First Class Financial Services

Buy A Home With Just 1% Down Payment? Yes!

Conforming Loan Limit Increases!

FHFA conforming loan limits increase to $766,550 in 2024 The baseline conforming loan limit for mortgages backed by Fannie Mae and Freddie Mac in 2024 will be $766,550.

Many first-time homebuyers don't know that an appraisal can cost over $500. Let us help you determine if you qualify for an appraisal waiver to keep that money in your pocket.

If you're self-employed, gathering income documents or tax transcripts for a mortgage application can be a hassle. News flash — you might qualify for a loan today using your bank statements instead. Contact me today to learn more.

First-time homebuyer? A down payment won’t be your only expense! While a seller may agree to pay some costs needed to sell their home, make sure you have a cushion for things like closing costs, which typically account for 2-5% of the loan amount.

Is your hot water heater working overtime? Bringing the temperature down to 120 degrees Fahrenheit can keep you safe AND save you money.

Think you need to be debt-free to own a home? You don’t! Don’t let this myth keep you from achieving your dreams. Contact me today to learn more!

You only need 3% for a down payment to buy your next home. Reach out with questions!

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This we honor those who made the ultimate sacrifice in service to our country & to their families.

It’s happpppening!!!!

👇🏻👇🏻👇🏻👇🏻🙌🏻🙌🏻🙌🏻🙌🏻

I started a “thing” awhile back that I would only answer my “young parents” client questions if they texted me a pic of their cutie bug babies first! My phone flooded with baby pics just MAKES MY DAYS! ♥️💜💚🧡💚💜💚🧡💕❤️♥️🧡

Happy 23rd Anniversary to the First Class Financial Services Arizona office!
It has truly been an extraordinary journey of helping young families, single moms/dads, retirees, graduates and just all around fantastic people recognize the value of real estate and enjoy the American dream! We’ve been blessed to now call many of these clients family and are so grateful and blessed they trust us with this incredible opportunity!
23 years! Whew!!!

Great article of the state of concern for housing inventory in AZ.

Maricopa city manager focused on supply and demand for housing - Rose Law Group Reporter By KIMLYE STAGER | Maricopa MARICOPA — For Maricopa and the greater Phoenix area, it’s important to keep up with the supply and demand for housing, whether it’s buying or renting. City Manager Rick Horst presented a current state of the greater Phoenix housing market supply and demand analysis...

Arizona #5 💃💃💃

The Most Sought-After Places to Move to in the U.S. The hottest places to live in the United States may not be what you think. United Van Lines reveals where most of its moves are going, suggesting that Americans everywhere are leaving behind cities in search of open spaces. Here are the best cities and states to move to in 2021.

Happy Birthday Arizona!

Too good to be true? We don't think so. Independent mortgage brokers know how to find and customize loan options to fit your goals. Call us today!

Are the daily inconveniences of apartment life becoming too much? Stop the cycle and get a space all your own. DM now to get started!

First-time homebuyer? As tempting as it is to rush into your new space, make sure you add changing your locks to your move in checklist!

Getting a mortgage no longer means a mountain of paperwork. Call us to see how we can get your purchase or refinance to the summit faster and easier.

As the weather gets colder, here’s a tip that will help reduce your heating bill: Set your thermostat at least a few degrees lower when you’re sleeping or not at home. Your wallet will thank you later.

When your dog is this refined and your landlord still says no it's time to stop renting and buy Fido the digs he deserves! Reach out to get the process started!

PMI is a monthly charge that protects the lender from default and is typically required if you put down less than 20% of a home's value. Want to learn more about your home loan? Ask us anything!

When your credit score goes up, your mortgage rate goes down. Let us show you how the math can work in your favor.

5 great starts to 2022! 💰 💵🙋🏼‍♀️

Money experts: These 5 pieces of advice can supercharge your finances in 2022 When it comes to finance-related New Years resolutions, starting the year off on the right foot can be the difference between accomplishing your goals or not.

This could not have come at a better time. Thank you Bianca and to all our clients for your trust! What a beautiful story and amazing family!

Happy National Trivia Day! Add your best guess below!