IMG International Marketing Group/JP

Panahon na po sa pagbabago, umpisahan natin sa sarili. Magbigay ng oras sa pag aaral.😊
Maintindihan mo sana Kung bakit ka namin kinukulit..Dahil sa aming mission, sa aming commitment na makatulong sa higit 30million families na maging financially letirate before year 2030. Seryoso po kami sa mission nato... Hope and pray you can give time... 💞😇🙏

📌2pm PH time/9AM KSA/10AM UAE
Basic Financial Education and Membership Orientation

📌7pm PH time/2pm KSA/3pm UAE
Basic Financial Education and Membership Orientation

📌10PM PH time /5pm KSA/6pm UAE
Financial Checkup

Use this meeting ID:
Meeting ID: 449741354
Password: imgfiteam

Or

you can use this link: bit.ly/imgfiteam

⚠️Follow the name format: _

YOUR financial coach :
SMD WILLIAM/NEDITH OLIVAR😊

CAMPAIGN AND PROTECT FREE 20K PERSONAL ACCIDENT INSURANCE FROM MANILA BANKERS LIFE ! YES, YOU HEARD IT RIGHT ! 🥰😉 IT IS FREE
AVAIL NOW ! 🥰🥰
ABSOLUTELY ! FREE 20K PERSONAL ACCIDENT INSURANCE coverage .

Register now ! 👇
Please follow the instructions:
1. Register here: https://8636lf.30m2030.com/optin (Please make sure that your email is active)
2. You will receive an email and please confirm your subscription on the link provided in the email received
3. Register 5 persons that you want to share the Free P20,000 Personal Accident Insurance (remember sharing is caring)
4. Application form will be sent to your email for your completion. Make sure all details are correct to avoid inconvenience
5. And you will receive your policy from IMG in partnership with Manila Bankers Life – The best way to show your love!

Disclaimer: This is 100% FREE we don’t solicit money; our email thread should not ask you to pay for any amount..
Stay safe everyone!!!
Message mo ako if need mo guidance para makapag-avail nito. Malaking tulong na rin eto sayo at sa pamilya mo. ❤

Once na magdecision tayo na mag-ipon. Madalas may mga temptation, kaya importante alam mo ang iyong BIG EMOTIONAL WHY.

Bakit nag-iipon?
Para saan ang ipon?

Is it for your RETIREMENT FUND?
Para ba yan sa EDUCATION ng iyong mga anak?
Para sa DREAM VACATION?
Para sa DREAM CAR?
Para sa DREAM HOUSE?

If clear sa atin why we are saving, it will be easy for us not to fall for tempatations outside.

Ang Barya mo ay puwede ng i-invest sa SOLVIDO MUTUAL FUND managed by RAMPVER FINANCIALS kapartner ni IMG (International Marketing Group) a brokerage company that cater all your financial needs.

Ang 20 pesos mo ay pwede mo ng i-ADD sa iyong MUTUAL FUND PORTFOLIO at eto ay maibibili ng shares from the BIG COMPANIES in the PHILIPPINES!

Be a Member of IMG for as low as P5,500 for local, for OFW's depends on the country where you are and get 62 Members benefits.

I'm inviting you all.. Free financial Education class. No commitment, just give yourself a chance to learn on how to properly invest and manage your finances.. This is live via zoom just click the link below tonight at 7PM. No commitment just learn for free, I hope to see you tonight n God bless. PM me for your confirmation.

zoom.us/j/2979042235?pwd=OVJyRjlYOW9abHp1L05vdG9DY3RSUT09

P20 peso nalang pwede kana mag INVEST pandagdag sa MUTUAL FUND tapos complain ka parin ng complain… Si Jolibee na ang nag adjust …
Message ka agad at alamin kung paano.💪 P20 mo palaguin mo👇👇

👉🏻Here are some of the Top Biggest Franchises in the Philippines and how much they cost:

1. Jollibee - P30 Million
2. 7-Eleven - P3.5 Million
3. Petron - P1 Million to P2.5 Million

GOOD NEWS!! Paano kung pwede ka na din makapag start nang Business mo ng di mo kailangan mamuhunan ng Million pero pwede mo na din kitain yung kinikita ng mga franchise companies na yan.

Will you be interested⁉️😀

✅ Negosyong kahit nasa ibang bansa ka ay pwede mo gawin at pwede ka kumita.

✅ Negosyong kahit may trabaho ka na or even Government employee ka pwede ka pa din kumita ng extra dahil sa sa sistema na kahit kaunting effort at time lang ang pwede mong maibigay.

