London Plus Credit Union

Are you guilty of splashing the cash on payday? 💸🛍️

With the end of the month around the corner, we've got some advice to make this paycheck go further:

🎯 Decide on your priorities - is there a birthday to save for or a holiday to book?

📝 Plan your spending - what do you earn and how much can you afford to spend?

✂️ Split your earnings - try not to keep your whole salary in your main bank account. Instead, keep it in a savings account and pay yourself a regular allowance based on what you can afford.

❗Plan for unexpected expenses - it's wise to have a ""sinking fund"" - a pot for emergencies like home repairs or medical cover.

Have you got any more clever payday tips?👇

How you can get an instant up-to 6% BOOST on your Christmas supermarket spending Christmas saving boost: Get an almost instant 4% to 5% spending power increase with all of our crafty ways to save at MoneySavingExpert.com.

🔔 Christmas might feel like a long time away... but there are only 92 days to go!

The festive rush creeps up on us every December, so now's the time to get your budget in check.

Our Instant Loans are here to help West Londoners spread their costs when it comes to shopping for loved ones' wish lists and putting in that big supermarket order 🎁🎅

https://www.londonpluscu.co.uk/content.asp?section=182&sf=70

We hear a lot about ""stocks and shares"", but do you know what they are or how they work?👇

A stock or share is like a small piece of a company that you own.

When the company is successful and gains value, your piece will gain value too, but when the company loses value, your share will be worth less.

Investing in shares can earn a lot of money, but the market is very unpredictable and even the cleverest investors often get it wrong! 📉📈

is over, but there's a fantastic sporting event this Saturday up that's right on our doorstep 🚣

The Great River Race is London’s River Marathon. This spectacular boat race covers 21.6 miles and finishes in Richmond, featuring every level of competitor from dedicated athletes to those simply rowing for fun, fancy dress and to raise money for charity!

Head to your nearest major bridge to catch the action and support the teams - find out which spots have the best view 🌉😀

https://greatriverrace.org.uk/observation-points/

Have you been brushing up on your budgeting skills this ? 📝

If you've got your strategy down and want a flexible, secure way to manage those savings, our flexible savings accounts offer competitive return rates with easy access.

What are you waiting for? Save the smart way 📈💡
https://www.londonpluscu.co.uk/savings

It's !💰

The Building Societies Association is encouraging us all to dedicate some time this week to think about our finances ✅

They've shared a whole site of useful guides and free tips to help you set sensible goals and take control of your money, so check them out here and become a savings pro👇

https://uksavingsweek.co.uk/getting-started/

Around 40% of the food produced globally goes to waste - that's 80,000 kilograms every single second 😮

Not only is the Too Good To Go app a great way to combat this, but it also saves you 💰 on your favourite treats!

Choose from local restaurants, cafes, and shops with surplus food and pick your Surprise Bag, then simply collect it during your chosen time slot! Prices start from just £2 for everything from exotic sushi to comforting fast-food and convenient grocery staples 🍣🍟🍞

https://www.toogoodtogo.com/?utm_medium=search&utm_source=google&utm_campaign=uk_b2b_paid_marketing_search_google_generic&utm_content=145160682893&utm_term=too+good+to+go&gad_source=1&gclid=CjwKCAjwoJa2BhBPEiwA0l0ImIoqwlkaw8zNdLAAOt-90reHb9uVZaaAlqK7Ytd4DNyFXUqlYj_2zBoCjjYQAvD_BwE

The Full Of Life Fair is back at Twickenham Stadium on 27 September 🎉

Enjoy 70+ stalls and activities run by local organisations with advice and info on services around . There will also be FREE refreshments to enjoy at our all-day cafe!

Register to come now ⬇️
https://orlo.uk/B3WyG

Didn't quite beat the September rush this year? 🎒

A new term's underway, but there's still time to finish off the school supply stock-up! Our loans are fair, affordable, and most importantly - quick 💥

Perfect for spreading the costs of these extra expensive periods, Instant Loans let you borrow anything from £50 to £2,000 so you can make sure the kids are fully kitted out for a fresh start 📝

https://parents-news.co.uk/featured/catch-all-the-action-from-the-paralympics-with-free-outdoor-screenings/

Being part of a credit union comes with all the benefits of being part of a bank - except it's ethical and you're helping your community, too 🌱

We even offer fully personalised MasterCard Debit Cards! This means that you can...

🌍 Withdraw money no matter where you are in the world.

💻 Make online purchases.

🔍 Access a 24/7 lost or stolen support centre.

💳 Use contactless payments - just tap and go!

🔐 Be sure that your funds are safe with FSCS protection and one-time use security codes.

