Ryan Pounders NMLS 2251343

Here's your weekly look at the markets!

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Have you heard that real estate is local? That means you can trust a local expert more than national media reports. If you're wondering how our market looks, reach out. I'll be glad to help. Celebrity Home Loans is an Equal Housing Lender.

It's that time again! As you change your clocks this weekend, take the time to test your alarm systems too. The extra few minutes will keep your family safe! Celebrity Home Loans is an Equal Housing Lender.

🚨🚨open House Alert!🚨🚨

Dont miss out on joining us at this gorgeous home. Cari Hemmingsen Real Estate Professional and I will be there to answer any questions that you may have!

📅10/29 12-3
📍1541 Northcrest Dr, Highlands Ranch, CO, 80126

1541 Northcrest Drive, Highlands Ranch, CO 80126 Low Maintenance Living! Welcome home to your new Duplex that lives like a single family with all the benefits of a partially HOA-maintained property. Great cul-de-sac location in one of the best lots within the highly sought-after community of Highlands Ranch. You will have year-round access to 4 re...

🚨🚨Open house this weekend 10/29🚨🚨

Come see this gorgeous townhome in a beautiful area on 10/29 from 12 to 3 pm. Cari Hemmingsen Real Estate Professional and I will be there to answer any questions on how you can get yourself in this home!

Click the link below to see how stunning the place is.

1541 Northcrest Drive, Highlands Ranch, CO 80126 Low Maintenance Living! Welcome home to your new Duplex that lives like a single family with all the benefits of a partially HOA-maintained property. Great cul-de-sac location in one of the best lots within the highly sought-after community of Highlands Ranch. You will have year-round access to 4 re...

Is owning cheaper than renting? If you’re choosing between the two, it’s important to look past the monthly payment. Use our Renting vs Owning Calculator to compare the costs and benefits for your scenario. Please let me know if I can help. Celebrity Home Loans is an Equal Housing Lender.

Renting vs Owning Calculate the costs and benefits of renting vs owning.

What's a DSCR Loan? DSCR stands for Debt Service Coverage Ratio. Simply put, these loans are repaid using the income from the property to be purchased or refinanced. They’re called Debt Service Coverage Ratio loans because of the formula used to qualify the loans validates whether the property will generate sufficient cash flow to cover the monthly debt payments. A DSCR Loan can bring more investment opportunities within reach.
If you are ready to grow your investment portfolio, connect with me today to learn more about this terrific financing option.

My colleagues and I at Celebrity Home Loans invite you to join us today in thanking our community's first responders—those who run toward the danger, come to our aid, and keep us safe. They are first in our hearts. Celebrity Home Loans is an Equal Housing Lender.

If you’ve ever thought of investing in a rental property, there’s a lot to consider before you make an offer. Use this easy calculator to tabulate your expected expenses, cash flow and value appreciation so you can estimate an expected return on investment. Give it a try and let me know if I can help!

Investment Property Calculator Calculate the estimated return on investment for a rental property.

Don't let APR fool you! A lower annual percentage rate—the one you see alongside advertised rates—may not be the best choice, especially if you're uncertain how long you will have your loan. Here's a quick overview and calculators to help you decide. Let me know if I can help! Celebrity Home Loans is an Equal Housing Lender.

Annual Percentage Rate (APR) Calculate the savings (or costs) that come with a lower APR.

Even when mortgage rates are trending up, some people still need home financing. If that's you or someone you know, rest assured there may be loan programs to help. Please let me know if you'd like to have an honest discussion about your scenario. Meanwhile, here's a brief video that offers my take on the current environment. Celebrity Home Loans is an Equal Housing Lender.

The Truth About Mortgage Rates Learn more about today's mortgage rate environment.

Here's your weekly look at the markets!

Your quick weekly look at what's happening with mortgage rates and in the housing and finance markets. Markets in a Minute

Due to recent changes, on-time rent payments can now be considered toward a mortgage approval. If you or someone you know has put off buying a home for fear of inadequate credit, it may be worth taking a second look. Please reach out, and I'll be happy to help.

It really helps to know your type – the types of insurance that can protect you, your home, your vehicles and your financial well-being, that is. Check the link for a quick look at major types of coverage, and please let me know if I can make any professional introductions. I'll be glad to help!

Insurance Types & Terms Discover more about insurance coverage.

Is the time up on your PMI? If you purchased your home with less than 20% down, you’re probably paying for private mortgage insurance (PMI). Here’s a quick way to see if you may now be eligible to drop PMI and, if not, how much further you may need to go before you get there. Try it out, and please let me know if I can help in any way. Celebrity Home Loans is an Equal Housing Lender.

When Can I Cancel PMI? See if you could save money by dropping private mortgage interest!

Mortgage closing costs can be confusing, and I'm here to help. Follow the link to learn about funds typically collected during the loan process, including at closing. If you have questions, please ask. I'll be happy to assist.

Understanding Closing Costs See what costs you may pay when financing a home.

Being a homeowner has almost endless benefits. Today we are focusing on the benefits when it comes time to file tour taxes. Here are just some benefits you can see as a homeowner. For more information send me a message with any questions!

Realtors. Make your buyers’ offers more attractive without more money or concessions.
The Fortuna Home Sale Assurance Program, available exclusively through Celebrity Home Loans, your buyers don’t have to sell their current home to buy their new one, and a purchase offer no longer requires a home sale contingency. Removing the home sale contingency gives sellers one more reason to move your offer to the top. And that’s peace of mind. Contact me today for more information.