Kelly Owen - Producing Branch Manager - Nmls #1092200

Here's Why So Many Renters Are Becoming Owners Get pre-qualified in 60 seconds

Why Rent When Low Down Payments Are Here? Get pre-qualified in 60 seconds

On this MLK Day, let us remember the words of Reverend Dr. Martin Luther King Jr. and be inspired to keep moving forward, no matter how fast or slow our progress may be.

New FHA loan limits for 2023 have been announced! The maximum amount you can now borrow on an FHA-backed home loan in most parts of the country will be $472,030 for a single-family home. Limits increase for 2-, 3-, and 4-unit properties. In high-cost areas, you can get even bigger loans with a maximum limit of $1,089,300 for a 1-unit property. Remember, the most you can borrow will depend on factors like your credit score, debt-to-income ratio, and down payment amount. Contact me today!

Do you have questions about qualifying to purchase a home? We have answers! You may not know there are loans with flexible down payment options and loans to help people with different credit and income situations. Contact us today to learn more.

There are government and conventional loan programs with flexible down payments and 100% financing options for those that qualify. A home is the biggest investment most people make. As your trusted advisors, we’re here to help every step of the way.

Bank on yourself!

There might be people that deflect the idea of buying on your own, but the truth of the matter is there's a multitude of ways to start this journey!

A lot goes in to buying a home and we understand the process can feel a bit overwhelming. As your trusted advisors, we’re here to help you navigate the process and plan to achieve your goals of homeownership.

Starting Nov. 6th, positive monthly cash flow predictions and how borrowers manage their personal finances over time will help our underwriters fine-tune loan eligibility for borrowers that might not otherwise have qualified for a loan. The additional account data submitted for this process can only positively affect a borrower’s credit risk assessment. Call today to learn more!

I'm excited to announce that Nationwide Mortgage Bankers, Inc., is now able to provide a full suite of commercial loans for all our clients' and referral partners' commercial and investment real estate needs. Contact me today for more information!

A Piggyback second mortgage may allow you more options in a home purchase or refinance scenario. Whether you are trying to avoid a Jumbo Loan price hit, use less cash out of pocket, or even avoid mortgage insurance by keeping your first mortgage loan-to-value within the necessary range -this financial tool may benefit you. Are you ready to get started? Call today to learn more!

Cheers to new beginnings in 2023! From my family to yours, Happy New Year!

Nationwide Mortgage Bankers, Inc., is excited to announce the release of our new Non-QM PLATINUM Product series, a suite of full doc and alternative lending solutions for our clients and referral partners. Message me today to learn more!

Great news on the rate front! Mortgage rates fell sharply on Thursday this week after a government report showed that inflation had cooled in October. Contact me TODAY to see if we can get you locked in on a lower rate!

It’s not too late to celebrate the holidays in a new home! Message me today to get started!

May the Christmas season fill your home with joy, your heart with love, and your life with laughter. Merry Christmas!