Grace, Matthews, & Debro, LLC

How to…lose your house to Medicaid. 🏡 🙁

Here’s something a lot of people don’t realize:

After you use Medicaid to help pay your long-term care, Medicaid will want to recover those funds and might place a lien on your house.

Don’t want to lose your house?

There are a few options, thankfully! Send us a message if you have questions about which plan is best for you.

What if…I already have a trust? Do I still need a will?

👉 Yep, you do. Why?

There are two big things that a will can do, but a trust can’t.

You can’t name a guardian in a trust, but you can in a will.
A trust doesn’t automatically cover all of your assets, but a pour-over will does.

Once you have a trust, all you need is a pour-over will to be the “catch-all” in case you acquire more property in the future so it automatically includes it in your plan.

It’s kinda like a backpack 🎒 that carries everything for you.

Need help figuring out trusts and wills? Send us a message and let’s chat.

Today's Spotlight is on the Huntsville Inner City Learning Center. The Huntsville Learning Center is a volunteer based, Christ-centered organization which partners with schools, families and the community to help students with limited opportunities become spiritually aware, lifelong learners and responsible citizens. They aim for each student to become high school graduates through programs focusing on Biblical knowledge, mentorship and academic support. To learn more, click the following link:

HUNTSVILLE LEARNING CENTER After School Tutoring, Mentoring, Youth Development, Inner City Ministry

We concur!

WARNING: Recently closed on a home or refinanced a mortgage? Don’t fall for a notice similar to this one. These are circulating through our community. Your deed, mortgage, & other related documents are available via our website at no cost. You can also receive hard copies for $1 per page. For more info please visit https://www.madisoncountyal.gov/departments/probate-judge/recorded-documents or call 256-532-3330.

Habari Gani!

Kwanzaa Dr. Maulana Karenga, professor and chairman of Black Studies at California State University, Long Beach, created Kwanzaa in 1966. After the Watts riots in Los

Why is the day after Christmas called Boxing Day? December 26 is not only a day for Santa Claus to catch his breath but a public holiday known as Boxing Day in the United Kingdom and other British Commonwealth

Hanukkah Sameach!

Today's Spotlight is on Giving Tuesday! GivingTuesday is a global generosity movement unleashing the power of radical generosity. GivingTuesday was created in 2012 as a simple idea: a day that encourages people to do good. Since then, it has grown into a year-round global movement that inspires hundreds of millions of people to give, collaborate, and celebrate generosity.

GivingTuesday A global movement that reimagines a world built upon shared humanity and radical generosity.

In case you aren't retired, don't forget to do some work today!

Be safe out there!

Black Friday: Avoid Tort Liability for Christmas | The Legal Geeks ChristmasBlack Friday Black Friday: Avoid Tort Liability for Christmas By Josh Gilliland - November 27, 2014 0 1054 Nothing expresses a season of thankfulness, love, and giving, like people waiting overnight in line to buy things. “Black Friday” videos of shoppers rushing into stores can look li...

Happy Thanksgiving from our flock to yours!

Today's Spotlight is on First Stop, Inc. First Stop encounters the homeless where they are, connects them to critical services and support, and empowers them toward independent sustainable living. They exist not only to serve the homeless and make them more comfortable, but also to help them out of homelessness. To learn more, click here: https://firststop.org/

Our senior clients are some of our favorites!

Ellen DeGeneres With Gladys From Austin, Texas The very first conversation

Meet Nathan! We are so blessed to have him on our team.

Nathan C. Hill is a native of Meridianville, Alabama where he grew up playing baseball for various local teams. He graduated from Hazel Green High School in 2008. He is also a graduate of Troy University with a B.S. in criminal justice. At Troy, Nathan set multiple school records as a relief pitcher for the Troy Trojans baseball team, and still holds the record for appearances in a single season. Nathan helped Troy baseball win conference championships in 2011 and 2013; he was also part of the first Troy athletic team to achieve a top-25 ranking in Division 1. He relished the opportunity to face competition from future professional baseball players and SEC opponents. Nathan decided to further his education at the Thomas Goode Jones School of Law in Montgomery, Alabama, where he graduated in 2017. Nathan joined the firm shortly after graduation and is focusing his practice in the areas of insurance defense litigation and personal injury law.

His years on the pitching mound has helped Nathan be dauntless in his legal practice. Nathan also enjoys serving his community through volunteering with the Madison County Volunteer Lawyers. Nathan has returned to his roots in Hazel Green, where he is raising his family with his high school sweetheart, now wife Melissa.

In his spare time, Nathan is a BBQ enthusiast, smoking a variety of foods for his friends and family to enjoy.

“What They See Is What They’ll Be."

