Team Advisor4U

Help clients to Create Perpetual Income which allow them to live a Retirement LifeStyle they Deserve.

12/12/2023

Retirement Planning Seminar!
Click to register : https://bit.ly/3qzcIr5
Topics :
• Why drawing down from your coffer is a bad idea for retirement planning?
• Why it is important to have 90% of your assets creating income streams for you?
• How to create 2 streams of Retirement Income out of your CPF Savings?
• How to create sizeable Retirement Income streams using SRS?
Do share it with your friends, colleagues, and family. See you there! JC
Jonathan Chan | Senior Financial Services Director | PhillipCapital

01/06/2023

Retirement Planning Seminar!
Click to register : https://bit.ly/3CpAJIW

Topics :
• Why drawing down from your coffer is a bad idea for retirement planning?

• Why it is important to have 90% of your assets creating income streams for you?

• How to create 2 streams of Retirement Income out of your CPF Savings?

• How to create sizeable Retirement Income streams using SRS?

Do share it with your friends, colleagues, and family. See you there!

Jonathan Chan | Senior Financial Services Director | PhillipCapital

02/03/2023

Retirement Planning Seminar!
Click to register : http://bit.ly/3L6xoDF

Topics :

• Why drawing down from your coffer is a bad idea for retirement planning?

• Why it is important to have 90% of your assets creating income streams for you?

• How to create 2 streams of Retirement Income out of your CPF Savings?

• How to create sizeable Retirement Income streams using SRS?

Do share it with your friends, colleagues, and family. See you there!

Jonathan Chan | Senior Financial Services Director | PhillipCapital

02/03/2023

Retirement Planning Seminar!
Click to register : http://bit.ly/3SIzsU7

Topics :

• Why drawing down from your coffer is a bad idea for retirement planning?

• Why it is important to have 90% of your assets creating income streams for you?

• How to create 2 streams of Retirement Income out of your CPF Savings?

• How to create sizeable Retirement Income streams using SRS?

Do share it with your friends, colleagues, and family. See you there!

Jonathan Chan | Senior Financial Services Director | PhillipCapital

Retirement Planning Seminar 02/03/2023

Retirement Planning Seminar!
Click to register : https://bit.ly/3CpAJIW

Topics :

• Why drawing down from your coffer is a bad idea for retirement planning?

• Why it is important to have 90% of your assets creating income streams for you?

• How to create 2 streams of Retirement Income out of your CPF Savings?

• How to create sizeable Retirement Income streams using SRS?

Do share it with your friends, colleagues, and family. See you there! JC

Jonathan Chan | Senior Financial Services Director | PhillipCapital

Retirement Planning Seminar The Best Time To Plan For Your Retirement Is Now.

16/09/2021

Join us for our FREE Investment webinar!

Learn the winning equity investment strategy from Jonathan Chan, Financial Services Director of Philips Securities.

Jonathan, a retirement planning specialist with over 20 years of experience will also share with you the do’s and don’ts in retirement planning.

Are you investing in Local Stocks? Jonathan will show you why Big Global Company is better.

With over 25 years in the industry, hear from Jonathan he has help his clients to Grow their money and plan for their retirement during this Covid 19 pandemic.

You Get To Learn :

· How to pick Big Global Companies Stocks?
· Why Local Stocks are laggards?
· How to have cautious approach in investment in this pandemic.
· Why must you invest now?
· Types of investment to avoid.
· Should you delay your CPF Life Payout till Age 70?

Do feel free to register or forward to your friends or colleagues who may be interested to know more about our unique Investment Strategy.

Please click below to register for our next upcoming Investment Strategy Webinar :

https://bit.ly/3tQi1Td


Jonathan Chan | Financial Services Director | PhillipCapital

Click here to WhatsApp me : WA.me/6590100090
Click here to WhatsApp my PA Wan Cheng : WA.me/6584168168

Is China really in trouble with its aging population? | Opinion 15/09/2021

The stakes for profit hunters and tycoons in Hong Kong are now higher than ever as Chinese President Xi Jinping pushes for "common prosperity" in the mainland, in turn raising the question of whether the city will also face the same fate in time to come.

Indeed, Mr Xi's speech in August - when he called for rationally "adjusting" excessive incomes and for high-income individuals and companies to contribute more to society - roiled not only global markets but also China's billionaire ranking, wiping out billions of dollars in both instances.

