Mckayla Hogan - East Coast Mortgage Brokers

🚨📣 IMPORTANT ANNOUNCEMENT 📣🚨

Please see link for more information re: the announcement below.

https://www.canada.ca/en/revenue-agency/services/tax/trust-administrators/t3-return/new-trust-reporting-requirements-t3-filed-tax-years-ending-december-2023.html

Ready to refresh your home for spring? 🌼🏡
Contact our award-winning team today and let’s discuss your refinance options so you can start planning your dream renovations! 💫🛠️

Visit www.ecmb.ca and apply online today!

Hello Spring! 🌸🌷 Let's hope it's good-bye to snow and hello to warmer weather. Here's to sunny days ahead! ☀️🌼

It's that time of year again! ⏰🌼
Daylight time begins Sunday, March 10 at 2 a.m. Time to set your clocks forward, or "spring ahead," by one hour.

It's always a good time to change the batteries in your Home Fire & Carbon Monoxide dectectors too!

So proud to work with these amazing, whip smart women! Huge thank you to East Coast Mortgage Brokers for always making gender equality in the workplace a top priority!

We are honored to have such a dynamic team of women that deserve to be celebrated for their contributions to the Mortgage Industry. They balance extraordinary work and home life. They are all dedicated to helping others and their community and love to do so! 💕⭐️

HAPPY INTERNATIONAL WOMEN'S DAY TO ALL!! You truly are all phenomenal! 💫

Looking to purchase, refinance or renew? We can help!

Contact our award-winning team today or visit WWW.ECMB.CA and apply online today! 🏡💵

So grateful to be part of such a wonderful team of mortgage advisors & surrounded by their expertise.

It’s been such a tough year for Canadians with rising rates & overall higher cost of living, but it feels good to know we pull all the stops for clients!

Congratulations to Mckayla Hogan - East Coast Mortgage Brokers, who has been awarded ECMB 2023's EMERGING SALES LEADER! 🏡🎉

Way to go McKayla!! 🌟

TODAY IS THE DAY! 🚨 THE FIRST-TIME HOME BUYER PROGRAM IS BACK! 🚨 Applications are limited and a pre-approval is required.

Select the link learn more about the details and qualifications!
👇🏻
https://www.nlhc.nl.ca/.../first-time-homebuyers-program.../

Contact our award winning team today to learn more!🏡

SOLD!🏡

Congratulations to my first time home buyer clients on the purchase of their new home this week in CBS! It was lovely to work with you both, and I hope you make lots of memories in your new home💙

A huge thank you to Mckayla Hogan at East Coast Mortgage Brokers and Bennett Law. It was a pleasure working with everyone involved 😊

If you’re considering buying, let’s chat📲 With the right plan becoming a home owner is just a few steps away, and I would love to help!

Karlee Pike
REALTOR ®️
709.769.9247
BlueKey Realty

Absolutely stunning house - truly the pride & joy of the owners! Get in touch with me for your pre-approval & Alison Boone Team Norman Real Estate to put in your offer before this beauty is scooped up!

Payment expected to be $2719 monthly!

Contact our award winning team today and we will help make your dreams of home ownership come true!

Visit www.ecmb.ca and apply online today! 🏡

Rates are unfortunately expected to rise again, so please get in touch for a rate hold & to discuss your options!

Mortgage Advisors at East Coast Mortgage Brokers are able to lock in a rate for clients for up to 120 days.

If you’re considering a refinance, transfer, or will be looking for a new home within the next few months, get in touch soon to protect yourself in this unstable rate environment.

We are extremely proud to share that we have won the 2023 Mortgage Awards of Excellence REGIONAL BROKERAGE OF THE YEAR-ATLANTIC CANADA for the third consecutive year in a row!!

This is a true team effort! We couldn't be more proud of our incredible and dedicated ECMB team! 🌟

A sincere congratulations to the Atlantic finalists as well as the other award winners!! 🙌🏻

The truth is that teamwork is at the heart of great achievement.
~ John C. Maxwell.

HAPPY NURSES WEEK❣️

Have you heard about the Frontline Program? You may qualify for an exclusive rate discount and cashback offer for your mortgage!

Contact our award winning team today to find out more! 🙌🏻

Ph: (709) 754-0422 🏡 www.ecmb.ca

Bank of Canada maintains policy rate, continues quantitative tightening The Bank of Canada today held its target for the overnight rate at 4½%, with the Bank Rate at 4¾% and the deposit rate at 4½%. The Bank is also continuing its policy of quantitative tightening.

Are you ready to take the next step toward Home Ownership? 🏡
Contact us today!! 😊

(709) 754-0422 🏡 www.ecmb.ca

If you haven't received the recent issue of Canadian Mortgage Professional (CMP) Magazine - Top Mortgage Employers 2023. DON'T DELAY!

