Future Perfect Plan

Future Perfect Plan updated their business hours.

🥰yah that's true.

Jack Ma once said, 'When selling to close friends and family, no matter how much you're selling to them, they will always feel you're earning their money. No matter how cheap you sell to them, they still wouldn't appreciate it.'
There will always be people who do not care about your Costs, Time, Effort, they rather let other people cheat them, allowing others to earn, than support someone they know. Cause in their heart, they will always be thinking, 'How much did he earn from me?' instead of "How much did he SAVE/MAKE for me?"
This is a classic example of a poor person's mentality!

How did the rich people become rich? One of the main reason is because they are willing to SUPPORT their associates' business, taking care of one another's interests thus naturally they get back more.

Your Friends will in turn support you, thus the circle of wealth continues to grow and grow!
Simple Logic, you will start to get rich once you understand it.

Jack Ma on Sales: 'When doing Sales, the first people who will trust you will be Strangers, Friends will be shielding against you. Fair-weather friends will distance from you. Family will look down upon you.

The day you finally succeed, paying the bill for every get-together dinner and entertainment, you will realize: Everyone else is present except the Strangers.

💯

Investing early trains you to save and to set aside a portion of your income. This habit also curbs your spending and prevents you from wasting money on useless things.🤭🤔🌞😍




Send us a message today for sample quotation 🙂🤔

[email protected]

Start your financial journey with Sun Life without leaving the comforts of your home!

✔️No need for face-to-face meeting
✔️Submit all requirements digitally
✔️Pay through online banking, credit card or gcash

Bright News! Sun Life remains true to its promise of providing brighter solutions for all Filipinos. During this time of uncertainty, we must stay protected from financial and health risks.

Set an e-appointment with me, Kier, your advisor for life! 🌞

ALWAYS REMEMBER KAPAG NAGKA PERA KA WAG MASYADONG MALUHO ISIPIN MO ANG KINABUKASAN MO

Pakitago na lang po ang identity ko. I know it’s an incredibly difficult time for everyone right now during this covid-19 global pandemic, marami ang nangangamba sa pang-araw araw nilang pangangailangan. Maraming empleyado at negosyante ang nag-iisip pano pagkakasyahin ang budget at kita nila (kung meron man) sa panahong ito.

Gusto ko lang po i-share yung financial journey ko para makapagbigay pag-asa at inspirasyon sa inyo. Nawa po matuto din po kayo sa mga aral at problema na naranasan ko.

Ako po ay isang OFW sa Middle East nang 9 na taon at kasalukuyan pong nagta-trabaho sa HK simula taong 2015. Bago po ako nangibang-bansa nakapag-trabaho po ako sa call center at isang opisina sa isang unibersidad sa Maynila. Hindi po marangya ang buhay na naranasan ko sa Pilipinas, in fact noong nag-aaral pa ako may mga panahon po na wala kami makain.

Karpintero po ang aking ama at public high school teacher ang aking ina. Sumakabilang buhay po si Tatay noong 2006 at ito ang nagtulak sakin para hanapin ang kapalaran ko sa ibang bansa.

Bilang isang corporate employee sa isang tanggapan ng gobyerno sa Middle East, malaki po ang kinita ko. Nagsimula po ako sa 125k (converted to PhP) hanggang umabot na sa 390k ang buwanang salary ko nung umalis ako ng Middle East, bukod pa sa taunang bonus na umabot din sa 753k.

Despite this, wala po akong naipon o naipundar na property or asset nung huling 6 o 7 taong nasa Middle East po ako. Nakipagsabayan po ako sa lifestyle nang mga taong nakapaligid sa akin doon. Inuman tuwing weekend, bili ng damit, gadget, at gamit na walang value, utang para makapag-lakbay sa ibang bansa, bukod pa sa monthly remittance ko sa pamilya ko na wala ding naipon.

One time nag-loan pa ako para ipambayad sa utang ng partner ko sa credit card nya na accountant pa man din sa isang kumpanya sa Middle East. Nagkahiwalay din kami at umuwi na sya for good sa Pilipinas. Year 2010 may nakarelasyon naman ako na hindi rin maganda ang dinulot sakin. Nagpaka-martir ako sa kanya, nangutang para sa mga kapritso nya, nagbigay pa ako ng monthly allowance para makatulong sa kanya.

I was living pay check to pay check, walang pag-usad, walang asenso. Bago matapos ang 2010, nagpasya na ko kahit sobrang sakit sa kalooban ko na hiwalayan sya at itama ang mga pagkakamali ko nang mahabang panahon. Unti unti nakalimutan ko sya at nakakilala ng taong totoong magmamahal sakin.

Simula noon unti unti kong binago ang kapalaran ko. Sinikap kong mag-ipon. Bagaman may iniwang utang sa akin ang ex-partner kong accountant matapos syang umuwi sa Pilipinas, nagawa kong mag-umpisang mag-invest sa stock market. Nakakuha na din ako ng pre-selling na condo para sa aking pamilya. Nilinang ko ang kaalaman ko sa personal finance. Sa panahong iyon, nakakuha na din ako ng VUL para sa sarili ko.

