The Jennifers at CMG Home Loans

Can't find your ideal home on the market? Why not turn a house you LIKE into a HOME 🏡 you LOVE?! Scroll through to see how a Renovation Loan can bring your dream home to life

Lucky number 7! Today, we celebrate seven years since the launch of HomeFundIt™, the nation’s first and only down payment gifting platform. Since its inception in 2017, HomeFundIt has helped over 2,500 families purchase a collective $700 million in real estate.
Historically, down payments have been one of the largest obstacles for home buyers. Here’s how HomeFundIt is making homeownership more accessible: http://spr.ly/6189WFns1

𝐂𝐋𝐎𝐒𝐄𝐃 𝐈𝐍 𝟏𝟎 𝐃𝐀𝐘𝐒!!!

Turning homebuying stress into a seamless success story! 🎉 It was an honor to guide this amazing family through their home loan journey—remote closing and all! A big shoutout to our team for making every step count!! 🏡

Thank you for trusting us to bring your dream home! Here's to new beginnings! ✨

Ever noticed that the word “homeowner” has “meow” right in the middle? 🙀 With over 66% of households including at least one pet, buyers are increasingly prioritizing pet-friendly features when choosing homes and making renovations. Here’s how pets are shaping the current housing market: http://spr.ly/6183WvP6X

Cheers to homeownership! Congrats to the Wachtveitl family on your new home! 🥰

So happy to help you start this new adventure! 🏡

Welcome Home Josephsen Family!

We are so excited to help you to the closing table! Cheers to this next exciting chapter! ✨

Special thanks to Valerie with Property Partners Chattanooga! 🥰

𝙏𝙝𝙚 𝙛𝙪𝙩𝙪𝙧𝙚 𝙡𝙤𝙤𝙠𝙨 𝙗𝙧𝙞𝙜𝙝𝙩 💡💡💡
Top 3 Reasons Homebuyers Paused Decision:
Mortgage Rates: 72%
Lack of Inventory: 34%
Affordability: 17%

What is the mortgage rate that will move homebuyers to purchase a home?
6%: 19.6%
5%: 42.18%
4%: 26.74%

30 Year mortgage rate predictions for 2025:
MBA: 5.9%
NAHB: 5.8%
Fannie Mae: 6.1%
Fannie Mae: 5.9%
Wells Fargo: 5.9%

This doesn’t even account for the millions of potential homebuyers who are approaching the prime household formation age of 33, a stage in life when many people typically look to purchase their first home and settle into long-term living arrangements.

Additionally, for every 1% decrease in mortgage rates, approximately 5 million more people qualify to purchase a home due to improved affordability. Lower rates reduce monthly payments, making homeownership more accessible and allowing a broader segment of the population to enter the housing market.

Let's get through these next 4 months in 2024 together! ☺️
*Sources: Bright MLS, Keeping Current Matters, ResiClub, MBS Highway

When you put down less than 20% on your Conventional Loan, your lender will require you to pay Private Mortgage Insurance, also known as . Luckily, this additional cost won't last forever. Once you reach 22% equity, your lender will automatically cancel your PMI.

🏡Congratulations to the Turner's!🏡

It was such a pleasure helping you secure the perfect loan and making your homeownership dreams come true. 💚 Wishing you many happy memories in your beautiful new home!

Did you know? September is National Preparedness Month! It pays to be prepared for any disaster— man-made or natural. Be informed, make a plan, and build an emergency kit to keep your family prepared in the event of a disaster.

As average down payment costs rise to the highest level in over ten years, can you still succeed in the housing market? Here’s what home buyers need to know about down payment assistance: http://spr.ly/6187WPOz1

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5 STAR FRIDAY

🍒🎂 Finding the perfect mortgage? That’s the cake. Getting a great rate? That’s the cherry on top! 🍒🎂

The Jennifers will make your home buying experience as sweet as possible—from the first step to the closing table! THANK YOU Mary for your awesome review!

