Raul Brito Salvador - Security National Mortgage Company

Buying a new home or want to refinance to a lower mortgage rate? Find out why our clients recommend SNMC. Call 702-240-9398 today!

The roots of our company were planted deep in 1965 with the founding of the SecurityNational Life Insurance Company in Salt Lake City, Utah. Security National Mortgage Co has been in business since 1993 as a whole-owned subsidiary of SecurityNational Financial Corp, a publicly-traded company. We offer mortgage loans throughout the United States, with a strong presence in:
Nevada California Flor

06/14/2024

Contact me for more information:
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Phone: 702-289-9231
NMLS #: 378479
www.raul-brito.com

05/06/2024

Great news for First Time Homebuyers in Nevada... Income limits for the Home is Possible Program has been increased statewide. Go to my site to apply or for more information: www.raul-brito.com.

04/30/2024

If you think that houses prices are going down... think again! Home price increases continued to accelerate in February even as interest rates also moved higher. Both the S&P CoreLogic Case-Shiller Indices and the Housing Market Index (HMI) produced by the Federal Housing Finance Agency (FHFA) showed annual price growth in the 7 percent range.

Case-Shiller’s U.S. National Home Price Index, which covers all nine U.S. census divisions, reported a non-seasonally adjusted 6.4 percent annual gain in February, compared to a 6.0 percent rise the previous month. The 10-City and 20-City Composites rose 8.0 percent and 7.3 percent respectively, up from 7.4 percent and 6.6 percent increases in January. San Diego continued to report the highest year-over-year appreciation among the 20 cities at 11.4 percent followed by Chicago and Detroit, each posting 8.9 percent growth. Portland still holds the lowest position at 2.2 percent.

12/27/2023
11/29/2022

FHFA Announces Conforming Loan Limit Values for 2023
Baseline Conforming Loan Limit Will Increase to $726,200
FOR IMMEDIATE RELEASE
11/29/2022
​​​​​​Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the conforming loan limit values (CLLs) for mortgages to be acquired by Fannie Mae and Freddie Mac (the Enterprises) in 2023. In most of the United States, the 2023 CLL value for one-unit properties will be $726,200, an increase of $79,000 from $647,200 in 2022.

11/16/2022

New Down Payment Assistance Program. 😍 FREE $15,000 for down payment and closing costs!
But there is only $7,500,000.00 for the State of Nevada, so do not delay your application. It will be gone very soon!
Contact me today.
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Nuevo programa de asistencia para el pago inicial. 😍 ¡$ 15,000 GRATIS para el pago inicial y los costos de cierre!
Pero solo hay $7,500,000.00 para el Estado de Nevada, así que no demore su solicitud. ¡Los fondos se terminarán muy pronto!
Contáctame hoy: 702.240.9398.

91 Glendive Street, Henderson, NV 89012 08/27/2022

91 Glendive Street, Henderson, NV 89012 OPEN HOUSE MON 8/29 1pm -4pm! Welcome HOME!!! Wonderful 4 bedroom + den home in Henderson with almost 3100 sq ft of living space and over 1/4 acre lot with NO HOA! This home is an entertainers paradise! Located on a corner lot less than 1/2 mile from Acacia Park, this home is perfect for anyone that...

8300 Woodland Prairie Avenue, Las Vegas, NV 89129 08/07/2022

8300 Woodland Prairie Avenue, Las Vegas, NV 89129 This beautiful home has 5 beds, 2 and 3/4 bath, 3 car garage. Downstairs bedroom with a walk-in shower. Appealing front yard. Bright front large living room with vaulted ceiling, a delightful formal dining area. Bright & airy size kitchen with breakfast nook, kitchen island, pantry, stainless still....

