Ern Cluett BMO Mortgage Specialist

Vous vous demandez ce qu’est un prêt hypothécaire préétabli et comment vous pouvez en obtenir un? Obtenez toutes les réponses à vos questions sur les prêts hypothécaires ici : spr.ly/6009cxQe3

Votre question reste sans réponse? Envoyez-la-moi, ça me fera plaisir de vous aider.

Curious about what a mortgage pre-approval is and how you can get pre-approved? Get all your answers to your mortgage questions here: spr.ly/6005cxSE9

Don’t see the answer you were looking for here? Send it my way, I’ll be happy to help. ✍️

Want to make a sustainable difference in your home, but don’t have the budget? You might benefit from the Homeowner ReadiLine®, a unique lending option that is a combination of a mortgage and revolving line of credit.

Reach out to learn more. 🏡🙋
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Use this mortgage rate calculator to compare and see if a variable rate mortgage or a fixed rate mortgage option is best for you! Feel free to reach out to learn more. http://spr.ly/6008ikfXr

Before buying a home, get pre-approved to know exactly how much you can borrow.

1. Detailed estimate of mortgage
2. In-depth review of personal, financial and credit
3. Streamlined house hunting

Learn more here and get pre-approved with me. spr.ly/6002TdsGm

In the latest Sustainability Leaders episode, George Sutherland sat down with John Simpson and Guillaume Lhermie to discuss the trends and opportunities in sustainable food systems. Listen now: http://spr.ly/60479ovcU

Refinancing your home is a great option to borrow money by using the equity in your home. This way you can pay for any renovations, buying another property, repairs, making investments and more. The opportunities are endless! 🏠

Contact me to learn more. http://spr.ly/60069Okx0

Wishing you and your loved ones a fun-filled Canada Day.

Protect yourself and your mortgage from unexpected injuries and illnesses with disability insurance. It may help cover your mortgage while you get better.

Learn more about disability insurance with me! 🏠 http://spr.ly/6002gqoRC

Start your home buying process early with a mortgage pre-approval to avoid delays, sudden interest changes and unexpected processing times. 🏠

Want to learn more about what else you can do to get an edge on the competition? Reach out to me! http://spr.ly/60095A22c

Curious about how much mortgage you can afford comfortably? Input your finances into the BMO Mortgage Affordability Calculator to see. 🏠

If you want more information on what you can afford, feel free to reach out to me. I’m more than happy to help! http://spr.ly/600557dIL

Happy Father's Day to all the fathers and father-figures out there. Thank you for everything you do.

Happy Victoria Day! Have a fun-filled long weekend with your loved ones.

To all the mothers and mother figures out there, you make the world a better place. Wishing you a Happy Mother's Day! 💙

Looking to buy a home but unsure of what option to go with? Identify the perfect home for you with this guide. 🤔💭

Reach out to me to learn more: http://spr.ly/6001bUFiz

I was proud to be one of more than 10,700 BMO employees who joined the BMO Walk so Kids Can Talk for Help Phone on May 5, which raised over $2.1 million – and counting! – to boost support for youth mental health.

Fraudsters are impersonating banks and other financial companies, promising large returns. Learn what to look out for and how you can protect yourself from these scams. spr.ly/61101bcqpB

Knowing the difference between an open and closed mortgage can help you choose what’s best for you:

Open mortgage: Make extra payments with no penalties.
Closed mortgage: Fees involved with extra payments.

Questions? Reach out to me. http://spr.ly/6008bH7ay

Want to refinance your mortgage? Here’s what you need: 👇

- Proof of income
- Home appraisal
- Credit information
- Assets and liabilities

Reach out to me and I can help you! http://spr.ly/6006wtP9O

Homeownership is exciting – but there’s more responsibility than what meets the eye. Read this checklist to see what homeownership costs you can expect and how to budget accordingly. Message me to learn more! 💬 http://spr.ly/6004wY6RG

Eid Mubarak! Wishing you and your family a joyous and blessed Eid al-Fitr.

Did you know that first-time home buyers have great support when looking to buy a home? Here are some perks:

- Tax credits
- Incentives
- Home buying resources

Speak with me to learn more: http://spr.ly/6001Z7K0N

Happy Easter to you and your family!

Having an eco-friendly home can help you lower your carbon footprint and save money. Here are some ways you can make sustainable upgrades:

🍃 Upgrade to efficient appliances
🍃 Improving home insulation
🍃 Adding solar panels

Message me to learn more! http://spr.ly/6006ZZbwQ

You can’t predict the future, but you can plan for it. BMO Mortgage Protection may help protect you and your family if an unexpected event prevents you from making your mortgage payments. Learn more on how to protect the investment in your home. http://spr.ly/6009Z6sLL

Fresh beginnings coming your way. Happy First Day of Spring!

May your day be filled with luck. Happy St. Patrick's Day!

Get one step closer to becoming a first time homeowner. Get up to $4,000 cash back* with a new BMO Mortgage. Connect with me or visit http://spr.ly/6009Xcflx to learn more.