2014 nagpasya kami ng partner ko na umalis na ng Middle East upang tanggapin ang offer sakin sa HK. Iniwan niya ang trabaho nya sa Middle East at sumama sya sakin sa HK. Umalis kami ng middle east na may humigit kumulang 1 milyon na backpay ko at pangako ng bagong umpisa.

Sa ngayon may mataas na katungkulan na ako sa aming kumpanya sa HK. Napagtapos ko na sa pag-aaral ang mga nakababata kong kapatid at tumutulong sa pagpapaaral ng aking mga pamangkin. Nakalipat na kami sa aming bagong tahanan bukod sa isang lote ng lupa na nabili namin kamakailan sa Marikina para patayuan ng paupahang apartment. Nag-retiro na din ang aking ina matapos ang pagtuturo ng mahigit 35 taon.

May malaki laking ipon na din ako sa bangko, sapat para hindi ako mangamba kung sakaling mawalan ako ng trabaho sa abroad at patuloy pa din kami sa pag-iipon at pag-iinvest. May kakayahang kaming pinansyal para mabili o makuha kung anuman ang nais naming kainin, puntahan, at gawin.

Here’s what life taught me so far in this journey:

1. Everything is possible with hard work and faith in GOD. Unless you were born with a silver spoon in your mouth, you need to put in the work to reap the benefits later. There is honor in every decent livelihood. Your faith can you take you places you never knew you can go.

2. Delayed gratification goes a long way. You want that new iPhone? Or that trip to Italy? If you think you deserve it, for your mental wellbeing or as reward for yourself, work for it, save for it. Don’t dip in your savings to fund non-essential expenses.

3. Save, save, and save. We can only be employees for so long and while you’re still earning a regular wage, save at least 20% every month – no excuses! If you get a raise, try to keep your lifestyle the same as much as possible and put your raise in your savings account. Saving remains one of the quickest ways to build wealth. There is nothing more satisfying than to see your account balance get bigger and bigger over time, I promise!

4. Long-term investment. Despite what traders say, long term investing (eg cost averaging) is still amongst the most effective and fool-proof ways to earn passive income especially for retirement.

5. If you are the main source of income in your family, the best time to get insured is now.

6. Always be grateful and give when you can.

7. Surround yourself with purposeful people. My failed relationships were instrumental to my awakening but alone I would have never reached this stage of my life and career without the constant support and love of my spouse, my family, and few friends who never left my side. Continue to build connections and relationships with people who can bring value and inspiration to your life as a person and human being.

I turned myself around and anyone can do the same with the right mindset. Sana po may natutunan kayo, mabuhay kayong lahat! Salamat PESO SENSE. 😊

©PesoSense

No matter what the situation is, it is crucial to have a financial plan. Here are 7 simple steps to guide you on how to navigate through every situation while keeping your finances in check. bit.ly/7StepstoaBrighterLife 👌

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HEALTH is WEALTH! But why Filipinos still not preparing for it it?

Common Excuses;

1. HEALTHY NAMAN AKO, HINDI AKO MGKAKASAKIT - Even healthy people got critical illness too. Eating healthy, exercise is a must, but preparing for health expenses is also part of healthy living.

2. MAY HMO NMAN KAMI SA COMPANY PWEDE NA YUN - HMO is very helpful to employees since this is benefits of the company that they are privilege to have. But HMO coverage have their limits too per illness per year. (see on the picture below for examples)

3. ANG MAHAL NAMAN NIYAN - Preparing ahead is much cheaper. It can save you A LOT if unexpected illness arise. Why people willing to pay on installment for IPHONE SE 2020 kahit mahal? because we all want immediate gratification. why not on health insurance? because they don't see the urgency of it.

Preparing in advance will give you peace of mind and stress free for you and your family. Critical illnesses are very much curable and with high chance of survival because of our excellent technology today. The question is are we really prepared to pay for the price?

Message me for your inquiries and possible options. :)
We can assist you digitally during this Pandemic time.

Your Future Perfect Plan

Wear 😷 and be mindful of social distancing.
STAY SAFE and STAY at HOME!

Learn about Proper Money Management in the comforts of your home!

Free ONLINE consultation. No face-to-face meeting required.

Get to answer the following questions about your money:

1. How do you KEEP the money that you earned?

2. How do you MANAGE and PROTECT your income to enjoy the present while securing a bright future?

3. How do you GROW your money so you could achieve your life goals?

Let us TEACH you how it's done properly.

CRISIS-PROOF your finances and be prepared whatever comes your way!