"As public companies donate billions of shareholder dollars to government projects, investors are left unsure of what it is they ultimately own," Mr Silvers told The Straits Times.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

China pushing for "common prosperity" which called for rationally "adjusting" excessive incomes and for high-income individuals and companies to contribute more to society and charity.

My view is : China is getting all their people and companies to start acting together to tacker - may be their biggest problem they may face in the next 40 years.

That is the Aging Population of China.

https://www.dailysabah.com/opinion/op-ed/is-china-really-in-trouble-with-its-aging-population

In 2020, China’s old-age dependency ratio reached 17. (population aged 65 or higher is at 17 per 100 persons)

The U.N. predicts that by 2060, this ratio in China will rapidly rise to 53, and thereafter will stagnate between 50 and 60.

In the U.K., France, and Germany, this process (old-age dependency ratio increasing from 17 to 53) will take 140, 120, and 90 years, respectively.

In the U.S., the old-age dependency ratio will not even reach 53 before the 22nd century.

China's elderly population is estimated to hit around 400 million by the end of 2035, according to experts.

Thus, the Chinese Government need lots of money and help from the people and the rich companies to contribute to charity and give to the poor to mitigate the issue.

Jonathan Chan | Phillip Capital | Mobile : 90-1000-90

Is China really in trouble with its aging population? | Opinion While many view China's old-age dependency problem as more worrisome than that in the West, China is not at all in a difficult position thanks to its...

02/08/2021

Join us for our FREE Investment webinar!

Learn Why now is the Time to invest in Big Global Companies from Jonathan Chan, Financial Services Director of Philips Securities.

Are you investing in Local Stocks? Jonathan will show you why Big Global Company is better.

With over 25 years in the industry, hear from Jonathan he has help his clients to Grow their money during this Covid 19 pandemic.

You Get To Learn :

· How to pick Big Global Companies Stocks?
· Which are the Big Global Companies to avoid.
· Why Local Stocks are laggards?
· How to have cautious approach in investment in this pandemic.
· Why must you invest now?

Do feel free to register or forward to your friends or colleagues who may be interested to know more about our unique Investment Strategy.

Please click below register for our next upcoming Investment Opportunities Webinar :

https://bit.ly/3tQi1Td


Jonathan Chan | Financial Services Director | PhillipCapital
Mobile : 90-1000-90 | [email protected]

The airline sector and where travel is headed 02/08/2021

As vaccinations are under way globally, the global airline industry is also getting jabs of confidence.

Still, some parts are taking off faster than others and countries with a viable domestic market are faring better while business travel has taken a backseat.

The International Air Transport Association predicts that while budget airlines will lead the recovery, it will take until mid-2023 for the global airline industry to return to pre-pandemic

Asian domestic travel is starting to come back, largely driven by China.

For example, during the extended May Day holiday, Chinese tourists made over 200 million trips.

Both Asia to the United States and Asia to Europe flights are projected to be about 86 per cent of 2019 volumes by 2023.

~~~~~~~~~~~~

Get ready for pending demand to pick up soon.

Jonathan Chan | Financial Services Director | PhillipCapital
Mobile : 90-1000-90 | [email protected]

The airline sector and where travel is headed SINGAPORE - As vaccinations are under way globally, the global airline industry is also getting jabs of confidence.. Read more at straitstimes.com.

02/08/2021

Inoculation progress in US, European Countries and Singapore are advising well and seem like these countries are able to achieve 75% of their citizens vaccinated by end of the year, if not earlier.

https://ourworldindata.org/covid-vaccinations

The pending demands looks really good coming year end till mid 2022 when US and most central European countries start to normalise traveling. Imagine middle class Singaporeans and China Chinese who are being deprived of traveling for more than 2 years and are allowed to travel again.

The amount of spending power they can inject to the economy. Thus, let's invest and wait for the excitement to arrive.

Jonathan Chan | Financial Services Director | PhillipCapital
Mobile : 90-1000-90 | [email protected]

Evergrande’s worsening crisis piles pressure on founder to act fast 02/08/2021

The latest blow to Hui Ka Yan’s property empire came on Wednesday (July 21), when at least four of Hong Kong’s largest banks stopped providing mortgages to buyers of Evergrande’s unfinished apartments in the city. That followed a slew of reports in recent weeks about wary Chinese lenders and overdue payments to suppliers.

~~~~~~~~~~~~~~

For the longest time since 2013, I am advising all my clients to avoid Asia High Yield Bonds. About 60% of Asia High Yield Bonds are issued by CHINA and we really have no idea what will be the default rate if Asia High Yield Bonds collapsed.

