Kirk Freeth at The Financial Guys

Positive news from the Bank Of England today.😁 Any queries on this drop me a message/email. [email protected]

Great news! The Bank of England has today announced a reduction to interest rates, the first cut to rates since March 2020.

This is likely because of the drop in inflation over the last few months.

If you want to know how this will effect you, get in touch with your The Financial Guys adviser & they'll be happy to have a chat.

💻 thefinancialguys.co.uk
📞 0333 012 4574

People feel their personal finances are improving, according to new research released by the Financial Conduct Authority.

The regulator found the number of people struggling to pay bills fell by around 25% in January 2024 compared to January 2023.

7.4m people were struggling to pay bills and credit repayments in January 2024, down from 10.9m in January 2023. This is still higher than the 5.8m recorded in February 2020, before the cost of living squeeze began.

Do you feel better off? Are you less worried about your finances?

For a free financial review, don't forget our lovely team of advisers will be happy to help.

💻 thefinancialguys.co.uk
📞 0333 012 4574

Tomorrow will see the reduction in National Insurance contributions kick in for workers across the UK.

The reduction will be from 10% to 8% and is the second cut of it's kind this year, expected to leave a little more money in the pocket of 27 million employees.

It is worth about £450 a year to an employee on an average salary of £35,000.

For a free financial review, don't forget our lovely team of advisers will be happy to help.

💻 thefinancialguys.co.uk
📞 0333 012 4574

A quick 2 min read explaining and simplifying credit scores.
What you may not know...
👉 Mortgage lenders use different credit gencies from each other and often use 1/2 or a combination of all 3 agencies to check your credit score 👈
Some agencies can hold different info also..👀
🔑 as always = Get expert advice 😁
📧 [email protected]

Why does my credit score differ between credit-reporting agencies? Although each credit reference agency has a slightly different formula to calculate your score, they all base it on similar information.

A bit of light viewing 👀! Class catch up with the that is Martin Wardle at Robson Laidler . Thanks for the invite onto the podcast 😁.

All Things Mortgages | Ep. 61 Business Stuff Podcast In this episode of Business Stuff Podcast, Martin Wardle talks to mortgage advisor Kirk Freeth about everything to do with mortgages. Some things discussed i...

We have a wide range of buy-to-let propositions available with our panel of lenders, from individual properties to entire portfolios. We will work tirelessly on your behalf to not only find you the best deal available, but also keep the cost of your mortgage to a minimum.

Our aim is to understand what your goal is with the properties and set a plan of action, not just for now but for years to come to ensure you achieve it.

So why not get in touch with us today?

We understand that buying your first property is probably the biggest financial commitment you’ll ever make. And here’s something you might not know- it doesn’t have to be stressful!

With our support, we can help you with:

- Negotiating with estate agents
- Getting the keys for your new home
- Budget planning for the new costs involved with a new home

And those are just a few of many. So if you want to get onto the property ladder and find your dream home but have no idea where to start, reach out to us today.

Long gone are the days where getting a mortgage meant you had to stay with the same lender for the full term of your mortgage.

Here at The Financial Guys, our approach will show you how remortgaging every time your tied-in deal comes to an end- you can save thousands over the term of your mortgage life.

With our approach, we make sure all of the leg work is done well before your deal comes to an end, ensuring a seamless transition onto a new deal- or in some cases switching to a new company.

Let us do all the work, just get in touch today and let's start saving you money.

Every business faces risks, but long-term illness or death of a key employee is one of the most serious risks that could affect their future performance or even their existence.

That’s why at The Financial Guys, we believe it is important that these circumstances should be covered by Key Person Insurance.

This insurance policy is designed to pay a cash lump sum into your business to help you cope with the death or critical illness of that key person.

So why take the risk? Contact us today to see what options are available to you to ensure your business’ security.

Want to hear some good news? You could protect your family’s finances with Income Protection for a lot cheaper than you think!

If you cannot work due to long term illness or accident, Income Protection pays you a regular monthly benefit. You can even select the amount of benefit you require, usually a percentage of your gross income.

If you want to ensure yours and your family’s security if something were to happen, then don’t hesitate to reach out to us today.

Critical Illness Cover is designed to either pay a regular income or a lump sum upon diagnosis of a specified critical illness, which can be a massive help to those who receive it and are unable to work.

Some of the most common illnesses covered on a critical illness policy are:

• Cancer
• Stroke
• Heart Attack

These are just a few of MANY illnesses that could be covered with a Critical Illness Cover, cover can also be tailored to cover your children. If you or someone you know may be interested in this, feel free to reach out to us to learn more about how you can protect yourself and your family.

Private Medical Insurance or Health Insurance as it's more widely known, gives you more choice over the healthcare you receive.

There are lots of benefits of having PMI:

Access to treatment quickly
Choice of consultant and location
Expert care from leading healthcare professional
Treatment from private specialists and hospitals – some policies pay you a small fee for each night you spend in a NHS hospital.
In some cases treatments and drugs not available on the NHS
Dedicated cancer support

Call us today to talk about h

For anyone who is worrying about their finances we're here to help at The Financial Guys.

Click this link below for your FREE Financial Health Check. It takes no more than 90 seconds and you can see how you could improve your finances.

https://form.typeform.com/to/pZlfGkZf

And don't forget I'm always here if you want a chat about your finances.

We arrange advice with a broad range of mortgage needs. From first time buyers, remortgage, home movers or Buy to Let.

The Financial Guys recognise that making the correct financial choices can be a daunting task, which is why we are always here to deliver a no jargon, straightforward service.

If you or someone you know is looking to get a mortgage and may need some advice, please don’t hesitate to reach out to us.

Family Income Benefit is a life insurance policy that pays a regular monthly income to a partner upon the death of the insured.

Parents who wish to protect their children from the loss of either or both of their incomes, can benefit massively from these policies, ensuring security for their young ones.

If you would like to know more about Family Income Benefits, then don’t hesitate to reach out to us.

We never know what life has in store for us, but wouldn’t it be reassuring to know that your lifestyle will be maintained and your family cared for?

That is why life insurance is so important.

Here at The Financial Guys, we are able to help you understand what options are available to you and how you can protect your loved ones when you have passed.

NEWS: We're delighted to announce that we have launched a trading style of The Financial Guys to more accurately reflect our modern and unique approach to financial services.

We've decided to rebrand to ensure that the friendly and modern approach that has supported thousands of happy clients to protect their loved ones and buy homes over the last eighteen years is captured as we look to expand our nationwide team of advisers.

The core values of Platinum Financial will continue to be at the very centre at everything we do, but we're really excited about this next chapter.

🖥️ www.thefinancialguys.co.uk
📞 0333 012 4574

Kirk Freeth at The Financial Guys updated their phone number.

Kirk Freeth at The Financial Guys updated their business hours.