Ross Hodgson, Investment Advisor of RBC Dominion Securities Inc.
Nearby finance companies
King Street South
King Street S
King Street S
King Street South/3rd Floor
King Street South
King Street South
Toronto
King Street
King Street S
King Street South
King Street S
N2J1P5
King Street South
King Street S
King Street S
We help you avoid costly mistakes and reach goals faster and easier gaining financial security
10/17/2023
Do you sometimes wonder how best to protect your wealth and transfer assets to family and beneficiaries in the most tax efficient way possible?
Join us for a live virtual discussion where we'll give you proven strategies and insights and share:
- When having 2 Wills can help save you taxes
- Different trust structures and unique benefits
- The importance of Shareholder Agreements
- How Powers of Attorney can save time and
money
And much more!
Gain more confidence and peace of mind in your financial future.
This is a session you won't want to miss!
Space is limited. Follow the link below to register >>>
https://app.rbcsmb.com/aGJica
Will IA replace traditional portfolio management and securities selection?
I doubt it..
Active management will still be required to navigate all of the change and disruption brought on by AI.
AI has the opportunity for investment professionals to become even better at what we do as AI is going to be an augmentation tool, not a replacement tool...
What do you think?
www.rosshodgson.com
10/04/2023
Is inflation subsiding?
How are the fluctuating interest rates affecting the economy – and how will that affect you?
Join our Chief Economist, David-Alexandre Brassard along with Sean Killin, Associate Portfolio Advisor, Multi-Asset Strategy at RBC Wealth Management, for the Separating Fact from Fiction: Inflation and Interest Rates webinar on October 5, 2023. Register today:
https://app.rbcsmb.com/aV_oAZ
https://ow.ly/IXGl50PLLxA
www.rosshodgson.com
Business Succession Series:
Are you exploring exit strategies for your business?
Selling a business can be a complex and emotional process. It's not just about finding a buyer and signing a contract.
There are a variety of options available and it's important you understand and carefully consider your choices.
Each path has its own unique benefits and challenges.
Learn more here >> https://ca.rbcwealthmanagement.com/ross.hodgson/blog/3780695-7-options-for-exiting-your-business
www.rosshodgson.com
Business Succession Series:
You've invested a significant amount of time and energy into building your business.
When the time comes to sell, you want to ensure that you get the maximum sale price possible.
However, achieving this goal requires careful planning and ex*****on.
www.rosshodgson.com
Three years ago 10-Year US Treasury Rates averaged less than 1%. Today they are yielding over 4.25% and investment grade corporate bonds are yielding in the 5-6% range.
With rates now above their long-term historical average and leading economic indicators showing a slowing economy there could be pressure on global rates in the coming quarters.
This could translate into an excellent opportunity for fixed income investors and significantly improved longer-term return outlook than just a couple years ago.
Make sure your advisor is discussing this opportunity with you and how they are taking advantage of significantly higher yields across the fixed income market.
If you would like to discuss how to take advantage of higher yields and financial planning strategies for your individual situation, reach out today to schedule a short complementary consultation.
Ross Hodgson
[email protected]
519-505-7804
[email protected]" rel="ugc" target="_blank">[email protected]
When speaking with prospective and new clients I frequently get asked common questions like:
1. What exactly is a full service investment dealer?
2. How is a full service investment dealer different than a bank?
3. What types of financial planning services do you provide?
4. What is your approach to financial planning?
5. How do you communicate with clients?
6. How do you charge for your services?
7. How do you work with my existing professionals such as my accountant?
To help answer your common questions, I've created a handy Q & A page.
Check it out right here >>
https://ca.rbcwealthmanagement.com/ross.hodgson/frequently-asked-questions
Charities may take the biggest hit from tax changes set to apply as of Jan.1, 2024.
Upcoming changes to the alternative minimum tax (AMT) system could have a major impact on large charitable donations, which are often made via a gift of appreciated securities.
You may want to consider giving as much as possible this year (2023) if you want to maximize your tax benefit.
The changes will not only impact high-income earners, but also Canadians who have once-in-a-lifetime gain on the sale of a business or a vacation property.
Read more >>
Electronic payments are on the rise.
An increasing number of governments are thinking about launching digital versions of their currencies.
Central bank digital currencies (CBDCs) in theory offer faster and cheaper payments....
Central bank digital currencies are likely to be adopted by an increasing number of countries.....
Nations with a high percentage of electronic payments may find it easier to introduce some form of a digital currencies.