We will also give you a copy of your Personalized Financial Worksheet after the consultation which should help you keep on-track with your

Click the SEND MESSAGE button or comment "BRIGHT" below to book your FREE ONLINE Financial Planning session with us. Limited slots only! 💛

Good news! You can still avail of Sun Life insurance solutions without leaving the comforts of your home. It’s our way of helping you stay protected from financial risks, especially in these times of uncertainty. To find out what brighter solutions we have available for your financial protection, feel free to call or send me a message to know more about the details. 😊

Your Financial Advisor with a 💛-
[email protected]

Good NEWS !😇🥰

Good news ba ang gusto mo?
Eto oh may offer si SunLife na kahit nasa bahay ka

Advance na tlga ang technology ngayon.
Advance magisip!

Send us a message
Get ensure
Lets plan your future here at SunLife

Kung sakaling Gusto mong iwan ng 2 MILLION ang anak,asawa o magulang mo?

Pwede mo naman talaga pag ipunan, ang tanong gaano katagal? Sapat ba yung oras natin? For some kaya talaga nila that is why mas lalakihan pa nila yung value.

Sabihin na nating kaya mo magtabi ng 5,000 per month.
You need almost 34 years to reach that 2 MILLION in saving alone.
————
Yung 5000/month ko ba kaya umabot ng 2 Million sa insurance? Definitely YES may INVESTMENT kapa.

Ps. Insurance coverage starts at day 1 of it’s approval date 🙂

Para sa Free Computation sagutan ang mga information sa below.
- Age/Bday :
-Gender:
- Smoker or Non Smoker :
- Work :

Lets talk 😊 ☀️☀️

As an EMPLOYEE or OFW, what is the BEST WAY to BUILD YOUR FAMILY'S FINANCIAL FUTURE?

As a Financial Advisor, I always recommend this FINANCIAL SUCCESS FORMULA:

👉SAVE + INVEST + SECURE = SUCCESSFUL FINANCIAL FUTURE.

Saving money is not enough because inflation will beat you... So you need to INVEST.

But investing is also not enough. You need to PROTECT and SECURE the future of your children and spouse just in case something happens to you.

✅These three things are the best ways to build your family's financial future.

The GOOD NEWS right now is that you can do these things (SAVE + INVEST + SECURE) in a SINGLE FINANCIAL INSTRUMENT called VUL or Variable Unit Linked.

Are you interested to know more about VUL so you can BUILD YOUR FAMILY'S FINANCIAL FUTURE RIGHT AWAY?

TAP the 'Send Message' button below and let's start a conversation.

The best time to invest is while you are at your young age.

Don't miss out the opportunity to Invest Now while still you can. Make your life brighter with Sunlife😊

Buti pa kotse Insured. E, ikaw kelan kaya?

Tara usap tayo! 😀😀😀

To all my Sun Life clients, sharing with you the options on how you can pay for your insurance premiums:

1. Through Mobile Banking
2. Sun Life of Canada Philippines Inc. (SLOCPI) bills payment is also available via OTC of the ff banks - RCBC, BDO, BPI, Security Bank and Union Bank
3. Sun Life Client Centers
4. SM Bills Payment Centers
5. G-Cash
6. Paymaya

For inquiries/clarifications, just leave a message.

Papayag ba kayo na yung magtataho, may protection tapos kayo wala?

Ba't wala ka pa insurance? 😊

Lika na, tulungan kita magsimula!

Let me be 🌞

FREE FINANCIAL PLANNING

SEND US A MESSAGE NOW 😊

Sana you have all!
Dun tayo sa "GUARANTEED"

Secure your future, get a life insurance. :)

Be wise. Invest now! Pm me for financial planning and quotation. Think Life Insurance. Think about the future.. 💛

Have a with Sun Life. 💛

✔️ When you're insured, your family will get benefits if something happens to you. (Death Benefit)
✔️ You will have a retirement fund in case you were not able to use the fund value.
✔️ The fund value is withdrawable. (But I suggest not to unless you really really need it😅)
✔️ Critical Illness benefit
✔ Hospital Income Benefit
✔️ Stock Market Investment with the help of expert fund managers.(This is how your money will grow more)
✔️ Payable for 10 years or more, some can be paid for 5 years or one time payment. Your choice.
✔️ Easy Access- you will be given an online account where you can access and check your funds even if you're abroad.
✔️ Fund value can be used for your children's education.

Be prepared. Get your Life Insurance now. PM me or contact me at 09261649777

[email protected]

I will speak in behalf of the industry I have loved since 20 years old...

Someday, somehow, you will remember a financial advisor na makulit, and sadly it may be too late for you. Life insurance is a privilege. It is not for all. Hindi yung pag nagkasakit kana, dun ka lang mag aapply but we might say no na. It is your loss, not ours.

Nabankrupt na lahat ng businesses, nandito pa rin kami dahil araw araw may pinapanganak, may nagkakasakit, may nag-aaral na mga bata, may mga matataas na pangarap, may mga nagnenegosyo, may mga nagre-retire, namamatay, nagpapamana.




Credit to original post 🤗