First Community Mortgage

Today we celebrate Juneteenth, a day of reflection, empowerment, and unity. Happy Juneteenth!

Introducing these incredible new members of our First Community Mortgage family 🎉 We couldn't be more excited about having them on board!

Join our celebration of the joys of owning a home and the endless possibilities it presents. Let's work together to make your dreams of homeownership a reality together! 🏡

Thrilled to share this outstanding review about one of our VP Branch Managers, Steve Maloney! 🌟

When you work with FCM you get - Patience • Communication • Efficiency

Steve Maloney | NMLS ID 457561
☎️ 513.317.2199
🖥️ www.firstcommunitymortgage.com/stevemaloney/
📲 [email protected]

Hello, fabulous friends! 🐾 I'm Bossy, the orange cat with a whole lot of character and charm! 😸

Once a stray, now I'm living the high life, spoiled rotten as I deserve to be! 🛋️ My favorite activity? Lounging in the sun, of course! There's nothing like a warm, sunny spot to nap the day away. ☀️

And when it comes to treats – marinara sauce is my jam! 🍝 Weird, I know, but hey, a cat's gotta have his quirks, right?

My favorite toy? A catnip bumblebee that I bat around with endless delight! 🐝 But here's my coolest trick – I can open doors! Yep, no closed doors for this kitty! 🚪

What makes me truly special? Well, I'm loyal and affectionate... but only when I feel like it. After all, I'm a cat – I've got to keep things on my terms! 🐾 So let's bask in the sun and enjoy some marinara together! 🌟

Pet Parent - Sarah Herr, Processor

Today, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our freedom. We salute our heroes and express our deepest gratitude.

Congratulations to our team members for completing MTSU's Mortgage Banking Bound Program! Developed in partnership with the Tennessee Mortgage Bankers Association, this program aims to kickstart and advance careers in mortgage banking and real estate finance. We are honored that our non-profit could contribute by sponsoring this initiative. Additionally, several of our employees had the privilege of teaching various classes throughout the program.

Middle Tennessee State University (MTSU)
Tennessee Mortgage Bankers Association
FCM Cares

📣 We’re thrilled to welcome the newest members to the First Community Mortgage family! Their expertise and enthusiasm will help us continue our mission to make the mortgage process simple and enjoyable for everyone. 🎉

🎉 Big congratulations to FCM team members Amber McCord, Andrew Fine, and Megan King for graduating from the TNMBA Future Leaders program!

We are proud to announce Andrew and his team were also recognized as the TNMBA Future Leaders 2024 Presentation Winners! 👏

We are incredibly proud of these individuals and can't wait to see how they continue to lead and innovate in the mortgage industry.

Hey there, party animals! 🐾
I'm Cooper, the goofiest, happiest, and silliest golden doodle you'll ever meet! 🌟 Let me tell you, I've got a tail-waggin' tale or two to share! 😜
Picture this: I was a wee pup, so excited for Christmas morning that I couldn't wait to open presents – and ended up with a fishing lure stuck in my lip and tongue! 🎣 Talk about a holiday mishap! 😂 But hey, I learned my lesson (kinda)!
When I'm not getting into hilarious shenanigans, you'll find me chowing down on my human brother's leftovers – waste not, want not, am I right? 🍗 And get this – my humans swear I'm an old soul dog with an English accent! Pip pip, cheerio! 🎩
When it comes to fun, nothing beats romping around in the snow with my furry neighbors – it's a winter wonderland of wagging tails and snowy snoots! ❄️
As for treats, I'm all about that sweet potato life – yum! 🍠 And toys? Give me anything with a squeaker, and I'm in doggy paradise! 🎾
Now, let's talk tricks – I've got 'lay down,' 'sit,' 'stay,' 'high five,' and 'roll over' down pat! 🐶
But what I love most about myself? Well, I'm just a big ol' jolly giant, spreading smiles and excitement wherever I go! 🥰 Whether you're a friend or a stranger, I'll greet you with a wagging tail and a goofy grin! Let's make every day a paw-some adventure together! 🌈

Pet Parents - Emily & Ed Napieralski | Team Loan Originator and Loan Originator

“The best time to buy a home is always five years ago.” – Ray Brown

Don’t let the market dictate your dreams of homeownership. Start building equity today. According to Fannie Mae’s latest Home Price Expectations Survey (HPES), if you bought a home in January of 2024, you could gain over $83k in household wealth over the next 5 years based on the equity. And home prices are only expected to increase. If you are ready to make the leap into homeownership, or just curious about the price range that fits your budget, send us a message or find a loan officer here: https://www.firstcommunitymortgage.com/talk-with-a-loan-originator/. We’d love to help you!

Don’t wait for the ‘perfect’ moment to buy a home. The best time to buy is truly as soon as you can afford it. When rates go down, demand will skyrocket, making it tougher to snag that perfect property. If you buy now and rates do go down, you can always refinance later down the road. If you have been considering a move, or just curious about the price range that fits your budget, send us a message or find a loan officer here: https://www.firstcommunitymortgage.com/talk-with-a-loan-originator. We’d love to help you!

Preapproval guarantees loan approval? Myth!

Final approval depends on many factors. Let's navigate the final stretch of your home-buying journey together! 🗝️

Got a big tax return coming your way? Whether you want to beef up that down payment, tackle closing costs, or do a buy down to snag a better mortgage rate, your refund could be the game-changer you need. If you want to talk about getting ready to buy a home, reach out or find a loan officer near you at https://www.firstcommunitymortgage.com/talk-with-a-loan-originator/.

