Homekeys
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www.homekeys.com At Homekeys®, we believe:
Each buyer and seller is unique and our goal is to provide real options and the best savings opportunities available.
It’s not productive to spend time discrediting brokerage models that are different than ours. All real estate models (traditional, discount, by owner) have their own benefits and limitations. The question is not which model is best, but which is best for your individual needs. You should have the option to choose the best way to buy or sell real estate. After all, it’s your money and no one knows
FREC to Meet Next Week on Foreign Buyer Affidavit.... more to come
The Florida Real Estate Commission (FREC) announced a date for the next workshop on creating an affidavit related to SB 264, a bill passed by the 2023 Florida Legislature covering specific foreign buyers of some Florida property, Rule No.: 61J2-10.200, Oct. 24 at 1 p.m. FREC held the first workshop on Sept. 12.
The bill impacts buyers associated with a foreign country of concern – China, Russia, Iran, North Korea, Cuba, Venezuela and Syria, and sellers who knowingly sell property to these buyers. The notice published by the Florida Real Estate Commission (FREC) specifies that FREC must propose a new rule that will implement a form for a buyer’s affidavit.
In addition to the foreign-buyer affidavit discussion, FREC announced plans to cover a different topic during the same workshop: Rule: 61J2-10.032, which covers situations where a broker holds escrow.
FREC has not released details, but paragraph (c) of 61J2-10.032 will likely be discussed. It outlines steps a broker holding an escrow deposit can take in the event of a cancelled contract and one party to the contract is unresponsive.
Speechless!
One more reason to enjoy Florida !
Ready to serve your real estate needs in 2023 and betond !
Homekeys Realty has been serving the South Florida housing market since 2004.
At Homekeys®, we believe:
Each buyer and seller is unique and our goal is to provide real options and the best savings opportunities available. It’s not productive to spend time discrediting brokerage models that are different than ours. All real estate models (traditional, discount, by owner) have their own benefits and limitations.
The question is not which model is best, but which is best for your individual needs. You should have the option to choose the best way to buy or sell real estate. After all, it’s your money and no one knows better than you how to spend it.
We deliver full service from top-flight professionals and the tools, knowledge and resources you need to buy, sell and rent. We spoke with hundreds of residential real estate buyers, sellers and investors like you to hear their ideas, thoughts and concerns. Our response to what we’ve learned is our company – Homekeys®.
As always, we want to hear from you. Send us a note.
Remember, your success is our success. We look forward to the opportunity to serve you.
Most Sincerely, Homekeys® Management Team
Homexperts Inc. d/b/a Homekeys® is a real estate broker in the State of Florida licensed (License CQ1019055) by the Florida Real Estate Commission, through the Department of Business and Professional Regulation, Division of Real Estate. Homexperts Inc. d/b/a Homekeys® is an Equal Housing Opportunity Corporation and abides by the Code & Ethics of the National Association of REALTORS®
Knowledge is Power!
https://www.homelight.com/blog/buyer-seller-did-not-complete-repairs-before-closing/
Buying or Selling ?
Contact us at support .com
The Seller Did Not Complete Repairs Before Closing: Here’s What to Do Nothing will rain on your parade as hard as the house not actually being ready on closing day because the seller did not complete repairs before closing.
Knowlwdge is Power!
It does not matter if you are a buyer or a seller. You need to fully understand the difference between assessed value and fair market value .
Homelight’s arricle that follows will do that for you.
Buying or selling?
Visit us at www.homekeys.com
Your Home’s Fair Market Value Doesn’t Jive With Its Assessed Value — Here’s Why
12 Final Walkthrough Tips and Tricks
If you think fair market value is the same as assessed value, think again. We break down how these valuations differ with insight from industry experts.
Continue Reading
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NEWS YOU CAN USE…..
Soaring Home Prices Roiling Appraisals, Upending Sales
In Aug., 13% of appraisals came in below a home’s contract price. It was higher in May (19.7%), but is still up compared to sales early last year (7.3% in Jan. 2020).
NEW YORK – An abnormally high number of homes across the United States are being appraised below their agreed-upon sales prices, causing some deals to implode.