Wag iasa sa Loan ang lahat ng mga emergency or needs mo. Magdagdag po tayo ng pagkakakitaan.

✅ Negosyong wala kang lugi dahil tabla or panalo lang ang pwedeng mangyari sayo dito.

✅ Negosyong pwede ka kumita ng passive

There is no such thing as overnight success. Kung gusto ng pagbabago dapat gumawa ka ng bago. 😊

Life-Changing Opportunity!
If you want change, message and talk to me here https://m.me/nedith.olivar
Heres what you can get, https://8636lf.imgcorp.com

Good day, as you Work hard for your Money, Learn how your Money can Work hard for you too.
Financial Education is not just for the Wealthy, It’s for everyone. Learn Financial Education to Build Your Strong Financial Foundation and Learn the right and proper way of Saving and Investing.

=========================
📌2pm PH, HK, Singapore /
9am KSA, Qatar, Kuwait, Bahrain/10am UAE, Oman time
👉Basic Financial Education and Membership Benefits

📌7PM PH, HK, Singapore /2pm KSA, Qatar, Kuwait, Bahrain /3pm UAE, Oman time
👉Basic Financial Education and Membership Benefits

📌10pm PH, HK, Singapore / 5pm KSA, Qatar, Kuwait, Bahrain / 6pm UAE, Oman time
👉Basic in Stock Market and Mutual Funds Investing
========================
Steps to do:
1) Download Zoom Cloud Meeting apps in Playstore
2) Attend any schedule na available kayo libre lang ito walang mawawala sa inyo pero marami kayong matutunan dito.
3) Pag nasa zoom na kayo kindly change your name click participant at the lower right, put your name_SMD Nedith Olivar my name who invited you
4) Setback relax open your mind and learn. God bless

Use this meeting ID for all events. 👇👇👇👎

👉Meeting id-2979042235
👉Passcode:5WXUNJ

Or click the link below 👎👎

zoom.us/j/2979042235?pwd=OVJyRjlYOW9abHp1L05vdG9DY3RSUT09 to join a Zoom meeting.

⚠️ Follow the name format:
(Your name_SMD Nedith Olivar who invited you) Click the participants and rename.

Gusto mo bang matutu..?
Gusto mo bang maka Save..?
Gusto mong maka prepare for your retirement years..?

Alam mo ba na by becoming a member of IMG you can access the Mutual Fund Companies and become a Shareholder & Investor of Jollibee Food Corporation (JFC) and other Big Companies here in the Philippines.?

Through indirect investment or MUTUAL FUNDS without sales load / entry fees.

Send us a message for more details!!!
We have Free zoom Webinar online

When your kids get sick, ikaw ang
mag bayad.

When your parents get sick, ikaw ang mag bayad.

But when you get sick, sino ang mag ba bayad? Anak mo? Parents mo? Friends mo? Relatives? Kapit bahay? Donation?

While you take care of others' safety, don't forget your own security.
Best gift ever to myself.

Stay healthy.
But be prepared.





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Hindi habangbuhay malakas at may trabaho tayo.,
👉our boss will not give us wealth
👉they will not give us longterm healthcare and insurance..
👉May insurance tau sakanila hanggat napapakinabangan pa nila tau,,

Huwag mong sabihin na busy ka
Huwag mong sabihin na walang time

Because those words is just an excuses.
Parang sinabi mo narin na wala kang time para paghandaan ang kinabukasan
Wala kang time mag ipon for your own future.
Busy ka Para esecured ang family mo.
Please Correct me if I'm wrong 😊

Be part of IMG
Message us how?
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Sabi nila health is wealth daw.
Tapos nong na hospital na sila,
Bakit unti unti naubos lahat ng wealth nila?

Kaya habang healthy ka pa.
Mag invest ka na sa long term healthcare mo. 3in1 na may Healthcare, Savings, at insurance pa. At accredited ng DOH as an HMO pa.

Ang Healthcare ay parang "Fire Extinguisher" lang yan, kahit walang sunog nandyan lang sya.

Same with KAISER, kahit walang sakit nandyan lang din sya 🙂 if ever na magkaroon man, Kaiser will help you later. 😇😇😇

Thank you Kaiser 💕

We care about you♥️

Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!

Ang galing di ba?! Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!

Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.

Financial literacy is the key! Aral muna bago mag invest kabayan.

Grab this opportunity to become one of the Investor of Jollibee and other big companies.

