Vigil Wealth Management

What happens next? (market rollercoaster)

What happens next? (market rollercoaster) | Vigil Wealth Management, LLC It’s been a wild August for markets. Let’s review.

Investing myths can cloud judgment. Our latest Visual Insights Newsletter examines popular ”investment factors,” exploring which may influence long-term returns. Curious? Check it out now!

Debunking Investment Myths Learn what doesn't drive long-term investment returns.

The Number One Way Americans are Becoming Millionaires. The best investing may not always be thrilling.

The Number One Way Americans are Becoming Millionaires — Morningstar The best investing may not always be thrilling.

Your estate plan should simplify, not complicate. Discover 13 common mistakes and how to avoid them to ensure your intentions are clear.

13 Common Missteps That Can Impact Your Legacy Avoid these estate planning mistakes.

Updating your estate plan is key to avoiding future headaches. Our guide reveals why frequent reviews are essential and what other mistakes to watch out for.

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Estate planning is more than just drafting a will—it’s about avoiding pitfalls that could derail your legacy. Our latest guide breaks down 13 common mistakes in estate planning and offers practical solutions.

Estate Planning Mistakes & How to Avoid Them Learn 13 ways to protect your legacy.

It has been a great time for high-yield savings accounts. However, as interest rates are expected to decrease, it's a good idea for savers to consider other options such as CDs and Treasury notes. These options will allow them to secure today's yields for several years.

It’s Time to Ditch Your High-Yield Savings Account. Where to Put Your Cash Instead. — Barron’s It’s been a golden era for high-yield savings accounts. But with interest rates set to come down, it is time for savers to look at other vehicles like CDs and Treasury notes that will let them lock in today’s yields for years to come.

New presidential candidate? (What it could mean)

New presidential candidate? (What it could mean) | Vigil Wealth Management, LLC A lot has happened recently. Let’s review.

Have you been meaning to start or revisit your estate plan? Here are 13 common mistakes and how to dodge them.

Go from Good Intentions––to a Great Estate Plan This 15-minute read could change your family's future.

Seeing endless ads for financial courses online? Our latest newsletter offers insights on spotting genuine opportunities versus costly traps. Stay informed and cautious.

Never Take $ Advice from Social Media Learn what (and who) to avoid right now.

Quick cash schemes flooding your social feed? This month's newsletter delves into why these too-good-to-be-true promises often fail. Protect your finances by understanding the hype.

How a Finfluencer Can Derail Your Financial Plans Learn how to spot a scam to avoid losing big.

After months of simmering inflation reports, it looks like inflation finally eased slightly in April. Are prices stabilizing? Can we breathe a sigh of relief? Let's dig a little deeper.

Inflation relief | Vigil Wealth Management, LLC

Think twice before trusting finfluencer trends! Discover the risks of social media finance tips in this month's newsletter.

Why Using Social Media for $ Guidance is Risky See how "finfluencers" can misguide your choices.

What’s your ideal retirement?
Traveling? Practicing your favorite hobbies? Caring for loved ones?
Whatever you envision, creating a plan of action can feel exhausting.
There are, however, a few simple, yet commonly overlooked steps you can take today to help you feel more comfortable throughout your planning process.

Retirement nearing? Do these 5 things first. | Vigil Wealth Management, LLC What’s your ideal retirement? Traveling? Practicing your favorite hobbies? Caring for loved ones? Whatever you envision, creating a plan of action can feel exhausting. There are, however, a few simple, yet commonly overlooked steps you can take today to help you feel more comfortable throughout yo...

Curious about the real impact of viral investment fads like GameStop? Our newsletter breaks down the dangers of herd mentality in social media investing.

The Financial Risks of Social Media Learn 3 reasons to ignore that trendy "finfluencer."

With healthcare costs often resembling an unpredictable market, and long-term care expenses looming, the post-work years require careful financial planning. This blog post advocates for partnering with a financial professional to navigate these challenges, offering tailored guidance on Medicare, long-term care funding, and retirement law changes. By preparing strategically, retirees can confidently set sail into their golden years, free from the turbulence of unforeseen financial burdens.

Mastering Stormy Waters: Smart Strategies for Healthcare Costs in Retirement | Vigil Wealth Management, LLC With healthcare costs often resembling an unpredictable market, and long-term care expenses looming, the post-work years require careful financial planning. This blog post advocates for partnering with a financial professional to navigate these challenges, offering tailored guidance on Medicare, lon...

Quarterly municipal bond outlook: The power of generating higher income Outlook on the quarter ahead from Daniel Close, Head of Municipals.

The Road to Retirement: A Paychex Special Report The Federal Reserve issued a report in 2021 revealing that nearly 25% of non-retired adults in the United States have no retirement savings. There are many possible explanations as to why people, in general, are not saving for retirement — rising inflation, the cost of higher education, credit car...

Dave Ramsey explains the average American's retirement, 401(k) savings — TheStreet The Ramsey Show host and personal finance author says it's never too late to begin saving for retirement.

Is a recession still in the cards? Here's what the experts are saying about 2024.

What happens next for markets? We broke down markets into a 5-minute read.

401(k) millionaires surged 43% in the past year — here’s how long it took them to reach $1 million — MarketWatch Becoming a 401(k) millionaire doesn’t happen overnight. Here’s how many years it took, on average.

Proceed with Caution Focusing on Yield | Dimensional High dividend yield doesn’t always equate to higher returns.

401 not OK: Almost half of Americans don’t actually know what a 401(k) is — and it’s putting their nest eggs at risk — Moneywise.com Being in the dark could cost you big.

One of Wall Street's last remaining bears, Morgan Stanley, has finally capitulated. Here's its new S&P 500 target. MarketWatch One of Wall Street's last remaining bears, Morgan Stanley, has finally capitulated. Here's its new S&P 500 target. Provided by Dow Jones May 20, 2024 10:49am By Jamie Chisholm Critical information for the U.S. trading day Futures action early Monday points to the S&P 500 again challengin...

Meta shifts the narrative on dividends in the world of Big Tech

Meta shifts the narrative on dividends in the world of Big Tech Big Tech companies, including Meta and Alphabet, are initiating dividends for the first time as the group seeks to prove their commitment to shareholder returns.

An early retiree says saving too much in his 401(k) made him cash-poor — Business Insider Eric Cooper retired at 48 with $2.4 million in his 401(k) but lacked liquidity. If he could go back, he would have put less money in his 401(k) and more in a brokerage account. His work-around is an IRS rule that lets him withdraw $20,000 a year penalty-free.

Portfolio reliance: Key numbers in perspective A retirement withdrawal strategy is essential, but relying too much on a portfolio for income may expose investors to risks. Understand the portfolio reliance rate to help plan for these risks.