Sharon Pierson at First Heritage Mortgage

Looking to gain an advantage in this competitive market? Check out our expert tips and strategies to help you navigate the home buying process. 🏠💼

Sharon pierson

Looking to buy your first home? Check out our latest blog post for valuable insights and information on first-time homebuyer programs. Homeownership might be more attainable than you think!

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Sharon Pierson

Attention all FHA loan holders! Want to save on Mortgage Insurance Premiums? Check out our blog post for tips on reducing MIP.

https://brev.is/ju9ZO

Looking to buy your first home? Check out our latest blog post for valuable insights and information on first-time homebuyer programs. Homeownership might be more attainable than you think!

https://brev.is/0jQmA

As interest rates start to fall, homeowners with high interest rates might start thinking about refinancing. But, when is the right time to refinance? Find out by reading our blog post.

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Looking to unlock the potential of your home's equity? 🔐 Consider a cash-out refinance! 💸 With this option, you can access cash for various purposes, like paying off debt or giving your home a fresh makeover. ✨ Learn more on our blog!

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Exciting news for homebuyers! 🏡 The maximum debt-to-income ratio for USDA loans has increased to 34% for front-end and remains at 41% for back-end ratios. 📈 This means more flexibility in qualifying for a loan. 💪 Contact your FHM loan officer to find out if you may be able to take advantage! 📲

The Fed hinted that inflation is improving and rates will likely be cut in the near future – possibly as soon as September! Fed Chair Jerome Powell noted that “…a reduction in our policy rate could be on the table as soon as the next meeting in September.”

Want to know how this may impact mortgage interest rates? Ask your Loan Officer for more information!

"Phenomenal experience! Sharon was always available and quick to respond to any questions!" says Harold on Google

Sharon Pierson at First Heritage Mortgage | Augusta, GA ★★★★★ Phenomenal experience! Sharon was always available and quick to respond to any questions!

"Sharon went above and beyond to get this mortgage through where another lender could not." says Cynthia on Google

Sharon Pierson at First Heritage Mortgage | Augusta, GA ★★★★★ Sharon went above and beyond to get this mortgage through where another lender could not.

"Great service! Sharon was very knowledgeable and helpful. She went above and beyond throughout the entire process with excellent communication. She covered small details of the loan process to help me as a customer understand each step entirely. Excellent service! Will do business again!" says Jeffrey on Google

Sharon Pierson at First Heritage Mortgage | Augusta, GA ★★★★★ Great service! Sharon was very knowledgeable and helpful. She went above and beyond throughout the entire process with excellent communication. She covered small details of the loan process to help me as a customer understand each step entirely. Excellent service! Will do business ag...

You are so close to completing the purchase of your new home! 🏡 In fact, you are so close that you can see the checkered flag at the finish line. 🏁 Find out what NOT before closing here. 🚫 https://buff.ly/41ACu0V

Temperatures are not always the only thing that gets lower during the winter! ❄️ Home prices and competition can also go down during the winter months. 📉 Here are some other reasons why you should buy a house in the winter. 🏠 https://buff.ly/3Tm6CLA

When setting out on your home buying journey, there may be terms that you are unfamiliar with, even if you are a seasoned buyer. 🏡 One example might be a loan-to-value (LTV) ratio. ➗ Learn what an LTV ratio and how to calculate yours by reading our guide. 📖 https://buff.ly/47vm9wR

Breaking News! 📢 The FHFA has announced an increase for Conforming Loan Limits for 2024! The standard balance limit has increased to $766,550 from $726,200 and the high balance limit has increased to $1,149,825 from $1,089,300. 📈 Find out your county's new conforming loan limit here. https://tinyurl.com/2024fhfalimits

Are you interested in buying a house, but worried about current interest rates? 🏡 There are strategies that you can use now to help you get into your dream home now and potentially lower your mortgage payments in the future. 🤑 Learn 4️⃣ strategies for dealing with high mortgage interest rates here. 👉 https://buff.ly/47HR1tK

Don't miss this offer!

"Sharon and her crew were phenomenal to work with from start to finish! She made me feel like family the way she communicated and ensured I was as prepared as possible for this sometimes stressful process. I highly recommend Sharon and her team for your home buying needs you will not regret!" says Allen on Google

Sharon Pierson at First Heritage Mortgage | Augusta, GA ★★★★★ Sharon and her crew were phenomenal to work with from start to finish! She made me feel like family the way she communicated and ensured I was as prepared as possible for this sometimes stressful process. I highly recommend Sharon and her team for your home buying needs you will not ...

Join us this Thursday to celebrate the launch of Stanley Martin Homes newest neighborhood!

First impressions matter, so you want your front yard to be open and inviting! 👋 If you are looking for some landscaping ideas for the front of your house, click here. 🖱️ https://buff.ly/3ZLUULr

FHA loans are a popular choice among many homebuyers. 🏡 However, their requirement for mortgage insurance premiums (MIP) can add a significant cost to the monthly payments. Learn how to reduce your MIP payments here. 👉 https://buff.ly/3t7CyYX

Maybe your home is already on the market, and you’re looking for tips to help generate more offers. 🏡 When it comes to selling your home, first impressions matter! 😊 Here are 7️⃣ tips for staging your home to help it sell faster. 👉 https://buff.ly/3t26cPg

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