Be prepare for a rough ride going forward.

Jonathan Chan | Financial Services Director | PhillipCapital
Mobile : 90-1000-90 | [email protected]

Evergrande’s worsening crisis piles pressure on founder to act fast In latest blow, at least four of Hong Kong's top banks halted some Evergrande mortgages.. Read more at straitstimes.com.

S'pore businessman Ng Yu Zhi, linked to alleged fraud of $1 billion, accused of cheating some notable lawyers 02/08/2021

Ng is accused of criminal breach of trust involving more than $200 million. Investors were promised returns that averaged 15 per cent, over an investment period of three months. Many investors rolled over their contracts after the end of three months to reinvest their principal and returns.

The alleged victims named in the new charges include the general counsel for Temasek International Pek Siok Lan, criminal lawyer Sunil Sudheesan and former president of the Law Society Thio Shen Yi.

Ms Pek was allegedly cheated of $5.5 million, Mr Sunil of $1 million and Mr Thio of $87,000.

Mr Sunil heads the criminal department of law firm Quahe Woo and Palmer. He is also the president of the Association of Criminal Lawyers of Singapore and a council member of the Law Society.
Mr Thio is a founding partner of TSMP Law Corporation and was named Singapore Lawyer of the Year at the Benchmark Litigation Asia-Pacific Awards last year.