07/26/2022

FHFA House Price Index Up 1.4 Percent in May; Up 18.3 Percent from Last Year

House prices rose nationwide in May, up 1.4 percent from the previous month, according to the latest Federal Housing Finance Agency House Price Index (FHFA HPI®). House prices rose 18.3 percent from May 2021 to May 2022. The previously reported 1.6 percent price change for April 2022 was revised downward to 1.5 percent.
For the nine census divisions, seasonally adjusted monthly house price changes from April 2022 to May 2022 ranged from +0.2 percent in the Pacific division to +2.0 percent in the New England division. The 12-month changes were all positive, ranging from +13.9 percent in the Middle Atlantic division to +23.8 percent in the South Atlantic division.
“House prices continued to rise in May, but at a slower pace” said Will Doerner, Ph.D., Supervisory Economist in FHFA’s Division of Research and Statistics. “Since peaking in February, price appreciation has moderated slightly. Price growth continues to remain above historical levels, supported by the low inventory of properties for sale.”
The FHFA HPI measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s. The FHFA HPI incorporates tens of millions of home sales and offers insights about house price fluctuations at the national, census division, state, metro area, county, ZIP code, and census tract levels. FHFA uses a fully transparent methodology based upon a weighted, repeat-sales statistical technique to analyze house price transaction data.
FHFA releases HPI data and reports on a quarterly and monthly basis. The flagship FHFA HPI uses nominal, seasonally adjusted, purchase-only data from Fannie Mae and Freddie Mac. Additional indexes use other data including refinances, FHA mortgages, and real property records. All the indexes, including their historic values, and information about future HPI release dates are available on FHFA’s website: https://www.fhfa.gov/HPI.
FHFA will release its next HPI report on August 30, 2022, including data through the second quarter of 2022 and monthly data through June.

181 7th ST, Naples, FL 34117 05/22/2022

181 7th ST, Naples, FL 34117 Centrally located custom built home 3 bedroom 3 bathrooms with attached guest house/Guest wing or use as 4/3 with an extra family room Has extra large and deep 2 car garage in main house and a separate storage garage in guest wing.Sits on 2.5 tropical acres large pool with an enormous concrete deck....

Credit Loosens as New Refi Programs Come on Line 09/09/2021

Credit Loosens as New Refi Programs Come on Line Higher interest rates pushed refinancing lower in August and lenders moved to generate more origination activity. That, in part, led to an increase in overall credit access. The Mortgage Bankers Association (MBA) said its Mortgage Credit Availability Index...

08/31/2021

Llámeme hoy mismo y descubra cuan a su alcance puede estar la casa de sus sueños!

Consumer confidence comes in at 109.7 versus 96.8 estimate 03/31/2021

Consumer confidence comes in at 109.7 versus 96.8 estimate CNBC's Rick Santelli reports on the latest consumer confidence numbers....

Vacation Homes Help Fuel Existing Sales Surge 10/23/2020

Vacation Homes Help Fuel Existing Sales Surge Existing home sales rose again in September and are now blowing the doors off last year's numbers. The National Association of Realtors® says sales of single-family homes, townhomes, condominiums, and co-ops, rose 9.4 percent from August to a seasonally...

3920 Delta Dawn - North Las Vegas, NV - North Las Vegas : $255,000 - 3 Bedrooms / 2 Full Bathrooms 06/11/2020

3920 Delta Dawn - North Las Vegas, NV - North Las Vegas : $255,000 - 3 Bedrooms / 2 Full Bathrooms Gorgeous Single Story home upgraded from inside out. Featuring a brand new kitchen with custom cabinets, stainless steel appliances, lighting recessed, granite countertops & back splash; tile flooring throughout the house; cozy fireplace in Living room, new bathrooms with tiled walls; A/C less than....

05/28/2020

Great opportunity for teachers in Nevada! This program has been extended only for four months. Do not miss it. Contact me today so you can start the new school year in your new home!

4000 Syracuse - Las Vegas, NV - Las Vegas : $274,000 - 5 Bedrooms / 2 Full Bathrooms 05/21/2020

4000 Syracuse - Las Vegas, NV - Las Vegas : $274,000 - 5 Bedrooms / 2 Full Bathrooms Beautiful single story home; Features 5 Bedroom 3 Bath, the living area square footage was increased per garage conversion; renovated Kitchen with stainless steel appliances included; hard wood flooring, crown molding and new double-pane windows throughout the house. A/C approx 1 yrs old; plenty spa...

5544 Midwinter Mist Drive, North Las Vegas, NV, 89031 03/08/2020

Open House on Sunday, 11:00 AM to 3:00 PM. Do not miss this one!