With home prices soaring in recent months, buyers often pay above asking price to win bidding wars. As a result, CoreLogic estimated that about 13% of appraisals came in below the contract price in August. That’s better than in May (19.7%), but still notably higher than pre-pandemic appraisals. In January 2020, it was 7.3%.
The disparity underscores the risks buyers face in the current market, especially those stretching their dollars to win a bidding war. Mortgage lenders will typically offer only enough to cover the appraised value of a home, forcing buyers to either provide the balance, renegotiate or terminate the deal if an appraisal comes in below the contract price.
Many buyers prepare for the possibility of a lower appraisal by making down payments of just 5% to 10% and holding their extra cash in case they need it to make up any difference should the appraisal fall below the sales price, says Phoenix-area Realtor Nicole Dudley.
To create a home appraisal, appraisers normally rely on factors like data from recent closed and pending sales. But since sales usually close a month or two after going under contract, some buyers say rapidly increasing home values can sometimes skew appraisals that rely on home values recorded months earlier.
In a separate poll by the National Association of Realtors, 12% of contracts closed or terminated in August were hit with appraisal issues, compared to 9% in August 2019, before the pandemic-fueled housing surge.
In recent months, many buyers voided their right to terminate a contract due to a low appraisal in an effort to make their offers compete. However, this practice appears to be waning somewhat as the market cools.
Source: Wall Street Journal (10/10/21) Friedman, Nicole
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www. homekeys.com
support .com
South Florida Real Estate, Condos, Residential, and Rentals in Miami - Homekeys® Homekeys® offers a wide range of options and tools to market and sell your home. Find undervalued Florida Real Estate for free with Homekeys®.
Funny but true ! Rental prices have skyrocketed!
The housing market has slowed down . Wht is behind it ? Buyer’s fatigue?
See what [email protected] has to say in her recent article
Homebuyer Fatigue Hits the Housing Market as Prices Continue Soaring
https://link.edgepilot.com/s/4ea47c79/dWE_bhwMvEqfsn-terawNw?u=https://consumer.realtor.com/pub/cc?_ri_=X0Gzc2X%253DAQpglLjHJlTQGoy2drjOKWojnj9LdDzfmh4weJn0yvDuqaL05KW6uUFzcd3zed3GzckB9ofkU1cGEP9rtebVXtpKX%253DWSUBCBTT%26_ei_=Eq2tf9zs59idfPO1Sc_9BbmHPu8Cx3F1bLiD3_QzsPlFOkE5YymWXV6uce_UE5pitfps4fHQwIoi0ot3Rkw9tQQSMQiV9vUtyv46Z8I2RFMhjMHl.%26_di_=j92a8bnc7hsakbpcendg0f8a1pl3ijsa8o95jc4epdlk2mutukug
Knowledge is Power
Is this the time to sell ? Is it to buy ? The atached article sheds some light into this most important decision .
Homekeys has been serving the South Florida market since 2003 and is ready to assist you in your buying or selling needs .
We are reachable at
support .com or you can visit our site www.homekeys.com
https://consumer.realtor.com/pub/cc?_ri_=X0Gzc2X%3DAQpglLjHJlTQGm2bk9MazaMcc5zf7CzfvHze5iJICgtiza85Yzfw5SfOCWCjzgzf8WtnzaFEJ0RVXtpKX%3DWSUTUART&_ei_=Eq2tf9zs59idfPO1Sc_9Bbm_A0TZinrJnN4lE6LFzhp5nQTmycrX59LKMvqVm-tmbRo2ezk45z_oXOLGXhn7IBL7bQctzsPRCHKgM1gNnISAfZ2VDLO1rwmaqKumjEbs38QfBlyJQWoHrjpz28Yb8CjeRaY01mA6sP6r8x1OSnkOOm4SVHLCmmU1rK3okKbGg2bZEWHPJ8_u51KJyKdXE7lRxzIf9To.&_di_=sqoouskv5g0i9q9qhqelvh3eju8nom0utujas4ms7p2u1gag08ogel
South Florida Real Estate, Condos, Residential, and Rentals in Miami - Homekeys® Homekeys® offers a wide range of options and tools to market and sell your home. Find undervalued Florida Real Estate for free with Homekeys®.
