David Martinez Mortgage Team

We hope Santa makes a stop at your house tonight!

Getting a mortgage through a bank is like going to a restaurant that only has one item on the menu. We work with several lenders, which means more options to lower your payment. Reach out so we can find the right recipe for you.

While other homebuyers are hibernating this winter, you could be getting a great deal on a new den. Let us show you what’s possible.

There's nothing like the freedom of being able to paint, decorate and put your own stamp on your living space. If you're ready to move into a house where you're the boss, call me for your loan options!

Don't let your credit score keep you locked out of homeownership. We offer FHA loans that aren't just more forgiving when it comes to credit — they can also close in 30 days or less! Contact us today to see if you qualify.

Don't let the excitement of getting a new home be hampered by a never-ending flow of paperwork. Simply fill in our online mortgage application anytime, anywhere. There's no better way to start the mortgage process!

If your credit score is a work in progress, an FHA loan could be a faster path to homeownership. Reach out to see how we can help.

Get more space — possibly for less each month than you are paying in rent — when you buy a home of your own. We work with dozens of lenders to find the right loan options for you. Call today to learn more.

When you work with an independent mortgage broker you can bet that you'll be taken care of every step of the way — and your experience will be faster, easier and cheaper. Call today and let’s talk!

There’s a misconception out there that you need 20% down to purchase a new home — that is simply not true! In fact, you may need as little as just 3% down. Call me today and let’s discuss your options.

Dreaming of becoming financially independent? Chat with me to learn about how to start building your investment portfolio.

On this Black Friday, it's time to think bigger than the mall. Invest in your future by starting your journey to homeownership.

On this day and every other day, we are beyond grateful for the opportunity to help clients like you achieve the dream of homeownership. From our family to yours, Happy Thanksgiving!

Get an initial loan approval in minutes and close in time to host the family for Christmas! Give me a call now and get started with making your storybook holiday a reality.

Thank you to our client for trusting our team with the purchase of her first home! We had been working together for over a year in preparations for this great milestone of hers. Congratulations on the beginning of this wonderful chapter for you! It was a pleasure!

First-time homebuyer? A down payment won’t be your only expense! While a seller may agree to pay some costs needed to sell their home, make sure you have a cushion for things like closing costs, which typically account for 2-5% of the loan amount.

When you own your own business, things aren't always simple and straightforward, especially when it comes to your finances. Getting a mortgage with our team makes it easy to qualify. We use alternative resources, like bank statements, to verify your income.

Dream of owning a home but not sure if it’s possible? I’ve worked with clients who thought they’d be renting forever and who are now happy homeowners. When you’re ready to join them, message me and we’ll get started!

Exactly how big does your nest egg have to be to put you in the market for a home? If you talk to a local mortgage company like us, you'll soon realize that the home of your dreams could take as little as 3% down. Call us and find out more today!

Get a mortgage built on your budget, your preferences and your goals. Let us create a completely custom mortgage for you with access to products your bank can't offer.

When it comes to buying a home, we can give you more options, more possibilities and a more positive, personal experience. Give us a call and let's talk!

High summer temps? Follow these tips to make sure you — and your energy bills — stay chill this summer.

Are you in the market to purchase your first home but don't have a large down payment saved up? Look no further than an FHA loan! The Federal Housing Administration (FHA) offers a great solution for first-time homebuyers, allowing them to qualify for a mortgage with a low down payment of just 3.5%. This means you can own a home with minimal upfront costs.

FHA loans are backed by the government, making them a safe and reliable option for those who may not meet the strict requirements of conventional loans. With an FHA loan, you can enjoy competitive interest rates and flexible qualification guidelines. Even if you have a less-than-perfect credit score, you may still be eligible for an FHA loan.

Another advantage of FHA loans is the ability to finance certain closing costs and fees, reducing the financial burden of buying a home. Additionally, FHA loans offer options for refinancing, allowing you to take advantage of lower interest rates or even cash out some of your home equity.

If you dream of becoming a homeowner but are worried about the down payment, consider applying for an FHA loan. It's a fantastic opportunity to turn your dream into a reality without breaking the bank. Contact a mortgage professional today to learn more about FHA loans and how they can help you achieve homeownership!

Our team at Prime Equity Mortgage would like to invite you all to this event located in our city of West Covina. Registration at www.glareia.com
Hope to see you all there!

The warmth of a home is not just in its walls, but in the love and memories it holds. ❤️🏠 Let us help you get a place to call your own. Contact us now! 818-321-0024
NMLS 679246

Consistency is key! Pay bills on time, keep old accounts open, and maintain a stable credit history to improve your FICO score over time. It's a marathon, not a sprint! NMLS 679246

Myth: You need to have a long credit history to qualify for a mortgage. Not necessarily! Lenders consider other factors like income, employment history, and more. NMLS 679246

Make the most of your credit card rewards by using cards that offer cash back or points on home-related expenses, such as home improvement, furniture, and appliances. Maximize your rewards and earn while you invest in your home! 💳💰

Homebuying tip: Don't skip the inspection! 🏡🔍 Not only do they provide peace of mind, but they can also uncover potential issues and save you money in the long run. 💰💡 NMLS 679246