Churchill Mortgage Corporation NMLS 1591

💪⚒️ Happy Labor Day! A big thank you to everyone who puts in hard work for our company every day—enjoy your well-deserved day off! Churchill wouldn’t be what it is without the incredible team behind it.

🍂🍂🍂 Do you feel a chill in the air? It’s time for the September Monthly Outlook! Get ready for autumn as we look at the mortgage forecast for the upcoming month.

Do you have any questions or concerns? Our DMs are always open.

🏫🎒✏️ It's never too late to continue learning, especially at Churchill Mortgage's School of Home Buying. Discover these trends that might influence your real estate journey!

🐕🐾 HAPPY NATIONAL DOG DAY!

Swipe to see some of the sweet puppies that are part of the Churchill family.

Brag on your furry family members down below ⬇️

🏡 Some say renting is the best, some say buying is the best…which one is the best long-term investment for YOU? If you’re stuck in the middle, check out the link down below for information that can help you navigate the home buying process - it may be easier than you think!

https://hubs.la/Q02K394X0

Whose team are you on? Comment down below ⬇️

😤 Everybody is feeling the STRESS right now when it comes to the housing market. What’s the biggest concern on your mind right now? Leave a comment below!

If you’re overwhelmed, we can connect you with a Home Loan Specialist who will listen to you, work with you, and find a plan that suits your needs - because you deserve it!

🤔 Do you wonder if it’s time for you to refinance, but don’t know where to start?

We have you covered. With our Refinance Calculator, you can check your scenario easily and get in touch with a Home Loan Specialist all in one place.

Click the link down below for more information!

https://hubs.la/Q02K2vL00

Nothing like enjoying the company of your teammates, serving your community and picking blackberries - that's the Churchill way!

Cul2vate Farms in Nashville has a powerful mission: "Growing food, growing people." This commitment shines through in everything they do, from combating food insecurity and hosting fellowship events to offering second chances to those in need by employing "Cul2vators." We were thrilled to serve alongside such a dedicated team!

Their mission aligns perfectly with our values, and seeing it in action was truly inspiring. In the coming weeks, all local Churchill team members will have the opportunity to volunteer at Cul2vate, making a meaningful difference and leaving others better for the encounter!

Julie Lapham, a new addition to the Churchill team, is our featured Home Loan Specialist this month! 💫⭐ Thank you for going above and beyond for your home buyers and representing Churchill so well right out of the gate.

Connect with Julie at the link down below for all of your home buying needs in Montana, Idaho, Oregon, and Washington!

https://hubs.la/Q02JFg4x0

Our dream Saturday involves hitting up several garage sales (Happy National Garage Sale Day!), getting an iced coffee, reading a book, and NAPPING 😴

Are you celebrating National Garage Sale Day today or just relaxing? Comment down below what your dream Saturday looks like ⬇️

💧 Dunking our leadership team for a good cause? Sign us up!

Last week, several leaders from Churchill took the plunge to fundraise for The Churchill Foundation. It took a lot of courage to stand up and get dunked, and we know they take pride in the funds raised to better serve our community. Thanks for diving in!

Discover more about The Churchill Foundation by visiting the link down below.

https://hubs.la/Q02KNRlG0

⬇️⬇️⬇️
Tag someone below who you'd dunk (for charity or for fun).

💵💸💰 LET’S ASSESS YOUR EQUITY.

You’re on the way to owning your home, but you have other debts stacking up alongside you - it can be very stressful. At Churchill, we want to empower you to make the best decision possible for you and your future.

1️⃣ Use the Blended Interest Rate calculator to figure out the weighted average of all of your interest rates.

2️⃣ Talk to a Churchill Home Loan Specialist about next steps on your equity building journey.

3️⃣ Feel your stress disappear and watch your wealth grow!

Click the link below to get started!

https://hubs.la/Q02JFg2S0

☀️☁️🌱 The Churchill Monthly Outlook: August Edition! Things have changed a lot since last month - what has surprised you the most?

