Cane Financial

Grant (Gravitas Financial) and I recently caught up with the team at Belgrin.

Thank you to Nicholas Dale and Swaab for hosting Craig at an exclusive Hugo Family Estate wine-tasting event last night. It was an enjoyable night of networking and fine wine.

Craig had a fabulous, albeit chilly, weekend in Tasmania, golfing and networking with Emajin Golf. An incredible group of business owners!

Craig was on the guest panel at BNI this morning, talking about relationship marketing, focusing on customer loyalty and long-term engagement. He also caught up with Errol Stein from Blossom Building: a great builder, but also makes great biltong!

At its latest meeting, the Reserve Bank of Australia (RBA) kept the cash rate on hold at 4.35 per cent.

Inflation is continuing to ease but is falling more gradually than previously expected, according to the RBA.

In the near term, inflation is forecast to be higher because of the recent rise in domestic petrol prices and higher-than-expected services price inflation, which is now forecast to decline more slowly over the rest of the year.

RBA governor Michele Bullock has reminded Australians that an interest rate cut wouldn’t bring any relief unless inflation was under control, most likely now only into 2025.

The RBA board meets next on 5–6 August.

Get in touch today and we’ll assess whether it might be worthwhile refinancing to a more competitive interest rate.

Craig had a great time supporting grassroots cricket last night at the Easts Dolphins' 2024 ESCC Foundation Season Launch.

With ex-Australian test player and NSW’s most capped Captain Peter Nevill (1) and Roanne Knox, Liberal candidate for Wentworth (2).

So important to surround ourselves with incredible business partners ... none better than Angela Smith from SLF Lawyers.

As housing prices continue to soar, many people are increasingly considering whether to buy a tiny home to live in or as a holiday home.

The tiny house movement has been around for some time now, but despite its growing popularity, legislation is yet to catch up. This has left many confused about what’s legal, and what’s not.

If you’re interested in joining the tiny home movement, here are a few things you need to consider before buying.

The tiny house movement - CANE Financial If you’re interested in joining the tiny home movement, here are a few things you need to consider before buying.

“Can't recommend CANE Financial highly enough. Marta, Farida and Craig made the stressful undertaking of purchasing our first home straightforward to comprehend, and we were able to move forward with confidence, knowing they had our backs. Thanks team!” – Shihaab Shariff

We love happy customers! 😊

Craig loves building relationships which allow him to connect people who he thinks may be of mutual value and interest. Here with Morne Morkel, ex South African fast bowler, and Vidushini Sadees Kumar.

Craig recently caught up with Tony Wakim at Pepper Money’s Home Loan dinner. It was a great opportunity to network and learn more about Pepper Money’s wide range of home loan options, including self-employed loans, alternative or low-doc loans and low-credit loans.

Did you know that CANE Financial can help you with:

- Owner Occupied Loans
- Investment Loans
- First Home Buyer Loans
- Refinancing
- Self-Managed Super Fund Loans
- Business Loans
- Equipment and Car Leasing
- And Short-term (bridging) Loans

Whatever your lending needs – we’ll make sure we help you to make the right decision. Find out more about our services on the CANE Financial website and contact us today.

Services Whatever your lending needs – as your best friend in finance, Cane Financial will make sure we help you to make the right decision.

Monday's Emajin Golf networking golf event featured an insightful keynote by Brett Waddington from Superloop on "Unpacking Cyber Security for Australian Businesses." 🏌‍♂🔒

With his extensive experience in the technology sector and deep engagement in cyber security, Brett shared crucial insights on protecting businesses from cyber threats.

With hundreds of thousands of mortgages rolling off fixed rate terms and property owners facing the mortgage cliff as they jump to higher variable repayments, many investors are wondering whether now is a good time to refinance.

Reserve Bank of Australia (RBA) data shows there will be 450,000 mortgages coming off fixed terms in 2024.

The cash rate has been on hold since November at 4.35 per cent, but many economists now expect the RBA’s next move to be a cash rate cut – likely a 25-basis point easing in the cash rate at the RBA’s September 23–24 board meeting.

So, should you hold and wait to see what the RBA does, or should you shop around for a more competitive loan now? It all depends on your current mortgage rate, your financial goals and whether the benefit of refinancing outweighs the cost involved.

However, at the very least, it always pays to explore your options, especially for something as costly as your investment property.

When should you refinance an investment property? - CANE Financial So, should you hold and wait to see what the RBA does, or should you shop around for a more competitive loan to refinance an investment property?

🎉 Happy Birthday to our Founder, Craig! 🎉

From all of us at CANE Financial, we wish you a fantastic day filled with joy and celebration. Thank you for your leadership and dedication. Here's to many more successful years ahead! 🎂

Purchasing your first home is an exciting milestone, but the challenge of saving 20 per cent for deposit – particularly if you’re also paying rent and navigating cost-of-living pressures – can feel like an impossible mission.

However, it’s important not to lose sight of your dream of home ownership, as there could be alternative options available to you. One such option could be to pay Lenders Mortgage Insurance (LMI).

We delve into the basic concepts of LMI and address some of the most commonly asked questions. Find out more on our website.

What is Lenders Mortgage Insurance? - CANE Financial We delve into the basic concepts of Lenders Mortgage Insurance (LMI) and address some of the most commonly asked questions.

Craig is at a professional development day today, receiving updated education from our panel of lenders.

Many aspiring homeowners and current mortgage holders have felt uncertain after 13 consecutive cash rate hikes through 2022 and 2023.

You might be concerned that your dream of owning a home has been temporarily derailed. Perhaps you’re questioning how competitive your current interest rate is or what steps you should take to achieve your property investment goals.

In such times, having a skilled professional by your side is invaluable. Mortgage brokers are equipped to guide you through your property journey amidst the current market conditions.

Here are several questions that we encourage you to ask us.

Six key questions to ask your mortgage broker - CANE Financial Mortgage brokers are equipped to guide you through your property journey amidst the current market conditions. Here are several questions that we encourage you to ask us.

I'm talking all things insurance with Anna Fennell from GSA, which is part of the largest general insurance broker network in Australasia.

Rhett from Keystone Automotive presented at BNI this week on how they assist clients to find new vehicles to purchase, saving them time and money. If you are in the market for a car before the financial year ends, please reach out to us at CANE Financial for an introduction to Rhett. We can assist you with the finance too of course.

No pot of gold needed at our business networking meeting – just rainbows! 🌈 Building connections and opportunities at BNI this morning.

At its third meeting for 2024, the Reserve Bank of Australia (RBA) kept the cash rate on hold at a 12-year high of 4.35 per cent.

Homeowners will no doubt be relieved about today’s decision, as hotter than expected inflation numbers caused many economists to predict a cash rate increase may be on the horizon.

Michele Bullock, the RBA governor, has not ruled out future increases to the cash rate, stating that the war against inflation “isn’t yet won” and the risks to its outlook remain “finely balanced.”

The board meets next on 17-18 June.

Reach out today if you wish to discuss your home loan needs.

Despite the rain, Craig and Grant Levitas (Gravitas Financial), David Josselsohn and Daniel Whitten, had a great morning on Friday at St. Michael's Golf Club supporting the Sydney Uni Cricket Club golf day.

Keeping the kids dry on this wet Sydney morning.