Kevin Huynh, Financial Services Professional
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Registered Representative offering securities through PRUCO Securities LLC (member FINRA/SIPC), A L I am not licensed in all jurisdictions.
As a Registered Representative offering securities through NYLIFE Securities LLC (member FINRA/SIPC), A Licensed Insurance Agency, and a New York Life Company. I offer a variety of insurance and financial services for personal, business, and estate planning. Some of the strategies include but not limited to asset allocation, tax diversification, money manager, risk management, distribution strateg
Happy 4th of July everyone. Get your gear in order for summer fishing! 20% off use code drago20. www.dragocustomrods.com
Jumbo BFT are starting to bite good! Don’t missed your chance to fish on a great boat and land a fish of a lifetime! I still have some spots left on my 2days sponsored Drago Custom Rods charter 7/18-7/20. DM me if interested and not the landing since this is a private charter. Lots of giveaways as well on this trip including a custom Drago Rod!!!
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If you're a new parent, I don't have to tell you how overwhelming the first few months can feel. But what I can offer you is some budgeting advice to help you manage your finances more effectively. Read these tips and reach out if you need more help. You got this!
Baby Budgeting: Financial Tips for New Parents | New York Life As a new parent, having a baby on a budget requires adjusting your finances. Use this financial advice from New York Life to help with your planning.
Mid-October is when the IRS publishes its annual inflation adjustments for the next year’s retirement account contributions limits. Here’s what retirement savers can expect in 2024.
Smaller 401(k), IRA Contribution Limit Increases Expected in 2024 | ThinkAdvisor Inflation remains above target but far lower than earlier peaks, implying a smaller 401(k) contribution limit hike.
Roth accounts can provide you with a tax-free source of income during retirement but they’re also valuable for account beneficiaries. Learn more about Roth conversions and how to use them in your estate planning strategy.
Why a Roth Conversion Is a Powerful Estate Planning Tool | ThinkAdvisor Under the Secure Act, Roth IRAs allow beneficiaries to enjoy 10 years of tax-free account growth.
Planning for retirement as a business owner may have its challenges but it’s a necessity if you want to retire comfortably. These 10 strategies can help you accumulate more wealth and accelerate your retirement savings.
Retirement Planning for Business Owners: 10 Strategies to Boost Your Savings | Entrepreneur Owning and managing a business is a monumental responsibility. As a business owner, you make all of the decisions for your business, which affects your income and the livelihoods of...
This article explores three strategies parents can use to transfer wealth and give their children financial head starts beyond the typical direct gifting of cash.
Three Ways Parents Can Transfer Wealth to Help Their Kids From custodial accounts to trusts, Baby Boomers can take part in the great wealth transfer in ways that won’t burden their kids with extra taxes.
Inflation rose in August on the back of higher gas prices, but the good news is that this increase is likely temporary. Here’s the inflation breakdown chart of the core categories, plus other items with notable year-over-year price changes.
Here's the inflation breakdown for August 2023, in one chart A spike in gasoline prices was largely responsible for a 3.7% annual increase in the consumer price index for August 2023.
Take these steps to help you understand where you are on your financial journey so you can improve your financial health.
Financial Health - NerdWallet Understand the main elements that go into financial health on eight key measures, see how your score compares with the rest of America and learn what steps to take next.
Raising a child from birth to 18 now costs an average of $237,482, according to new research from LendingTree. If you’re considering starting a family, here are financial steps you can take to ease the impact when your child arrives.
The cost of raising a child is almost $240,000 — before college Annual tab to bring up a child has surged in recent years. "It's completely understandable that people are scared to death," one expert says.
This article presents a three-action risk management approach for smaller businesses that will help boost and protect its business performance.
Smaller Companies Must Embrace Risk Management SMEs do not have the same regulatory pressures that can lead larger companies to measure and mitigate their risks, but they also have fewer buffer resources to resist unexpected shocks. They are one large potential incident away from bankruptcy. That’s why SMEs can benefit from taking three action...
529 plans are a great way to save for your child's education, but did you know you don't have to choose your own state's plan? Learn more about the benefits of 529 plans, and feel free to raise your hand if you have any questions. I'm here to help.
529 College Savings Plans | New York Life Bolster your college savings accounts with a state-sponsored 529 plan. Your college fund can grow tax-deferred and be distributed income tax-free.
Doctor, lawyer, President of the United States—every parent imagines what their child will be when they grow up, but realizing what it's going to cost to get them there can be a scary thought. From ESAs to work-study jobs, learn some of the long and short-term ways you can make paying for their education a reality.
