Tina Christein, Home Loan Specialist - NMLS #152960

💬 Let’s play a game of “This or That”! Drop your opinions in the comments or send me a DM, let’s talk! ⬇️

🏠🔑 It’s not a simple process - but it can be! Let a professional walk you through it. Learn more about choosing a real estate agent on the Churchill blog, link down below!

https://www.churchillmortgage.com/articles/hiring-a-real-estate-agent?mlo=152960

Let’s find a realtor to help your dreams become reality!

🧘‍♀️ Happy National Relaxation Day!
🪴 Find your zen with this list of stress-free home buying tips.
📞 I’m always one call away if you need any advice on your journey.

💵🏠 It’s looking up for buyers all across the country!

Home buyers have gained over $22,500 in purchase power since mortgage rates were at their highest in April.
Are buyers finally getting some leverage? Let me know your thoughts in the comments.

🎒 Ensuring your child has everything they need for school is crucial, but don't forget about home preparations!
✏️ Use this handy checklist to ensure your home and family are well-prepared for this busy season!
🏠 Need a new space for your family? Contact me to connect!

423.899.4460
http://www.churchillmortgage.com/loan-officers/tina-christein

💵💳💰 Are you thinking about refinancing?
Use the Refinance Calculator linked down below to figure out if it’s the right time for you! I’d be happy to discuss all your options - let’s start a conversation!

https://www.churchillmortgage.com/calculators/30-to-15-refinance-calculator?mlo=152960

🏘️ Happy National Friendship Day! Friends and family are what make a house a home - tag a friend down below who you’d love to have over for dinner this week! 🍽️

The Fed is holding the federal funds rate steady again in the range of 5.25-5.5%. There has been further progress on inflation since the last meeting in June, and the Fed believes we are headed in the right direction.

Secure your dream home without delay, start building equity now! Send me a DM and we'll find your future home in no time 🏠🔑

We still have plenty of summer fun left, but it’s never too early to start planning for next year…right? 🌴☀️🏖️ If you’re thinking about vacation homes, let us help you make the dream come true. The Certified Home Buyer program from Churchill allows you to have an edge on the other buyers on the block, or in this case, the shore.

Check out the link below for more information on securing your new oasis 👇

https://www.churchillmortgage.com/certified-homebuyer?mlo=152960

Happy first day of the Summer Olympics! 🏅

It feels like an Olympic track race finding the best place for your needs - but we can help you reach the finish line. With our Home Buyer Edge program, you’ll have a competitive advantage over other buyers through lightning-fast pre-approval and secured rates! Message me or click the link below to get started finding your new home 👇

https://www.churchillmortgage.com/home-buyer-edge?mlo=152960

Currently, there are 10 housing markets where buyers have a good chance of purchasing a home for less than the asking price. 💥Check out the link down below to see if one of these markets is in your future!

https://finance.yahoo.com/news/10-us-cities-best-markets-150034699.html?mlo=152960

☀️ Good news on the horizon! As of May 2024, home inventory is up 18% since January 2024 and up 35% since the same time in 2023. With sellers re-entering the market, home buyers will find it easier to discover their future homes.

Check out the Summer Market Update if you haven’t already 👇

https://www.churchillmortgage.com/articles/summer-market-update?mlo=152960

Ever wonder what your overall weighted interest rate is? Thinking about your equity as a whole? Utilize the Churchill Blended Interest Rate Calculator to determine your starting point by clicking the link below 👇 Let’s find the best solution together!

https://www.churchillmortgage.com/calculators/blended-rate?mlo=1152960

Still wondering if you should buy a house? The cost of waiting can be HIGH - purchasing now can save you more money in the long run.

I’d love to help with your home buying process - send me a message today!

💬 Happy National Tell the Truth Day!

One of the #1 myths in home buying is that you need to find a home before you find a home loan - and that can’t be more false! With Churchill Mortgage’s lightning-fast pre-approval process, we can get you into your dream home before you even know what it looks like. Send me a message or click the link below to debunk more myths about home buying 👇

https://info.churchillmortgage.com/buy-a-homecampaign=Social+Media&subcampaign=instagram&utm_medium=social&utm_source=linktree&utm_campaign=learn+about+home+buying%21?mlo=152960

Happy Fourth of July! Celebrate our country’s freedom with your loved ones today. 🌭🎆

Want to buy a home but not sure what your price range is? Use our home affordability calculator to get a free estimate: https://www.churchillmortgage.com/how-much-house-can-i-afford?mlo=152960
🧮This calculator makes it easy!

