Kevin Ho《One Property Exchange》

Sep had been an exciting month. It is nothing short of running an obstacle course. Had to burn through many obstacles to connect the dots to make everything work. Thankfully, things went ahead smoothly. Stakes are high, stress is high but definitely worth every ounce of effort.

𝙏𝙤𝙪𝙜𝙝 𝙩𝙞𝙢𝙚𝙨 𝙙𝙤𝙣'𝙩 𝙡𝙖𝙨𝙩,
𝙏𝙤𝙪𝙜𝙝 𝙥𝙚𝙤𝙥𝙡𝙚 𝙙𝙤

To my beloved clients, always grateful to have your trust in me to take care of your property portfolios. Will continue to provide more value, real value in my service to you all. 💯💯

𝗦𝗪𝗘𝗘𝗧 𝗣𝗨𝗥𝗖𝗛𝗔𝗦𝗘 𝗗𝗘𝗔𝗟! 𝗛𝗢𝗪 𝗦𝗪𝗘𝗘𝗧?

After 2 months of house hunting, I managed to secure a beautiful house where my client can finally call it HOME! It fulfils all the checklists that we are looking for and best of all, this is an 🆄🅽🅳🅴🆁🆅🅰🅻🆄🅴🅳 🅶🅴🅼 which is bought at a very good deal.

Within the cluster, there have been units transacted at:
Sep 22, #04 $52X, # # #
Sep 22, #10 $54X, # # #

I have gotten them the sweetest deal ever, securing the 4rm HDB unit at #18 $55X, # # #. A triumphant closure!

However, it wasn’t all that sweet throughout. They almost went into an emotional closing for a unit at #06 $600,000. I had to rescue them out, advising them on the facts/numbers and realign their focus on the merits instead. On top of that, their budget was limited, squeezed by the market situation where many houses are selling at high prices, some with COV.

Getting the right property is crucial to protecting your future.
I do the ground works; you take home the sweet deal.
Planning to start your property journey, lets chat and make it happen!
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𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

https://www.channelnewsasia.com/singapore/singapore-property-cooling-measures-loan-borrowing-criteria-hdb-ltv-limit-15-month-wait-out-period-2974776

𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗖𝗼𝗼𝗹𝗶𝗻𝗴 𝗠𝗲𝗮𝘀𝘂𝗿𝗲
30th Sep 2022

𝗢𝗯𝗷𝗲𝗰𝘁𝗶𝘃𝗲
Promote Sustainable Conditions in Property Market

𝗣𝗿𝘂𝗱𝗲𝗻𝘁 𝗕𝗼𝗿𝗿𝗼𝘄𝗶𝗻𝗴 – 𝗙𝗜
MSR (Residential) - 3.50% -> 4.00%
TDSR (Residential) - 3.50% -> 4.00%
TDSR (Non Residential - 4.50% -> 5.00%

𝗣𝗿𝘂𝗱𝗲𝗻𝘁 𝗕𝗼𝗿𝗿𝗼𝘄𝗶𝗻𝗴 - 𝗛𝗗𝗕 𝗕𝗼𝗮𝗿𝗱
HLE MSR - 2.60% -> 3.00%
LTV cut - 85% LTV -> 80% LTV

HDB Loan will continue to be priced at 0.10% + OA rate

𝗠𝗼𝗱𝗲𝗿𝗮𝘁𝗲 𝗗𝗲𝗺𝗮𝗻𝗱 𝗶𝗻 𝗛𝗗𝗕 𝗥𝗲𝘀𝗮𝗹𝗲 𝗠𝗮𝗿𝗸𝗲𝘁
Private Property Owner / Ex-Private Property Owner -> To wait out 15months prior to granting an Option to Purchase for Resale Flat

Senior > 55yrs, downgrading to 4-Room flat or smaller, will not be affected.

Take time to appreciate the little things in life.
The only emotion is 𝐆𝐑𝐀𝐓𝐈𝐓𝐔𝐃𝐄.

Humbly honoured to have received the unconditional trust and support from my valued clients.

Blessed to receive this recognition award.
Truly grateful to all my esteemed clients and referrals for their unwavering trust and support to manage their properties.

The path before this was tough.
The path to this is tough.
The path after this will be tough.

ꜱᴜᴄᴄᴇꜱꜱ ɪꜱɴ'ᴛ ᴏᴠᴇʀɴɪɢʜᴛ. ɪᴛ'ꜱ ᴡʜᴇɴ ᴇᴠᴇʀʏᴅᴀʏ ʏᴏᴜ ɢᴇᴛ ᴀ ʟɪᴛᴛʟᴇ ʙᴇᴛᴛᴇʀ ᴛʜᴀɴ ᴛʜᴇ ᴅᴀʏ ʙᴇꜰᴏʀᴇ. ɪᴛ ᴀʟʟ ᴀᴅᴅꜱ ᴜᴘ

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

We are close to an almost straight 2 years price hike!
It’s not just the resale market, even the new launch market also has jumped in this window period. Literally, the entire property market is lifted up!