Other notable names allegedly cheated by Ng include investment professionals. The chairman of Vickers Capital Group Finian Tan was allegedly swindled of US$19.2 million (S$25.8 million) and the chief executive of Chuan Hup Holdings Terence Peh was said to be cheated of $3 million.

~~~~~~~~~~~~~~

Scam Victims are not only limited to lower educated Singaporeans.

Greed is the real root of evil and if you let it get inside you, No matter how well educated you are? or How prominence your career is? YOU WILL FALL.

Jonathan Chan | Financial Services Director | PhillipCapital
Mobile : 90-1000-90 | [email protected]

S'pore businessman Ng Yu Zhi, linked to alleged fraud of $1 billion, accused of cheating some notable lawyers The alleged victims include the general counsel for Temasek International Pek Siok Lan and criminal lawyer Sunil Sudheesan.. Read more at straitstimes.com.

20/05/2021

Join us for our FREE Investment webinar!
Learn Why now is the Best Time to invest in Big Global Companies from Jonathan Chan, Financial Services Director of Philips Securities.
Are you investing in Local Stocks? Jonathan will show you why Big Global Company is better.

With over 25 years in the industry, hear from Jonathan he has help his clients to Grow their money during this Covid 19 pandemic.

Date: 22 May 2021
Time: 3.00 pm to 4.30 pm

Format: Zoom Session

You Get To Learn :
• How to pick Big Global Companies Stocks?
• Which are the Big Global Companies to avoid.
• Why Local Stocks are laggards?
• How to have cautious approach in investment in this pandemic.
• Why must you invest now?

Please click the link below to register our Investment Opportunities webinar :-
https://bit.ly/3tQi1Td

Jonathan Chan (Speaker)
Jonathan Chan | Mobile : 90-1000-90 | PhillipCapital
Wan Cheng (PA) - Mobile : 8890-8820

05/05/2021

Providing Your Customers with Peace of Mind.

Planning ahead will reduce uncertainty for your clients and will help them be mentally free for their later years.

A Financial / Retirement Plan helps remove one of the major contributors to financial stress. This can be a big benefit! When you provide your clients with a Retirement Plan, your clients will have more emotional energy to focus on things that matter most to them.

Introducing : Agility Financial Planning (IBF Accredited Course)

In this course, participants will learn how to provide holistic and client-centric Retirement / Financial Planning services to their clients. This approach will help them understand their clients better, improve their service standards and increase client satisfaction, going beyond the usual product selling approach.

Helping your clients to derive how much they need to retire and work closely with them to Create Incomes, Protect Assets and Establish A Legacy using Asset Allocation for risk minimisation. The objective is to help create a Retirement LifeStyle your clients Deserve.

Funding

This course is eligible for up to 95% IBF grant for Company-Sponsored Singapore Citizens or Singapore Permanent Residents, physically based in Singapore.

This course is also eligible for the IBF Training Allowance Grant (TAG) - claimable for Company Sponsored Participants after having fulfilled the course requirements.

Course Details and Registration :

https://bit.ly/afp_course

My Retirement Planning Video Series :

https://lnkd.in/gG2BjsX



My Testimonials : https://www.advisor4u.com.sg/testimonial/

Jonathan Chan | CyberQuote Pte Ltd
Mobile : 888-700-70 | Email : [email protected]

Singaporeans who invested with crypto-trading platform Torque lose life savings 07/04/2021

It is so silly for one to take unnecessary higher risk to seek higher returns and end up losing all or most of his retirement savings.

Greed is an unnecessary evil in Retirement Planning.

At Team Advisor4U, we help clients to contain their greed for unrealistic returns and help create multiple streams of Perpetual Income for their Retirement using asset allocation for risk mitigation.

Singaporeans who invested with crypto-trading platform Torque lose life savings Woman lost $2.5 million, including some $200,000 invested by her in-laws.. Read more at straitstimes.com.

Promised big returns, only to leave many high and dry 04/04/2021

We help clients to avoid investing in Alternative Investments and using Asset Allocation for risk minimisation to ensure that our clients can sleep well in All Market Conditions.

Promised big returns, only to leave many high and dry With savings interest rates lower than 2 per cent and soaring property prices allowing only the wealthy in, investors in Singapore have been chasing higher returns by hunting down overseas properties and alternative schemes.. Read more at straitstimes.com.

China factory growth accelerates the most in 3 months, bolsters economic recovery 01/04/2021

Pending Demand May Be Taking Shape.

China factory growth accelerates the most in 3 months, bolsters economic recovery BEIJING (REUTERS) - China's manufacturing activity expanded at the fastest pace in three months in March as factories cranked up production after a brief lull during the Lunar New Year holidays, with improving global demand adding further momentum to a solid economic recovery.. Read more at straitst...

Biden plans US$2.25 trillion spending, corporate tax hikes 01/04/2021

“Most economic forecasters have now… increased their growth projections for 2021 to over 6 per cent, which is a rate of growth we’ve not seen in recent memory,” the senior official told reporters ahead of a trip by the President to Pittsburgh where he was due to announce the plan – which would have to be approved by Congress.

Biden plans US$2.25 trillion spending, corporate tax hikes WASHINGTON (BLOOMBERG) - President Joe Biden will unveil a US$2.25 trillion (S$3 trillion) US infrastructure plan on Wednesday (March 31) - paid for by steep tax hikes on businesses- that his administration said will prove the most sweeping since investments in the 1960s space programme.. Read more....

28/03/2021

Join us for our FREE retirement webinar!

Learn more about planning for a worry-free retirement with Jonathan Chan, Financial Services Director of Philips Securities.

Are you saving too aggressively for your retirement which neglect your present lifestyle?

With over 25 years in the industry, hear from Jonathan his clients to create a Balance LifeStyle they Deserve, now while they are Still Working and more so During their Retirement.

Date: 7 April 2021
Time: 7.30 pm to 9.00 pm

Format: Zoom Session

Sign up for the FREE retirement webinar – Click Here : https://bit.ly/3qzcIr5

The real wolves of Wall Street 28/03/2021

The real wolves of Wall Street It did not look like a very promising investment opportunity.. Read more at straitstimes.com.

15/03/2021

In retirement, if you only plan to spend what is enough for you to get by, you will only use your money when necessary. And when spending becomes “spend when necessary”, a lot of things become unnecessary, like dining at restaurants, going to a concert or play, going for holiday, having a maid, upgrade phone / iPad or simply going for a movie etc.

I have been organising Retirement Planning Webinars for the past 8 years and I have met many Retired Singaporeans (with Assets of 1 to 2 million or more), spend only $800 to $1,000 per month for their Retirement.

I have helped many of them to create perpetual retirement income ranging from $50,000/year to $100,000/year or more. My objective is to maintain the value of their assets and create perpetual monthly retirement income to support a Retirement LifeStyle they Deserve.

You can register for our next Retirement Planning Webinar here : http://bit.ly/39x0xDz

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"𝙋𝙧𝙤𝙫𝙞𝙙𝙞𝙣𝙜 𝙖 𝙉𝙚𝙬 𝙋𝙚𝙧𝙨𝙥𝙚𝙘𝙩𝙞𝙫𝙚 𝙒𝙖𝙮𝙨 𝙊𝙛 𝘼𝙘𝙝𝙞𝙚𝙫𝙞𝙣𝙜 𝙔𝙤𝙪𝙧 𝙈𝙞𝙡𝙚𝙨𝙩𝙤𝙣𝙚 𝙞𝙣 𝙇𝙞𝙛𝙚"