Start Investing NOW!

This is our Mission, we are empowering millions of filipinos thru Financial Education online and offline. We are inviting everyone to join us live in zoom to learn for free every 7PM and 10PM. Message me forbthe link and meeting ID. FREE for ALL!

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Why we should save and invest the right way as early as possible?

in investing, the time is our best ally to our goal.
works over time, there's no instant money.

IMG gives a free financial coaching, just become a member and you are automatically an investor in Mutual funds of your Choice.

Feel free to contact us now.

Procrastination is the main cause of failure!

Worth of your time to Read:

She asked him, 'How much are you selling the eggs for?'
The old seller replied, 'Rs.5/- an egg, Madam.'
She said to him, 'I will take 6 eggs for Rs.25/- or I will leave.'
The old seller replied, 'Come take them at the price you want. May be, this is a good beginning because I have not been able to sell even a single egg today.'

She took the eggs and walked away feeling she has won. She got into her fancy car and went to a posh restaurant with her friend. There, she and her friend, ordered whatever they liked. They ate a little and left a lot of what they ordered. Then she went to pay the bill. The bill costed her Rs.1,400/-. She gave Rs. 1,500/- and asked the owner of the restaurant to keep the change.

This incident might have seemed quite normal to the owner but, very painful to the poor egg seller.

The point is,
Why do we always show we have the power when we buy from the needy ones? And why do we get generous to those who do not even need our generosity?

I once read somewhere:

'My father used to buy simple goods from poor people at high prices, even though he did not need them. Sometimes he even used to pay extra for them. I got concerned by this act and asked him why does he do so? Then my father replied, "It is a charity wrapped with dignity, my child”

I know most of you won't share this message but if you feel that people need to see this, then do spread this message.

CCTO:

Understanding how money works, and how money will work for you, is the answer to everyone's financial problem. IMG's mission is to educate 30 Million Financially Educated Families by 2030. Be one of us in this mission. PM me.

Don't miss this❗

Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!

Ang galing di ba?! Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!

Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.

Financial literacy is the key! Aral muna bago mag invest ma'am/sir.

Grab this opportunity to be one of the investor.

Start investing NOW!

Message us "HOW?" for more details.

OFWs can invest....


👇👇👇
More details just pm me to guide u..
Ctto..

SARADO PA RIN BA ISIP MO? 😢
COMMON FILIPINO MISTAKE 😫

Reality check✅
"Saka nalang ako kukuha ng Long Term Health Care..
Uunahin ko muna ang Lupa, Bahay at Hulugan na Sasakyan, Pag aaral ng anak!
NUNG NAGKASAKIT,😓
"Saan natin ibebenta ung Lupa, Bahay at Hulugan na Sasakyan,?
BAHALA NA kahit mura basta kelangan may pambayad tayo sa Ospital.
👉ANG TANONG, nakapundar ka nga ba?
✔️FINANCIAL LITERACY is the key!
✔️Determine your priorities.
✔️Know how to build your SOLID Financial Foundation.
✔️Build it RIGHT, BUILD IT STRONG!



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"From 44,000 Pesos to 4k Pesos Hospital Bill"

-My Personal Kaiser HEALTHCARE Experience: JAY MARK ANUTA-

I was diagnosed with Dengue Fever (Severe) last week. Umabot na sa Point na 24 nalang ang platelet count ko and it's like I'm passing out!

Another problem is the impending COVID-19 pandemic buti nalang may KAISER na naka alalay sa akin along the way. Mahirap maghanap ng Hospital kase puno ng patients buti nalng in coordination with KAISER Liaison I was finally admitted in a Newly Accredited Kaiser Hospital dito sa Davao (Adventist Hospital) which after nila malaman na may KAISER ako, dali2x nila akong inasikaso and my life was saved🙏 Thank you talaga Lord and KAISER, na in a life and death situation I was never neglected.

I never expected that 2021 would be challenging as this for me--especially in finance which I am very Thankful kase nagamit ko talaga yung Kaiser ko ta pay the Medical Bills 🙌🙌🙌
Thank you din sa lahat ng nag Pray at nag care in my demise, my Family and Friends. My IMG Family 💞 who unceasingly prayed for my fast Recovery.

