Chantelle Fausak - TMG The Mortgage Group

I had to share this! Only in Saskatchewan there is still humour with wicked conditions!

Only in Martensville 🦖 Making the best out of this blizzard

A Mortgage renewal is an opportunity to seek a better financial option

💡At renewal time, there is no penalty to switch lenders. Its an opportune time to explore other mortgage products.

💡 It is unfair to assume what you currently have is the best mortgage option for you. Most times you will get quoted a rate that isn't the best. Your mortgage broker will negotiate with the lenders to beat the competitors rates.

✅DO Start Early: Begin the process 3-4 months in advance for ample decision making time.

✅DO Contact Your Local Mortgage Specialist- Rate holds protect you from interest rate increases for up to 120 days.

✅DO Explore Options- seeking out better terms such as pre-payment privileges or smaller penalties may be of a huge benefit to you! Let your mortgage broker worry about the fine print and get you exactly what you want.

Ready to secure your financial future? Act now for the terms you deserve!

Your credit is a piece of your identity, it’s the main tool that you need to nourish in order to get where you want to be financially.

Did you know being secondary on a credit card does not help you with your credit?

You need 2 trade lines to keep your credit score up and accurate, consider 1 credit card and a cell phone or small line of credit.

Once you have credit sources, it takes 2 years to build credit and a life time of nourishing it to keep it in good standing.

Here are some expert tips;
💰Avoid maxing out your card or line of credit

💵Set automatic minimum payments incase you forget about making a payment or you are short on funds one month

⚖️ Keep balances below 30% of your limit

🗓️ Try pay your balance monthly

We all know life throws curve balls constantly, if you follow the first three rules religiously, this will keep your credit in good standing!

Happy New Years!!! 🎊 Wishing you the best in 2024.

Looking to buy a home or a second home or a rental property? Maybe your renewal is coming up this year? Reach out to us, one of us would be happy to help!

TMG Mortgage Force - front line of the mortgage industry - www.tmgmortgageforce.com - [email protected]

Char Weightman - Mortgage Broker at TMG
Chantelle Fausak - TMG The Mortgage Group
Lori McInnis - TMG The Mortgage Group
Varun Patel - TMG The Mortgage Group

Wishing everyone 366 days of joy in 2024!!🎆🎆🎆🎇 #2024 #ɴᴇᴡʏᴇᴀʀ2024

Wishing everyone 365 days of joy in 2024!!

Reminder to call your mom tomorrow!!! Flowers would be better though 💐🌸🌼🌻

Just taking a little well deserved break in Kauai 🐠 I will be back in full swing next week! Aloha!

Here is a breakdown of how simple the process really is to get yourself Pre-approved!

If you are planning to purchase a home in the next 4 months, you may want to hold the current rate for the next 120 days! This is a good step to ensure peace of mind while shopping for your dream home!

Jasper quickly became a couch dog, wicker chair dog, bunk bed dog… he thinks he’s par with the kids.

Happy Thanksgiving from my family to yours!

The best music I have ever heard is the sound of my daughters giggling

Does anyone know what to wear anymore?

I remain committed to providing the best service for every client! Using a mortgage Broker will always be your best option when looking for flexibility, portability, smaller penalties and most of all transparency. I always ensure my clients are educated and confident about their mortgage. Within a 25 year term there are increases and decreases, I always operate in my clients best interest and together we will choose what is right for you and your family.

For 125 years Ukrainians have had the opportunity to call Canada their home, enriching the mosaic of our society. (I happen to be 100% Ukrainian, so I can say that:))

Happy Canada Day 🇨🇦

The bank of Canada raised its interest rates again! This is what it means for your variable mortgage payment

Taking care of your credit is #1 for getting that house you want!

Pay your credit card on time- you can set the minimum payment on your online banking (never ever missing a payment again)

Keep balances lower than 30% of your limit - this shows that you don’t let your spending get out of control. If you run all your finances on your credit card, up your limit so you are sitting at the 30% mark

Don’t close unused accounts, the longer your credit history the better

Correct mistakes on your credit report, Get a copy from equifax or trans union, ensure all information is correct. Sometimes mistakes happen that can in turn result in false credit scores, denied a loan or higher interest rates

If your thinking about purchasing a home and you need guidance to get you in the best purchasing position, call me and we can work on your success together!

Happy Mother’s Day to all the wonderful mamas out there! We are all grinding to be the best we possibly can for our littles!

mortgages

https://monarchmortgages.ca/apply.aspx

Make it easy for yourself! APPLY ONLINE! Your entire mortgage process can be completely virtual now! Never having to step foot in a bank ever again!

Get Pre-Approved from the comfort of your home!

Chantelle Fausak - Mortgage Application I/We warrant and confirm that the information given in this mortgage application is true and correct and I/we understand that it is being used to determine my/our credit responsibility and will be forwarded to a financial intermediary and/or mortgage lender. I/We authorize, you and any financial int...

Meet Jasper our new addition! He also warms my feet while I’m plugging away on your mortgages!

Chantelle Fausak - TMG The Mortgage Group added a button to help you learn more about them.

I feel very grateful for my amazing clients!

Chantelle Fausak - TMG The Mortgage Group updated their address.

Happy New Year 2022!!

This year was a big year for the Fausak family! We concurred new careers, moved, renovated our new forever home and are looking forward to spending 2022 with family & friends that we missed so much over the years.

Cheers to the new year! There are a few surprises to share with all of you in the weeks ahead! Stay tuned!

We support one another in all aspects of our lives, I truly believe that what makes you successful is your support team along with a lot of hours of work! I support his Big buck dreams and he supports my dream of building a successful mortgage business. As you can see I took the opportunity to get him in some TMG swag just incase 🦌

With interest rates at a generational low, employment figures looking as good as they did before the pandemic, and Canadian boarders re-opening to welcome a record number of newcomers next year, the time to finance a home purchase is now!

My services are FREE to all clients, you don’t have to pay me to get yourself into the best rates!

Call or Text 780-993-3433

Chantelle Fausak - TMG The Mortgage Group Purchases | Renewals | Refinancing -Making Mortgages Simple!

License # 508618

Wishing everyone a happy thanksgiving weekend with their loved ones 🦃

Today Canadians reflect on the painful and lasting impacts of residential schools and honour survivors, their families and communities

Everly, My little Fire cracker princess went to kindergarten today!!!