These countries or others may realize the efficiency potential of central bank digital currency in a secure format.
www.rosshodgson.com
Read more >>
Retirement Series:
Retirement age is a decision that many people find difficult to make.
After all, it can be hard to know when it's the right time to step away from your career and start enjoying your golden years.
In this article, I explore some of the factors that can help you determine when to retire.
www.rosshodgson.com
Business Succession Planning Series:
Succession planning is a critical aspect of a business owner's long-term strategy.
Many business owners make mistakes when planning for succession, which can have significant financial and operational consequences.
Business owners who do not have a plan may find themselves exposed to unexpected tax liabilities, legal challenges, or operational disruptions.
Succession planning is a critical aspect of a business owner's long-term strategy and those who avoid these top three mistakes can develop effective succession plans that ensure the continuity and success of their businesses.
www.rosshodgson.com
With steep real estate prices and high costs of living, it's harder than ever for Canadians to buy their first home. Contact me today so we can help your children get on the property ladder – without compromising your own financial future.
This year has seen a near-constant stream of negative news from the U.S. commercial real estate sector.
Multiple large properties are in default, office occupancy levels have fallen, and rising interest rates have made refinancing problematic.
Conditions appear unlikely to improve in the near term. Banks, for example, are pulling back from the sector, with nearly 80% of senior loan officers expecting a deterioration of credit conditions.
At the same time, the broader risk to the economy and financial markets overall is likely limited, due to some inherent characteristics of this market.
www.rosshodgson.com
Are you considering making assets joint with family or adult children as a strategy to eventually transfer ownership?
I get asked this question a lot from people who plan to leave assets to their children....
Many people believe that this is an easy way to pass on their wealth and avoid probate fees.
While there are some benefits to this approach, there are also SIGNIFICANT drawbacks including unwanted tax consequences that you need to consider....
www.rosshogson.com
Are you considering gifting money to your adult children?
Gifting money can be a great way to help them financially while you're alive.
BUT....
There are pros and cons to this strategy.....as well as potential tax implications to consider...
It's a topic that stirs up a range of emotions from a desire to help them succeed to concerns about fostering dependency.
Learn more >>>
https://ca.rbcwealthmanagement.com/ross.hodgson/blog/3783394-gifting-money-to-your-adult-children
www.rosshodgson.com
Retirement Series:
Debt can be a significant financial burden at any stage of life, but it can be particularly challenging in retirement when income is typically fixed.
While some financial experts suggest that it's best to enter retirement debt-free, others argue that having some debt in retirement can be beneficial.
Check out my recent blog where I discuss and evaluate the pros & cons of debt in retirement
Read more >>>
https://ca.rbcwealthmanagement.com/ross.hodgson/blog/3783393-debt-in-retirement-what-you-need-to-kno
rosshodgson.com
Business Succession Series: The Step by Step Process
Selling your business is likely the most significant financial transactions you will ever make.
Whether you're a small business owner looking to retire or a startup founder looking to move on. The selling process can be complex and overwhelming.
AND...
While you're an expert at running your business, many business owners and founders aren't familiar with the critical steps involved in transitioning their business.
BUT...
By taking the right steps, in the right order, at the right time, it can be a rewarding and profitable experience.
It's critical you work with trusted advisors who can help guide you through the process. Save significant time, money, mistakes and frustration, and gain confidence and peace of mind.
If you're contemplating a business succession or sale reach out and we'll help you determine the best next steps for you.
rosshodgson.com
Helping your kids with a down payment? Here's how to give them a boost with their first house while keeping your own financial plans intact.
It's important to understand what buyers are looking for in a potential acquisition.
While each buyer may have their own specific criteria and priorities - there are several common factors that most buyers look for when evaluating a business.
Selling a business can be an involved and time-consuming process; it's important to understand what potential buyers are looking for in order to position your business for success.
Reach out to me if you're contemplating a business sale or succession and I'll help you determine the best next steps for you.
www.rosshodgson.com
Retirement Series:
While estate planning traditionally focuses on transferring assets after death, there are also several options available for transferring money to family members while you're still alive.
It's important to understand your options, which will help save you time and money and gain more confidence and peace of mind for you and your family.
www.rosshodgson.com
Investment Tip: Shifting Focus from Short-Term Market Fluctuations
Investing is often seen as a complex puzzle, with countless variables to consider. However, one common mistake made by many investors is an excessive focus on short-term performance.
