Rock Solid Financial Services NQ

https://www.rocksolidfs.com.au/single-post/commercial-property-boom

Commercial property boom! Hey Boss! 👋 Are you looking at owning your own retail or industrial shed you are working out of rather than paying someone else's loan? 🤔 Are you looking at purchasing the property at the end of the lease using either your business structure of SMSF? 🤔 Did you know we have lenders offering ...

REAL ESTATE AGENTS
Are you a licensed real estate agent looking at buying or re-financing a rent roll?
How do rent rolls assist real estate businesses?
Faster growth: Building a rent roll organically, by signing up new clients yourself, can take time and effort. Buying an existing rent roll gives you instant access to a larger pool of properties and the income they generate.
Reliable income: A well-managed rent roll provides a steady stream of income from property management fees. This can be a good way to boost the profitability of your real estate business.
Existing client base to cross market to : Rent rolls unlock powerful marketing at minimal cost, fueling income growth through strategic cross-selling.
Some things lenders want to see as an applicant:
Full license: Lenders typically require applicants to hold a full principal's license.
3 Years experience: lenders will usually want to see a minimum of 3 yrs. Experience/ trading as a property manager.
50-30% deposit or equity: Lenders will want as known in the industry 'skin in the game' where they want to see some contribution towards the risk from the applicant. The deposit will vary on strength of rent roll, the applicant and proposal as a whole.
Rock Solid FS Specialist Brokers have the lenders to assist with your new venture or expansion. Additional to this we can assist with business cashflow solutions to mitigate fluctuations or unforeseen one off expenses.
Our brokers are here to support and represent you during the application process allowing you to still concentrate on running your business.
www.rocksolidfs.com.au
Or Google us we are super easy to look up!
1300 895 536 will allocate you to your local broker directly.

Business Finance | Rock Solid Financial Services Rock Solid FS. All your financial needs looked after by one business. We have tools and expertise to help you get you where you want be. Specialising in property and business financing solutions.

Considering a way to save yourself money or renovate? Get in touch today for a chat.
Assisting customers throughout their journey.
1300 895 536 Text or message 0427879258

Did you know that 98% of Australian businesses are SMEs? The sector is our economic engine – quite a remarkable feat, considering the many barriers to business growth.

As a dedicated business brokers, we know that accessing capital can be a barrier. That’s why we are working breaking down barriers for your SME clients and unlocking capital funding where big banks struggle due to internal restrictions.

Any questions/ problems feel free to get in touch we are here to help the business community.

1300 895 536
Rock Solid Financial Services NQ and Rock Solid Financial Services Brisbane

17 hr shift on thurs and 12 fri then half day Saturday.Getting back to normal Still have not caught up. Few Loan settlements this week hoperfully!!!!
Thank you and big shout out to the managers at:
Suncorp, Moula, NAB, Angle Finance and NAB Business, Real-estate agents involved you have been very helpful. for their assistance! . Rock Solid Financial Services Brisbane

Financing this guy a bit jealous actually always wanted a troopy

10% invoice funding facilities and 9 % fully secured overdrafts not bad offers out there at all.

Big week in property refinances, and cashflow facilities. Having the diversification and expertise we been able to offer cheaper and more flexible options for even the most complex situations. Happy days for the customers with now less cashflow stress. ☀️
I take my hat off for those customers of late for their foresight and contingency planning.🧢

What’s new? - A card that suits all your business needs

With rates starting from 14.99%, our interest only overdraft account with a credit card attached, offers SMEs flexibility and simplicity when it comes to managing business expenses.

Managing Anticipated and Unanticipated Fluctuations !!

Many business owners may anticipate cash flow fluctuations, but they often fail to plan for them.

As a result of the current economic climate or unexpected events, many businesses are likely experiencing changes in their cash flow right now. These changes could be due to seasonal variations, unexpected circumstances, or simply longer payment terms from customers.



Being aware of your cash flow patterns helps you prepare and adapt to both positive and negative fluctuations, both now and in the future. It is a very good idea to seek advice from your qualified accountant.



It's a good idea to have a cash reserve or access to credit (like an overdraft), which acts as a safety net for your business during slow periods. This can help you avoid resorting to desperate measures like selling essential assets, tapping into personal savings, or taking on high-interest loans.

Many unforeseen situations can lead to financial strain for businesses. These can include:

😟 Selling essential business assets

😟Dipping into personal savings or equity

😟Selling off personal assets

😟Utilizing hardship pathways with lenders

😟Taking out high-interest loans or borrowing from family and friends

😟Maxing out credit cards (super common)

These are more common than you might think!

Several financial products can help you prepare for most situations. Here are a few common options:

💡 Overdraft facility: This is a revolving line of credit where you only pay interest on the amount used. (Additional fees may apply)

💡Factoring (invoice funding): This involves selling your invoices at a discount to receive immediate cash. It's helpful for businesses with slow-paying customers. (Additional fees may apply)

💡Trade account: Similar to factoring, but the lender pays the customer's invoice directly. (Additional fees may apply)



What is surprising is that the latter two in many cases can be significantly cheaper than unsecured overdraft facilities.



At Rock Solid Financial Services we can assist with all of the cashflow business finance products mentioned.



It is IMPORTANT TO Seek professional advice from an accountant or financial advisor for personalized strategies to manage your cash flow effectively.

By being proactive and having a plan in place, your business can weather financial fluctuations with greater ease and avoid resorting to potentially detrimental measures.



Many financial products seem complex and overwhelming. 🕒 That’s why using a specialist broker like Rock Solid FS. We do the leg work, and simplify options for you 🏃‍♂️ . We also work with your accountant for the most appropriate strategy.

