Taylor Birmingham, NMLS 288318 - Mortgage Investors Group, Loan Officer

Daily Reminder: My expertise on home loans beats Google's search bar any day!

I could not be more proud to support Police Week, May 9th - 15th. A special thanks to our Heroes in blue.

Explore the advantages of choosing a local mortgage lender in my latest blog post. From personalized service to local market knowledge, find out why working with a community-focused lender can enhance your home-buying experience. https://bit.ly/3SSCN4o

Worried about rising interest rates? Say hello to financial flexibility with Mortgage Investors Group's Buy Now, Refi Later program! Secure your dream home today while keeping an eye on future refinancing opportunities.

With mortgage rates rising, it’s important for borrowers to know how they can secure the lowest interest rates possible. A rate even a fraction of a point lower can save you thousands of dollars over the life of your loan.

Here are some strategies:

https://bit.ly/3R3CRxr

?Big Housing News ALERT!

We've just received a boost in our conforming loan limits taking the maximum loan amount to $766,550! Reach out today, and let's embark on this journey of exploring your homebuying options together! ?

Take advantage of MIG's Buy Now REFI Later offer! Contact me for more information.

Happy Friday everyone!

Yes, the current interest rates might make you cringe at the thought of higher monthly payments and consider postponing your homebuying plans. But before you throw in the towel, let’s look at 5 advantages of buying a home in a high-interest market.

https://bit.ly/3QkcW4n

😂😂😂😂

Come on Jerome! 😂😂😂

Contact me to learn more about the cost of waiting.

http://www.taylorbirmingham.com

198 N YATES RD, Memphis, TN, 38120 - Your local agent Stunningly renovated 3 bed, 2 bath, 1-story, 1,625 sq ft home. Luxurious master suite with a spa-like walk-in shower and roomy walk-in closet. Meticulously…

Did you know that loans and mortgages aren't one-size-fits-all? Your unique circumstances call for a tailored approach. Whether it's your first home or your next investment, the right loan makes all the difference.

Ready to talk numbers and navigate your options? Let's connect!
A simple phone call could be your first step to financial clarity.
Taylor Birmingham
Mortgage Investors Group
901-440-9853


#901

Building a new home? MIG's Extended Lock program may be right for you. Contact me for more information.

Have you been thinking about buying a new home or refinancing your current one?

As your local lender, I am here for all of your home financing needs. If you have any questions about your individual situation, I am here for you!

Let's connect!
📞 Taylor Birmingham
Mortgage Investors Group
901-440-9853

Finance Friday!

Let's talk credit cards... 😬

Credit cards can be confusing, but there is ONE simple tip that will help make your finances less tricky.

👉🏻Pay off MORE than the minimum payment!👈🏻

Even if it's just an extra $5 per month. Paying off more than the minimum will help save you interest and report higher on your credit score.

📞 Taylor Birmingham
Mortgage Investors Group
901-440-9853

Buying a home is one of the biggest decisions you can make in your life!

Bring a new homeowner can be stressful. I'm here to help you every step of the way!
Give me a call today and let's discuss your options!
Taylor Birmingham
Mortgage Investors Group
901-440-9853

April is Fair Housing Month and MIG is committed to creating communities of inclusion and equality, where everyone has the same opportunities to secure a place they can call home ✨

Let's connect and talk about your options!
Taylor Birmingham
Mortgage Investors Group
901-440-9853


#901

It’s time for another quick budgeting tip for all of my future/soon-to-be homeowners!

Today, I’m keeping it super simple:

Save your tax refund!

I know it’s tempting to use that refund for a tropical vacation or a big screen TV.

Instead of giving in to the temptation, think long-term and put that refund in a savings account towards your down payment.

Now speaking of vacations, what is your dream vacation destination?

Taylor Birmingham
Mortgage Investors Group
901-440-9853


#901

Happy Tax Day!

Put that tax refund to good use!
Instead of indulging in short-lived pleasures such as shoes, gadgets, or other guilty pleasures, why not opt for something that could positively transform your life? Investing your tax refund in a down payment for a home can bring you one step closer to achieving the dream of homeownership and securing a brighter future for yourself.
So, make the most of your tax refund by directing it towards a purpose that truly matters.

Taylor Birmingham
Mortgage Investors Group
901-440-9853

This is what I want you to know about saving for a home 👇

Your credit score is a prediction of how likely you are to pay back a loan on time. So your credit score is a huge factor in calculating how much home you can afford.

Most lenders will require a credit score of 620 or higher for a conventional loan.

How can you improve your credit score?

💰 Open a line of credit (stick to one or two cards max)
💰 Pay your bills on time
💰 Pay more than is due each month

So before you call me or start calculating home affordability, check your score.

Have you checked your score lately? YES or NO? 👇

Taylor Birmingham
Mortgage Investors Group
901-440-9853

There are so many loan officers in Memphis.

So I know you have a LOT of options when it comes to choosing someone to help you through the home buying process.

So let me help you make the decision. Here are three things you can expect from me when we work together.

1. I'm here to educate you about the market and different loan options available for you and your situation.
2. I walk you through each step of the loan process and make sure you have everything you need to get pre-approved.
3. MIG has so many loan options, I will help you find the best one that fits your needs.

Does that help? I sure hope so!

And speaking of things that stand out–what’s making your day extra special? Let me know in the comments!👇

Let's connect!
📞 Taylor Birmingham
Mortgage Investors Group
901-440-9853


#901
6w

🛑 Stop scrolling if the thought of saving for your first home makes you feel anxious! 🛑

You are not alone! When I bought my first home, I was also nervous and felt like the goal overwhelming.

Over the next few weeks, I’m going to share some of the exact strategies I share with my clients who are planning to purchase a home.

And first things first…start saving early! ⭐️

Although a 20 percent down payment is considered the standard, you can buy a home with as little as 0% down, so let's talk about your options as early as possible to learn about the specific loans that might be available to you.

There’s a big misconception floating these days around that homeownership isn’t attainable due to rising interest rates – but I’m here to tell you that it IS and I can help you do it.

What other questions do you have about saving for a home? Drop them below!👇

Let's connect!
Taylor Birmingham
Mortgage Investors Group
901-440-9853


#901