How to Pay for College | New York Life Trying to figure out how to pay for college? These long- and short-term strategies from New York Life will help you secure funds for a college education.
Do you have money set aside? With a current 6.0% interest rate, you can reduce your out-of-pocket costs with a Premium Deposit Account that lets you prepay premiums for a Custom Whole Life insurance policy. Reach out and I'll explain how you can use your rainy day fund to help address your protection needs.
Student loan interest accrual resumed on September 1, putting the spotlight on the key differences between subsidized and unsubsidized loans. Here’s what you need to know.
Student loan interest resumes Sept. 1. What that means for subsidized vs. unsubsidized debt Interest accrual has been paused on student loans for more than three years. Interest resumes Sept. 1 and it has big implications for certain types of debt.
With autumn fast approaching, you know that means one thing—pumpkin spice everything. But before you blow your budget on overindulgence, check out these 6 tips for building a savings plan and keep your head above water.
Debt Payoff Strategies For Millenials | New York Life These 6 debt payoff strategies for millennials from New York Life are designed to help young people keep their head above water and avoid crippling debt.
Having an unexpected, late addition to your family is a source of joy, but how do you ensure your youngest child’s needs are met if you pass away? Here’s a checklist of important estate planning considerations you should keep in mind.
Estate Planning for When ‘Baby Oops’ Comes Along Here are four estate planning tasks to keep in mind to ensure Baby Oops gets what they need if you become incapacitated or pass away.
If you're a new parent, I don't have to tell you how overwhelming the first few months can feel. But what I can offer you is some budgeting advice to help you manage your finances more effectively. Read these tips and reach out if you need more help. You got this!
Baby Budgeting: Financial Tips for New Parents | New York Life As a new parent, having a baby on a budget requires adjusting your finances. Use this financial advice from New York Life to help with your planning.
The cost of nursing homes and adult care grew by 2.4 percent in July. While Medicare may cover some of your expenses, it would be wise to get your long-term care planning on the right track.
Nursing Home Costs Soared in July The cost of nursing home and adult care grew by the largest amount in July — have you made a plan?
This complete retirement guide will help you make smart moves to keep cost down and let your nest egg last as long as possible.
Planning to Retire in 2023: A Complete Guide | The Motley Fool If you're about to stop working and enter your golden years, here's a look at important personal finance topics to learn about, such as Social Security benefits.
Do you know that life insurance can help replace a spouse's Social Security benefits when they pass away? Watch to see how it works and how life insurance can help protect your quality of life in retirement.
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Do you know that millennials are expected to inherit more than $68 trillion dollars in the coming years? As this article points out, that would make them the wealthiest generation in American history.
The Great Wealth Transfer From Baby Boomers To Millennials Will Impact The Job Market And Economy The wealth handover will have a significant impact on the economy. Millennials are expected to hold five times as much wealth as they do today by the 2030s.
Contact me to learn what you can do to prepare for your financial future today.
If you're a woman caring for children or other loved ones, ask yourself: did you answer “yes” to any of the below questions? If you did, you probably need life insurance. Talk to me today to make sure you have enough coverage.
These investment account options for kids can help you give them a head start by building a financial foundation for them.
Best investment accounts for kids No matter what you’re saving for, what your risk tolerance is and what features you want, you can find an investment account for kids that works for your family.
This article highlights the selling tactics of indexed universal life insurance (IUL), what you need to know about the product, and how to determine if it’s right for you.
Sounding The Alarm On Indexed Universal Life Insurance (IUL) For more than a decade, indexed universal life insurance (IUL) has been one of the life insurance industry’s most profitable businesses. New IUL premiums increased by 29% in the fourth quarter of 2021 alone, according to LIMRA, an industry-funded financial research company. There are now at least
55 percent of women don’t know if they have enough saved for retirement, according to a new poll from the World Economic Forum, but here are a few ways you can improve your retirement security.
55% of women don’t know if they have enough money saved. Here’s what you can do now. Women face obstacles to their financial security
This article highlights the pros and cons of whole life insurance, how it works, and how to decide if it’s right for you.
Whole Life Insurance | Bankrate Bankrate explains what whole life insurance is and how it works.
Financial expert Suze Orman shares one simple thing Gen Z and millennials could do right now to help them retire as millionaires.
Gen Z and millennials could retire as millionaires by doing this one simple thing, says renowned financial expert Suze Orman And delaying your journey by a mere 10 years could “cost you $700,000.”
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