News you can use ….. Knowlege is Power.
https://www.floridarealtors.org/news-media/news-articles/2021/08/lenders-can-now-consider-rent-history-fannie-mae-loans
Buy or selling ?
Contact us at [email protected]
Lenders Can Now Consider Rent History for Fannie Mae Loans Renters with thin credit histories may still qualify for a home loan under a Fannie Mae program that allows lenders to consider consistent, on-time rental payments when making lending decisions. Neither buyers nor lenders pay extra to use the new tool.
News you can use provided by Homekeys.
Serving the South Florida market since 2003.
Contact us for your buying and selling needs at
[email protected]
https://www.floridarealtors.org/news-media/news-articles/2021/08/short-vs-long-term-inflation-housing-poses-greatest-risk
Short vs. Long-Term Inflation? Housing Poses Greatest Risk Inflation in airline fares, car production and lumber prices should flatten soon. Inflation’s highest long-term risk comes from escalating home prices and rental rates.
Hints you can benefit from….
https://www.realtor.com/advice/home-improvement/harsh-reality-youll-face-if-you-renovate-postpandemic/
Buying or selling in South Florida?
support .com
5 Harsh Realities You’ll Face If You Renovate This Summer You've dreamed of a new kitchen or other remodeling project, but a postpandemic renovation comes with some challenges. Here's what to expect.
https://www.floridarealtors.org/news-media/news-articles/2021/05/flas-april-housing-market-strong-reflects-2020-covid-19-impact
Is it time to buy or time to sell ?
The time is always right when you buy or sale for the right reasons …. it is never a good time to speculate!
Fla.’s April Housing Market Strong, Reflects 2020 COVID-19 Impact Florida Realtors’ data: April had more closed sales, more new pending sales and higher median prices (up 22.4% for single-family homes, 19.6% for condos) than a year ago. Pres. Lambert says, “keep in mind the comparison data comes from April 2020 when Fla. was experiencing the full impact of the...
FOR SALE - Coral Gables , Florida
https://portal.ikenex.com/share/MTIzNzIzMTU2Ng==103/13ec8/3957755?fbclid=IwAR289bZhIWuDugl0FTHnCAbAplm1YFaA0F6HqCFGs7XgkRPtF48fUcm5n8M -image-0
517 Cadagua Ave, Coral Gables, FL 33146 $1,375,000 | 3 Beds 3 FBths - This 3-bedroom / 3-bathroom home offering old-world charm and modern design is near the University of Miami, Merrick Park, Coral Gables High, the Riviera Country Club, and much more. At approximately 2,200 square feet, the functional floor plan with a split bedroom layo...
Knowledge is Power!
What is the sales contract ?
https://www.linkedin.com/posts/stewarttitle_what-is-the-sales-contract-activity-6784879641866981376-R8-z
Stewart Title on LinkedIn: What Is the Sales Contract? A sales contract is the kickoff point for a home closing. However, what is it and what does it entail? Watch this video for a quick walk through. Want...
Is this the time to move to Florida?
If ready, visit www.homekeys.com or contact us at [email protected].
The Untethered Worker Is the New Sunbird Florida Realtors economist: Turning seasons into verbs – “We wintered in Florida” – was once a trait of wealthy retirees. But a newly untethered workforce working at home because of the pandemic is now also considering weather-based migration, albeit a little differently.
If you are interested in buying or selling any property in Coconut Grove , please call 305-282-5000 or visit our site at http://www.homekeys.com
South Florida Real Estate, Condos, Residential, and Rentals in Miami - Homekeys® Homekeys® offers a wide range of options and tools to market and sell your home. Find undervalued Florida Real Estate for free with Homekeys®.
Do buyers know how much they can afford?
2/4/2021 11:16:08 AM
According to recent article by Kerry Smith, 2 in 3 Buyers Surprised by How Much House They Can Afford
This is the article Homekeys is sharing with you. In essence, 47% of first-time buyers found that their budget allowed them to afford a larger house than they thought they could afford – but 21% had to lower expectations. Buying a home in Coral Gables? Buying a home in Coconut Grove? Buying a home in Pinecrest? Buying in Miami-Dade County?