Shannon Harding

Credit Specialist

0427879258

One of our Low doc lenders advertising 8.4% for older trucks and machinery

Few good applications for customers in this week Biz and residential.
A banger of an outcome pricing discretion request I placed in yesterday for a customer and got 2.46% even outside of normal Bank's policy.
Money kept in their pocket is better than the Banks !!!!!!!!

https://www.facebook.com/rocksolidfinancialservicesbrisbane/

🤓

Rock Solid Financial Services Brisbane Business finance specialists and advisors

Did you know we can do alternative doc loans for self-employed?

For simplicity generally, only docs are needed for income assessment.

• ABN registered for 24 months;

• GST registered for 12 months;

• Declaration of financial position plus ONLY 2 of the following:

- 6 months business bank statements

- 6 months BAS

- Accountant’s letter

💡

Are you or know someone that is looking for a loan against or for old large or small earthmoving equipment that lenders do not generally like?
Well we have lenders that want your business and so do we.

🌴 Just a note for the homeowner or people who are looking to purchase.
I have put together some points that are often declined or have prevented people from looking into home ownership. Our business understands life and also succession has its challenges.


😎 Due to the diverse range of lenders available, we certainly can work with customers to achieve their goals or to obtain financial stability again.

👨‍🏫 Below is a list of situations that we can look at for business owners.
Business owners
👉 Minimum business age 12 months
👉GST registered 1 day (with 12mo)
👉ATO debt (with arrangement)
👉Consolidation



👨‍🏫 Below is a list of situations PAYG where with a good explanation we can look at helping you obtain an approval:
👉Arrears in past repayments
👉Dishonors
👉Past discharged bankruptcy 9/10 discharged
👉Overtime payments for servicing
👉Commissions for servicing
👉Workers Comp

🛠 Additional to this we have alliances with credit repair specialists that can assist in having a cleaner credit report.


NB Lender's assessment criteria applies

https://www.facebook.com/nqbusinesssales

Great News!!!! We have more lenders now offering secured business loans which in turn offers a lower rate. Yes there is much more on offer these days than the big 4 and long wait times.

Here are the Key Features of some of our provider's Secured Loans on offer:
• More Larger Loan Amounts: Clients can access larger loan amounts, up to $1 million, to fuel thier business growth.
• Reduced Rates: They can enjoy much lower interest rates compared to traditional lenders.
• Fast Approvals: Our streamlined process ensures swift approvals. Faster than bank loans and secured loan applications.
• Minimal Paperwork: Simplified the paperwork, making the application process smoother and more efficient. Less documents required than the traditional lenders.
• High Approvals for All Industries: We have lifted restrictions on industries where our unique approval process is designed to benefit even those in challenging industries, ensuring higher approval rates compared to other lenders.

Fantastic to see there is more competition in the market. if you or anyone is looking for assistance we would love to help. We want your business !!

https://youtu.be/ZMxbq6tnJy0?si=zTfUY8Fw6Ie-GpMH

Australian dollar jumps on better-than-expected US inflation figures | Finance Report | ABC News The Australian dollar has risen, but not because of the September quarter wages data.Subscribe: http://ab.co/1svxLVERead more here: https://www.abc.net.au/ne...

Business owners. As you are well aware banks have really tightened up their assessment criteria and the economic climate is changing.
Some questions to ask yourself.
Have you considered a contingency fund for the unexpected?
Or are you considering investing in additional equipment for your business or structural changes?
Are you considering freeing up cash flow in the case of any future changes?
If so, it is better to research for funding before the business is in a situation where it actually needs funds now for several reasons but just to name the most common; time restraints and the current state of business trading at the time of an application.
Did you know there are some lenders that can help you borrow up to $150,000 without the painful process of providing your business’s financial statements.
We can help your business by providing:
🎈Market-leading rates to applicable applicants
🎈A simple, transparent, and easy process to eligible businesses.
🎈Extremely quick turnaround for approvals on fast-track applications.
🎈Solutions that large institutions can not offer.
🏈Unsecured or secured lending.
🏈Overdrafts.
🏈Equity funding or business purchases.
🏈Older machinery funding
much more
If you’d like some more info please give me a call or book in for a free chat. 0427 879 258 Shannon or hotline 1300 895 536

Rock Solid Financial Services NQ OUR ROCK SOLID INTEGRITY AND COMMITMENT.
YOUR FINANCIAL SUCCESS.
Placing clients with the best finan

Rock Solid Financial Services Brisbane Business finance specialists and advisors

Yes, a commercial loan with no financials required does exist!


It’s great for quick cash injection with no financials.

So what can some loan be assessed on?
- Exit strategy
- Property val
- Credit Report

Conditions, credit assessment applies. For approved applicants only.

Looking at buying a new truck, machine or work vehicle in the New Year? We can assist to get you prepared or a pre-approval from our numerous lenders and professional partnerships to avoid disruption to your business.

Saturday morning blend for an early start Monday. 50/50 Pulverised Lime & Gypsum.

Inkermanlimeandgypsum.com

0418 833 148

https://www.facebook.com/The-Bambi-Collective-101469485342882

The Bambi Collective Welcome to The Bambi Collective, we sell handmade 14k gold filled beaded/ pearl jewellery.

Aussie small businesses have shown incredible resilience and continue to go from strength to strength. Getting flexible access to finance is a key part of this ongoing success.



Do you need to:



Purchase more stock?
Pay staff wages?
Pay tax debt?
Access general cash flow?


What could your business do with some extra funds right now?

https://www.youtube.com/watch?v=ruLIeeRT14E

Breath taking image of train crossing Burdekin River while in flood 1956 Queensland Rail diesel locomotive crossing the Burdekin River, central coast region Queensland Australia