Brampton Finance

Special offer from our property reporting partner Propti for depreciation reports.

Depreciation is a decline in value tax deduction for the building structure and plant and equipment assets (carpets, curtains, dishwashers etc) of any investment properties.

Many investment property owners miss out on thousands of dollars in deductions, as while depreciation tax deductions are higher on newer properties, they are available for all types of investment properties (new and old).

A specialist quantity surveyor should be used to provide a depreciation report to maximise the depreciation claimable for residential investment properties.
If you would like to obtain a depreciation report for your property please feel free to contact us and we will introduce you to a quantity surveyor.

Brampton Finance has teamed up with Assurity Docs to provide our clients wills. Assurity Docs is currently running a holiday season promotion, $169 for one will and $299 for two wills. Contact Brampton Finance for more information. [email protected]

Are you a Westpac or St George Bank staff member? Refinance your mortgage from any financial institution outside the Westpac group to Westpac and you will receive a rebate from $3,500 along with a competitive rate.

Contact us today to find out more information or review your home loan. [email protected]

A Tax Depreciation Report can save you thousands!

Many property investors unaware of the potential deductions within their investment property for both new and existing properties. To assist our customers Brampton Finance has teamed up with property depreciation experts all over the country, if you would like more information please feel free to contact us.

RBA has decided to lift the cash rate on Melbourne Cup Day increasing the cash rate by 25 basis points to 4.35 per cent.

Annual inflation has slowed to 4.9 per cent in July from 5.4 per cent in June, increasing expectations the Reserve Bank will not raise interest rates in their September meeting. Reductions in the prices of fuel and fruit and vegetables were the main drivers assisting to reduce the annual increase.

6.24% p.a. | business loan - 3 year discounted variable rate special

Applications must be submitted by 31 August 2023. Includes 1.42%p.a. discount for 3 year loan terms from settlement date applied to the Small Business Loan rate. Loan amount of up to $1.5m per customer for fully secured loans.

Offer excludes all development or investment commercial property lending.

Contact us to find out more information.

[email protected]

Did you know that if you are a sports or entertainment professional you can borrow up to 90% without lenders mortgage insurance? (Subject to T&C's)

Eligible list of professions is extensive, they include actors, actresses, models, filmmakers, writers, journalists, presenters to rugby, football, tennis, cycling, motor sports and soccer. To find out if your profession qualifies for a lenders mortgage insurance waiver please contact us. [email protected]

NAB forecasts 12% rise in Sydney property prices over 2 years. Previously NAB forecasted a 11% reduction in February last year and then revised this forecast twice since that point.

Possibly NAB should consider giving a job to the ex RBA governor Dr Phillip Lowe, he would fit in well.

Sydney house prices to rise 12pc over two years: NAB NAB has upgraded its capital-cities forecasts after the “surprising” resilience in house prices since bottoming out earlier this year.

Buying a home is a big financial commitment. Most lenders require a deposit of at least 20%, or Lenders Mortgage Insurance (LMI) applies, making saving for a deposit a real barrier to home ownership.

With the Australian Government initiated Home Guarantee Scheme, you could fast-track your home ownership dreams allowing you to have as little at 5% deposit. (T&C's apply)

Contact us for more information or if you would like to discuss further: [email protected]

If you are a registered nurse or a midwife you now may be able to get a 90% home loan with a 10% deposit, without paying lenders mortgage insurance.

On a property of $700,000 that can mean saving over $20,000 on the cost of the purchase. (T&C's apply).



Contact us for more information. [email protected]

RBA interest rate rise has shocked just about everyone catching markets, banks and borrowers all by surprise.

Dr Lowe advised: (RBA Governor)

"Inflation in Australia has passed its peak, but at 7 per cent is still too high and it will be some time yet before it is back in the target range."

We are not so sure Dr Lowe should be giving predictions about "time" given his previous track history!

Greg Blumenthal Jared Dozetas Dean Friedlander

Lease your car through salary sacrifice, payments are taken from your pre-tax salary by your employer. Choose to pay monthly or quarterly over a term of two to five years. Additional 0.7% pa discount for electric cars.

Since May 2022, the RBA cash rates has increased from 0.1% to 3.35%. Many borrowers will now have to make higher repayments than the maximum assumed by the bank when they assessed their capacity to repay when the loan was established. Westpac CEO Peter King has said nearly half of its mortgage customers are in this position.

There are number of options once could consider to assist with reducing repayments:

1) Refinance with a new lender - Currently there are a number of lenders offering competitive discounted rates along with refinance rebates up to $4,000.