By Kerry Smith
SANTA CLARA, Calif. – For first-time homebuyers looking to buy in 2021, a new survey conducted by HarrisX on behalf of realtor.com indicates a critical starting point for first-time buyers is getting their finances in order. Almost half (47%) of 2020 first-time buyers say they turned to their finances before they did anything else.
More than two out of three (68%) of the first-time buyers who checked their finances said they were surprised at the amount of house they could afford – 47% were surprised because their budget was larger than they thought, and 21% were surprised because it was less.
“The dramatic decline of mortgage rates in 2020 was a pleasant surprise for many buyers,” says realtor.com Senior Economist George Ratiu. “For first-time buyers, especially, the drop in the 30-year mortgage rate from 3.65% in March 2020 to a record-low of 2.65% in January has provided unexpected leverage. Lower rates allowed many buyers to stretch and buy more expensive homes while keeping their monthly budget the same.”
To get what they wanted in their first home, many recent buyers had to compromise: 21% expanded their search into less expensive neighborhoods, 20% had to increase their budget, and 18% eliminated some wish-list features – namely a garage, large backyard, finished basement or pool – to stay in budget.
Even with shortened wish lists or expanded budgets, nearly half (49%) of recent first-time homebuyers and more than a third (39%) of prospective first-time homebuyers said they fell in love with a home last year – but they were outbid or later learned they couldn’t afford it. For many, it happened more than once: 20% were outbid on at least one home, and 20% made five or more offers before finally succeeding.
“You have to know what you can afford before you head too far down the homebuying road,” says realtor.com Home and Lifestyle Expert Lexie Holbert. “Putting pen to paper and getting a real sense of your current monthly expenses and what you’re saving each month is a good place to start when thinking about your mortgage. Especially as a first timer, it’s really important to stick to your budget when searching online so you don’t fall in love with something you can’t afford.”
For the 44% of Americans who plan to buy but don’t think they have enough saved for a down payment, their first home might be closer than they think. Half of recent first-time home buyers were able to save for a home in less than three years, mostly by setting aside a portion of their paycheck each month (50%), cutting out discretionary spending (33%), and saving lump sum money like tax refunds (32%).
Plus, help from family could get them there: 52% of Americans who bought their first home in 2020 said they got help with their down payment from friends or family. The number one lender? Their parents.
Ready to buy a home in Coral Gables?
February 4, 2021 by homekeysfl
Are you thinking about buying a home in Coral Gables?
There are currently 52 homes for sale in Coral Gables ranging from $ 690,000 to $17 million.
For detail on any of these homes, please visit our site at http://www.homekeys.com
Homekeys , located in Coral Gables, has been serving the South Florida market since 2004; and our Realtors – some of which have resided in the City for decades – know very well the “City Beautiful”.
If you currently own or lease in the Gables you already know about what “The City Beautiful” has to offer. If you are not, “The City Beautiful”, Coral Gables, is home to 175+ multinationals, 26+ consulates and trade offices, over 35 fine art galleries, the University of Miami, an outstanding public school system, the Biltmore and the Granada golf courses, public tennis facilities and more. With the City’s proximity to downtown Miami, the MIA and some of the finest dining in S. Florida, Coral Gables has become one the most popular places to reside.
If you are interested in buying or selling any property in Coral Gables, please call 305-282-5000 or visit our site at http://www.homekeys.com
South Florida Real Estate, Condos, Residential, and Rentals in Miami - Homekeys® Homekeys® offers a wide range of options and tools to market and sell your home. Find undervalued Florida Real Estate for free with Homekeys®.
South Florida Real Estate, Condos, Residential ... - Homekeys
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Homekeys® offers Realtor® services in Florida. Whether you are in Miami, Ft. Lauderdale, Palm Beach or anywhere in between. Homekeys® is a free resource of real estate in Miami, where you can search for homes for sale and get timely information about the Miami real estate market, help to figure out where to buy a home
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1600 Ponce De Leon Suite 100
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33134
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2600 S. Douglas Road, Suite 506
Coral Gables, 33134
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Realtor with The Keyes Company, I can help find properties to suit your needs whether you are lookin