📣 Join us in welcoming our newest team members to join the First Community Mortgage family! Each of these individuals will undoubtedly assist in our mission of making the mortgage process simple and enjoyable for everyone. 🎉

Self-employed and worried about a mortgage?
You CAN qualify with extra docs showcasing your income magic.

Let's make your homeownership dream a reality! 🏡

Hey there, pals! 🐾 I'm Odin, the golden retriever bursting with joy and wagging tails! 🌟 Let me tell you, when I get excited – and trust me, that's often – you'll hear my signature growl, see me wiggling my whole backside, and catch a glimpse of my pearly whites in the biggest smile you've ever seen! 😄 It's just my way of spreading happiness wherever I go! 🌈

Whether I'm playing with my fursiblings or chasing after my favorite ball, I'm always up for some fun and games! 🎾

And let's talk treats – nothing gets my tail wagging like a tasty morsel of cheese! 🧀

As for toys, well, I may have decapitated poor Scooby-Doo from Bark Box, but he's still my favorite playtime buddy!
🐾
Now, as for tricks, I've mastered the art of making socks disappear – straight to the great outdoors! 🧦 Who needs tricks when you've got charm like mine, am I right? 😉

What makes me truly special? Well, I'm just a big ol' bundle of love and cuddles, always ready to play and shower my humans with affection! 🥰 Whether it's fetching balls or stealing hearts, I'm here to make every day brighter! Let's spread some tail-waggin' happiness together! 🌟

Pet Parent - Amanda McKenzie | Loan Originator

Spring has sprung, meaning it’s the ideal time to sell your house! In fact, according to Realtor.com this week is THE optimal moment to list your house for sale. Listing your home? We are here to help you navigate the exciting journey of purchasing your new dream home. Let's discuss your options and ensure you're primed for success in today's market. Contact us today to get connected with one of our loan officers or find one at https://www.firstcommunitymortgage.com/talk-with-a-loan-originator/.

All lenders are not created equal! Rates and terms vary, so let's shop around for the perfect fit.

Your dream home deserves the best deal! Send me a message to get started! 🛍️🏡

🎉 Welcome to the World!!

Loan Originator, Paige Tilghman, welcomed her baby, Ellison Kay Tilghman, on February 15th weighing 6 lbs. 4 oz. Ellison joins big sister Amelia, who just celebrated her 2nd birthday. Congratulations to the Tilghman family!

Private Mortgage Insurance (PMI) secrets! It's not just for lenders; it's your ticket to homeownership with a lower down payment.

Let's open the door to your dream home! 🗝️🏠

Paying off your mortgage ASAP? Myth!
Depending on your goals, it might make more sense to invest elsewhere. Let's strategize for your financial success! 📈🏡

🎉👶 Celebrating a New Arrival! 👶🎉
We are thrilled to announce an addition to the FCM family! Our retail support staff member Kathia Avila, welcomed Luka Misael into the world on Tuesday, February 6th. Luka weighed in at 7 lbs. 3 oz. and measured 20 inches long. Both baby and mom are doing fantastic!

Bonjour! 🐾 We're Coco Chanel, Louie Trapper Vuitton, and Hot Lips Houlihan, here to share some paw-sitive vibes and snuggly moments with you! 💕
First up, there's me, Coco Chanel, the mini schnauzer with a story as fabulous as my name! Born brown and cream, I turned into a stunning snow-white beauty after my second haircut – talk about a glamorous makeover! 😂

Then there's my fur-ever bestie, Louie Trapper Vuitton, the French bulldog who's stolen hearts left and right! 🐶 And let's not forget the newest addition to our cuddle crew, Hot Lips Houlihan, a fierce little French bulldog with a heart of gold! 💖

When we're not busy snoozing or munching on all the treats in sight (Andy's Frozen Custard, anyone?), you'll catch us having epic bone battles – because, of course, we all need the same bone at the same time! 🦴

Our favorite trick? Well, when our human mentions picking up 'sissy' from school, Louie and I head straight to our crates like pros! 🚗

What makes us truly paw-some? Well, Coco's independence and love for our human's daughter, Louie's irresistible kisses and snuggles that steal hearts, and Houlihan's mighty spirit and cuddle bug tendencies! 🌟

We may come in different shapes and sizes, but our love and loyalty are as big as they come! 🥰 Get ready for some serious cuteness overload with Coco, Louie, and Hot Lips!

Pet Parent - Rhonda Davis | Closer

Prequalification vs preapproval? Not the same! Preapproval is the real deal with a detailed check. Let's elevate your home-buying confidence! 🌟

We're delighted to announce the remarkable expansion at First Community Mortgage in the last month! Allow us to introduce the remarkable individuals who've recently become part of our team; they're outstanding collaborators who bring distinctive skills, fervor, and devotion to our FCM family.

The growth we've experienced is a reflection of FCM's dedication and perseverance. We're honored by the chance to contribute to our communities, and this wouldn't be possible without the collective efforts of our entire staff. 🏡💙

Low credit score and refinancing? It's a myth that you can't!

Let's explore options together. While terms may vary, refinancing could still be a game-changer!💡

Life happens, and we're here to help!
If making mortgage payments gets tough, reach out. Options like forbearance, loan modification, or finding a new home might be the key.

Let's chat about securing your financial peace. 🏡