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Navigating the aged care system alone can be tricky and overwhelming. Depending on the type of care and support required there can be various fees and costs and it can be complex in nature.

Working with a specialist aged care financial adviser can help you and your family gain clarity around the various costs and options and to help you find the strategy to achieve your personalised outcomes and avoid unexpected financial results.

At Alteris, we can provide the support you need while looking at aged care options for yourself or your loved ones. To learn more, visit our website by clicking the link below.

https://alteris.com.au/aged-care-financial-advice/

Aged care is an issue that can feel daunting: understanding your options and available services requires research, time and tough decisions – but being proactive will give you peace of mind and put more control back into your hands. Let's start the conversation now.

www.alteris.com.au

Talking about aged care can be uncomfortable, but it's important to have open and honest discussions with your loved ones about their needs and preferences. By actively listening to their thoughts and concerns, you can start planning ahead and put a plan in place that aligns with their wishes.

Let's start the conversation together, so we can ensure your loved ones' future is comfortable and supported. Contact us today to speak with one of our specialist aged care advisers.

🌐 www.alteris.com.au/contact
📞 1300 366 932

Retirement can stir up mixed emotions, including relief and anxiety. Some may worry about financial stability, a loss of control, or other issues. At this stage of life, we understand that while wealth and health are important factors to consider, there are other elements that play a vital role in determining one's retirement satisfaction.

We explore these factors in our latest article - click the link below to read more.

https://alteris.com.au/retirement-its-not-all-about-the-money/

Meet David Sellers, Financial Adviser, Lifestyle and Care at Alteris.

For David, his typical day as a financial adviser in the Lifestyle and Care team is focused on meeting and liaising with aged care providers, in addition to clients and families to guide them through the aged care process and provide the best possible outcome and care.

David also works closely with the Alteris Customer Service team to provide an excellent level of service, assist clients navigate relevant government departments, and ensure they understand their entitlements.

To learn more about David and the rest of the team at Alteris, visit our website through the link below.

https://alteris.com.au/about/

RETIREMENT TIP

Investing too conservatively when you’re working could mean you don’t have enough super to fund your retirement. Review your super account regularly to ensure it is appropriate for each stage of your life.

If you'd like to speak with a financial adviser to overview your retirement fund, get in touch with us today, we'd love to help.

https://alteris.com.au/contact/

* This information is general in nature and is not to be considered personal financial advice.

It was wonderful to support the tireless work of The International Alliance for Women and The Global Federation of Chinese Business Women Sydney Chapter of Australia, as women in business came together to share stories and make new connections.

Our topic of the day was “Creating a Legacy” – which is often a difficult and confronting topic to discuss, and women may experience situations where insufficient and clear planning has meant that their wishes may not be met. Thank you to estate planning specialist Lisa Barca, TEP and our very own Kate Golder, GAICD for sharing your knowledge and thought-provoking stories. It was extremely successful with many people acknowledging the value of this topic and the gaps they had in their own plan.

Thank you to Naomi Holmes for facilitating, and Lisa Fuentes, Donna Meredith, and Joanne Akkari for being part of our amazing team pulling this together.

CLIENT REVIEW

"I have been a client of Alteris Financial Group for over 15 years and have worked closely with Kate Golder, who is the ultimate professional. Her market knowledge is outstanding as is her commitment to her clients. Her advise and support throughout the years has been exceptional, therefore I would highly recommend Kate and her team." - Melina I. via Google Reviews.

Thank you, Melina, for your wonderful review of Kate and the team at Alteris. We are so pleased to read your kind words and thank you for choosing to work with us over the past 15 years.

MAY INSIGHTS

Our latest May Insights article is up on our website. Learn more about what is happening in the world of finance and how it may affect you.

Visit our link below to read the latest news.

https://alteris.com.au/may-2023-insights/

Treasurer Jim Chalmers bills his 2023 Federal Budget as an economic strategy to help ease cost-of-living pressures.

How will you be affected? Scroll to get an overview 👉

To read our in-depth article about the May 2023 Federal Budget, visit our website through the link below.

https://alteris.com.au/federal-budget-2023-snapshot/

Meet Sandy Lui, Financial Adviser at Alteris.

Sandy is a Certified Financial Planner® who has been in the financial services industry since 2002, and specifically in financial planning since 2006.

She helps successful individuals and their families to achieve their financial goals by taking the time to understand what is important to each client and then develops bespoke smart solutions for them.

With her strong attention to detail and a passion for financial advice, Sandy prides herself on building long-term partnerships with clients and providing holistic financial advice specialising in superannuation, investment management and wealth protection.

To learn more about working with Sandy, contact us via the link below.

https://alteris.com.au/contact/

CLIENT REVIEW

"I can't praise highly enough the work of Alteris in helping me navigate the financial side of the aged care system, helping me ensure dad's financial security." - Mike P. via Google Reviews.

Thank you for your wonderful feedback, Mike. We are pleased we could help you and your family navigate the complex aged care system and provide peace of mind.

At Alteris, our team of financial advisers are here to help you get the most out of your earning potential, while taking into consideration both present and future goals.

By understanding your current situation and long-term objectives, we're here to work with you to provide a tailored solution that will result in financial security today while setting you up for the future - whether it's personal or professional growth.