Ngayon ko nagsabing need talaga natin ng Healthcare kase never in our minds na malaman kung kelan tayo magkakasakit at kung anong sakit dadapo sa atin. I'm so thankful and grateful to have my KAISER in these trying times🙏

Proven and tested na kita KAISER, the more na inspired ako na e Share ang mission sa iba: na matuto din ang mga tao na magtabi for their HEALTHCARE 🙏🙏🙏 Peace of mind, iwas pa sa utang, maraming Salamat KAISER Ko 🙌






Credits to Sir Jay M

Are you a busy person, beginner in Stocks, and has a low capital, but still want to start to invest in your favorite GIANT companies?

GOOD NEWS! One of the investment vehicles for you is 𝙈𝙪𝙩𝙪𝙖𝙡 𝙁𝙪𝙣𝙙.

Mutual Fund has:
✅Low Initial Investment
✅Professionally managed
✅Very liquid
✅Diversified
✅Safe and Secured
✅Gains are tax exempt

To learn more join our free online webianr class.
Message me..

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Stop being a consumer instead, be a shareholder. END YOUR YEAR WITH GOOD INVESTMENT 😃
DALAWANG KLASE NG INCOME:
1. ACTIVE INCOME - ito yung klase ng kita na meron kang ginagawa o participation, pag hindi ka kumilos = walang income.
2. PASSIVE INCOME - ito naman yung klase ng income na kahit wala kang ginagawa ay kumikita ka. Tulad ng rental income, business or kaya yung mga paper assets tulad ng Mutual Funds at Stock Market.
Gusto mo ba matutunan kung paano ang systema ng Mutual Funds at Stock Market at kung paano magsimula dito?

I'll give you the details, just send a message! 🙂

Do not depend on your government, prepare for your own healthcare fund.

Get Covered with the No.1 Healthcare in the Philippines.

3-in-1; Healthcare (Short/Long Term), Life Insurance and Investment

Pm me if you want to avail this.....pm me

𝐒𝐀𝐃 𝐑𝐄𝐀𝐋𝐈𝐓𝐘 😭😭😭

10, 20, 30 years sa Abroad, pinag-aral ang kapatid, anak, pamangkin.

Nung nakauwi na sa Pinas at
mag for good walang gaanung naipon at Ikaw pa ang sisihin kung bakit wala naipon 😪

Umasa sa anak, kapatid, pamangkin kasi sabi,
sila naman ang tutulong.

Biglang nag asawa si anak, kapatid, pamangkin.
Naiwan kang windang hindi alam kung saan kukunin ang araw araw na gastusin.😐
Sino ngaun ang kaawaawa?☹

Masaklap na katotohanan.
Wag sana natin ipagsawalang bahala 🙅

🌈✅Mag ipon
🌈✅Mag plano
🌈✅Mag siguro
🌈✅Mag invest

Financial Education and Proper Ex*****on ang sekreto. Para hindi natin sapitin ang ganito 🤦☹️

Message me for assistance, We're here to help you!!
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ADVICE from the Billionaire Mr. Warren Buffett.

1. STAY away from credit cards & invest in yourself.

2. LIVE your life as simple as you are.

3. DON'T do what others say, just listen to them, but do what you feel good.

4. DON'T go on brand name; just wear those things in which you feel comfortable.

5. DON'T waste your money on unnecessary things; just spend it on what you really need.

6. DON'T give others a CHANCE to RULE your LIFE, it's yours to live after all.

KAISER 3 in1! 😍

Pinakamurang Investment na pwede kang makapagsimula sa halagang 88 pesos a day.❤

Kung nakakagastos ka ng 100 pesos araw araw, ipunin mo nalang yan meron ka nang:

✅ Libreng Hospitalization 50,000 pesos yearly.
✅Libreng Dental Benefit (Bunot, Check up, Cleaning)
✅Libreng Medical o Physical Check up
✅ Libreng Consultation sa Doctor
✅ Life Insurance na hanggang 405,000 pesos
✅ Retirement Fund of 3 million

Meron ding 4 beneficiaries for Family assistance and discounts.😘

May nagsasabi "ang mahal naman nyan",

In reality mas mahal ang magkasakit, mahal ang kamatayan, at mas magastos ang pagtanda..lalo pa kung wala kang ipon.

START INVESTING NOW.😉
Message Lang po if interesado 📱
Simula Mo ang taon na may matibay na pundasyon Sa iyoNg pinansyal aspect. 🤗

Tanong:

"LUGI KA BA SA KAISER LONGTERM HEALTHCARE MO"...

Heto ang explanation ko about Kaiser Longterm Healthcare:

Magbabayad ka for 7 years ng P26970 each year.

