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THE WAR OF THE WORLDS🥶🥶

This day in 1938 Orson Welles broadcast his radio play of
H.G. Wells "The War of the Worlds" causing panic in some areas as listeners in New York & New Jersey believed it to be a real alien invasion.

Wow! What would happen today with all of the available means of communications 😂???

Oh yeah, a year later and still loving it!!😍

The weather is getting better and better everyday...☀️
Oh it's riding time again I really missed you!😂

Hey life is but a DREAM
(Dare, Reach, Educate, Achieve, Motivate)
Are you: Daring, Reaching, Educating,Achieving and Motivating?


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Heisman Trophy - named after the pioneering American College football coach:
John William Heisman - October 23, 1869 - October 3, 1936
Heisman was credited with the introduction of several key innovations:
-Legalization of the forward pass (1906)
-Center snap and snap count
-Use of the "hike" or "hut" signal
-Introduction of the hidden ball play and double pass
-The Heisman shift (precursor to the T & I formations
-Division of the game into quarters
-Improvement in football equipment, including shoulder & hip pads
His coaching career spanned 36 years:
-Oberlin College
-University of Akron (Buchtel College)
-Auburn University
-Clemson University
-Georgia Institute of Technology
-University of Pennsylvania
-Washington & Jefferson College
-Rice University
Heisman became the first athletic director of the Downtown Athletic Club in New York City.

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Happy Birthday TO:
Christopher Lloyd (86) - Renowned American actor famous for his role as Doc Brown in the Back to the Future trilogy.
Brian De Palma (84) - Infuential American film director known for works like Scarface, The Untouchables & Carlito's Way
Jeff Goldblum (72) - Renowned American actor known for roles in films like Jurassic Park & The Fly
Brian Boitano (61) - American Olympic Gold medalist figure skater & television personality
Shaggy (56) - Jamaican-American reggae muscian known for hits like "It Wasn't Me" and "Angel"
Ariana Richards (45) - American actress best known for her role as Lex Murphy in Jurassic Park

Comprehensive Financial Tools - Here's one example:
The Living Benefits Insurance feature that transforms life insurance from a purely death-focused product into a more comprehensive financial tool that addresses various life circumstances. Brief recap:
Living benefits allow policyholders to receive funds from their life insurance policy if they are diagnosed with a qualifying serious illness. This can significantly reduce financial stress by providing money for:
-Medical expenses
-Care needs
-Other costs associated with treatment
Unlike traditional life insurance that only pays out after death, living benefits enable policyholders to utilize their coverage while still alive. This is particularly valuable for those facing:
-Terminal illness
-Chronic conditions
-Critical health situations
Some living benefits riders can help cover-long term care expenses, which can be extremely costly, such as:
-Fund home health care services
-Pay for assisted living or nursing home stays
-Cover costs of care provided by family members
In essence, the most important aspect of living benefits insurance is it's ability to provide financial protection & flexibility during a policyholder's lifetime, particularly challenging health situations.😎
For more information, free consultation & services you can make your request in the comments, DM or go to: http://onlinefinancialpros.com

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CELEBRITY BIRTHDAYS ON THIS DAY:

Usher the multiple Grammy Awards winner is celebrating his 46th birthday today.

And the late actress, director and producer, Penny Marshall would be celebrating her 81st birthday.

Another Notable celebrating today - Sarah, Dutchess of York former member of the British royal family turns 65 today.

Indigenous Peoples' Day is observed on the second Monday in October...🙂 This year it's being celebrated today:
October 14, 2024.
This serves to honor and celebrate the histories, cultures, and contributions of Indigenous American peoples.
The original concept of Indigenous Peoples' Day originated at a United Nations conference in 1977. The first state to officially recognize it was South Dakota in 1989. Berkeley, California was the first City to adopt it in 1992, coinciding with 500th anniversary of Columbus's arrival in the Americas.
HAPPY INDIGENOUS PEOPLES'S DAY...😎

WORD OF THE DAY or DAYS??
INSURANCE (Life, Health, Home,Flood)
In today's unpredictable world, having the right insurance coverage is more important than ever. Whether's it's for your home, car, health, or life, protection and well-being should be a top priority & benefit by having:
1-Peace of Mind - Knowing that you're covered in case of emergencies can alleviate stress & help you focus on what truly matters in life.
2-Financial Security - Insurance helps safeguard your finances against unexpected events.
3-Support During Tough Times - In the event of a loss, insurance can provide crucial support, helping your recover & rebuild without financial hardship.
Have any questions what type of insurance is right for you? Comment below or send me a message. Always, here to help you navigate your options and find the best coverage for your needs.

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According to Bruce Lee "The successful warrior is the average man, with laser-like focus."

Reminds me of Ash Lawrence - It's no hocus pocus, it's all about your focus (Workbooks for Leadership Dynamics, The Principles of Leadership).😎

Bruce Lee was a groundbreaking martial artist, actor and cultural icon, renowed for his significant contributions to martial arts and cinema.

October is recognized as Breast Cancer Awareness (BCA)Month. This annual campaign aims to promote awareness about breast cancer, emphazing the importance of early detection, education on risk factors, and support for those affected by the disease.

This initiative began in 1985 as a week-long event and expanded to a month-long observance by the early 1990s.

The pink ribbon became a symbol of this awareness in 1992.
The BCA Month serves as a crucial time for reflectin on advancements in research and treatment while advocating for continued support and education efforts.

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Here's another questioned I get asked:
"What role does my annual salary play in determing the right life insurance coverage"?
Answer: It plays a critical role in determining the appropriate amount of coverage.
Here's how if factors in:
1st - Income Replacement - The primary purpose of life insurance is to replace your income for your dependents if you were to pass away. Your annual salary serves as the foundation for the calculation.
Rule of Thumb - If you earn $50,000 per year, you might aim for $500,00 to $750,000 in coverage. For a $100,000 salary, the target range would be $1,000,000 to $1,500,000. This multipler helps ensure your family can maintain their standard of living for an extended period.
2nd - Alternative Calculation Method (DIME) - The Debt, Income, Mortgage, Education method provides a more comprehensive calculation:
1-Debts-Outstanding debts you want paid off
2-Income-Your annual income multiplied by the number of years you want to provide income replacement
3-Mortgage-Remaining mortgage balance
4-Education-Estimated college costs for your children
3rd - Alternative Method - Income X 10 Plus Education - Multiply your income by 10 and add a lump sum for each child's education expenses.
Short Answer to the question: Your annualy salary is a critical factor in determining life insurance coverage, but it's not the only consideration. While rules of thumb like 10-15X salary are helpful starting points, it's essential to account for your unique financial situation, including debts, future expenses, and other assets. Using a comprehensive calculation method or consulting with a financial professional can help ensure you select the right amount of coverage for your family's needs.

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