For more information, click the link below to contact us today.

https://alteris.com.au/contact/

Your retirement funds are the ticket to creating the future you desire. With proper care and attention, they can help give you a chance to live life on your own terms in the years ahead.

Whether you are still working or ready for your next stage of life, we work together to develop a financial plan that helps you gain peace of mind when planning for your retirement years.

To learn more about us and how we can help you achieve your retirement goals, visit our website through the link below.

https://alteris.com.au

/ SUPER TIP /

If you are looking to contribute more to your super, eligible low-income earners also benefit from the government’s super co-contribution rules. The government will pay 50 cents for every dollar you pay into your super up to a maximum of $500.

For more superannuation tips and news, follow us today.

/ SUPERANNUATION /

If you have any unused concessional contribution amounts from previous financial years and your super balance is less than $500,000, you can also make a carry-forward contribution. This can be a great way to offset your income if you have higher-than-usual earnings this year.

Ready to take your retirement savings up a notch? Our team can help you get the ball rolling. Contact us today to find out how we can create an individual plan that'll give your nest egg the boost it needs.

https://alteris.com.au/contact/

Experiencing a gap year isn't just for those fresh out of school - even those with decades of work experience can benefit from taking an extended break. Stepping back to reflect on life's priorities could be the perfect way to invigorate your life and career and get ready for greater things ahead.

Click on the link below to read more.

https://alteris.com.au/gap-year-for-grown-ups/

APRIL FINANCE UPDATE

Inflation is slowly coming down from its peak of 8.4% in December 22. The consumer price index (CPI) recorded a fall to 7.4% in January then 6.8% in February. The most significant contributors to rising prices remain housing, food and non-alcoholic beverages and fuel prices.

Don't miss out on the latest finance news and updates. Subscribe to our newsletter by clicking the link below.

https://alteris.com.au

Looking to give your super an extra boost? Look no further! We've got a great tip on how to start adding to your super fund today.

Keep scrolling to discover how you can make your financial future a little brighter 👇

CLIENT REVIEW

"We dealt with Ronald Tyler to help us sort through the best way to manage mum's nursing home affairs. All in all, his analysis of the available options given our circumstances was exceptional." - Tony K. via Google Reviews.

Thank you for your kind words, Tony. We truly appreciate you taking the time to share your experience working with Ronald, and we are thrilled to hear you had a great experience.

If you're looking for a specialised aged care financial adviser, learn more about our team by visiting our website via the link below.

https://alteris.com.au/about/

The times are changing and so are the retirement plans. Thanks to compulsory superannuation for over 30 years, our generation is better equipped for retirement than ever before. However, with great savings come great responsibilities. It's imperative to have a well-thought-out retirement plan in place to ensure your nest egg lasts longer.

Our team are here to help create a personalised retirement plan that works for your unique circumstances now and in the future. Contact us today via the link below to learn more.

https://alteris.com.au/contact/

Happy Easter from the team at Alteris Financial Group. We hope you enjoy your day with your loved ones. We will be back in the office on Tuesday 11th April.

Retirement is an exciting time filled with new possibilities! Have you already started planning your post-retirement life? Many people have a bucket list of thrilling adventures, pick up old hobbies they hadn't had the chance to explore before or simply use retirement as a way to spend more meaningful moments with their loved ones.

Wherever your plans take you, make sure that this period in life will be one for the books and creating cherished memories forever!

It's never too early to start thinking about your future needs. Whether you're enjoying your early retirement or well into your golden years, taking the time to pre-plan your care for your elderly years and communicating your wishes to loved ones can save everyone a lot of stress and confusion down the road.

The aged care system can be tricky to navigate, but with a little foresight and preparation, you can ensure that you receive the quality care you deserve.

If you would like more resources and news about aged care planning, visit our website through the link below.

https://alteris.com.au/insights

Retiring early may seem like a dream come true, but with life expectancy increasing, your retirement may need to last longer than you think.

Don't worry though, if you're unsure if your super is where you would like it be, we're here to help. We can check your progress and put strategies in place to ensure your retirement goals are met.

Plus, there are online calculators and resources available to estimate your retirement balance and potential income, such as ASIC's MoneySmart Retirement Planner.

Let's plan ahead and make sure your golden years are truly golden!

https://alteris.com.au

/ Client Review /

"On my mother's behalf I want to sincerely thank Alteris Financial Group for your support and care over many years in managing mum's finances and also in caring for her as a person, not to mention the ease with which the relationship worked."

Robert H. Via Google Reviews

Thank you, Robert, for your kind words. It has been a privilege supporting your mother and we strive to treat all of our clients with the same level of care and compassion. Thank you for choosing Alteris as your trusted financial advisers.

/ Meet Our Team /

Greg O'Reilly - Financial Adviser, Lifestyle and Care

Greg is a specialist adviser, dedicated to working with families who need to help a loved one move to residential aged care.

Transitioning to aged care is emotional and often overwhelming. Greg can explain all the financial options available to you for your unique situation. He will guide you through the complexities involved in the transition and help you and your family make clear and confident decisions.

To speak with Greg about aged care options for a loved one, contact us via the link below.

https://alteris.com.au/contact/