🏦💵🪙 FEDERAL RESERVE RATE UPDATE:

The Fed is holding rates steady for the 8th consecutive time, being in the 5.25-5.5% range since last July. The economy is expanding at a "solid pace", with inflation approaching the goal of 2%, but it's not the right time to make a rate cut.

House prices continue to rise, and inventory continues to decline in most areas - lock in a home at today's price to start building equity!

It’s National Hire a Vet Day!

Thank you to the veterans that have worked tirelessly for our nation and continue to work hard every day at Churchill! We are so proud to support those who have fought for our freedom.

Tag a vet you love down below!

👷🏗️🚧 Have you been woken up by the loud, not-so-melodic sounds of construction? We bet you think the construction in your neighborhood will never stop. Well - perception isn’t necessarily the reality in the case of new builds.

For a decade, builders actually haven’t built enough homes. For the past few years, they've been trying to catch up for time lost. According to the US Census, housing completion in 2023 reached its highest rate since 2007, but those numbers seemed to have peaked. Construction is slowing down as an appropriate response to the market as to not make the same mistakes as builders saw after 2008.

If you’re looking for a new build, it’s smart to buy sooner rather than later - as completion slows, demand grows. You and everyone else may be competing for the new builds on the block - talk to one of our trusted Home Loan Specialists about getting into a new build today!

Happy Social Media Giving Day!

It seems like there’s a new holiday for everything, but this day is particularly special to us! At Churchill, we pride ourselves on helping others - we put people first. Through The Churchill Foundation, we have raised money, volunteered our time, and given our hearts to a list of nonprofits that are changing the world for good.

To learn more about The Churchill Foundation and getting involved, click the link down below to hear our mission and purpose. 🙏💌

https://hubs.la/Q02GyL920

Do you have debt you feel you can’t control? It’s never too late to take command of your finances with Churchill’s Blended Interest Rate Calculator. It’s so simple to find out more information about your cash flow opportunities. Find out at the link down below 👇

https://hubs.ly/Q02DTxHn0

✨ Home Loan Specialist Spotlight: Heather Wilson

Communication is key! Big shoutout to Heather Wilson for putting people first and securing the best rates for her home buyers.

🇺🇸🎆🗽 Let freedom ring! Happy 4th of July from Churchill Mortgage. We hope today is full of celebration and remembrance shared with the ones you love the most.

☀️☁️🌈 The forecast is looking bright! Introducing the Churchill Mortgage Monthly Outlook! Making home buying information accessible for ALL is what we’re passionate about. Swipe through and learn more about what’s going on in the month of July in the mortgage industry.

Read more about the current market in the Summer Market Update, linked below 👇

https://hubs.la/Q02DTcF50

🤳🌎💬 Whether you're learning the mortgage basics or you've been a homeowner for years, there's always something new to learn. Social media is a new frontier for many, but it's here to stay. In an everchanging world, social media could be the key to your success as a home buyer!

Are there any questions you have as a home buyer about social media's involvement in the home buying process? Drop them in the comments or send us a message!

📉🏠💵 While we anticipate lower interest rates, other areas of the economy will have to be affected to spur change. Experts potentially see an economic shift by the end of the year, although numerous factors could influence this transition - including the Fed's recent decision to hold rates steady.

Churchill Home Loan Specialist Evan Luchaco discusses the necessary economic slowdown that would prompt the Federal Reserve to eventually implement significant changes affecting all homebuyers. For more details on the potential for decreasing interest rates, follow the link down below 👇

https://hubs.la/Q02CKgvQ0

We're always reminding ourselves of how lucky we are here at Churchill Mortgage. At our all-company meeting, we heard about the art of appreciation from SVP Tom Gillen, who clued us in on how to stay grateful at work and how that can change your process.

For Tom, the equation "People + Process = Performance" guides him through his daily priorities. For any problem at hand, with an amazing team and an adaptable process, high performance is achievable for Churchill team members and customers alike. Solving problems becomes easy when there is a team willing to accept curveballs thrown at them.