Learn more and apply online:

https://www.londonpluscu.co.uk/secure.asp?section=150

Our isn't quite over yet 🏃🏻🏋️‍♀️🤸‍♂️

The 2024 Paralympic Games kick off tomorrow, and whilst you might not be jetting off to Paris, you can grab a free deckchair at St James's London every day until September 8th to watch the sporting action unfold on the big screen - no booking required!

Find the details here👇

CATCH ALL THE ACTION FROM THE PARALYMPICS WITH FREE OUTDOOR SCREENINGS - Featured, London | Parents News This August, St James's Market welcomes visitors to experience the thrill of live world-class sports with free outdoor screenings of the Paralympics in

Parents of children between 9 months and 3 years old can now apply for 15 hours of . To start childcare in September 2024, you need to apply by 31 August 2024.

See our blog on how to claim and for more information. 👇
https://ow.ly/pVoR50SAxIF

Data gathered earlier this year has shown a record number of people sleeping rough in London, with over 4,000 recorded on our streets between October and December 2023.

Glass Door Homeless Charity organises an annual Sleep Out event, raising funds and awareness to help end homelessness 🛏️❤️‍🩹

This year's event takes part at the Duke of York Square, Chelsea on October 4th - and you can be a part of it! Find out more and sign up below...

https://www.glassdoor.org.uk/Event/sleep-out-2024?fbclid=IwY2xjawEgLSVleHRuA2FlbQIxMAABHfZKRZo1sJ0SQL_g5ll7CCZjA2jMFBOBla5vMJUm6aPaI3yqjSjXm1o1VA_aem_g3x4wOLnnsLLPiF_PXRtGQ

Join us at the Children’s Clothing Swap event at the Cranford Community Hub on Thursday 22 August from 3.15pm – 4.30pm!

This is a wonderful opportunity for children aged 5-11 to swap clothes they no longer need for something new. 👗👕

Please ensure all clothing items are in good condition and washed.

Event Schedule:
🔄 3.15pm: Swap time!
🛑 4.30pm: Event finishes.

📍 Location: Cranford Community College.
🗓️ Date: Thursday22 August.
⏰ Time: 3.15pm – 4.30pm.

See you there! 🌟

Follow this page to stay informed about what's happening each week at the Cranford Community Hub. For more information, visit www.hounslowconnect.com .

Our Payroll Plus scheme is exclusive to local employers, offering a fantastic staff benefit they can offer entirely for free ✅

London Plus payroll partner employees have access to...

💵 Payroll Plus Savings - Simply choose the amount you want to save, and deposit it straight from your salary to your credit union account. Payroll savings make saving for tomorrow hassle-free and easy!

💰 Payroll Plus Loans - Payroll members can take out low-interest loans of up to £15,000 - whether consolidating debts or spreading the costs of a big purchase, it's an ethical, affordable way to borrow.

Are you a West London employer looking for a new benefit? Get in touch! 👇

https://www.londonpluscu.co.uk/content.asp?section=320&sf=86

Our Full of Life Fair is back for 2024 🎉

Enjoy over 70 stalls and fun activities run by local organisations with info and advice on services available in . There'll also be FREE refreshments served at the all-day cafe!

Register to come along now ⬇️
https://orlo.uk/hEnNu

Yesterday was , an awareness campaign organised by the United Nations to empower young people across the globe 🌍

Financial literacy is a key skill we need to give today's children if we want to set them up for success, and money conversations should start early! 💬

But it's not an easy topic to talk to young children about - so here are some tips to get you started:

https://www.npr.org/2021/07/27/1021262899/finance-money-tips-kids-families-conversations

If you've got a credit union savings account, you've probably heard us speak about "dividends" - but what exactly do we mean by this? 💭

Think of a dividend as a reward you receive for your investment in the company.

We're member-owned, meaning that all of our profits are divided up at the end of each year and shared amongst members. So, you get a yearly dividend on your savings! 📈

Looking to boost your summer budget but unsure how much you could borrow? Or which loan is the one for you? 🤨💰

Our Loan Calculator is quick, easy and helps you find the best option, no matter your circumstances.

Try it out here!👇
https://www.londonpluscu.co.uk/calculator.asp

is well underway, and it's making us all feel nostalgic about our own Olympics back in 2012!

🎡 London became the only city to have hosted the modern Games three times,

💪 2012 was the first year in which women competed in every discipline,

🎻 The London Philharmonic Orchestra recorded 205 national anthems in just 52 hours,

👴🏻 And the oldest athlete was an impressive 71! Hiroshi Hoketsu represented Japan in the equestrian.