Bawat taon may P50K na hospital benefit na magagamit incase na mahospital ka for emergency and NON-preexisting illnesses.

Imaginin mo na lang, gamiting mo every year ang 50K against your P26970. Talo ka pa ba? And shall we say inubos mo na ang 50K per year mo sa loob ng 7 years, may makukuha ka pa ba?

Big YES!!!... start ng 8th to 20th year may healthfund na binibigay si KAISER at nagaaccumulate eto pag di nagagamit.

Tanong. LUGI KA PA RIN BA?...

2nd scenario, paano naman pag di nagamit ang P50K. Ano ang mangyayari. Pag dating ng MATURITY DATE, maliban sa 8th to 20th year na return of investment, guaranteed na ibabalik ni KAISER ang 85% ng total na binayad mo... plus fixed na P45K sa lowest plan... and yung fund mo patuloy na nagiinterest yun kaya PAGTANDA MO, INSTEAD NA MAMROBLEMA PAMILYA MO about MEDICAL EXPENSES --- magagamit mo to...

Tanong. LUGI KA PA RIN BA?...

Isa pa....

Pag namatay ka within 20 years, may matatangap ang beneficiary mo ng DEATH BENEFIT, 202K for normal death and 404K pag accidental. (Lowest plan)

And automatic na matatransfer pa sa kaniya ang POLICY MO...

Tanong. LUGI KA PA RIN BA?...

Ang tanong. Kaya mo ba maglaan ng P88 a day para sa ganitong PREPARATION? if hindi.

LUGI KA BA????



Ito ang kailangan mong bilhin while you don't need it dahil kung hindi?, hinding hindi ka makakabili if u already need it.

What happens to your MONEY 💰 when you deposit it to a bank?
→You become a DEPOSITOR or lender,you let the bank use your money to accumulate...
What is their business? all kinds of loans,they use your money for car loans,house loans,credit cards etc. for a greater profit or very higher interest rate in return..In short THEY LET YOUR MONEY WORK FOR THE COMPANY..You let the bank more richer while you are still working hard to earn..
Now you know? Would you still put a big portion of your hard earned money in the bank? Or will you let your MONEY 💰 work For YOU..
Interesting? Ask me HOW

SAAN AABOT ANG 500 mo....ISA ITO SA MGA BENIFITS NI 👌IMG NA NAGUSTUHAN KO PANALO KANA DITO..,

FIDELITY LIFE MICRO INSURANCE (PHP50,000)!

KAHIT ITO LANG MUNA ANG MERON KA, WHILE NO SAVINGS KAPA....MAHIRAP NA BAKA MA COVID KA WALA KA MAN LANG MAIWAN SA PAMILYA!

KAPAG MAMATAY TAYO MARAMI MAKIKIRAMAY PERO REAL TALK LANG, WALANG SINO MANG MAG AABULOY SA NAMATAYAN NG WORTH 50,000PESOS.

KAYA MAG-ISIP KA, MAGMUNIMUNI KA, KUNG ANO ANG KAHALAGAHAN NG MAY LIFE PROTECTION KAHIT MALIIT NA COVERAGE LANG.

BAKA NAMAN IAASA MO PARIN SA GOBYERNO ANG PAMPALIBING SAYO!

BE REALISTIC! BE RESPONSIBLE!

BE A MEMBER OF IMG SO THAT YOU CAN AVAIL THIS FIDELITY LIFE FOR JUST 500PESOS ONLY!

YOU CAN ONLY AVAIL THIS MICRO INSURANCE IN IMG.
EXCLUSIVE FOR MEMBERS ONLY!

KAYA MAGDOWNLOAD KN NG ZOOM🎦 AT MAG SIGN UP ACCOUNT KANA PARA MAKAJOIN KA SA 👌LIBRENG WEBINAR AT PARA MATURUAN KA PANU MAGING HANDA SA KINABUKASAN MO AT NG PAMILYA MO!

.

#

STEPS TO FINANCIAL SUCCESS

1. Increase your Cash flow.
- make more money when you can, while you can. Have multiple sources of Income.

2. Spend Less.
- cut down your expenses. It's not how much you earn that counts. It's what you keep. Set aside 5, 10, 15% of your income to savings.

3. Reduce your debt and liabilities.
- interest on the debt will interfere with your goal for long-term asset accumulation.

4. Understanding how money works.
- you must take time to understand how money works. You must learn how to make money work for you.

