Thrive Mortgage

🏡 Thinking of Building Your Dream Home? 🏡

Building a new home is more complex than a regular purchase! 🏠✨ From checking out the lot and engineering to finalizing contract plans, specs, and budget—there's a lot to cover before you even sign with your builder! 🔍📝

1️⃣ Initial Steps:
Understand the lot and engineering 🛠️
Plan specs and budget 💡💰
Sign the builder contract 🖊️

2️⃣ Loan Process:
Construction loan approval 🏦
Closing on the loan ✔️

3️⃣ Building Time:
Expect 9-12 months for the actual build 🏗️

📅 Timeline: The upfront process can take 90-150 days. Start talking to your lender early to ensure you're qualified for both the lot purchase and construction loan! 🏡💼

Have any other questions? DM or email us 🌟

🏡✨ Unlock your home's potential without the high rates!

Contrary to popular belief, the housing market is booming & your home equity could be your untapped treasure.

Don't settle for costly refinances. Let us show you how to keep your low rate and access your equity.

DM us for a custom solution tailored just for you!

🔄🏡 Reverse Mortgage Real Talk!

Let's bust the top 3 myths:

1️⃣ Must be debt-free
2️⃣ The bank owns your home
3️⃣ Your family gets saddled with debt

Curious about how reverse mortgages actually work and how they can benefit you or a family member?

DM us!🌟

Millennial Moment: As we navigate more adulting each day, caring for our parents becomes part of our journey.

Ever heard of reverse mortgages?

They're not the villains we thought they were!

One cool fact: The debt doesn't pass to family members after our loved ones leave us. We've got time and options to make the best decisions. So, fellow millennials, let's dive into our research!

Got questions? Slide into our DMs or shoot us an email. We're here to demystify and guide. 📚👩‍👧‍👦

💭🏡 Ever thought reverse mortgages were just last-resort options?

Think again!
You might be surprised to learn they're actually savvy investment strategies.

Far from being only for those in dire straits, reverse mortgages can be a smart addition to your existing investment plan.

Want to know how this tool can enhance your financial strategy, not just serve as a safety net for you or a family member?

DM or share! 🚀💡

🏡 Dreaming of homeownership but faced with hurdles?

You're not alone!

Our unique Thrive4Home program is designed for YOU.

From enhancing financial literacy to improving credit scores, we're here to guide you every step of the way.

✨ It's not about 'if' but 'WHEN' you will own a home.✨

Let us help you tackle those obstacles and turn your dream into reality.

Dream big, but plan smart! 🧠

If you're eager to buy, let's ensure it's the right time for YOU.

Market trends are just one piece of the puzzle. Your dreams, your financial situation, and your goals are what truly matter.

Together, we'll assess the perfect timing for your home purchase. Keep your dreams alive and well-informed. 💭

It's not just about buying a house – it's about finding your home at the right moment. 🕒

Do you have 22 years in the mortgage game and are still fueled by the joy of empowering dreams 🌟?

At Thrive, it's more than just closing loans; it's about crafting pathways to homeownership and career growth for loan officers and branch managers alike.

🚀 Our mission is to bridge gaps and open doors for diverse communities nationwide. 🌍

🤝 Every day, we're not just working; we're transforming lives.

Ensure your dream home journey is smooth and surprise-free 🌟:

1️⃣ Engage your builder BEFORE you buy that perfect plot – it's key to fitting your dream home within your budget and avoiding hidden costs.
2️⃣ Start conversations with your lender sooner rather than later – know what you can afford and clear up any credit hiccups well in advance.

Don't let unexpected financial hurdles overshadow your forever home! 🏡✨

DM us to chat with a trusted local lender ready to clarify any doubts.

🏗️ Building Your Dream Home? Let's Talk Budget!

The blueprint for budgeting for your new build is more than what meets the eye.

Key factors like the size and layout, those special design features you've been dreaming of, and of course, the location, all play pivotal roles in shaping the cost.

Each choice you make is a step towards realizing your vision.

Sometimes your first home might not check all of those boxes but we can help you budget for the most important ones! 📐💡

💕 Is your heart set on finding the perfect home?

We would love to help get you one step closer to those keys!

✨ DM "Pre-Approve Me" to start your love story with your dream home.

🏠 Interest Rates & Your Home-Buying Path 🏠

Navigating and understanding interest rates can be a real puzzle, right? 🧩

Whether they’re climbing, dropping, or staying steady, each shift subtly reshapes your journey and decision-making toward buying a home.

Let’s explore these financial routes together!👀

Send us a direct message, and we'll assist you in collecting all the necessary information to make informed decisions throughout your homebuying journey, catering to your financial needs.

Think of your home as more than just a living space – it's a key part of your investment portfolio.

Let's talk smart management, not ATMs. 💲

👇Worried about losing your low-interest rate with a cash-out refi? Fear not!

We have innovative solutions to access your equity while keeping those rates low. And guess what? You might unlock this potential in just 5 days! Intrigued?

Reach out via DM or Email to learn more. 🚀

Reflecting on Wisdom
A Tribute to the Enduring Legacy of Dr. Martin Luther King Jr.

New Year🎇 New Location🏡

Planning to relocate and buy a home?

Here are a few things to consider if you plan to relocate and buy a home!

✅ Transferring within your current company? Is the office in that area that it's a short commute?
✅ If not, can you work remotely?
✅ Is your job and income stable in the new area?
✅ Got your new job offer letter ready, complete with a start date?
✅ Cleared all new job prerequisites?

An underwriter will check these and more to ensure your mortgage payments remain feasible post-move.

Be prepared and make your transition seamless!

🌟 A New Year, A New Chapter! 🌟

2024 is an exciting year for all of us! We are opening doors to infinite possibilities with Lower.com!

Our journey is more than just growth; it's about leading change and creating opportunities with fresh, innovative strategies to set us apart. We're ready to meet new challenges and make a difference. 💪

Here's to reaching new heights and shining brighter together.

Happy New Year, and welcome to our exciting new beginning! 🚀

🎉 As the clock strikes midnight and we welcome the New Year, we want to pause and express our gratitude.

Here's to a year filled with more shared moments and successes.

Happy New Year from all of us at Thrive! 🌟🥂

May this Christmas fill your hearts with joy, your homes with laughter, and your lives with endless blessings. 🎁

Merry Christmas and a Happy New Year! 🥂🎉