🤔 Are you in need of more space or maybe less? Whether it’s room for more shoes, an extra room for a baby, space for a dog or you find you are an empty nester, make sure now is the best time for you to sell with our free quiz! Based on your monthly payment, selling timeline, and more, this quiz will let you know if you should sell now or wait. 👟🍼🐕 🪹

Click the link to take the quiz! https://www.churchillmortgage.com/should-you-sell-your-home?mlo=152960

In today's tight inventory market, you probably want more options for your search. And new home construction could be a game-changer. Right now, there are more new builds than the norm.

But that doesn’t mean we’re overbuilding – there's still a shortage. It just means more options for you. Interested in buying new construction? Shoot me a message! Or click the link to learn more. https://www.churchillmortgage.com/construction-to-perm?mlo=152960

Happy Father’s Day to all the amazing Dads out there who make every house feel like home.

It’s National Roller Coaster Day! 🎢 But those twists and turns aren’t as fun when it comes to mortgage rates.

That’s why we offer home buyers our Rate Watch program - simply tell me your target rate, and I’ll let you know when it’s time to buy! Sign up for rate alerts by clicking the link. 👉https://www.churchillmortgage.com/rate-watch?mlo=152960

📊 The Federal Reserve announced they will keep the federal funds rate steady for the 7th straight time.
Here are your top three takeaways from today's meeting:
1. The federal funds rate is holding in the range of 5.25% to 5.5%. (This is not the same as mortgage rates).
2. Despite inflation approaching the goal of 2%, the Fed does not yet feel confident enough to cut rates.
3. The Fed is prepared to maintain the current target federal funds rate for as long as appropriate.

Regardless of rate fluctuations, home prices continue to rise in most areas. Experts suggest locking in a home price in today's housing market before inventory gets worse - Contact me if you have questions or are looking to buy a home!

💰See how affordable homeownership can be by using our free monthly mortgage payment calculator! Click the link to get your estimate - https://www.churchillmortgage.com/Calculators/Monthly-Payment-Calculator?mlo=152960

🏡 Homeownership is more than just having a place to live—it's about building stability, creating memories, and investing in your future.

👋I’m here to help with all of your home buying, selling, or refinancing needs - Happy National Homeownership Month! Reach out to me or click the link to get started! https://www.churchillmortgage.com/get-started?mlo=152960

Churchill Mortgage is hosting a 60-minute live broadcast on June 4th unpacking the key elements of the NAR lawsuit. Attorney, Mitch Kider, will provide an overview of the lawsuit and settlement, and our panel of experts will weigh in on how the settlement could impact Realtors and the real estate industry moving forward.

Realtors register here 👉 https://www.churchillmortgage.com/webinar-nar/register?mlo=152960

NAR Lawsuit Webinar Registration | Churchill Mortgage Realtors! Join us for a 60-minute live broadcast all about the recent NAR lawsuit.

Churchill Mortgage is hosting a 60-minute live broadcast on June 4th unpacking the key elements of the NAR lawsuit. Attorney, Mitch Kider, will provide an overview of the lawsuit and settlement, and our panel of experts will weigh in on how the settlement could impact Realtors and the real estate industry moving forward.

Realtors register here 👉 https://www.churchillmortgage.com/webinar-nar/register?mlo=152960

📝Discover your home-buying readiness by taking our quick and easy "Are You Ready to Buy" quiz! In under 5 minutes, you'll receive a Readiness Report tailored to your current situation and future plans. Click the link to take the quiz - https://www.churchillmortgage.com/are-you-ready-to-buy?mlo=152960

Today, we pause to remember and pay tribute to our fallen heroes who showed bravery, sacrifice, and unwavering commitment to our nation.

Do today’s interest rates keep you up at night? 😴 Sleep better with our Rate Watch program! Simply tell me your target rate, and I’ll let you know when’s the best time to strike. Sign up for alerts by clicking the link - https://www.churchillmortgage.com/rate-watch?mlo=152960