Gallantry Mortgage LLC #2514004

Did you know there are many incentives available to first time homebuyers? I'd love to help you own your first home. Contact me today! ⬇

Sheila Floyd - Mortgage Specialist
205-634-3660 (Office) 📞
205-586-7065 (Cell) 📞
[email protected] 📧
www.gallantrymortgage.com 📲

You should refinance to lock in a lower rate, obtain cash from your equity, or consolidate any debt. Please DM me or call me to discuss your options further! ⬇🚀

Sheila Floyd - Mortgage Specialist
205-634-3660 (Office)
205-586-7065 (Cell)
[email protected]
www.gallantrymortgage.com

Feeling stuck? Give me a call and we can plant you into your dream home! 🔑🚀

Sheila Floyd - Mortgage Specialist
205-634-3660 (Office)
205-586-7065 (Cell)
[email protected]
www.gallantrymortgage.com

As we gather to honor the brave souls who gave everything for our freedom, let's also cherish the moments with loved ones that they made possible. Today, we remember and salute the heroes who made the ultimate sacrifice.

🤓 Want to know how to put someone to sleep at a cocktail party? Say the words "credit utilization." That is unless you happen to be talking to your lender! Credit utilization impacts your credit score, which is very important when it comes time to apply for a mortgage. In general, you want to keep your credit utilization ratio between 10-30%. If you need to lower your credit utilization ratio and improve your credit score, start to pay down your debt or ask your creditor for a higher credit limit (but don't use it!). DM me if you have any questions about your specific situation. I'm happy to help you through the process!

The process of applying for a loan can seem intimidating, but it shouldn't be! Here are the 5 things you'll need to get PRE-APPROVED and become a home owner. 🏠🔑

Call me today to find out how you can become a homeowner! 🏠🔑✅

The 2-R's, Reviews and Referrals, are the biggest compliments that keep my business going. If you have used my services in the past and feel you received stellar service, I'd love for you to leave me a review. I always strive to give my clients the best experience, and your feedback helps me grow professionally. Thank you! 😁

I get it! Buying a home is a huge deal. 🏠🔑 Plus, making sure you have a budget established ✅, your credit in check ✅ and all of your documents in order feels like a daunting task. That’s where we come in! Our team (I) will help you crunch the numbers so that you have the confidence you need and a competitive edge when submitting offers. Call us today to get the guidance you need in today’s market!

It must be meant to be! Stop just thinking about it and make it a reality! 🔑🏠

Life's most beautiful blessings start with a mother's love. To all the moms and mother figures who've touched our hearts and shaped our lives - we see you, we appreciate you, and we celebrate you. Happy Mother's Day! Your strength, love, and wisdom illuminate our world every day. 💐

Are you thinking about making brunch for your mother or mother figure? Here are some tips for a great brunch! 1. Set a Beautiful Table: Make the meal feel special by using nice tableware and adding a centerpiece, such as a vase of fresh flowers. Use linens for an added touch of elegance. 2. Plan a Balanced Menu: A good brunch has a mix of sweet and savory dishes. Consider a frittata or quiche, fresh fruit, pastries or pancakes, and a protein like bacon or sausage. Remember to cater to any dietary restrictions. 3. Don't Forget Drinks: Coffee and tea are must-haves, but also consider offering a special brunch cocktail like mimosas or a non-alcoholic option like a fruit spritzer. 4. Prep Ahead: Many brunch dishes can be prepared ahead of time. This way, you can enjoy the brunch without being stuck in the kitchen. 5. Personalize It: Is there a dish that your mom loves? Or a family recipe that brings back memories? Incorporating these personal touches can make the meal more special. 6. Gifts: Though your mom will likely appreciate the effort and thought put into the brunch, a small gift can also be a nice touch. This could be something like a hand-written note expressing your love and gratitude or a small token like a piece of jewelry or a book by her favorite author. Remember, the most important part of Mother's Day brunch is the chance to show your mom how much you appreciate her. Enjoy the time spent together, and make sure she knows she's loved.

This is a complicated equation, and the only answer we have is to TALK TO A LENDER! 👇🏾Contact me today! 🚀 🔑

Sheila Floyd - Mortgage Specialist
205-634-3660 (Office)
205-586-7065 (Cell)
[email protected]
www.gallantrymortgage.com

Want to stay ahead of the financial game? Here's a golden tip: Keep a close eye on interest rates! 📈 Here are some tips on how to accomplish this: 1️⃣ Set up rate alerts: Get notified when rates change. 2️⃣ Follow financial news: Stay informed about economic trends. 3️⃣ Consult experts: Reach out so we can help get you in the know. 4️⃣ Understand your loans: Know how rate changes affect your finances. Whether you're a homeowner, investor, or simply looking to grow your savings, understanding how interest rates move can make a world of difference. Stay informed, adapt your strategy, and watch your financial goals thrive!

Sheila Floyd - Mortgage Specialist
205-634-3660 (Office)
205-586-7065 (Cell)
[email protected]
www.gallantrymortgage.com

🚀 Don’t set yourself up for disappointment when you start looking for your next home. Meet with a mortgage professional and get PRE-APPROVED ✅ so you know exactly what home you ⬇️

Sheila Floyd - Mortgage Specialist
205-634-3660 (Office) 📞
205-586-7065 (Cell) 📞
[email protected] 📧
www.gallantrymortgage.com 📲

NEED A Contractor.

I have a client that needs to do updates for a commercial building. (Daycare)

Some items are:
put in a an additional bathroom
install a drop ceiling
pave a parking lot
need an additonal AC unit
tear down a wall
Etc...

Kindly send me a message

Commercial Lending...YES!

Whether you need working capital, Building renovations or purchasing a building or a multi-unit apartment complex....Let's talk.

205-586-7065

REFINANCE Time.

If you closed on your home and got locked in to the higher interest rates send me a DM!!

🏡 Look what just hit the market – a wonderful 4-bed, 2-bath gem just minutes away from the interstate and downtown Birmingham. Contact me, Keith, at 205-876-9551 for more details and schedule your tour today. Don't miss out on this fantastic opportunity!