Lowes Financial Management

For over 50 years we have been helping clients to build, protect, and pass on their wealth for future generations. Whether it's optimising tax-efficiency or implementing investment solutions tailored to your goals, we're here to support you.

Arrange a free, no-obligation consultation with our award-winning team today > https://bit.ly/3Kl5hPk

For most of us, there is no way of replacing our pension pot once it’s spent, or paid in tax…

This is why it is so important to carefully consider your options when taking money out of your pension. Our award-winning team can help you make the right decision for your individual circumstances.

Arrange a free, no-obligation consultation today > https://bit.ly/3Kl5hPk

Did you know that inheriting property can be a tax trap?

Many people are unaware of the substantially large tax bill their loved ones could face when inheriting assets.

Luckily, with good planning, you and your family can avoid this.

Find out how we can help > https://bit.ly/3Kl5hPk

Would you like to be part of an award winning team? We're hiring!

A family firm in so many respects and a successful, innovative, client focused, expanding business we’re looking to welcome our next chapter with a new colleague. Is it you?

Lowes is one of the longest standing and most respected Independent Financial Advisers in the UK and we're currently looking for a Senior Paraplanner, Investment Analyst and Financial Planning Administrators to join the team.

Visit our careers page to find out more and join the team https://bit.ly/3xiI2CA

Often people think financial advice is only for the super wealthy, but as tax, legislation and market changes make our personal finances ever more complex, getting the right advice is essential for anyone building their wealth.

Our award-winning team are here to help. Arrange your free, no-obligation consultation today https://bit.ly/3Kl5hPk

Planning for your dream retirement starts with a conversation…

We've been helping people achieve their best possible retirement for over 50 years, so get in touch today to find out how we can help you, and why over 97% of clients would recommend Lowes to friends, relatives or colleagues*.

Arrange your free, no-obligation consultation today > https://bit.ly/3Kl5hPk

*Lowes Biennial Client Satisfaction Survey, 2023

Should you save or invest your money?

A question many of us may ponder, but the answer isn't a straightforward one.

Investing has the potential to generate much higher returns than a savings account, but that benefit comes with risk.

If you're considering investing, our experienced team are here to offer their knowledge and advice. Arrange a free, no-obligation consultation today https://bit.ly/3Kl5hPk

£26.6 billion!

That's how much is currently estimated to be sitting in around three million small and lost pension pots, according to the Pension Policy Institute. Lowes can help you track down lost pension pots- but, once they're located, what are the next steps?

Find out more in the latest Lowes Magazine > https://bit.ly/3UHAuSM

Looking for sound, independent financial advice?

We're here to help!

Being independent means we provide unbiased, whole of market insight and guidance to help you make the most informed decisions for your financial future.

Come and say hello. Arrange your free, no-obligation consultation with our award-winning team today > https://bit.ly/3Kl5hPk

Understanding how best to manage your finances to reap the benefits can feel overwhelming, but it doesn’t have to be.

With over 50 years of experience in providing sound, Independent Financial Advice, we have helped our clients to achieve their lifelong financial goals.

Arrange a free, no-obligation consultation today https://bit.ly/3OLNJfc

How much do we need for a comfortable retirement?

The latest Lowes Magazine looks at the new data released by the Pensions and Lifetime Savings Association which indicate the annual amount needed for a minimum, moderate or comfortable retirement.

Take a look > https://bit.ly/3UHAuSM

Have you seen the 2024 - 2025 Tax Tables?

There are many different taxes that may affect every UK taxpayer, and appropriate tax planning can have as much of an impact on wealth creation and preservation as investment returns.

Our yearly Tax Tables booklet ensures you have information at hand to manage your taxes effectively.

View the Tax Tables here > https://bit.ly/4bAnZxX

Are you in need of sound, independent financial advice? We're here to help!

Being independent means we provide unbiased, whole of market insight and guidance to make the most informed financial decisions to suit your individual circumstances and goals.

Arrange a free, no-obligation chat with one of our advisers today https://bit.ly/3OLNJfc

So, what is flexi-access drawdown?

Lowes adviser Helen Grieves looks at the most popular means to draw income in retirement - flexi-access drawdown - what it is and the benefits and risks associated with it in our latest Lowes Magazine.

Read the article here > https://bit.ly/3UHAuSM

Do you recognise these faces?

We've enjoyed a fun-filled week of activities in the office as part of Mental Health Awareness Week, from guessing the toddler photos, to unwinding with yoga, taking a lunchtime walk and indulging in sweet treats.

Mental Health Awareness Week was created to spark a conversations about mental health, removing the stigma behind it, and helping people understand and prioritise their own mental health and that of people around them.

Here are just a few of the toddler photos which were submitted...

At Lowes, we can help guide you through life's challenges to help you make informed financial decisions and implement strategies to keep you on track to reach your personal goals and protect your personal wealth.

Whether it's Pensions, Investments, Inheritance Planning and more, we're here to help.

Arrange a free, no-obligation chat with one of our advisers today to get started -> https://bit.ly/4a2mJlW

What does your dream retirement look like?

Retirement is a major life event, one which many of us dream about for most of our working life. Whether you want to spend your retirement travelling, making memories with friends and family, or enjoying hobbies, old and new - it pays to plan carefully for this exciting stage of your life.

So let's get planning. View our handy retirement guide or book your fee, no-obligation consultation here - > https://bit.ly/3KdAz9V

Join us!

We're delighted to be hosting another Mastering your Money: Financial Planning Seminar at Rockliffe Hall, Darlington on Wednesday, 22nd May and we'd love for you to join us.

From investments to protecting your future wealth, we'll cover an array of topics to help you make the decisions necessary to achieve your goals. Secure your free place here...https://bit.ly/3L3ylu1

We were delighted to accept a cheque from Lowes Financial Management today to cover our horse care costs for the next month. It’s wonderful to have such supportive local companies willing to invest in the community 🧡🧡🧡

Did someone say finalist?

We're delighted to have been shortlisted for Investment Adviser of the Year (for the ninth year in a row) and Charity Champion of the Year (for the second year in a row) in the 2024 Money Marketing Awards!

Please keep your fingers crossed for us!

Are you?

No one can predict the future, but there are measures you can put in place to ensure your money is passed to the right people, at the right time. We work with you to ensure the wealth you have intended for your loved ones is protected.

Book your fee, no-obligation consultation here... https://bit.ly/4a2mJlW

Should you be combining your pension pots?

There are plenty of reasons why combining pensions with a single provider can be a good idea, however this may not be right for everyone. Lowes can help you make the right decision and we can even help you track down lost pension pots!

Arrange a free, no-obligation consultation today https://bit.ly/4a2mJlW

Family…we know how much they matter.

Passing on your wealth to the right people, at the right time, will be one of the most valuable things you can do for you and your family.

Our Inheritance Guide shares 7 things to consider when passing on your wealth. Take a look https://bit.ly/3u65Cxs

Spotted in Portfolio North!

Our very own Alex Molyneux, Financial Planner at Lowes, delves into the intricate process of selling a business, offering insights tailored specifically for business owners navigating this potentially complex transaction in his Portfolio North article.

Take a look ->

Selling a business – what do owners need to know? | Portfolio North Alex Molyneux, adviser at Lowes Financial Management, delves into the intricate process of selling a business, offering insights tailored specifically for business-owners navigating this potentially complex transaction.

Interested in investing but don't know where to start?

We have a dedicated in-house Investment Management team researching, monitoring and analysing the markets to determine the best investment options available. We do the hard work, so you don't have to.

Start your investment planning today - arrange a free, no-obligation chat with one of our Advisers here https://bit.ly/4a2mJlW