By shifting your focus from short-term performance to a long-term approach, you can leverage market inefficiencies.
In a world driven by instant gratification, it's easy to get caught up in the fluctuations of the market and overlook long-term opportunities.
By shifting your perspective and adopting a patient, long-term approach, investors can take advantage of market inefficiencies.
Market inefficiencies can be exploited by those who have the patience to take a broader, long-term perspective and understand valuation.
I like to call this - the long-term advantage. I discuss this topic in more detail in my recent blog article.
www.rosshodgson.com
Do you wonder how best to build and protect your wealth?
For some people it can feel like a mysterious endeavor, reserved for a select few who hold the secret to success.
But the truth is that protecting and building wealth is within reach for anyone willing to follow a proven process.
By following a systematic, research-backed method you can navigate the path with more predictability and confidence.
Check out the article I recently wrote on this topic to learn more.
07/12/2023
Are you wondering how to make the most of your savings and investments and gain more financial clarity and confidence in retirement?
Some retirees make the mistake of asking the wrong questions when it comes to their investments and retirement plan.
It's crucial you shift your perspective from focusing only on your investment returns.
While investment returns are important when developing and evaluating your retirement plan and strategy, they are only part of a much larger puzzle.
The 3 Questions Retirees Should Be Asking ca.rbcwealthmanagement.com
06/12/2023
According to a recent RBC Royal Trust survey, 43% of Canadians 18-34 years old who don't have a Will say it's because of their age.
In Canada, when someone dies without a Will, distinct rules in each province and territory dictate how assets will be distributed. An estate plan helps ensure that your wishes are followed and your loved ones, no matter their role in your life, are included.
When it comes to estate planning, older Canadians outpace their younger counterparts; however, many Canadians haven't prepared estate plans or key components of them.
Awareness of the consequences of not having a Will has not translated to action, nor has knowing the importance of appointing a POA.
Although Canadians recognize that the common elements of an estate plan are important, many still lack an understanding of overall estate planning fundamentals.
Many people aren't sure where to start to get their affairs in order or have misconceptions about the estate planning process.
For tips on preparing yours—at any age—check out: https://www.rbcwealthmanagement.com/en-ca/insights/estate-planning-report-reveals-many-canadians-are-not-prepared
Click here to claim your Sponsored Listing.
Category
Contact the business
Address
95 King Street South/3rd Floor
Waterloo, ON
N2J5A2
Sarah Mason, Portfolio Manager & Senior Wealth Advisor, CIM
20 Erb Street West, 3rd Floor
Waterloo, N2L1T2
We will help you feel connected to, in control of, and secure with your wealth. Our team of experts will provide a wide range of wealth management solutions designed specifically f...
Loft Wealth Management Group
4B/180 Columbia Street West
Waterloo
We are dedicated to providing an exceptional client experience and integrated financial advice.
Chris Williams "Advisor Chris"
180 Northfield Drive, W Unit 4 #1017
Waterloo, N2L0C7
Director of Client Success, Finstepz. Enjoy the convenience and lower fees of online investment platforms with the added service of a personal financial and insurance advisor.
Leif Erickson, Financial Advisor
20 Erb Street West, 3rd Floor
Waterloo, N2L1T2
We tailor our wealth management approach specifically for you and your family
RBC Dominion Securities Inc.
95 King Street South
Waterloo, N2J1P5
With a collaborative, values-based approach and a track record of responsibly building wealth with
CIBC Wood Gundy - Allan Bush Investment Team
150 Caroline Street South
Waterloo
Allan Bush has three decades of advisory experience and a wealth of knowledge in the industry.
Finstepz
180 Northfield Drive W Unit 4 #1017
Waterloo, N2L0C7
Forward-thinking financial guidance. We provide access to premium goal-based portfolio mgmt services
The RaeLipskie Partnership
20 Erb Street West, Suite 201
Waterloo, N2L1T2
As your Private Wealth Managers, we create and manage your tailor-made portfolio of stocks, bonds and alternative investments with the emphasis on achieving your investment objecti...
Donald Daggett, Senior Portfolio Manager, Raymond James
Unit 1/595 Parkside Drive
Waterloo, N2L0C7
Financially INsync is a team of wealth management professionals who specialize in risk management.
ThinkWise Wealth Management - Candace Loughran
139 Northfield Drive, West Suite 203
Waterloo, N2L5A6
Senior Wealth Advisor, ia Private Wealth Insurance Advisor, Thinkwise Wealth Management Inc.