GO Mortgage - Charlottesville

Charlottesville and Albemarle County - This is your chance to learn about the steps you need to take to buy a home from two local experts! Take Advantage of this FREE class!

🎉REGISTRATION IS OPEN!
“Steps to Choosing & Purchasing Your Home”
📍Jefferson Madison Regional Library
🗓️April 29th, 12:30pm - 2:00pm

https://events.r20.constantcontact.com/register/eventReg?oeidk=a07ejr1jy2q5a4c08d3&oseq=&c=&ch=

Fluvanna County - This is your chance to learn about the steps you need to take to buy a home from two local experts! Take advantage of this FREE class!

REGISTRATION IS OPEN!
“Steps to Choosing & Purchasing Your Home”
📍Fluvanna Co. Public Library
🗓️April 26th, 6pm - 7:30pm

https://events.r20.constantcontact.com/register/eventReg?oeidk=a07ejr1jy2p284016b4&oseq=&c=&ch=

🎉REGISTRATION IS NOW OPEN!
“Steps to Choosing & Purchasing Your Home”
📍Jefferson Madison Regional Library
🗓️April 29th, 12:30pm - 2:00pm

https://events.r20.constantcontact.com/register/eventReg?oeidk=a07ejr1jy2q5a4c08d3&oseq=&c=&ch=

REGISTRATION IS NOW OPEN!
“Steps to Choosing & Purchasing Your Home”
📍Fluvanna Co. Public Library
🗓️April 26th, 6pm - 7:30pm

https://events.r20.constantcontact.com/register/eventReg?oeidk=a07ejr1jy2p284016b4&oseq=&c=&ch=

Step 3 in buying a house: Looking at different homes can help you decide what you want in a home or help you determine if you want to build one. It also helps you to calculate what you can afford. I can help you determine the best plan for your wants and needs! Contact me today to chat more! [email protected] https://gomortgage.com/carl-heimlich

Happy Valentine’s Day from GO Mortgage! No matter who your Valentine is, check out these 30 unique ideas for showing you care and having a fun V-day: https://www.countryliving.com/entertaining/g5119/things-to-do-on-valentines-day/

Lower credit score? You can still own your dream home with our uncommonly good solutions at GO Mortgage. We offer loan programs to fit your needs including our Low FICO Loan. Let’s talk! Email me [email protected] or visit my site https://gomortgage.com/kathryn-whindleton today.

Always start with a plan! The easiest way to get a clear direction of your home financing budget is to start with a mortgage calculator. Head to the GO Mortgage blog to read more about it, how to understand your numbers and to try it for yourself! https://bit.ly/3PZXNmH Then, message me [email protected], or head to my site https://gomortgage.com/kathryn-whindleton to get in touch, today.

General PSA on options for home loan financing. Hit me up in the DM’s if you have questions on anything.

📑 If you have good credit and good income, you’re probably looking at conventional loan

📉If your credit is less than perfect, you can use an FHA loan, I’ve closed loans with 580 FICO’s.

🏬If you’re a business owner and your tax returns don’t show enough income, you can use a bank statement loan.

🪖 If you or your spouse served in the military, you might be eligible for VA loan, which are the BEST home loans

✅ If you want to buy an investment property, there’s no income documentation necessary on DSCR (Debt Service Coverage Ratio) or using market rent.

💰If your income just doesn’t qualify, you can use the no ratio loan with a 20% down payment or equity for refinance.

⛱️ If you want to buy a vacation home, you only need 10% down.

🏚️ If a Home need some work you can do a renovation loan, or a fix and flip

👴 If you’re 62 years or older, you can use a reverse loan and you don’t have any mortgage payments, just taxes/insurance.

🎁 If you’re buying a home from a family member, you can use a gift of equity for the down payment and closing costs

💰If you don’t have enough money for a down payment, there are down payment assistance programs.

🏞️ If you look for homes in more rural areas, you might have access to USDA loan, which doesn’t have any down payment requirements, 100% financing.

🏬 If your buying multi-unit properties, more than 4 units, you’ll use a commercial loan.