Maintaining focus on the issue, embracing adaptability and change, and cultivating gratitude for your current situation and teammates were the primary takeaways from this month's meeting. Thanks for sharing, Tom!

Today, we commemorate Juneteenth—a celebration of freedom, resilience, and the enduring journey toward justice and equality. 💚💛❤️

Last week to celebrate Father's Day, we had a cookout complete with burgers, co****le, football, and friendly rivalry! We love to celebrate our team! 🏈🍔

Tag a father figure in your life and show them some love!

Dr. John Delony said it best: you can find peace with the home loan experts at Churchill Mortgage. From start to finish, we aim to put your home buying anxieties at ease. Sit back, relax, and let us take it from there. 🏡💆‍♀️
Listen the clip of John Delony talking about his experience with Churchill on The Ramsey Show down below 👇
https://hubs.la/Q02C4NdQ0

Huge Wins Happen One Small Step at a Time | June 7, 2024 The Ramsey Show (June 7, 2024)💵 Sign up for EveryDollar today! Create a free budget - https://ter.li/by5kd6Dr. John Delony & Ken Coleman answer your questio...

What did we miss? 💙 Happy Father's Day!

🏠💹🏦 The Federal Reserve is keeping the federal funds rate steady for the 7th straight time. What does this mean for home buyers?

The Fed is seeing modest progress in the reduction of inflation but does not feel confident enough to reduce rates just yet. You may think that means we're still in a waiting game, but it's actually time to lock in before home prices increase.

We're here to assist with any questions you may have about the future of the market - click the link below to get connected.

🔗 https://hubs.la/Q02BDkdw0

👷Want to make some renovations this summer? Our Business Development Manager, Jay Garvens, suggest starting with the exterior of your home. Plus, always consider your return on investment and don't make changes that could reduce your home's value!

Read the full article to find out which renovations will raise your home's value and others to avoid. 👉https://hubs.la/Q02BrzFk0

🚫📉 The Federal Reserve hits pause on rate hikes for the first time in 15 months. If you're in the market to purchase a home, our Rate Secured program will not only allow you to cap your rate for 90 days while you shop for a home, but if rates go down, you will get the lower rate.

👉Click the link to learn more about our Rate Secured program or to get started
https://hubs.la/Q01TBhhk0

🇺🇸Today, we remember the courage, sacrifice, and resilience of those who stormed the beaches on this historic day. We are forever grateful to the brave souls who fought for freedom and changed the course of history.

In a word, Tina.

New ★★★★★ 4.7 Star SocialSurvey Review by Edward N. Click to see all 138 reviews of Tina Christein, Branch Manager | NMLS # 152960

Email communication and updates

New ★★★★★ 4.8 Star SocialSurvey Review by Justino P. Click to see all 136 reviews of Tina Christein, Branch Manager | NMLS # 152960

.

New ★★★★★ 5 Star SocialSurvey Review by Danielle N. Click to see all 135 reviews of Tina Christein, Branch Manager | NMLS # 152960

Made the refinancing process effortless. Thank you so much for your help.

New ★★★★★ 5 Star SocialSurvey Review by James D. Click to see all 134 reviews of Tina Christein, Branch Manager | NMLS # 152960

Tina is very responsive and answers all my questions both the logical ones and manic...her patience is outstanding..you feel like you are the only customer...

New ★★★★★ 5 Star SocialSurvey Review by James V. Click to see all 133 reviews of Tina Christein, Branch Manager | NMLS # 152960

This is my second time dealing with Tina of Churchill and I must say she has always provided prompt responses to any questions I had. She is very professional and provides top notch customer service. I highly recommend her and Churchill to anyone. We are very pleased and will definitely be repeat customers again.

New ★★★★★ 5 Star SocialSurvey Review by Earnest G. Click to see all 132 reviews of Tina Christein, Branch Manager | NMLS # 152960