Crossroads Mortgage Team- Guild Mortgage

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This workshop will be focusing on Mortgage 101, the basics of what you need to know when looking for the absolute best options. We’ll review getting pre-approved without running your credit, choosing the loan that fits your life, house hunting properly, getting fully approved and protected, and more to help you take full advantage of the housing market in 2023.💪🏼

February 23rd at 6:30pm🗓️
Live - Online - Free
Reserve your seat today.⚡️
https://hopin.com/events/home-dream-to-reality-mortgage-101-498a379b-f3d6-4bb9-98d8-9d047eec4fd5

Who can and will benefit from this live series?

✅ First time home buyers
✅ First time investors
✅ Homeowners
✅ Seasoned investors
✅ Renters
✅ Landlords
✅ Realtors

Anyone that has any plan to do something real estate related in the next 5 years can truly benefit by knowing what options are currently on the market to help during today’s current housing market and what we are heading into later in 2023.🏡🏘️🏚️

Register today to reserve your seat.⚡️

https://hopin.com/events/home-dream-to-reality-mortgage-101-498a379b-f3d6-4bb9-98d8-9d047eec4fd5

Home Dream to Reality!

The Complete “Home Dream to Reality” Series is a 12 month project that was created to educate homebuyers and investors through all financing and housing options to ultimately create confidence in the real estate journey.🎉

Every last Thursday of the month throughout 2023, a live webinar workshop will take you step by step through important and crucial details that can help you with your specific circumstances.🔑

Your host, Oscar Campa, has over 12 years of experience in the housing industry and still currently manages and leads a 5-star mortgage branch and team that has helped thousands of families throughout California.🏠

You can register at https://hopin.com/events/home-dream-to-reality-homebuying-process-in-2023

Who can and will benefit from this live series?😲

First time home buyers
First time investors
Homeowners
Seasoned investors
Renters
Landlords
Anyone that has any plan to do something real estate related in the next 5 years can truly benefit by knowing what options are currently on the market to help during today's current housing market and what we are heading into later in 2023.

The housing market has shifted drastically over the past 24 months, it's time to be in the know. See you there!⭐

⭐️ REGISTER HERE ⭐️
https://hopin.com/events/home-dream-to-reality-homebuying-process-in-2023

There's only nine simple steps between you and homeownership. Understanding how to make an offer on a home can save you time and help you get the best deal possible - we'll show you how: https://www.guildmortgage.com/blog/how-to-make-an-offer-on-a-home-the-ins-and-out-of-earnest-money-deposits-common-contingencies-and-pending-properties/

The 3-2-1 Home ready plus program for our first-time homebuyers makes the homeowning process easy for you. We'll take 3% down and $1,000-$2,500 toward closing to get you into your first home! On top of that we've partnered with The Home Depot® to give you a $2,000 gift card with them to get started with settling in.
Please feel free to reach out for more information. Message us directly OR click the link for more info!
https://www.guildmortgage.com/.../3-2-1-home-plus-program/

Looking for ways to lock in the lowest possible mortgage rate in a high-rate market? Here's a few major mortgage factors:

💳 Credit score
🛒 Loan type
⌛ Loan term
💵 Down payment

Reviewing these factors with a qualified loan officer will help you find the loan to fit your life - so lets talk!

Here's a quick and easy guide to inflation:
👆 Money supply increases (printing, giving away, or loaning more)
👆 Prices for goods and services increase
👇️ Purchasing power decreases

What's that have to do with interest rates?
👆 Federal Reserve increases federal interest rate
👆 Cost of borrowing money increases

And how does that combat inflation?
👇️ Prices for goods and services decrease
👆 Purchasing power increases again

"Lock and Sell” could save you a lot of stress if you’re asking me.

With products like this, the market can be a lot more comfortable!

https://www.guildmortgage.com/mortgage-loans/locknow-and-sell/

Let’s lock it in!

Reach out for any questions :) We are available any time at 323 919 9888

🚫 3.5% battery left on your phone
✅ 3.5% down payment on your new home with FHA financing

Reach out to learn more about your low or no down payment options