🏘️If your selling one investment, to buy two others and defer capital gains tax, you’d use a 1031 Exchange.

Borrowed from a friend.

For those of you wondering about our transition, check out this article! Our division leader talks about GO and why they are the best mortgage company in the business right now!

Eyeing expansion, Go Mortgage snags 160+ former FoA employees A total of 21 FoA retail branches transitioned to Go Mortgage after FoA closed its forward mortgage origination unit in 2022.

7500 IRONWOOD LN Monticello Country Realtors All Residential Listing 1,471-acre Virginia estate with circa 1776 stone manor home, two-story Georgian Revival-style stone carriage house, extensive farm and equestrian improvements, a guesthouse, additional residences & a shooting preserve. All improvements have been carefully restored and placed on the Historical Regist...

Let us help you get into a home now – when it works for you! Don’t let high rates deter you. We can offer you 2 years of lower interest rate mortgage payments. That’s right! Want to learn how? Head to www.gomortgage.com, today!

4.83 star review received on Experience.com for Kat Whindleton by Benjamin H - The Finance of America team was there anytime I had a question. They walked me through everything and ended with a successful closing on my home.

New ★★★★★ 4.83 Star Experience.com Review by Benjamin H Click to see all 64 reviews of Kat Whindleton,
Mortgage Advisor

5.0 star review received on Experience.com for Kat Whindleton by Heather T - Great customer service!!!

New ★★★★★ 5 Star Experience.com Review by Heather T Click to see all 63 reviews of Kat Whindleton,
Mortgage Advisor

5.0 star review received on Experience.com for Carl Heimlich by Elina L - Carl was very responsive and he made sure to answer any questions we had right away; this made the home-buying process a lot less stressful.

New ★★★★★ 5 Star Experience.com Review by Elina L For Carl Heimlich Click to see all 586 reviews of FAM Charlottesville 15235

5.0 star review received on Experience.com for Carl Heimlich by Kun-I Y - We had a great experience working with Carl to get our home loan approved. Communication was always prompt and clear, and there was never any guess-work as to the status of our loan. We thank Carl and his team for their help!

New ★★★★★ 5 Star Experience.com Review by Kun-I Y For Carl Heimlich Click to see all 585 reviews of FAM Charlottesville 15235

5.0 star review received on Experience.com for Carl Heimlich by Cindy T - Carl and his team always put the client first and are a pleasure to work with!

New ★★★★★ 5 Star Experience.com Review by Cindy T For Carl Heimlich Click to see all 584 reviews of FAM Charlottesville 15235

5.0 star review received on Experience.com for Carl Heimlich by Ernest D - Great Team to work with. Informative and Helpful at all intervals of process. Thanks again

New ★★★★★ 5 Star Experience.com Review by Ernest D For Carl Heimlich Click to see all 583 reviews of FAM Charlottesville 15235

5.0 star review received on Experience.com for Wanda Mays by Christy R - Wanda is very personable. She makes you feel comfortable and confident in the process. Very professional. Highly recommend

New ★★★★★ 5 Star Experience.com Review by Christy R Click to see all 58 reviews of Wanda Mays,
Mortgage Advisor

5.0 star review received on Experience.com for Wanda Mays by Roger B - Wanda's attention and helpfulness was top notch.

pro.experience.com

5.0 star review received on Experience.com for Carl Heimlich by Campbell T - Smooth transaction and happy buyers. Whole transaction went very smoothly and Carl & his transaction team always kept open lines of communication to ensure all parties were on the same page.

New ★★★★★ 5 Star Experience.com Review by Campbell T For Carl Heimlich Click to see all 580 reviews of FAM Charlottesville 15235

5.0 star review received on Experience.com for Carl Heimlich by Margaret J - Carl either answered your calls himself or called you back within a few minutes. You could call and get this type of service whether it was traditional business hours or after business hours he responded.

New ★★★★★ 5 Star Experience.com Review by Margaret J For Carl Heimlich Click to see all 579 reviews of FAM Charlottesville 15235