫

Just as the name suggests, this type of insurance can safeguard your child’s education should the unforeseen happen. 😟

With School Fee Protect Insurance, if you or your partner become unemployed, sick or disabled, your child’s school fees will be paid for, up to 6 months for involuntary unemployment cover & 12 months for disability cover. 💵✅

For less than a gold coin a day, depending on your child’s annual tuition fees, your child will be able to continue learning with their friends, while you get back on your feet. 👧🏼📚

Talk to your Phoenix Insurance Broker today about School Fee Protect Insurance and how you can protect the most important gift you can give your children – their education.

Important question for any MINING CONTRACTORS out there... how much do you know about your insurance? 👷🏼‍♂️👷🏾‍♂️

Mining contractors insurance requires a unique set of insurance types to cover all aspects of the job. This includes yourself, your workers AND your business overall. 🦺⚒

Your mining contractor’s insurance should contain the following types of insurance policies.

▪️Public Liability Insurance
▪️Professional Indemnity Insurance
▪️Plant and Equipment Insurance
▪️Income Protection Insurance

Since the mining industry is such a high-risk environment, most insurance companies will have exclusions surrounding mining activities. These exclusions will mean your claim will be declined & you will not be covered. 💸

This is why it’s important to talk to an insurance broker who can work through the fine print & ensure you are adequately covered in all the essential areas. 🙋🏻‍♂️

Our expert team have extensive experience with the insurance required for your industry. Contact your local office today to find out more about Mining Contractors Insurance & make sure you're fully covered in 2022.

New year, new business plans for many small businesses across our state. 🤓

But while your busy planning all of the fantastic things that will happen in your business this year, it's important to do a new year review of your business insurance too. 💯

Do you still have the best business insurance cover for your business as it sits right now, in January 2022? 🤔

Chances are your business is not the exact same as it was this time last year, or the last time you reviewed your insurance policies, so start the new year off being the most prepared you can be by checking your insurance as part of your yearly business planning. 🤗

Here's a few things to take into consideration:

👉🏽Staff - whether you had a year of expansion or you became more boutique, you want to make sure your policy is covering your team... & remember if you became a smaller unit since your last review, you can probably save a bit of $$

👉🏽Equipment - did you invest in some new equipment for your office/shop/workspace? Make sure your investment in protected by checking that it's covered by your existing policy.

👉🏽Location - moved the location of your office/shop/HQ? Consult your insurer about whether your new location is higher or lower risk, as you may need to update your policy for better protection.

To chat about the above, or any other factors that may effect your business insurance in 2022, reach out to our team today via [email protected] 📲

🎄MERRY XMAS🎄

From the Phoenix Insurance Family to yours 🎅🏽

We hope you have a fabulous day tomorrow, surrounded by those you love, EAT, DRINK, BE MERRY & STAY SAFE! ❤️

The HOLIDAYS ARE HERE! 🥳🎄🥂

So it's the perfect time to recap on the things we can do to keep our homes & valuables safe while we head away during the festive season. 🎅🏽👌🏽

1️⃣ Check that all locks & security fittings 🔐 are in good working order & replace if needed.

2️⃣ Keep your valuable possessions out of view by keeping your blinds or curtains drawn, as to not give any potential opportunists the chance to scope out the inside of your home 👀

3️⃣ Don't overshare expensive gifts & trips away in public social media posts 🎁📲... this is like advertising for could be theives.

4️⃣ Leave any tools that could be used to break into your home laying around your property ⚒🪚 eg. gardening or pool cleaning equipment etc

5️⃣ Ask a neighbour to collect mail 📬 for you while you're away & let them know they can use your driveway for parking - this signals someone is regularly at the property & they'll probably appreciate the extra parking during the busy social season! 🙋🏼‍♀️🚙

6️⃣ Make sure your home & contents insurance is up to date & provides enough cover should the unfortunate happen. 🏡✅

If you’re in the EVENTS BUSINESS, whether your organise small or big occasions, you simply can’t afford to NOT have event insurance. 🙅🏼‍♂️

Whether your best laid plan are ruined by unforeseen weather, a schedule not playing out as it should... a pandemic!... we all know the saying "fail to prepare, prepare to fail"... And by prepare, we mean sort out your event insurance. ✅

Whether a music concert/festival, an awards ceremony a wedding etc, most event insurance policies can cover the following:

⛈Weather – flood, storm, hail etc
🔥Fire
💥Damage to Equipment or Venue (either that you own or hire)
🚫Cancellations
🤕Accidents or personal injury sustained by the public or by people working for you (both paid workers & volunteers)

Don't let that event your planning for 2022 down by not investing in great event insurance. For advice on the right event insurance for you, reach out to one of our insurance experts today! 📲

⚠️IMPORTANT QUESTION⚠️ Is your LIABILITY INSURANCE up to date??

Liability insurance is most commonly taken out by businesses for risks involved in day-to-day operations, but they are also built into many property insurance policies, for example, home and contents insurance includes liability cover. ✅

There are three types of liability insurance ⬇️

📌PUBLIC: Covers a person, a business, an event, a contractor for costs from legal action if they are found liable for death or injury, loss or damage of property, or economic loss, resulting from their negligence.

📌PROFESSIONAL: A type of liability insurance that is not covered within general liability insurance policies.

📌PRODUCT: If you manufacture, sell or distribute products, or you import products into Australia, you should have product liability insurance. This covers you for damage or injury that you might cause to another business or person by your product or service. It’s an important insurance to have because people who believe they have been injured by your product can take action against you as a manufacturer or importer.

To find out more, head to our website, or reach out to your local Phoenix Insurance office today. 📲