Those who have listened to my advices and entered the market while others hesitated, kudos to you! You will be reaping your juicy fruits in the near future. I congratulate you for being courageous and obedient.

Those who have not yet made a decision, its time you to reflect and start listening.

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

Is enbloc fever coming back again?
Recently, more sightings of developments putting up for enbloc sale. And the reason seems rather obvious with owners capitalizing on the current real estate momentum.
Will developers take the bite?
How will the property market be transformed?

Know the technicalities, know your future.

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

Rates hikes are imminent as Singapore is very much exposed to the outside world. It is vital to maintain regular property portfolio health check. As much as we want to see our asset growth, we also need to keep our ownership cost low.

To all property owners, it is a good time to start looking into loan refinancing to protect ourselves against future hikes

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𝕻𝖆𝖎𝖓 𝖒𝖆𝖐𝖊𝖘 𝖞𝖔𝖚 𝖘𝖙𝖗𝖔𝖓𝖌𝖊𝖗,
𝕱𝖊𝖆𝖗 𝖒𝖆𝖐𝖊𝖘 𝖞𝖔𝖚 𝖇𝖗𝖆𝖛𝖊𝖗
- 𝔄 𝔴𝔦𝔰𝔢 𝔭𝔢𝔯𝔰𝔬𝔫
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Conquer and overcome them.
Make them your friends and not enemies.
They will nurture you to break boundaries and scale greater heights
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The race is not finished.
Stay on track.
More to achieve!
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𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

In spite of the new cooling measures, the HDB resale market remains resilient. HDB resale prices climb for the 19th straight month with healthy demand for HDB resale flats.

27 resale flats exchanged hands for at least $1 million in January 2022. By far, the highest transaction clocked at nearly $1.34 million for a 5rm DBSS in Natura Loft (Bishan).

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𝕃𝔸𝕎 𝕆𝔽 𝔸𝕋𝕋ℝ𝔸ℂ𝕋𝕀𝕆ℕ
Your mind is a 𝐌𝐀𝐆𝐍𝐄𝐓.
If you think of 𝓑𝓛𝓔𝓢𝓢𝓘𝓝𝓖𝓢, you attract blessings
If you think of 𝓟𝓡𝓞𝓑𝓛𝓔𝓜𝓢, you attract problems
- MindsetCoach

There is no achievement without a tough fight
Keep the fighting spirit burning.
Pump up the momentum in 2022.

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

The long awaited for report card after the implementation of new cooling measures. The market has responded. Buyer traction remains strong with healthy uptake in new developer units. One thing for sure, market is definitely not losing steam yet, still moving ahead.

Confused why the trend upheld? Are you not seeing what other buyers are seeing?
Know the fundamentals, know your future.

Feeling lost, I will be your guiding light. ✌️

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺
https://www.channelnewsasia.com/singapore/property-cooling-measures-absd-tdsr-ltv-loan-hdb-2382301

The hottest topic of the town. Latest cooling measures in fresh hot from the oven and effective today. This moment has very much been expected as we have already seen HDB & Private segments climbing upwards for the past 16 months. Even stronger is that it has also broke through the all time high index back in 2013.
To those who are reading this, and you are lost and need guidance to hear what should your next step be in order grow your real estate portfolio, lets chat. Don’t wait, start planning. This is a good wake up call.

The biggest achievement thus far in my career. Never expected that I can attain this, but I did it! The experience is totally surreal, closing in the TOP 10% ranking.

Behind this shortlived moment, holds a tough journey that is always unseen by others. The number of falls that are made, the number of body aches gone through. But great things only come from strong character.

Faith builds persistence.
Determination sharpens the focus.
Never lose strength. Never lose heart.
Step by step and great things can be achieved.

A wise man once told me:
"𝙎𝙢𝙖𝙡𝙡 𝙥𝙧𝙤𝙜𝙧𝙚𝙨𝙨 𝙞𝙨 𝙖𝙡𝙬𝙖𝙮𝙨 𝙗𝙚𝙩𝙩𝙚𝙧 𝙩𝙝𝙖𝙣 𝙣𝙤 𝙥𝙧𝙤𝙜𝙧𝙚𝙨𝙨 𝙖𝙩 𝙖𝙡𝙡"

To the best mentor/bro ever Kenny Neo Never once you not make regular calls to check on my progress. Making sure I stay on track and better ourselves further. Thank you bro! We will continue to build milestones together! 🤜🤛

To all my esteemed clients, I am very blessed to have your trust and support. You all are my source of motivation to work even harder.

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

These new restrictive measures will definitely refine the target audience for flats in prime location. Subsidy clawbacks, 10 years MOP, not forgetting its BUC period of probably 4-6 years, that’s a lot of investment time and opportunity cost whereby it can be properly utilized instead.