Don't fumble 🏈 your dream home! 🏠 At CMG Home Loans, we have a wide variety of loan programs to help you reach the endzone FASTER. Give me a call to devise a gameplan and kickoff your homeownership journey!

Congrats to Maxy and Aklia on their new home! 🏡 We were so excited to help these two to the closing table and wish them all the happy memories as they start this new chapter! ☺️

Shoutout to Brandi Cashwell with Choice Homes! Love working with you! 🥰

Are you financially prepared for an emergency? An emergency fund is money that you set aside to cover unexpected, expensive events—like sudden loss of job or major illness. How much money should you have in an emergency fund? Experts recommend that you should have three to nine months of living expenses set aside.

Third closing with the Millers! It’s been an incredible journey helping them with the home buying process once again! Your trust and loyalty mean the world to our team. 🏡

Here’s to making even more memories in your beautiful new space! 🥂 And thank you Kimberly Rhudy w/ Response Realty for being so awesome to work with! ☺️

Imagine finding your dream home on the market… just to learn it’s way over budget. How can you avoid this waking nightmare? Before you embark on your house hunting expedition, it’s a good idea to meet with a loan officer to set your budget. Here's what loan officers are looking at when determining how much home you can afford

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5 STAR FRIDAY

Together, we turn dreams into reality! 💪✨ We’re here to answer your questions, keep you informed every step of the way, and see the process through to the finish line. Our team’s commitment doesn’t end until you’re home! 🏡

Enjoyed our time at Red, White, & Thank You with Greater Chattanooga Realtors! Thank you for having us! It was a fun reception honoring all of the 2023 RPAC Investors and Chattanooga area elected officials! 🇺🇸🇺🇸

Come join us for lunch at the Catoosa County Chamber of Commerce Women's Network Luncheon! Sign up here: catoosaconnects.com/events

⏰ September 25th, 11:30 PM
📍 Covey Creek Wedding & Event Venue

Join us for the Catoosa Women's Networking Luncheon happening on Wednesday, September 25th! We have an exciting guest speaker and delicious lunch scheduled for you! Thank you to our sponsor, The Jennifers at CMG Home Loans! Sign up at catoosaconnects.com/events

🏡🔑 The journey to your dream home is complete! Wishing the Warrington family endless happiness and great memories in their new space! 🎉

Thank you Alicia with Choice Homes for a smooth transaction! ☺️

Starting Monday off on a cute note in honor of National Dog Day. 😊

Keeping up with our clients on their house anniversary and this one added a new addition! We are in love! 😍

Wishing you many more years of cuddles and wagging tails in your home! 🐶🐾🐾

Unlocking the door to new adventures! 🗝️🏡

Congratulations to the Tutton family on their closing day! We’re thrilled to have been part of your journey from dream to reality. May your new home be a canvas for countless cherished moments and new beginnings!

Weekends are for making dreams happen! 🏡💼

We’ll be working hard all weekend to ensure my clients and agents have the support they need every step of the way. Whether you're ready to buy, sell, or just have questions, we are here for you.

Let's make things happen! 💪

▶️www.themortgagejennifers.com
Jennifer Bryant (423) 595-5753
Sr. Loan Officer | NMLS # 832864

Jennifer Toomey (423) 421-8947
Sr. Loan Officer | NMLS # 187269

Did someone say rate cuts? This morning, Federal Reserve Chairman Jerome Powell gave a highly anticipated speech about the current economic state and future Fed outlook. Here’s what you need to know: http://spr.ly/6189m8TKW

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5 STAR FRIDAY

Wow! Receiving this review truly made our day! It was such a pleasure working with you Adam. We are so glad that we could make the home financing process smooth and easy to understand.

Our team prides ourselves on being responsive and clear because we know how important it is to feel confident and informed during such a big decision. Thank you for trusting The Jennifers to guide you through this journey! Here’s to new beginnings in your beautiful new home! 🏡✨