Kelly Smith Hershey Real Estate

Knowing how much money you have in the bank is just the start to early retirement planning.

A Checklist for Retiring Early Retiring early is a great idea if you can afford it. Unfortunately, few people plan for retirement a...

Everything in your home should have a place. Even those pesky, unsightly cables.

Minimizing Clutter by Maximizing Storage Looking for space to store your things at home? Everything you own is competing for space in your ho...

How often do you give out your birthday information? An 'unbirthday' can keep your identity safe.

Protecting Your Identification With a Fake Birthday Other than your Social Security number, birthdays are one of the worst things to share online when r...

Do you use your credit card to buy coffee? Those small charges can add up.

Should Credit Cards Be Used for Small Purchases? Credit cards can be used to buy almost anything, but using them for small purchases can seem like a ...

Avoid becoming a victim of debt collection scams by paying attention to these red flags.

How to Check If a Debt Collector Is Legitimate Figures from the Consumer Financial Protection Bureau (CFPB) show that about 70 million people—more ...

Helpful tips for managing your budget.

5 Reminders to Keep In Your Wallet Your purse or wallet can be more than just a place to pull your money out of so you can spend it. It...

Here's how you can save on energy and cash at the same time!

6 Shortcuts to a Smaller Utility Bill Looking to cut your energy costs? It can take years for a new, more energy-efficient refrigerator or...

Overspending lately? Try freezing your credit cards (literally!) or one of these other clever tricks.

Keeping Your Credit Cards Out of Your Own Hands Overspending is easy to do with a credit card – way too easy – and can often lead to deb...

Have a baby on the way? Designing a nursery for a friend? Consider these neutral colors.

Move Over Pink and Blue: Neutral Colors for Baby's Room Are you planning a nursery for a babe-on-the-way? Whether you’re waiting to learn the babyR...

Say goodbye to your couch potato tendencies with these three alternatives.

3 Things to Do Instead of Watching TV Is your evening couch potato routine with your partner growing stale? It can be hard to find the ene...

Regular cleanings can be a good start to having your kitchen appliances around for a long time.

Maintaining Your Kitchen Appliances Being a homeowner can be costly, but some expenses can be trimmed with regular maintenance. Since so...

Did you know you can build your credit score with on-time rent payments? Read more.

Building Credit Without Credit Cards A credit card is one of the main ways to build credit. By using a credit card wisely and not running...

Looking to keep your carpet looking new for longer? Heed these tips.

How to Extend the Life of Your Carpet Whether you adore your new carpet or can’t afford to replace it every few years, below are a h...

Have you tried any of these unique home accents?

Unique Home Accents to Make Your Home More Fun Are you looking for out-of-the-box decorating ideas for your space? Below are a handful of interesti...

Did you know you can keep ants out of your kitchen with a lemon?

How to Keep Pests Out of the Kitchen No matter how much of a critter lover you may be, pests in your kitchen is never fun. But many consu...

Check out this new must see listing! The most beautiful and unique house I’ve ever seen! Showings start Monday 5/20, call me for a private showing! 717-773-5403

600 PINE ROAD, Palmyra, PA 17078 | MLS ID PADA2033318 - Berkshire Hathaway HomeServices Homesale Realty OFFICIAL LISTING website. 600 PINE ROAD, Palmyra, PA 17078, 5258 square foot, 5 bedrooms, 3 full & 2 partial bathrooms, asking price of $1,390,000, MLS ID PADA2033318

Old-school appliances may be making their way into your modern kitchen.

Trend Alert: Retro Kitchens Are Today's Big Thing For some of us, retro is just another term. But for those who recall Grandma’s aqua-blue fridg...

Checking out your central AC now can head off costly repairs in the future.

Check Your Central A/C Unit Now, Avoid a Repair Call Later Few household maintenance routines pay off better than checking out your central air conditioning un...

Heard about a recent increase in interest rates? Here's how it could affect your credit card and loan terms.

How Federal Rate Increases Affect Credit Cards and Loans If you’ve ever noticed a rise in interest rates in the news or saw your credit card bill get a littl...

Looking for a solution to your debt problem? A hardship plan might be the answer.

The Benefits of a Hardship Plan If you’re buried in credit card debt, there’s a reasonable solution that your credit card company ma...

Working on your green thumb? These flowering houseplants are easy to care for and are beautiful.

4 Stunning Flowering Houseplants Are you the type of person who likes to take their flower garden indoors? Indoor plants do more than...

Retirees, consider saving money by moving to a smaller home or a less expensive location!

Nearing Retirement but Haven't Saved? 4 Smart Solutions If you’re nearing retirement and haven’t saved much for it, you’re not alone. Forty-eight percent of...

If you or someone you know is having trouble repaying a student loan, there are some great tips in this article.

Repaying a Student Loan? Be Aware of These Issues The average college graduate in 2016 had $37,172 in student loan debt, according to the website Stud...

Everything but the kitchen sink! A guide to replacing this most fundamental kitchen assistant.

How to Choose the Right Kitchen Sink In the wide world of kitchen décor, the sink is rarely a star. Sandwiched between the granite counte...

These tips are sure to brighten your day. What makes you smile?

5 Ways to Smile More Feeling down? It happens. However, if the blues seem to follow you everywhere you go, consider these...

Want to lower your utility bills? Try these easy DIY tasks.

4 Ways to Slash Utility Bills With a DIY Energy Audit Fixing a few of your home’s most likely trouble spots can improve energy efficiency and save you a b...

For the home cook! What are your favorite spices to cook with?

5 Spices That Add Flavor but Not Heat Are you looking to add spice to your home cooking, but not heat? Here are five interesting flavors t...

You might not be aware, but you can ask your credit card company to increase your limit. What home improvement project would you take on with a higher limit?

How to Ask for a Higher Credit Card Limit A higher credit limit can help in an emergency, allow you to make any necessary large purchases and ...

Shopping for homeowners insurance? Here's what you need to know.

How to Lower Your Homeowners Insurance You’ve probably seen thousands of ads for Geico or Aflac on television talking about the latest savi...

There is an art to communication. Hone your listening skills with these tips.

3 Tips to Improve Your Listening Skills Are you having trouble communicating with your partner, friends or colleagues? Do you forget what yo...