5. Have a Financial Goal.
- Set up a pan of action. Take care of your responsibilities and build up your wealth.

6. Embrace change and expect to succeed.
- change your habits. Not only can you change the way you think, you must also change your habits. A better environment will help provide better thinking and better solutions.

INTERESTING?
Attend our FREE Online Financial Coaching Seminar and learn how to:
*Make Money
*Save Money
*Grow Money
*Protect Money
Be an IMG Member now to learn for free.. PM or contact me how to get started, i will be glad to assist you.

END YOUR YEAR WITH GOOD INVESTMENT 😃

DALAWANG KLASE NG INCOME:

1. ACTIVE INCOME - ito yung klase ng kita na meron kang ginagawa o participation, pag hindi ka kumilos = walang income.

2. PASSIVE INCOME - ito naman yung klase ng income na kahit wala kang ginagawa ay kumikita ka. Tulad ng rental income, business or kaya yung mga paper assets tulad ng Mutual Funds at Stock Market.

Gusto mo ba matutunan kung paano ang systema ng Mutual Funds at Stock Market at kung paano magsimula dito?

I'll give you the details, just send a message! 🙂

NAOSPITAL ANG ISANG IMG Member...
From 132K na bill sa Hospital, naging 1,000 pesos na lang ang knilang need bayaran.

Bakita kaya?
Basahin ang kwento sa baba.
____________________________________________

Ang Laki ng babayaran ko sa hospital, mabuti na kang may FREE Kaiser HMO from IMG because of doing IMG Business
I had a scheduled admission last Dec 20, 2020 sa Makati Med for the operation/removaldue of Thrombosed External Hemorrhoids (Almoranas). 1st time kong maooperahan or mahospitalized sa buong buhay ko. We were expecting to be discharged by Dec 23 and we can celebrate Christmas together with our kids.
Maraming tests na ginagawa before the operation including Chest Xray. May nakitang tiny spot sa lungs ko which is they think na TB (hindi lang sure kung colored. Hehehe). Kaya pina XRay ulit ako twice to confirm kung TB siya. Then pina CT Scan and test ng sputum (Plema) para totally maconfirm kung active din.

Kasi kung active, special operating room ako. Parang astronaut ang outfit ng mga Doc and shoulder ang expenses. And hindi matutuloy ang operation kung sakaling active.
CT Scan verifies na meron nga akong TB but Negative sa Sputum or hindi siya active. Kaya wag niyo ako layuan..hehehe

So tuloy ang operation. Inabot kami ng Dec 25 kasama recovery. In short, sa hospital kami nag-Christmas

At ang total Hospital Charges namin ay umabot ng P104,635. Plus around P28k para sa Doctors PF. Total of around P132k.

Mabuti na lang at may Kaiser Healthcare ako na nakuha for FREE sa IMG because of doing IMG Business and nameet ang requirements. P100k ang aking Benefit Limit and mag-expirr na siya ng Dec 31, 2020.

Kaya thanks to IMG and Kaiser talaga. Kasi sagot ng Kaiser ang P96,214 sa Hospital Charges plus P21k para naman sa Doctors PF.
More than 100k diba. So dapat malaki ang ilalabas pa namin. Pero yung ibang procedures ko ay para sa TB, not related sa Hemorrhoids kaya another 100k na naman budget para sa kanya.

Ang Total na binayaran namin from our pocket ay P1,021.30. Laking tipid diba.
Yan ang pamasko ng IMG and Kaiser.
Wala naman gusto mahospital or gamitin ang Health Card. Pero just in case na mangyari, katulad sa akin, may pambayad tayo.
Because one of the top reason kung bakit nababaon sa utang ay kapag nahospitalize at walang pambayad sa hospital.

Pwede ka din magkajoin dito. Message mo lang ako para maguide kita.



Credit to Sir Jhon Abud

Sa IMG ka lang magkakaroon ng:

- lifetime free financial education and check up
- Long term health care plan
- Group Life Insurance plan na puede kahit nasa abroad basta IMG Member
- dagdag income sa ibat-ibang financial products na hindi na kailangan ng maraming requirements.
- Mutual Fund investment na zero sales load at me lifetime free na investment seminar
- discount sa ibat-ibang financial solutions na bibilhin.
- free Personal Accident Insurance. Mas mataas ang coverage for OFWs.
- free memorial concierge service.
- Business kahit saang panig sa Pilipinas at buong mundo at makakapag-Build ng International Team, me rewards pa.
- business na maipapamana sa mga anak.
- at access sa Marami pang membership benefits.
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