ⓉⒾⓂⒺ ⒾⓈ ⓌⒺⒶⓁⓉⒽ

Here’s a Food for Thought:
No doubt, this will control the future demand. However, I would expect that there will be a demand flow outward which may be seen as good news for some. Time will tell.

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

The resale market is ferocious.
Prices continue to soar across all asset classes.
Definitely, this comes with mixed feelings.
Those who are already have vested interest in real estate, this is definitely good news.
Those who are still on the fence, yet to decide, time for a coffee chat.

These "badges" are beyond sole recognition. They are daily reminders of the amount of hard work put in and the countless tough battles conquered.
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𝘿𝙤𝙣'𝙩 𝙘𝙤𝙪𝙣𝙩 𝙩𝙝𝙚 𝙙𝙖𝙮𝙨, 𝙢𝙖𝙠𝙚 𝙩𝙝𝙚 𝙙𝙖𝙮𝙨 𝙘𝙤𝙪𝙣𝙩
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Everyday is an oppprtunity to better ourselves. Keep pushing higher
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𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺

As expected, these 2 land parcels will definitely draw high competition amongst developers. Why? These lands are fueled with many merits, considering its fantastic location, landscape attributes and future developments within the vicinity. There are 10 bidders fighting to each land parcel.

Given the fierce competition, the way to emerge victorious is to place courageous bid above all. The winning land price for both land parcels is transacted at $1,200 psfppr which is 𝟮𝟬% 𝗵𝗶𝗴𝗵𝗲𝗿 than the last GLS land sold which is currently built as ONE NORTH EDEN. Clearly, developers are hungry to replenish their land bank to strike a winning bid.

We have land cost, construction cost, material cost all going higher. Someone will have to bear these costs. Developer or homeowner?

I say buy to wait and NOT wait to buy. Stay invested stay wise!

The only exclusive club that offers free lifetime membership
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Another milestone achieved✌

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺
HDB prices continues to rise for the 14th consecutive month!
This is higher than the previous peak in 2013. Such phenomenon is contributed by the strong resale flat demand as construction sector faces manpower and supply disruptions, leading to BTO projects delays.
This is a GOLDEN PERIOD to those who wish to cash out and reap in high profits. Ride the wave before it is gone!

𝑷𝑹𝑶𝑷𝑬𝑹𝑻𝒀 𝑵𝑬𝑾𝑺 𝑼𝑷𝑫𝑨𝑻𝑬𝑺
Supply chain disrupted, leading to soaring shipping and raw material costs. Definitely, this will raise the cost of construction for businesses. Companies will need to factor such costs in their operation and planning to stay afloat. Expectedly, these higher costs will flow down to the consumers.
Now, what do you think property prices will lead to?
If you are still thinking/hoping for property prices to fall, the truth will hurt you.

Discipline is just like vitamins, it has to become our daily essential. The more you take, the stronger you become
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Practice good habits.
Stay safe everyone!
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Grateful to all my valued clients for entrusting their real estate journey under my care. Truly thankful for their support.
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Happy to clinch another award in the bag.

Developing good habits,
Collecting stars,
Pushing on further for 2H2021

𝓗𝓾𝓼𝓽𝓵𝓮 𝓪𝓷𝓭 𝓢𝓹𝓪𝓻𝓴𝓵𝓮

To all my valued clients, I am thankful and humbled to receive your trust and support.

𝙏𝙝𝙚𝙧𝙚 𝙞𝙨 𝙣𝙤 𝙢𝙖𝙜𝙞𝙘 𝙥𝙞𝙡𝙡. 𝙏𝙝𝙚𝙧𝙚 𝙞𝙨 𝙣𝙤 𝙢𝙖𝙜𝙞𝙘 𝙤𝙪𝙩 𝙩𝙝𝙚𝙧𝙚. 𝙒𝙤𝙧𝙠 𝙮𝙤𝙪𝙧 𝙖𝙨𝙨 𝙤𝙛𝙛 - 𝘼𝙧𝙣𝙤𝙡𝙙 𝙎𝙘𝙝𝙬𝙖𝙧𝙯𝙚𝙣𝙚𝙜𝙜𝙚𝙧

🌟 61/2500+ 🌟
Blessed to make it into Top Chart!

Last month had been filled with lots of fun and  adrenaline rush. It had nothing short of all the late night calls, late night works and late night drives. No shortcuts, weekends burnt, just pure hardwork.

Very grateful to all my valued clients whom have placed their unwavering support and trust in me on their real estate journeys.

In recent months, HDB resale market has seen a bull run. More and more savvy owners are leveraging this situation to cash out on their existing HDB to take this opportune time to upgrade their lifestyle their asset in the private realm.

Why are homeowners doing so?
How did homeowners doing it?

Find out and explore your options before new potential cooling measures kick it to set you further back.