Today's Spotlight is on the 100 Black Men of America, Inc. Their Chapters' mission is to improve the quality of life within our communities and enhance educational and economic opportunities for all African Americans. To learn more, click here: https://100blackmen.org/

We love our Veterans! Thank you for everything.

History of the Holidays: History of Veterans Day | History A look at the history of the holiday honoring those who fought for America, both living and dead.HISTORY®, now reaching more than 98 million homes, is the le...

If you're ready for another great week of estate planning, raise your hand!

November is National American Indian Heritage Month!

What started at the turn of the century as an effort to gain a day of recognition for the significant contributions the first Americans made to the establishment and growth of the U.S., has resulted in a whole month being designated for that purpose.

One of the very proponents of an American Indian Day was Dr. Arthur C. Parker, a Seneca Indian, who was the director of the Museum of Arts and Science in Rochester, N.Y. He persuaded the Boy Scouts of America to set aside a day for the “First Americans” and for three years they adopted such a day. In 1915, the annual Congress of the American Indian Association meeting in Lawrence, Kans., formally approved a plan concerning American Indian Day. It directed its president, Rev. Sherman Coolidge, an Arapahoe, to call upon the country to observe such a day. Coolidge issued a proclamation on Sept. 28, 1915, which declared the second Saturday of each May as an American Indian Day and contained the first formal appeal for recognition of Indians as citizens.

The year before this proclamation was issued, Red Fox James, a Blackfoot Indian, rode horseback from state to state seeking approval for a day to honor Indians. On December 14, 1915, he presented the endorsements of 24 state governments at the White House. There is no record, however, of such a national day being proclaimed.

The first American Indian Day in a state was declared on the second Saturday in May 1916 by the governor of New York. Several states celebrate the fourth Friday in September. In Illinois, for example, legislators enacted such a day in 1919. Presently, several states have designated Columbus Day as Native American Day, but it continues to be a day we observe without any recognition as a national legal holiday.

In 1990 President George H. W. Bush approved a joint resolution designating November 1990 “National American Indian Heritage Month.” Similar proclamations, under variants on the name (including “Native American Heritage Month” and “National American Indian and Alaska Native Heritage Month”) have been issued each year since 1994.

To learn more, click here: www.nativeamericanheritagemonth.gov/

Do you remember Jeffrey and his ghostly friends? Kathryn Tucker Windham's "13 Alabama Ghosts and Jeffrey" has been providing Alabamians with thrills and chills since it was first published in June 1969.

Sometimes the law gets WILD! In May 1996, the Alabama Senate voted 23-0 making it illegal to conduct bear wrestling for profit.

Today's Spotlight is on Therapy Partners, Inc. They serve the Tennessee Valley by providing Animal Assisted Therapy with registered teams of handlers and animals. Their volunteers work in healthcare, education, and military facilities. To learn more, click the attached link!

Therapy Partners Therapy Partners & Kind Hearts Dog Training Center “Annie knows things, doesn’t she?” The first picture on this site is where It all began … with Vera and Annie in 1994. Connie Gates, a high school counselor and her dog, Annie, who was found abandoned in Maple Hill Cemetery; were visiting a ...

Today we remember the legacy of Alice Boarman Baldridge. In 1918, Alice passed the Alabama State Bar exam and became Madison County's first female attorney. To learn more about her, click here: https://cityblog.huntsvilleal.gov/from-pedestal-to-platform-celebrating-the-transformative-life-of-huntsvilles-alice-boarman-baldridge/

Today's Spotlight is on Melissa George Neonatal Memorial Fund.

The Melissa George Neonatal Memorial Fund at Huntsville Hospital Foundation gives the tiniest, most vulnerable patients the best chance of survival. More than 1,100 infants from across the region are cared for annually in Huntsville Hospital for Women & Children’s Regional Neonatal Intensive Care Unit – North Alabama’s only Level III NICU. Generous community donors ensure the NICU has cutting-edge technology so that every baby receives the most appropriate level of care.

In November 2005, Amy and Chris George established the Melissa George Neonatal Memorial Fund in memory of their infant daughter Melissa Suzanne. The Georges’ twin daughters, Melissa Suzanne and Ann Catherine, were born 14 weeks early, and Melissa passed away just a few hours after birth. Ann Catherine, now a healthy teen, spent the first 68 days of her life in the NICU at Huntsville Hospital for Women & Children. Amy and Chris were so grateful for the care their daughters received, that they felt compelled to give back. Since that time, the Georges and generous donors to Huntsville Hospital Foundation have raised millions of dollars to provide lifesaving equipment, innovative technology and meaningful programs that otherwise wouldn’t be possible.

Click the following link to learn more: https://www.huntsvillehospitalfoundation.org/ways-to-give/melissa-george-neonatal-memorial-fund

Open enrollment starts today! Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease). For more information, click on the attached link or contact your local Medicare specialist!

Get started with Medicare | Medicare Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65.