The Kimball Group at Waterstone Mortgage

The National Homebuyers Fund down payment assistance program just got even better! Now, eligible homebuyers can receive up to 5% in assistance on FHA loans!

FHA only requires 3.5% down, so that means 100% FINANCING, plus up to 1.5% to put toward closing costs. 💰

No income limits, no first-time homebuyer requirement.

If you’re thinking about using an FHA loan to purchase a home, this program could be your ticket to affordable homeownership. Learn more: https://bit.ly/3RzGhYs

Summer is officially here and that means it’s the perfect time to start planning where you want to vacation and unwind this season.

Why a Vacation Home Is the Ultimate Summer Upgrade

There's no denying it's gotten more challenging to buy a home, especially with today's mortgage rates and home price appreciation.

What You Need To Know About Today’s Down Payment Programs

Guess the mortgage term! 🤔 Here’s a hint: This is a combination of the cash you put down upfront, and what you build upon with each mortgage payment you make. It’s the amount of your home you own outright.

Drop your guesses in the comments!

Chances are you’re hearing a lot about mortgage rates right now.

Worried About Mortgage Rates? Control the Controllables

The 2024 Presidential election is just months away.

Do Elections Impact the Housing Market?

Happy Father’s Day to all the incredible dads and father figures out there. Today is your day!

Buying a home is one of the best ways to build wealth for your future. If you’re ready to purchase a home, be prepared to make your strongest offer.

Waterstone Mortgage’s Platinum Credit Approval Closing Guarantee is still available for loans locked by the end of this month — so check out the details and get your Platinum Credit Approval process started now. Let’s get you into your first or next home ASAP so you can begin enjoying the next phase of your life!

https://bit.ly/45n0N4v

According to a recent poll from Gallup, real estate has been voted the best long-term investment for twelve straight years.

Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC]

You may have heard that there are more brand-new homes available right now than the norm.

Homebuilders Aren’t Overbuilding, They’re Catching Up

If you’ve seen the news lately about home sellers slashing prices, it’s a great example of how headlines do more to terrify than clarify.

Home Prices Aren’t Declining, But Headlines Might Make You Think They Are

We’re well into ! If you’re looking to purchase a home, the first step is getting PRE-APPROVED. ✅

This will not only give you a solid idea of your actual house hunting budget, but it will also show sellers your offer is backed by a reputable lender (when it comes time to make an offer).

Learn more: https://bit.ly/3VDsWRu

If homeownership is on your goal sheet for your future, you’re probably working on your savings.

Savings Strategies Every First-Time Homebuyer Needs To Know

If you’re considering selling your house on your own as a “For Sale by Owner” (FSBO), you want to think about if it’s really worth the extra stress.

Selling Smart: Why a Real Estate Agent Makes All the Difference

"Brian and his team are amazing!! First class service that goes ABOVE and beyond. Communication, great rates and all the details needed to close on time with amazing follow up. Can't say enough about this being the best team for East Tennessee and beyond. Thanks for everything!" says Brian on Zillow

Brian Kimball at Waterstone Mortgage NMLS #237105 | Knoxville, TN ★★★★★ Brian and his team are amazing!! First class service that goes ABOVE and beyond. Communication, great rates and all the details needed to close on time with amazing follow up. Can't say enough about this being the best team for East Tennessee and beyond. Thanks for everything!

Here at Waterstone Mortgage we pride ourselves on swift closings!

Message me today for more information on how you can be a homeowner or refinance an existing mortgage in the blink of an eye!

All it takes to start your homeownership journey is that first step! Before you know it, you can get to the fun part — making memories in your new home. Send a message to get started today.

Happy National Homeownership Month! Whether you’re dreaming of your first home or ready to upgrade, now’s the perfect time to get started. Let’s turn those dreams into reality!

Send a message to learn your first steps.

Realtors, are you aware of all the down payment assistance (DPA) options available for your clients?

Not only are there a variety of state and local bond programs, there are also a few nationwide DPA programs your buyers can take advantage of!

Let’s help your clients achieve the dream of homeownership together. 🏡 Learn more: https://bit.ly/3yL8Trl

Can’t find your dream home on the market? Build it!

Waterstone Mortgage’s Single Loan Close Construction Program has everything you need for a seamless construction experience.

🛠️ As little as 5% down payment required
🛠️ One loan for the entire process — purchase of lot, construction financing, and permanent mortgage
🛠️ Interest-only payments on outstanding loan balance during construction
🛠️ Hassle-free draw process for builders

Interested in learning more? Click here: https://bit.ly/3yIDd5Y

Today and every day, we remember those who made the ultimate sacrifice for our freedom. Thank you for your service.

In a competitive housing market, you want to act ⏩FAST. ⏩ Be sure to have a pre-approval letter in-hand when you start your search, so you can put in an offer right away when you find your dream home.

Learn more: https://bit.ly/3wBTaKE

Thinking about retirement soon? With many Americans living longer than ever, seniors will need sufficient funds to maintain more years of retirement than previous generations. This is where a reverse mortgage could be helpful.

If you know someone age 62+ who owns a home and is hoping to boost their retirement savings, eliminate debt, or alleviate monthly expenses, they could benefit from a reverse mortgage. Find out why they may want to tap into their most valuable asset: their home. 🏡

https://bit.ly/4dUSUXW

As a homeowner, your equity is one of your biggest assets. And with the rise in both home values and household debt, more and more people are leveraging their home’s equity for debt consolidation to reduce their overall monthly expenses.

If this sounds appealing to you, consider a cash-out refinance. Even if interest rates are higher than your current mortgage rate, interest rates for credit cards, auto loans, student loans, etc. may be even higher than that.

Let’s crunch the numbers together. Send a message to get started today!

Finding your dream home is just the beginning; making memories in your new home is the real magic. ✨

Ready to plant your roots? Send a message to get started!

Looking to buy a house? It’s in your best interest to work with a buyer’s agent (aka Realtor)!

Your buyer’s agent will be your advocate through the homebuying process — from house hunting to the closing table, and everything in between.

Learn more about why you need a Realtor on the blog: https://bit.ly/3yoMLmt

"My husband and I worked with Brian, Jonell, and Lauren for the SECOND time (if that’s not a strong enough review in itself, I don’t know what is!), and once again — they didn’t disappoint. They’re so kind, knowledgeable, and helpful. We could always reach them when we needed them, and they’re extremely proactive in communicating, so we really rarely ever needed to contact them anyway. Our realtor has repeatedly.." says mackenzie on Google

Brian Kimball at Waterstone Mortgage NMLS #237105 | Knoxville, TN ★★★★★ My husband and I worked with Brian, Jonell, and Lauren for the SECOND time (if that’s not a strong enough review in itself, I don’t know what is!), and once again — they didn’t disappoint. They’re so kind, knowledgeable, and helpful. We could always reach them when we neede...

There’s nothing like going home to see your mom. 💗 🏡

Happy Mother’s Day to all the incredible mothers and mother figures out there!

Did you know you may not need a down payment to buy a house? 🤔💭 You read that right!

Waterstone Mortgage offers several no-down-payment home loan programs, as well as down payment assistance programs to help you achieve your homeownership goals.

Learn more: https://bit.ly/3QYgk4T