Melissa Fulghum MLO, Augusta Mortgage
For the most competitive rates and terms available and personalized expert service, call Melissa today. She welcomes the opportunity to be of service to you.
Melissa can be reached at any time by calling her cell phone 706-564-6993.
The market is shifting, and mortgage rates are dropping! Whether you're dreaming of a new home or looking to refinance, now could be the perfect time to make your move. Are you ready to take the next step? Let's talk about how these lower rates can work for you.
706 William Ave, Appling, GA 30802 | MLS #532108 | Zillow This 3230 square feet Single Family home has 4 bedrooms and 3 bathrooms. It is located at 706 William Ave, Appling, GA.
Finding the right mortgage is as important as choosing the right home. Reach out when you're ready, and we can explore the possibilities together. Augusta Mortgage NMLS 140489 GRML 5900 is an Equal Housing Lender.
๐๐ก This fall, what are your home goals? Drop your answer in the comments and lets see whatโs on your list! Find a New Home: Start house hunting for your dream space. Renovate Your Current Home: Update your kitchen, add a new room, or tackle that DIY project. Save for a Down Payment: Build up your savings to make homeownership more attainable. Improve Energy Efficiency: Invest in upgrades that reduce utility bills and enhance comfort. Plan for Future Home Investments: Explore options for expanding your real estate portfolio. Lets make this fall the season of achieving your home goals! ๐ฌ๐
๐ What I Do as Your Mortgage Lender ๐ Personalized Guidance: I take the time to understand your unique financial situation and homeownership goals, offering tailored advice every step of the way. Simplify the Process: From pre-approval to closing, I make the mortgage process clear and straightforward, so you can focus on finding your dream home. Secure the Best Rates: With access to a wide range of loan options, I work to get you the most competitive rates and terms available. Letโs turn your homeownership dreams into reality together! ๐ก๐ผ
I've learned that a house is made of walls and beams, but a home is built with love and dreams. Let's start your new homeownership story today.
The key to building real estate wealth is getting in the game early and letting time do the heavy lifting for you. Buy that property now and watch as your investment grow.
Tides can shift swiftly when it comes to mortgage interest rates. That's why it's crucial to stay informed and adaptable in this market. Whether rates are rising or falling, I'm here to inform you about the latest insights, trends, and strategies to navigate the dynamic landscape of mortgage rates successfully. My goal is to help you make the most financially sound decisions for your unique situation.
As someone who understands the unique challenges faced by our military servicemembers and veterans, I'm proud to offer VA home loans. These specialized mortgages provide an incredible opportunity for those who have served our nation to achieve the dream of homeownership with exceptional benefits. If you've served in the armed forces, I'd be honored to guide you through the process and help you unlock the housing benefits you've earned.
Buying a home is so much more than just a financial transaction - it's one of life's most significant milestones. It's the place where you'll create cherished memories, lay down roots, and build a foundation for your future. The mortgage process can seem daunting, but that's where I come in. When you're ready to take that exciting step, I'll be here to guide you through every stage, from pre-approval to closing day and beyond.
Today, we celebrate one of the most beloved ingredients in baking: the classic chocolate chip. These little morsels of joy were first created in the 1930s by Ruth Wakefield, who added chunks of a chocolate bar to her cookie dough. The result? The timeless chocolate chip cookie, a treat that has become a staple in kitchens around the world.
It's crucial for potential homebuyers to consider all the factors involved, from interest rates to market conditions, before making such a significant decision. Offering a free, no-obligation analysis is a great way to provide value to my clients and help them navigate the complexities of the real estate market. Plus, it allows them to make an informed decision based on their unique circumstances and goals. Call me today to get started!
Today, we are sharing an essential piece of advice for any business owner or leader. This quote was a helpful reminder for our team, and we hope it is for yours, too!
Whether it's launching a new product, expanding market reach, or simply tackling the day's responsibilities, the importance of initiating action cannot be overstated.
Feel free to share this post as a helpful reminder to your business network, and as always, reach out if we can be of assistance. We are here to help your business thrive.
Happy Cinco de Mayo! Whats your favorite spot to celebrate?
There are down payment assistance programs available that can provide the boost you need toward owning your own home... Georgia Dream has new income limits!! Reach out today, and let's explore the possibilities together!
Ready to take the first step toward your dream home? A loan pre-approval puts you in the driver's seat and shows sellers you mean business. Let me guide you down the path to homeownership today!
The more grateful I am, the more beauty I see. Gratitude has a remarkable way of opening our eyes to the beauty that surrounds us every day. What are you feeling grateful for today?
Let me guide you through trading in your current residence for a vibrant new dwelling that aligns with your evolving lifestyle, especially if you are currently renting. Together, we'll explore competitive rates and flexible loan options that pave the way for you to bid farewell to rent and hello to your new spring home.
Wishing you a Happy and holy Easter!!
The Guide to Selling Your Home Everything you need to know about selling your home in one place! Learn from the experts
The Fed left policy rates unchanged for the fifth consecutive time at their March meeting. Mortgage rates can move (up or down) in anticipation of future Fed action and in response to economic events, so working ahead of Fed action can make sense. If you are in need of home financing, we have programs that can work in the framework of today's market. Please let me know if I can help. Augusta Mortgage NMLS 140489 GRML 5900 is an Equal Housing Lender.
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Melissa Fulghum - Loan Originator
Melissa Fulghum, a native of Augusta, has been in the mortgage banking industry since 2001. Melissa received her Associate's Degree from Georgia Military College in the Science of Business Administration in 2001. She has been actively involved in the residential mortgage lending business for the past 14 years and is well versed in conventional conforming and non-conforming loan products as well as VA, FHA, USDA, Georgia Dream 1st Time Home buyer loan programs. She currently serves as the President of the Mortgage Bankers Association, Augusta chapter. She is also a member of the Augusta Board of Realtors, Builders Association of Metro Augusta, and the Sales and Marketing Council of Augusta. Melissa dedicates herself to her customers with the goal of achieving 100% customer satisfaction. Customer service is her top priority. For the most competitive rates and terms available and personalized expert service, call Melissa today. She welcomes the opportunity to be of service to you. Melissa can be reached at any time by calling her cell phone 706-564-6993, her office phone 706-860-4200 or by emailing her at [email protected].
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Augusta, GA
30907
Opening Hours
Monday | 8:30am - 5pm |
Tuesday | 8:30am - 5pm |
Wednesday | 8:30am - 5pm |
Thursday | 8:30am - 5pm |
Friday | 8:30am - 5pm |
Saturday | 8:30am - 5pm |
Sunday | 8:30am - 5pm |
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