Our wonderful owners, Leslie Penney and Deanne Whelan had an inspiring interview with CMP magazine! Their pride and dedication to East Coast Mortgage Brokers, to our amazing team, and community involvement and support is evident throughout this article.

Congratulations Leslie, Deanne and our incredible East Coast Team! ✨🎉

"What a blessing to be part of a company that feels like family."
~unknown

Read below to find out more! 👇🏻

We want to hear from you!

REQUEST FOR PROPOSALS
Purchase & development of 190 Water Street (formerly known as Banker’s Pub)

* Prime Water Street location in the Waterfront
Heritage District.

* Located in the centre of the 1.17 million Downtown Revitalization Project area, the Waterfront Heritage District. Downtown Revitalization Project Phase I has been completed, Phase II starting in the next few weeks.

* Building is estimated to be over 100 years old (built before 1900).

* Tourism Performance stats for the province indicate increases in 2022. Non-resident air, auto & cruise visitors had an increase of 138% compared to 2021. In-province expenditures increased 129% compared to 2021. *Tourism Highlights, Department of Tourism, Culture, Arts & Recreation

Town of Carbonear will consider all submissions

Proposal information to include:

* The offer, including the intended use, type of business, sketches, and any other materials to clearly convey the proposed development

* An explanation of how the proposed development would suit the area and contribute to the downtown area, or Town in general

* A time schedule for the proposed project.

Proposals will be considered as received. Please forward your
submission or contact those below as soon as possible:

For further information:

Cynthia Davis, CAO: [email protected]

OR

Ian Farrell, Director of Operations & Public Works:
[email protected]

Market Update 🏡

Residential Market Commentary - Housing market optimism

Instability persists in the Canadian housing market, but analysts say there are signs things may start to normalize in the coming months.

The Canadian Real Estate Association reports that February home sales fell 40% compared to their peak in February of last year, just before the Bank of Canada started raising its trend-setting Policy Rate. Prices, compared to a year earlier, dropped nearly 19%.

The national average home price now stands at a little more than $662,000. With the busiest and most expensive markets – Toronto and Vancouver – calculated out of the equation the average price falls by almost $135,000 to about $527,000.

While that might seem gloomy, market watchers are taking encouragement from the month-over-month figures in the CREA report.

“The similarities between 2023 and the recovery year of 2019 continued to emerge in February, with sales up, the market tightening, and month-over-month price declines getting smaller,” said Shaun Cathcart, CREA’s Senior Economist.

Between January and February home sales rose by 2.3%. Sales for the month are now, roughly, comparable to the period in the pre-pandemic years, 2018 and 2019.

The average price popped up by $50,000 between January and February, the first monthly increase in half a year. Much of that was driven by activity in the Toronto and Vancouver areas.

The market tightening is evidenced by a nearly 8% decline in new listings for the period.
(Source: First National)

Happy First Day of Spring!

One of the best parts of owning a home (especially in a more rural area!) is getting to connect with nature through gardening.
Newfoundland & Labrador is home to so many beautiful native plant species, not to mention the wildlife that relies on it.

A lot of people don't know that there are financing options available for agricultural purposes - whether you're a business or just looking to start a hobby farm, give me a call or email to go over all the options!

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Our 2nd annual East Coast Mortgage Brokers Education Day was a HUGE Success!! 🙌🏻

A sincere thank you to the several phenomenal lending partners who travelled here from outside the province and within to educate and support us for this all day event!

Thank you to our National Broker Network, VERICO who ended the successful day with wonderful evening of celebration for our ECMB team!

In 2022, East Coast Mortgage Brokers was awarded Regional Brokerage of the year - Atlantic Canada at the Mortgage Awards of Excellence AND the Vine group- Mortgage Alliance award for Brokerage of the year (fewer than 25 employees) at the Canadian Mortgage Awards. We are also a 2023 Excellence Awardee for the Centum Financial award for Brokerage of the year (fewer than 25 employees) which is taking place at the Canadian Mortgage awards this April in Toronto!

Our ECMB team is second to none in the Mortgage industry. We are committed to growth, knowledge, and relationships that enhance our business and client experience. Our lending partners play a pertinent role through their ongoing support and expertise!

With an award-winning team like ECMB, you can be sure that you can expect the most when you deal with East Coast! 🌟

83 Harvey Street, Harbour Grace is for sale by the wonderful Alison Boone at Team Norman Real Estate! There are many benefits to home ownership & so many affordable houses here in Conception Bay North - you can own this home for just over $600 dollars a month with 20% down, or $818 with 5% down.

I encourage anyone in the area who is renting (or struggling to find a place to rent!) to give myself & Alison a call to get a viewing and/or same day Pre-Approval.

Services for the buyer are always free of charge & customized for your unique needs. I also offer credit counselling & can provide advising for any financial issue that may be holding you back.

Mckayla Hogan Alison Boone