5544 Midwinter Mist Drive, North Las Vegas, NV, 89031 Beautiful totally renovated 2-story home in a nice and quiet gated community featuring 3-bedrooms and 3-bathroom. Porcelain tile throughout first floor, large kitchen with granite counter tops with central island, pantry and lot of cabinets with all appliances in place.   Master bedroom with sittin...

10461 MULVANEY Circle - MLS: 2162882 - Las Vegas : $341,999 - 3 Bedrooms / 2 Bathrooms 01/12/2020

OPEN HOUSE today. 11:30 AM to 3:00 PM.

10461 MULVANEY Circle - MLS: 2162882 - Las Vegas : $341,999 - 3 Bedrooms / 2 Bathrooms Beautiful Southwest Home, 3 Bed 2-Car Garage, entry foyer taking you to a spacious formal living room; ceramic flooring throughout first floor; efficient Kitchen design with granite counter tops and island overlooking living and dining room; ceiling fans in most rooms, plus a large Loft!; private en...

01/08/2020

Mortgage rates moved higher today after spending several recent days in line with the lowest levels in more than a month. Underlying bond markets have been taking their biggest cues from geopolitical developments surrounding US/Iran tensions. Those came to a head last night after Iran attacked two air bases in Iraq where US troops are stationed.
The average opinion shared on the internet or TV news suggested a likelihood that this meant war. War would be good for rates and bad for stocks. Markets reacted accordingly--at least for a few hours. Things changed when we learned Trump would not address the nation until the morning and that there were no US casualties (seen as the deciding factor in US military retaliation).
In today's speech, Trump effectively de-escalated the situation and communications from Iran suggested this was the extent of their retaliation for the recent US attack. Given that high tensions have been helping rates stay lower than they otherwise would be, the de-escalation is logically pushing back in the other direction. US Treasuries are experiencing most of the pressure, but some of it is spilling over into the market for mortgage-backed bonds--something that could easily continue tomorrow. The implication is that mortgage rates should be considered to be facing upward pressure until further notice.

4517 EL CEBRA Way - MLS: 2124311 - Las Vegas : $259,500 - 3 Bedrooms / 2 Bathrooms 09/24/2019

4517 EL CEBRA Way - MLS: 2124311 - Las Vegas : $259,500 - 3 Bedrooms / 2 Bathrooms GREAT OPPORTUNITY TO OWN THIS GORGEOUS SINGLE-STORY HOME! FEATURING 2000 SF WITH 3 BEDROOMS AND A BIG DEN OR POSSIBLE 4TH BEDROOM, 2 BEAUTIFULLY RENOVATED BATHROOMS, SPACIOUS LIVING ROOM WITH A STONE WRAPPED 2-WAY FIREPLACE, OPEN KITCHEN WITH OAK CABINETS, GRANITE COUNTERTOPS, AND STAINLESS-STEEL AP...

Find a Lender 02/04/2019

Find a Lender The Home Is PossibleTM application process starts the moment you choose an approved lender. There are more than 70 mortgage companies throughout Nevada that are ready to expedite the process, and save you money along the way. Approved lending partners take amazing care of the application and applica...

Down payment help for hopeful home buyers in Southern Nevada 05/10/2018

Down payment help for hopeful home buyers in Southern Nevada Nevada Hardest Hit Fund announces new program Hope Brings You Home. 10% of down payment up to $20,000 for those who qualify in first come, first served basis.   

4529 Chestnut Blaze Dr, North Las Vegas, NV, 89032 04/17/2018

4529 Chestnut Blaze Dr, North Las Vegas, NV, 89032 Tile flooring installed in most parts of the first floor and new carpet added. Large covered patio with cemented backyard fully fenced with block. Shed in patio. Home warranty in place. Nice Community Park to walk & enjoy with family and friends.

A Realistic Home Budgeting Guide: How Much Is Too Much To Spend On A Home? 03/30/2018

A big home can be fun, but not when it's beyond what you can afford.

A Realistic Home Budgeting Guide: How Much Is Too Much To Spend On A Home? How much home can you really afford? Here, the numbers are demystified.

mbshighway.com 03/29/2018

Real Estate appreciation continue to be strong...

mbshighway.com

Homebuying Budget 03/27/2018

A home's listing price is only part of the equation. Here are some other costs to consider.

Homebuying Budget There's more to buying a home than the listing price.

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