2) Extending loan term – You can potentially reduce your monthly repayments by extending the term of your loan over a longer period.

3) Switching to interest only – generally only made available to investors, however occasionally banks will allow for owner occupied borrowers as well.

If you would like to discuss your mortgage in more detail please feel free to reach out.

Greg Blumenthal
Dean Friedlander
Jared Dozetas

New rapid refinance process for business lending.

It's available for lending of up to $1 million could mean your business loan is approved within days.

All we need is TWO pieces of documentation:

1. Business Application Form with self-declared trading business financials; and
2. 12-months of loan statements for the facilities being refinanced

To find out more information please feel free to contact [email protected] or call on 02 9389 1077.

We are hiring - Junior Mortgage Broker

Brampton Finance are looking for a dynamic self-managed person wanting to commence a career in mortgage broking to join our team in Bondi Junction. The role will initially be working along-side the existing brokers in managing applications from submission to settlement, as well as assisting with marketing and business development. The longer-term goal would be to look after your own portfolio of clients. If you are interested in the position please email your resume to [email protected]

On the way to first mortgage broking conference in 3 years! Dean Friedlander & Greg Blumenthal

Thank you to Westpac Private Bank for hosting the round table lunch today. Brampton Finance works closely with specialist Private Bankers to support our customers banking and wealth needs.

At its meeting today, the Board decided to increase the cash rate target by 25 basis points to 35 basis points.

Depreciation is a decline in value tax deduction for the building structure and plant and equipment assets (carpets, curtains, dishwashers etc) of any investment properties.

Many investment property owners miss out on thousands of dollars in deductions, as while depreciation tax deductions are higher on newer properties, they are available for all types of investment properties (new and old).

A specialist quantity surveyor should be used to provide a depreciation report to maximise the depreciation claimable for residential investment properties.

If you would like to obtain a depreciation report for your property please feel free to contact us and we will introduce you to a quantity surveyor.

Brampton Finance is excited to announce we have been awarded the National Residential Broker group of the year (Less than 5 brokers) at the FAST Business Excellence awards.

Thank you to all our hardworking staff, supportive customers, our excellent BDM at FAST Melissa Raad and the whole Fast Group.

Property prices have increased dramatically over recent years in Australia, with even good earners now being constrained by their lack of savings. FrontYa has been created to solve this problem.

FrontYa will supply 50% of your required deposit and stamp duty funds, in exchange for 25% of the homes’ price appreciation within a 6 year term.

We are pleased to announce that Brampton Finance is offering FrontYa as an option for our customers to be able to solve their deposit gap and get into the market sooner. Please contact us to learn more.

Email: [email protected]

Depreciation is a tax deduction available to property investors. It allows you to claim a tax deduction for the wear and tear over time on most old or new investment properties. Depreciation produces one of the highest tax savings for your investment property.

To arrange a depreciation report contact Brampton Finance and we will put you in touch with a quantity surveyor.

With mortgage variable rates starting from 2.04 percent and up to $3,000 refinance rebate now is the time to talk Brampton Finance.

📞 02 9389 1077
📧 [email protected]

Brampton team building to end off a crazy year!

Brampton Finance is excited to announce we have been awarded Residential Broker group of the year for NSW/ACT (Less than 5 brokers) at the FAST Business Excellence awards, as well as being a finalist for the Commercial Broker of the year in the same category.

We are now in the running for the National Residential Broker of year for less than 5 brokers.

Despite a difficult year with lock downs in Sydney and Melbourne, our team has shown nothing but resilience and dedication to our clients. Well done to the Brampton Finance team.

Variable rates from 2.24%, fixed rates from 1.84% and refinance rebates of up to $3,000, now is the time to review your home loan. Message us today for an obligation free review.

Instant Asset Write-off - Extended to 30 June 2022

The Federal Government has announced a further extension of the Instant Asset Write-off which allows eligible businesses who invest in vehicles and equipment to claim an immediate deduction for certain costs relating to depreciating assets.

Contact Brampton Finance today to discuss competitive finance rates.

RBA ANNOUNCEMENT
Reserve bank of Australia have confirmed a new, historical record low Official Cash Rate of 0.10%, down from 0.25%.

Reminder instant Asset Write-Off – Extended to 31 December, 2020

The Federal Government has announced an extension of the Instant Asset Write-off which allows businesses who invest in vehicles and equipment to claim a one-off tax deduction on individual assets.

Claims can be made on equipment installed and ready for use by 31 December, 2020. This is for new and used assets as long as the individual asset value is less than $150,000 and the businesses aggregated annual turnover is less than $500 million per annum.

Contact Brampton Finance to discuss competitive finance rates.